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107 Dallas St
C Composite 57.37
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.5/30.0
  • DSCR +7.9/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.5/10.0
  • Schools +3.5/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$121,000

107 Dallas St · Goliad, TX 77963
3 bd · 2.0 ba · 1,368 sqft · Manufactured public records · 176 Days on market
Built 2011 0.28 ac lot ↓ 14% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 107 Dallas Street in Goliad! This well-maintained 2011 singlewide manufactured home offers 3 bedrooms and 2 full bathrooms on a 0.281-acre lot within Goliad ISD. The home features a large covered front deck, perfect for relaxing or entertaining. Inside, you’ll find a functional layout with carpet and vinyl flooring throughout, a spacious living area, and an open kitchen equipped with electric appliances, a breakfast bar, a pantry, and a dedicated dining area. The primary suite includes a walk-in closet and a private bathroom with dual vanities, a garden tub, and a separate walk-in shower. The secondary bathroom offers a convenient tub/shower combination. Additional features include central electric heating and air, a composition shingle roof, city water, and a private on-site septic system. Located just minutes from schools, shopping, and downtown Goliad amenities, this property offers comfortable living with room to enjoy the outdoors.

Key facts

  • 0.28 acre lot
  • Built 2011
  • Listed 175 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $121k.

Deal economics

  • At list price, monthly cash flow is $248 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $121k).
  • Recommended offer: $106k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.8% vs local median 2.1% in Goliad — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#348 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, amenities F, commute F.
  • Goliad ISD (rural): math 40% / reading 41% proficiency, ranked #370 of 826 in TX (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 65 active listings in the ZIP; 10 units permitted in Goliad County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $837 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Goliad County population projected at +25% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 176 days — a 12% lower offer ($106k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $106,480 (12.0% below list)

Questions for the listing agent

  1. It's been on market 176 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
8.75%
Cash-on-cash
8.78%
DSCR
1.39
GRM
8.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-3.0%
Equity multiple
0.89×
Total profit
$-3,853
Equity at exit
$18,041
10-year hold
IRR
6.6%
Equity multiple
1.50×
Total profit
$16,842
Equity at exit
$10,462

Cash invested: $33,880 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77963

Home prices YoY
-14.1%
Active inventory
65
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,266 medium interval (Pro) →
Mortgage (P&I)
$635
Tax from tax record
$67 /mo · $809/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$266
Net cashflow
$248

Break-even live

Break-even rent $952
Max offer price $121,000
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,250
Closing costs
$3,630
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-06-09
    days on market $121,000 Active 176 DOM
  2. 2026-06-08
    days on market $121,000 Active 175 DOM
  3. 2026-06-07
    days on market $121,000 Active 174 DOM
  4. 2026-06-05
    days on market $121,000 Active 172 DOM
  5. 2026-06-03
    days on market $121,000 Active 170 DOM
  6. 2026-06-02
    days on market $121,000 Active 169 DOM
  7. 2026-06-01
    days on market $121,000 Active 168 DOM
  8. 2026-05-31
    days on market $121,000 Active 167 DOM
  9. 2026-05-30
    days on market $121,000 Active 166 DOM
  10. 2026-02-25
    price $121,000 967-char remark
    Show marketing remark (967 chars)

    Welcome to 107 Dallas Street in Goliad! This well-maintained 2011 singlewide manufactured home offers 3 bedrooms and 2 full bathrooms on a 0.281-acre lot within Goliad ISD. The home features a large covered front deck, perfect for relaxing or entertaining. Inside, you’ll find a functional layout with carpet and vinyl flooring throughout, a spacious living area, and an open kitchen equipped with electric appliances, a breakfast bar, a pantry, and a dedicated dining area. The primary suite includes a walk-in closet and a private bathroom with dual vanities, a garden tub, and a separate walk-in shower. The secondary bathroom offers a convenient tub/shower combination. Additional features include central electric heating and air, a composition shingle roof, city water, and a private on-site septic system. Located just minutes from schools, shopping, and downtown Goliad amenities, this property offers comfortable living with room to enjoy the outdoors.

  11. 2026-02-03
    price $134,900 967-char remark
    Show marketing remark (967 chars)

    Welcome to 107 Dallas Street in Goliad! This well-maintained 2011 singlewide manufactured home offers 3 bedrooms and 2 full bathrooms on a 0.281-acre lot within Goliad ISD. The home features a large covered front deck, perfect for relaxing or entertaining. Inside, you’ll find a functional layout with carpet and vinyl flooring throughout, a spacious living area, and an open kitchen equipped with electric appliances, a breakfast bar, a pantry, and a dedicated dining area. The primary suite includes a walk-in closet and a private bathroom with dual vanities, a garden tub, and a separate walk-in shower. The secondary bathroom offers a convenient tub/shower combination. Additional features include central electric heating and air, a composition shingle roof, city water, and a private on-site septic system. Located just minutes from schools, shopping, and downtown Goliad amenities, this property offers comfortable living with room to enjoy the outdoors.

  12. 2025-12-15
    listed $139,900 Active 967-char remark
    Show marketing remark (967 chars)

    Welcome to 107 Dallas Street in Goliad! This well-maintained 2011 singlewide manufactured home offers 3 bedrooms and 2 full bathrooms on a 0.281-acre lot within Goliad ISD. The home features a large covered front deck, perfect for relaxing or entertaining. Inside, you’ll find a functional layout with carpet and vinyl flooring throughout, a spacious living area, and an open kitchen equipped with electric appliances, a breakfast bar, a pantry, and a dedicated dining area. The primary suite includes a walk-in closet and a private bathroom with dual vanities, a garden tub, and a separate walk-in shower. The secondary bathroom offers a convenient tub/shower combination. Additional features include central electric heating and air, a composition shingle roof, city water, and a private on-site septic system. Located just minutes from schools, shopping, and downtown Goliad amenities, this property offers comfortable living with room to enjoy the outdoors.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$809 · $67/mo
Projected year-2 tax
$2,214 · $185/mo
Expected delta
+$1,406/yr (+$117/mo · 173.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,193
− Mortgage interest
−$6,778
− Property taxes
−$809
− Insurance
−$605
− Repairs & maintenance
−$1,215
− Management
−$1,215
− Depreciation
−$3,520
Taxable income
$1,051
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$252
After-tax cash flow
$2,722/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Goliad ISD
NCES district ID
4821030
Math proficiency
40% ▼ -5.00%
Reading proficiency
41% ▲ 1.00%
Median HH income
$52,198
Composite
35.12/100
National rank
#5015
State rank
#370 of 826 in TX

Livability — Goliad

Score
70/100
State rank
#348
US rank
#7645

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
5,109

Population outlook (Goliad County) Hauer SSP2

Today (2025)
8,337 people
By 2030
8,754 · +5.0%
By 2040
9,581 · +14.9%
By 2050
10,448 · +25.3%
By 2075
12,946 · +55.3%
By 2100
14,392 · +72.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 56% Hispanic / Latino 35% Two or more races 17% Black 7%
Hispanic origin (detail)
Mexican 33%
Common ancestry
Serbian 2% Lithuanian 1% Romanian 1%
Foreign-born
6% · Canada
Languages at home
82% English-only · Spanish 17%

Political lean MEDSL · Goliad

2024 margin
Solid R (+60.2) · D 19.5% · R 79.8%
2008→2024 swing
-33.7pp toward R · 2008: -26.5pp · 2024: -60.2pp
All cycles
2024: R+60.2 2020: R+55.4 2016: R+44.3 2012: R+33.8 2008: R+26.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -30.59%
Current HPI
185.8947
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-13.5% since first listed
3 events — show timeline
  • 2026-02-25 Price Changed $121,000 CTXMLS
  • 2026-02-03 Price Changed $134,900 CTXMLS
  • 2025-12-15 Listed $139,900 CTXMLS

Property tax history

+8.0%/yr

Latest (2025): $809 · -5.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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