107 Dallas St · Goliad, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.5/30.0
- DSCR +7.9/10.0
- ARV discount +7.5/15.0
- 1% rule +5.5/10.0
- Schools +3.5/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$121,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 107 Dallas Street in Goliad! This well-maintained 2011 singlewide manufactured home offers 3 bedrooms and 2 full bathrooms on a 0.281-acre lot within Goliad ISD. The home features a large covered front deck, perfect for relaxing or entertaining. Inside, you’ll find a functional layout with carpet and vinyl flooring throughout, a spacious living area, and an open kitchen equipped with electric appliances, a breakfast bar, a pantry, and a dedicated dining area. The primary suite includes a walk-in closet and a private bathroom with dual vanities, a garden tub, and a separate walk-in shower. The secondary bathroom offers a convenient tub/shower combination. Additional features include central electric heating and air, a composition shingle roof, city water, and a private on-site septic system. Located just minutes from schools, shopping, and downtown Goliad amenities, this property offers comfortable living with room to enjoy the outdoors.
Key facts
- 0.28 acre lot
- Built 2011
- Listed 175 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $121k.
Deal economics
- At list price, monthly cash flow is $248 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $121k).
- Recommended offer: $106k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.8% vs local median 2.1% in Goliad — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#348 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, amenities F, commute F.
- Goliad ISD (rural): math 40% / reading 41% proficiency, ranked #370 of 826 in TX (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 65 active listings in the ZIP; 10 units permitted in Goliad County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $837 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Goliad County population projected at +25% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 176 days — a 12% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 176 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.05% ✓
- Cap rate
- 8.75%
- Cash-on-cash
- 8.78%
- DSCR
- 1.39
- GRM
- 8.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -3.0%
- Equity multiple
- 0.89×
- Total profit
- $-3,853
- Equity at exit
- $18,041
- IRR
- 6.6%
- Equity multiple
- 1.50×
- Total profit
- $16,842
- Equity at exit
- $10,462
Cash invested: $33,880 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77963
- Home prices YoY
- -14.1%
- Active inventory
- 65
- Price-to-rent
- 8.0×
Monthly cashflow live
- Estimated rent
- $1,266 medium interval (Pro) →
- Mortgage (P&I)
- −$635
- Tax from tax record
- −$67 /mo · $809/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$266
- Net cashflow
- $248
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,250
- Closing costs
- $3,630
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 12 events
-
2026-06-09days on market $121,000 Active 176 DOM
-
2026-06-08days on market $121,000 Active 175 DOM
-
2026-06-07days on market $121,000 Active 174 DOM
-
2026-06-05days on market $121,000 Active 172 DOM
-
2026-06-03days on market $121,000 Active 170 DOM
-
2026-06-02days on market $121,000 Active 169 DOM
-
2026-06-01days on market $121,000 Active 168 DOM
-
2026-05-31days on market $121,000 Active 167 DOM
-
2026-05-30days on market $121,000 Active 166 DOM
-
2026-02-25price $121,000 967-char remark
Show marketing remark (967 chars)
Welcome to 107 Dallas Street in Goliad! This well-maintained 2011 singlewide manufactured home offers 3 bedrooms and 2 full bathrooms on a 0.281-acre lot within Goliad ISD. The home features a large covered front deck, perfect for relaxing or entertaining. Inside, you’ll find a functional layout with carpet and vinyl flooring throughout, a spacious living area, and an open kitchen equipped with electric appliances, a breakfast bar, a pantry, and a dedicated dining area. The primary suite includes a walk-in closet and a private bathroom with dual vanities, a garden tub, and a separate walk-in shower. The secondary bathroom offers a convenient tub/shower combination. Additional features include central electric heating and air, a composition shingle roof, city water, and a private on-site septic system. Located just minutes from schools, shopping, and downtown Goliad amenities, this property offers comfortable living with room to enjoy the outdoors.
-
2026-02-03price $134,900 967-char remark
Show marketing remark (967 chars)
Welcome to 107 Dallas Street in Goliad! This well-maintained 2011 singlewide manufactured home offers 3 bedrooms and 2 full bathrooms on a 0.281-acre lot within Goliad ISD. The home features a large covered front deck, perfect for relaxing or entertaining. Inside, you’ll find a functional layout with carpet and vinyl flooring throughout, a spacious living area, and an open kitchen equipped with electric appliances, a breakfast bar, a pantry, and a dedicated dining area. The primary suite includes a walk-in closet and a private bathroom with dual vanities, a garden tub, and a separate walk-in shower. The secondary bathroom offers a convenient tub/shower combination. Additional features include central electric heating and air, a composition shingle roof, city water, and a private on-site septic system. Located just minutes from schools, shopping, and downtown Goliad amenities, this property offers comfortable living with room to enjoy the outdoors.
-
2025-12-15$139,900 Active 967-char remark
Show marketing remark (967 chars)
Welcome to 107 Dallas Street in Goliad! This well-maintained 2011 singlewide manufactured home offers 3 bedrooms and 2 full bathrooms on a 0.281-acre lot within Goliad ISD. The home features a large covered front deck, perfect for relaxing or entertaining. Inside, you’ll find a functional layout with carpet and vinyl flooring throughout, a spacious living area, and an open kitchen equipped with electric appliances, a breakfast bar, a pantry, and a dedicated dining area. The primary suite includes a walk-in closet and a private bathroom with dual vanities, a garden tub, and a separate walk-in shower. The secondary bathroom offers a convenient tub/shower combination. Additional features include central electric heating and air, a composition shingle roof, city water, and a private on-site septic system. Located just minutes from schools, shopping, and downtown Goliad amenities, this property offers comfortable living with room to enjoy the outdoors.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $809 · $67/mo
- Projected year-2 tax
- $2,214 · $185/mo
- Expected delta
- +$1,406/yr (+$117/mo · 173.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥111°F today · 21 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,193
- − Mortgage interest
- −$6,778
- − Property taxes
- −$809
- − Insurance
- −$605
- − Repairs & maintenance
- −$1,215
- − Management
- −$1,215
- − Depreciation
- −$3,520
- Taxable income
- $1,051
- Est. tax owed @ 24.0%
- −$252
- After-tax cash flow
- $2,722/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Goliad ISD
- NCES district ID
- 4821030
- Math proficiency
- 40% ▼ -5.00%
- Reading proficiency
- 41% ▲ 1.00%
- Median HH income
- $52,198
- Composite
- 35.12/100
- National rank
- #5015
- State rank
- #370 of 826 in TX
Livability — Goliad
- Score
- 70/100
- State rank
- #348
- US rank
- #7645
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 5,109
Population outlook (Goliad County) Hauer SSP2
- Today (2025)
- 8,337 people
- By 2030
- 8,754 · +5.0%
- By 2040
- 9,581 · +14.9%
- By 2050
- 10,448 · +25.3%
- By 2075
- 12,946 · +55.3%
- By 2100
- 14,392 · +72.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 56% Hispanic / Latino 35% Two or more races 17% Black 7%
- Hispanic origin (detail)
- Mexican 33%
- Common ancestry
- Serbian 2% Lithuanian 1% Romanian 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 82% English-only · Spanish 17%
Political lean MEDSL · Goliad
- 2024 margin
- Solid R (+60.2) · D 19.5% · R 79.8%
- 2008→2024 swing
- -33.7pp toward R · 2008: -26.5pp · 2024: -60.2pp
- All cycles
- 2024: R+60.2 2020: R+55.4 2016: R+44.3 2012: R+33.8 2008: R+26.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -30.59%
- Current HPI
- 185.8947
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-13.5% since first listed3 events — show timeline
- 2026-02-25 Price Changed $121,000 CTXMLS
- 2026-02-03 Price Changed $134,900 CTXMLS
- 2025-12-15 Listed $139,900 CTXMLS
Property tax history
+8.0%/yrLatest (2025): $809 · -5.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…