123 S Blank St · Allentown, PA 18102

$164,999

3 bd · 1.0 ba · 1,046 sqft · Townhouse public records · 35 Days on market

Built 1900 675 sqft lot Est $160k · at est.

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.7/30.0
• DSCR +8.6/10.0
• 1% rule +6.2/10.0
• ARV discount +6.1/15.0
• Livability +4.0/5.0
• Rent growth +3.9/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 123 Blank Street! A great choice for first time investors or to add to your portfolio. This home has recently been updated with brand new flooring, paint and windows. Walk through the spacious kitchen into the bright living room. Head upstairs where you will find a bedroom, the newly renovated bathroom and two more nice sized bedrooms. This property is turnkey and will be sold with a clear Certificate of Occupancy from the City of Allentown. Schedule your showing today!

Key facts

• Built 1900
• Listed 35 days

Property features AI

Exterior

• Parking: On-street parking
• Utilities: Public water service; Public sewer service
• Home design: 2-story property
• Construction: Built with block, concrete, vinyl siding and wood siding; Rubber roof
• Exterior features: Public water; Public sewer; Zoned R-MH

Interior

• Kitchen: Electric oven; Electric range
• Bedrooms: Three bedrooms on the second floor
• Bathrooms: 1 full bathroom
• Heating & cooling: Heat pump heating
• Interior features: Dining area; Eat-in kitchen; Full basement
• Laundry & utility: Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $165k.

Deal economics

• At list price, monthly cash flow is $397 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $165k).
• Recommended offer: $160k (3.0% below list) — sets the bar for market timing.
• Cap rate 9.2% vs local median 5.3% in Allentown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#171 in PA, #1,440 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D.
• Allentown City SD (urban): math 10% / reading 20% proficiency, ranked #513 of 539 in PA (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Union Terrace El Sch (math 8% / reading 75%, grade F, #931 of 1,518 statewide, top 61%, 658 students, 100% FRL); Francis D Raub Ms (math 2% / reading 24%, grade F, #484 of 512 statewide, top 95%, 909 students, 100% FRL); William Allen Hs (math 29% / reading 10%, grade F, #392 of 437 statewide, top 90%, 2,852 students, 87% FRL) — zoned schools average 96% FRL vs 73% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+5.5%/yr); 170 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 765 units permitted in Lehigh County in 2024 (286 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Lehigh County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 5.5% rent growth), your $46k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 35 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
• 12 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $141k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $160,049 (3.0% below list)

Questions for the listing agent

1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 9.18%
• Cash-on-cash: 10.32%
• DSCR: 1.46
• GRM: 7.4

CMA / ARV

• ARV (on-the-fly): $160,038
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
121 S Blank St	0.00mi	3/1.0	1,046 (0%)	5mo	$160,000	$153	96
1244 Union St	0.06mi	2/1.0 (-1)	1,024 (-2%)	6mo	$205,000	$200	83
1214 Hickory St	0.02mi	2/1.5 (-1)	1,028 (-2%)	10mo	$147,500	$143	80
514 N Hazel St	0.75mi	3/1.0	1,051 (+0%)	4mo	$130,000	$124	61
213 N Peach St	0.43mi	3/1.0	1,136 (+9%)	9mo	$208,000	$183	58
924 Wyoming St	0.73mi	3/2.0	1,139 (+9%)	1mo	$263,500	$231	46
1422 W Gordon St	0.61mi	3/1.0	1,201 (+15%)	2mo	$214,999	$179	45
731 Chestnut St	0.61mi	3/1.0	1,178 (+13%)	9mo	$144,000	$122	43
422 N Fulton St	0.73mi	2/1.5 (-1)	972 (-7%)	6mo	$126,500	$130	42
415 N Lumber St	0.74mi	2/1.0 (-1)	1,150 (+10%)	8mo	$200,000	$174	37
431 N Fulton St	0.74mi	3/1.0	1,176 (+12%)	10mo	$165,000	$140	36
242 Hall St	0.69mi	4/1.0 (+1)	1,200 (+15%)	3mo	$155,000	$129	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.48% rent growth · sell at horizon

5-year hold

• IRR: 1.8%
• Equity multiple: 1.07×
• Total profit: $3,289
• Equity at exit: $24,602

10-year hold

• IRR: 13.6%
• Equity multiple: 2.21×
• Total profit: $55,853
• Equity at exit: $14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18102

• Rents YoY: 5.5%
• Active inventory: 170
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $1,855 high
• Mortgage (P&I): −$865
• Tax from tax record: −$134 /mo · $1,610/yr
• Insurance: −$69
• HOA: −$0
• Vacancy / Maint / Mgmt: −$390
• Net cashflow: $397

Break-even live

Break-even rent $1,352

Max offer price $164,999

Occupancy floor 74%

Sensitivity live

Price	-10% $491	-5% $444	+0% $397	+5% $351	+10% $304
Rent	-10% $251	-5% $324	+0% $397	+5% $470	+10% $544
Rate	-1.0pp $480	-0.5pp $439	base $397	+0.5pp $354	+1.0pp $311

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,250
• Closing costs: $4,950
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
144 S 12th St Allentown, PA	4.0	2.0	1242	$2,000	$1.61	4d	1	0.01mi
1046 Walnut St Unit 1 Allentown, PA	2.0	1.0	972	$1,500	$1.54	25d	1	0.15mi
1010 W Hamilton St Allentown, PA	1.0–2.0	1.0–2.0	943	$2,022	$2.14	4d	6	0.24mi
35 N 13th St Unit 2 Allentown, PA	2.0	1.0	1000	$1,350	$1.35	46d	1	0.26mi
1145 Linden St Apt 2 Allentown, PA	3.0	1.0	971	$1,525	$1.57	25d	1	0.29mi
45 N 11th St Unit 3 Allentown, PA	2.0	1.0	900	$1,250	$1.39	4d	1	0.31mi
1036 Linden St #2 Allentown, PA	2.0	1.0	1200	$1,600	$1.33	4d	1	0.31mi
932 W Hamilton St Allentown, PA	2.0	1.0–2.0	862	$2,350	$2.73	4d	15	0.33mi
1039 E St Unit Linden St unit Apt Allentown, PA	2.0	1.0	1200	$1,500	$1.25	25d	1	0.33mi
25 N 10th St Allentown, PA	2.0	1.0	717	$1,475	$2.06	46d	1	0.34mi
1210 W Turner St Unit 2 Allentown, PA	2.0	2.0	1500	$2,400	$1.60	46d	1	0.37mi
1210 W Turner St Unit 1 Allentown, PA	2.0	2.0	1200	$1,800	$1.50	4d	1	0.37mi
1210 W Turner St Unit 2 Allentown, PA	2.0	2.0	1500	$1,900	$1.27	4d	1	0.37mi
1210 W Turner St Unit 1 Allentown, PA	2.0	2.0	1200	$2,300	$1.92	46d	1	0.37mi
1210 W Turner St Unit 2 Allentown, PA	2.0	2.0	1500	$2,150	$1.43	25d	1	0.37mi
1210 W Turner St Unit 1 Allentown, PA	2.0	2.0	1200	$2,050	$1.71	25d	1	0.37mi
1542 Walnut St Apt 2 Allentown, PA	4.0	1.0	1132	$1,850	$1.63	23d	1	0.42mi
1437 Webster St Allentown, PA	3.0	1.0	1080	$1,475	$1.37	46d	1	0.43mi
818 Walnut St Apt 5 Allentown, PA	2.0	1.0	936	$1,450	$1.55	21d	1	0.45mi
835 Hamilton St Unit 608 Allentown, PA	2.0	2.0	1411	$2,725	$1.93	16d	1	0.45mi
835 Hamilton St Unit 409 Allentown, PA	2.0	2.0	1052	$2,374	$2.26	21d	1	0.45mi
835 Hamilton St Unit 424 Allentown, PA	2.0	2.0	1411	$2,625	$1.86	16d	1	0.45mi
835 Hamilton St Unit 509 Allentown, PA	2.0	2.0	1052	$2,399	$2.28	21d	1	0.46mi
229 Peach St Allentown, PA	3.0	2.0	882	$1,800	$2.04	16d	1	0.47mi
829 Linden St Apt 1 Rear Allentown, PA	2.0	2.0	1200	$1,495	$1.25	25d	1	0.51mi
827 Linden St Unit 829-1 Allentown, PA	2.0	2.0	1200	$1,495	$1.25	23d	1	0.51mi
832 Chestnut St Allentown, PA	3.0	1.0	1124	$2,100	$1.87	25d	1	0.52mi
221 N 15th St Unit 2 Allentown, PA	3.0	1.0	1200	$1,775	$1.48	4d	1	0.54mi
1600 Lehigh Pkwy E Allentown, PA	1.0–2.0	1.0–2.0	900	$2,174	$2.42	4d	14	0.59mi
1332 W Gordon St Allentown, PA	3.0	2.0	1236	$1,050	$0.85	46d	1	0.60mi
10 N 17th St Unit 2N Allentown, PA	2.0	1.0	900	$1,695	$1.88	4d	1	0.62mi
1621 W Turner St Allentown, PA	3.0	1.0	1200	$2,195	$1.83	25d	1	0.63mi
209 N Eighth St Apt 2 Allentown, PA	3.0	1.0	1430	$1,550	$1.08	46d	1	0.63mi
944 W Gordon St Allentown, PA	3.0	1.5	1146	$1,750	$1.53	25d	1	0.64mi
27 N 7th St Allentown, PA	2.0	1.0–2.0	840	$2,222	$2.64	4d	11	0.65mi
1425 W Gordon St Allentown, PA	3.0	2.0	1200	$2,200	$1.83	46d	1	0.65mi
229 N West St Unit 2 Allentown, PA	3.0	1.0	953	$1,700	$1.78	25d	1	0.66mi
107 N 7th St Allentown, PA	2.0	1.0–2.0	855	$2,972	$3.47	4d	23	0.66mi
1639 W Turner St Unit 1 Allentown, PA	2.0	2.0	1200	$1,500	$1.25	4d	1	0.66mi
1014 Hoe St Allentown, PA	2.0	1.0	1016	$1,850	$1.82	46d	1	0.67mi

Listing history 48 events

1. 2026-06-22
   days on market $164,999 Active 35 DOM
2. 2026-06-19
   price $164,999 Active 32 DOM
3. 2026-06-18
   days on market $170,000 Active 32 DOM
4. 2026-06-17
   days on market $170,000 Active 31 DOM
5. 2026-06-16
   days on market $170,000 Active 30 DOM
6. 2026-06-15
   days on market $170,000 Active 29 DOM
7. 2026-06-14
   days on market $170,000 Active 27 DOM
8. 2026-06-10
   days on market $170,000 Active 24 DOM
9. 2026-06-09
   days on market $170,000 Active 23 DOM
10. 2026-06-08
    days on market $170,000 Active 22 DOM
11. 2026-06-07
    days on market $170,000 Active 21 DOM
12. 2026-06-03
    days on market $170,000 Active 17 DOM
13. 2026-06-02
    days on market $170,000 Active 16 DOM
14. 2026-06-01
    days on market $170,000 Active 15 DOM
15. 2026-05-31
    days on market $170,000 Active 14 DOM
16. 2026-05-31
    days on market $170,000 Active 13 DOM
17. 2026-05-15
    listed $170,000 Active
18. 2024-05-10
    soldstatus $141,100 Sold 485-char remark

    Show marketing remark (485 chars)

    Welcome to 123 Blank Street! A great choice for first time investors or to add to your portfolio. This home has recently been updated with brand new flooring, paint and windows. Walk through the spacious kitchen into the bright living room. Head upstairs where you will find a bedroom, the newly renovated bathroom and two more nice sized bedrooms. This property is turnkey and will be sold with a clear Certificate of Occupancy from the City of Allentown. Schedule your showing today!

19. 2024-05-10
    soldstatus $141,100

    Show marketing remark (485 chars)

    Welcome to 123 Blank Street! A great choice for first time investors or to add to your portfolio. This home has recently been updated with brand new flooring, paint and windows. Walk through the spacious kitchen into the bright living room. Head upstairs where you will find a bedroom, the newly renovated bathroom and two more nice sized bedrooms. This property is turnkey and will be sold with a clear Certificate of Occupancy from the City of Allentown. Schedule your showing today!

20. 2024-04-10
    status Pending 485-char remark

    Show marketing remark (485 chars)

    Welcome to 123 Blank Street! A great choice for first time investors or to add to your portfolio. This home has recently been updated with brand new flooring, paint and windows. Walk through the spacious kitchen into the bright living room. Head upstairs where you will find a bedroom, the newly renovated bathroom and two more nice sized bedrooms. This property is turnkey and will be sold with a clear Certificate of Occupancy from the City of Allentown. Schedule your showing today!

21. 2024-04-05
    status Active 485-char remark

    Show marketing remark (485 chars)

    Welcome to 123 Blank Street! A great choice for first time investors or to add to your portfolio. This home has recently been updated with brand new flooring, paint and windows. Walk through the spacious kitchen into the bright living room. Head upstairs where you will find a bedroom, the newly renovated bathroom and two more nice sized bedrooms. This property is turnkey and will be sold with a clear Certificate of Occupancy from the City of Allentown. Schedule your showing today!

22. 2024-03-24
    status Pending 485-char remark

    Show marketing remark (485 chars)

    Welcome to 123 Blank Street! A great choice for first time investors or to add to your portfolio. This home has recently been updated with brand new flooring, paint and windows. Walk through the spacious kitchen into the bright living room. Head upstairs where you will find a bedroom, the newly renovated bathroom and two more nice sized bedrooms. This property is turnkey and will be sold with a clear Certificate of Occupancy from the City of Allentown. Schedule your showing today!

23. 2024-03-20
    status Active 485-char remark

    Show marketing remark (485 chars)

    Welcome to 123 Blank Street! A great choice for first time investors or to add to your portfolio. This home has recently been updated with brand new flooring, paint and windows. Walk through the spacious kitchen into the bright living room. Head upstairs where you will find a bedroom, the newly renovated bathroom and two more nice sized bedrooms. This property is turnkey and will be sold with a clear Certificate of Occupancy from the City of Allentown. Schedule your showing today!

24. 2024-03-07
    status Pending 485-char remark

    Show marketing remark (485 chars)

    Welcome to 123 Blank Street! A great choice for first time investors or to add to your portfolio. This home has recently been updated with brand new flooring, paint and windows. Walk through the spacious kitchen into the bright living room. Head upstairs where you will find a bedroom, the newly renovated bathroom and two more nice sized bedrooms. This property is turnkey and will be sold with a clear Certificate of Occupancy from the City of Allentown. Schedule your showing today!

25. 2024-02-23
    listed $130,000 Active 485-char remark

    Show marketing remark (485 chars)

    Welcome to 123 Blank Street! A great choice for first time investors or to add to your portfolio. This home has recently been updated with brand new flooring, paint and windows. Walk through the spacious kitchen into the bright living room. Head upstairs where you will find a bedroom, the newly renovated bathroom and two more nice sized bedrooms. This property is turnkey and will be sold with a clear Certificate of Occupancy from the City of Allentown. Schedule your showing today!

26. 2023-07-24
    historical 646-char remark

    Show marketing remark (646 chars)

    Calling all investors. Established, well-maintained single family property with long-term tenant and excellent payment history. Property is located in the South Side Allentown within walking distance to Fountain Park and Little Lehigh Creek recreational area. The property has been meticulously maintained with a less than 5-year old gas furnace, tile flooring and new paint. New shower unit from floor to ceiling is installed during Q1 of 2023. Very low taxes. Tenant has been there for 3 years and intends to stay. Current rent is below market due to rapid rent increase in the area during the last year. Lease is month-to-month. Selling as is.

27. 2023-07-24
    soldstatus $100,000

    Show marketing remark (646 chars)

    Calling all investors. Established, well-maintained single family property with long-term tenant and excellent payment history. Property is located in the South Side Allentown within walking distance to Fountain Park and Little Lehigh Creek recreational area. The property has been meticulously maintained with a less than 5-year old gas furnace, tile flooring and new paint. New shower unit from floor to ceiling is installed during Q1 of 2023. Very low taxes. Tenant has been there for 3 years and intends to stay. Current rent is below market due to rapid rent increase in the area during the last year. Lease is month-to-month. Selling as is.

28. 2023-07-21
    soldstatus $100,000 Sold 646-char remark

    Show marketing remark (646 chars)

    Calling all investors. Established, well-maintained single family property with long-term tenant and excellent payment history. Property is located in the South Side Allentown within walking distance to Fountain Park and Little Lehigh Creek recreational area. The property has been meticulously maintained with a less than 5-year old gas furnace, tile flooring and new paint. New shower unit from floor to ceiling is installed during Q1 of 2023. Very low taxes. Tenant has been there for 3 years and intends to stay. Current rent is below market due to rapid rent increase in the area during the last year. Lease is month-to-month. Selling as is.

29. 2023-06-12
    status Pending 646-char remark

    Show marketing remark (646 chars)

    Calling all investors. Established, well-maintained single family property with long-term tenant and excellent payment history. Property is located in the South Side Allentown within walking distance to Fountain Park and Little Lehigh Creek recreational area. The property has been meticulously maintained with a less than 5-year old gas furnace, tile flooring and new paint. New shower unit from floor to ceiling is installed during Q1 of 2023. Very low taxes. Tenant has been there for 3 years and intends to stay. Current rent is below market due to rapid rent increase in the area during the last year. Lease is month-to-month. Selling as is.

30. 2023-05-30
    listed $114,900 Active 646-char remark

    Show marketing remark (646 chars)

    Calling all investors. Established, well-maintained single family property with long-term tenant and excellent payment history. Property is located in the South Side Allentown within walking distance to Fountain Park and Little Lehigh Creek recreational area. The property has been meticulously maintained with a less than 5-year old gas furnace, tile flooring and new paint. New shower unit from floor to ceiling is installed during Q1 of 2023. Very low taxes. Tenant has been there for 3 years and intends to stay. Current rent is below market due to rapid rent increase in the area during the last year. Lease is month-to-month. Selling as is.

31. 2017-08-09
    soldstatus $30,000 Sold
32. 2017-07-18
    status Pending
33. 2017-06-20
    price $39,900
34. 2017-06-09
    listed $49,900 Active
35. 2017-06-08
    historical
36. 2017-04-29
    price $49,900
37. 2017-03-07
    listed $59,900 Active
38. 2007-04-05
    soldstatus $71,000
39. 2007-04-05
    soldstatus $71,000
40. 2007-01-19
    listed $75,000
41. 2007-01-01
    historical
42. 2006-08-30
    listed $78,000
43. 2004-12-05
    historical
44. 2004-12-05
    historical
45. 2004-07-23
    listed $60,500
46. 2004-07-23
    listed $60,500
47. 2004-07-23
    historical
48. 2004-06-04
    listed $60,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,610 · $134/mo
• Projected year-2 tax: $2,109 · $176/mo
• Expected delta: +$498/yr (+$42/mo · 31.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,260
• − Mortgage interest: −$9,243
• − Property taxes: −$1,610
• − Insurance: −$825
• − Repairs & maintenance: −$1,781
• − Management: −$1,781
• − Depreciation: −$4,800
• Taxable income: $2,220
• Est. tax owed @ 24.0%: −$533
• After-tax cash flow: $4,234/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Allentown City SD
• NCES district ID: 4202280
• Math proficiency: 10% ▼ -10.00%
• Reading proficiency: 20% ▼ -15.00%
• Median HH income: $36,337
• Composite: 12.43/100
• National rank: #9630
• State rank: #513 of 539 in PA

Livability — Allentown

• Score: 81/100
• State rank: #171
• US rank: #1440

Category grades

Amenities A Commute A+ Cost of living A+ Crime C+ Employment D Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Allentown, PA
• County: Lehigh County · 333,019 people
• City population: 172,996
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• Population (ZIP): 51,001
• Household income: $43,085
• Rent vs Own: 67.9% rent · 32.1% own
• Severe rent burden: 4313.0

Population outlook (Lehigh County) Hauer SSP2

• Today (2025): 392,957 people
• By 2030: 408,319 · +3.9%
• By 2040: 440,007 · +12.0%
• By 2050: 475,940 · +21.1%
• By 2075: 590,448 · +50.3%
• By 2100: 690,314 · +75.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (69%)
• Race & ethnicity: Hispanic / Latino 69% Two or more races 28% White 18% Black 10%
• Hispanic origin (detail): Mexican 3% Puerto Rican 38% Dominican 22%
• Common ancestry: Polish 1% Romanian 1% Hispanic 1%
• Foreign-born: 22% · Canada, Jamaica
• Languages at home: 45% English-only · Spanish 52% Arabic 2%

Political lean MEDSL · Lehigh

• 2024 margin: Toss-up / Even · D 50.7% · R 48.0% · Other 1.2%
• 2008→2024 swing: -12.9pp toward R · 2008: 15.6pp · 2024: 2.7pp
• All cycles: 2024: D+2.7 2020: D+7.6 2016: D+4.4 2012: D+7.5 2008: D+15.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -227.01%
• Current HPI: 404.834
• Rent YoY: ▲ 5.48%
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+181.0% since first listed

32 events — show timeline

• 2026-05-15 Listed $170,000 GLVRMLS
• 2024-05-10 Sold (Public Records) $141,100 Public Records
• 2024-05-10 Sold (MLS) $141,100 GLVRMLS
• 2024-04-10 Pending — GLVRMLS
• 2024-04-05 Relisted — GLVRMLS
• 2024-03-24 Pending — GLVRMLS
• 2024-03-20 Relisted — GLVRMLS
• 2024-03-07 Pending — GLVRMLS
• 2024-02-23 Listed $130,000 GLVRMLS
• 2023-07-24 Listing Removed — GLVRMLS
• 2023-07-24 Sold (Public Records) $100,000 Public Records
• 2023-07-21 Sold (MLS) $100,000 GLVRMLS
• 2023-06-12 Pending — GLVRMLS
• 2023-05-30 Listed $114,900 GLVRMLS
• 2017-08-09 Sold (MLS) $30,000 GLVRMLS
• 2017-07-18 Pending — GLVRMLS
• 2017-06-20 Price Changed $39,900 GLVRMLS
• 2017-06-09 Listed $49,900 GLVRMLS
• 2017-06-08 Listing Removed — GLVRMLS
• 2017-04-29 Price Changed $49,900 GLVRMLS
• 2017-03-07 Listed $59,900 GLVRMLS
• 2007-04-05 Sold (Public Records) $71,000 Public Records
• 2007-04-05 Sold (MLS) $71,000 GLVRMLS
• 2007-01-19 Listed $75,000 GLVRMLS
• 2007-01-01 Listing Removed — GLVRMLS
• 2006-08-30 Listed $78,000 GLVRMLS
• 2004-12-05 Listing Removed — GLVRMLS
• 2004-12-05 Listing Removed — GLVRMLS
• 2004-07-23 Listing Removed — GLVRMLS
• 2004-07-23 Listed $60,500 GLVRMLS
• 2004-07-23 Listed $60,500 GLVRMLS
• 2004-06-04 Listed $60,500 GLVRMLS

Property tax history

-2.1%/yr

Latest (2026): $1,610 · +0.7% YoY. Source: county tax records.