1207 W Crawford · Connellsville, PA 15425

$109,900

2 bd · 1.0 ba · 1,152 sqft · SingleFamily public records · 46 Days on market

Built 1890 9,147 sqft lot $95/sqft · 15% below area Est $129k · 15% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.0/30.0
• ARV discount +14.2/15.0
• DSCR +7.0/10.0
• 1% rule +5.2/10.0
• Livability +3.6/5.0
• Schools +2.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome Home to this well maintained 2 bedroom 1 bath 2 story offering 1152 sq ft of comfortable living space in the heart of Connellsville. This inviting home features beautiful hardwood flooring throughout and a functional layout perfect for everyday living. Relax on the covered front porch and enjoy the quiet neighborhood setting. The full basement includes a dedicated workshop area-ideal for hobbies, storage or additional workspace. Situated on a manageable 0.2 acre lot, the property also includes a detached 1 car garage for added convenience. Located close to shopping, dining, and local amenities, this home offers both comfort and accessibility.

Key facts

• Hardwood flooring
• Covered front porch
• Manageable lot

Tags

• HARDWOOD FLOORING
• COVERED FRONT PORCH
• DEDICATED WORKSHOP AREA
• DETACHED GARAGE
• MANAGEABLE LOT

Property features AI

Finance

• HOA & community: Public transportation access nearby

Exterior

• Parking: Detached garage (1 parking space)
• Utilities: Public water; Public sewer
• Home design: Two-story home; Resale property; Asphalt roof; Aluminum siding
• Construction: Aluminum siding construction; Asphalt roof
• Exterior features: Lot with approximate dimensions 56 x 218 x 57 x 215

Interior

• Kitchen: Kitchen on main level
• Bedrooms: Bedroom on upper level
• Flooring: Carpet; Hardwood; Vinyl
• Bathrooms: One full bathroom
• Heating & cooling: Gas hot water heating
• Interior features: Full unfinished walk-out basement
• Laundry & utility: Laundry room on lower level

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $110k.

Deal economics

• At list price, monthly cash flow is $174 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $110k).
• Recommended offer: $107k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.2% vs local median 6.0% in Connellsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#602 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools D+, commute D+, crime D-.
• Connellsville Area SD (rural): math 23% / reading 39% proficiency, ranked #440 of 539 in PA (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 67 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 201 units permitted in Fayette County in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $760 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Fayette County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 46 days — a 3% lower offer ($107k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $50k; list at $110k implies a 122% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $106,603 (3.0% below list)

Questions for the listing agent

1. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 8.20%
• Cash-on-cash: 6.80%
• DSCR: 1.30
• GRM: 8.1

CMA / ARV

• ARV (median comp): $129,263
• List price: $109,900
• Delta: -14.98%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
134 N 11th St	0.18mi	3/2.0 (+1)	1,158 (+0%)	2mo	$190,100	$164	80
147 S 9th St	0.08mi	2/1.0	1,246 (+8%)	10mo	$33,500	$27	74
168 N 12th St	0.28mi	3/1.5 (+1)	1,144 (-1%)	16mo	$190,000	$166	66
201 N 10th St	0.20mi	3/1.0 (+1)	1,250 (+8%)	8mo	$103,750	$83	65
714 S 11th St	0.36mi	2/2.0	1,073 (-7%)	6mo	$146,900	$137	62
143 S 9th St	0.08mi	3/1.0 (+1)	1,318 (+14%)	16mo	$41,000	$31	54
214 Dewitt Ave	0.43mi	3/2.0 (+1)	1,228 (+7%)	19mo	$145,000	$118	44
214 W Morton Ave	0.60mi	2/1.0	1,272 (+10%)	14mo	$120,000	$94	43
1004 S Pittsburgh	0.68mi	3/2.0 (+1)	1,288 (+12%)	15mo	$125,000	$97	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -5.9%
• Equity multiple: 0.78×
• Total profit: $-6,721
• Equity at exit: $16,386

10-year hold

• IRR: 3.8%
• Equity multiple: 1.27×
• Total profit: $8,397
• Equity at exit: $9,502

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15425

• Home prices YoY: -15.9%
• Active inventory: 67
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,126 medium
• Mortgage (P&I): −$576
• Tax from tax record: −$93 /mo · $1,119/yr
• Insurance: −$46
• HOA: −$0
• Vacancy / Maint / Mgmt: −$236
• Net cashflow: $174

Break-even live

Break-even rent $906

Max offer price $109,900

Occupancy floor 80%

Sensitivity live

Price	-10% $236	-5% $205	+0% $174	+5% $143	+10% $112
Rent	-10% $85	-5% $130	+0% $174	+5% $219	+10% $263
Rate	-1.0pp $230	-0.5pp $202	base $174	+0.5pp $146	+1.0pp $117

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,475
• Closing costs: $3,297
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
204 Meason St Connellsville, PA	2.0	1.5	1136	$995	$0.88	44d	1	0.38mi
713 Ridge Blvd Connellsville, PA	3.0	1.0	1028	$1,500	$1.46	44d	1	0.99mi

Listing history 10 events

1. 2026-06-09
   statusdays on market $109,900 Pending 46 DOM
2. 2026-06-08
   days on market $109,900 Active 45 DOM
3. 2026-06-08
   days on market $109,900 Active 44 DOM
4. 2026-06-07
   days on market $109,900 Active 43 DOM
5. 2026-06-04
   days on market $109,900 Active 40 DOM
6. 2026-06-02
   days on market $109,900 Active 39 DOM
7. 2026-06-01
   days on market $109,900 Active 38 DOM
8. 2026-05-31
   days on market $109,900 Active 37 DOM
9. 2026-04-24
   listed $109,900 Active 658-char remark
10. 2010-04-27
    soldstatus $49,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,119 · $93/mo
• Projected year-2 tax: $1,428 · $119/mo
• Expected delta: +$309/yr (+$26/mo · 27.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,514
• − Mortgage interest: −$6,156
• − Property taxes: −$1,119
• − Insurance: −$550
• − Repairs & maintenance: −$1,081
• − Management: −$1,081
• − Depreciation: −$3,197
• Taxable income: $329
• Est. tax owed @ 24.0%: −$79
• After-tax cash flow: $2,012/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Connellsville Area SD
• NCES district ID: 4206660
• Math proficiency: 23% ▼ -15.00%
• Reading proficiency: 39% ▼ -10.00%
• Median HH income: $39,315
• Composite: 25.95/100
• National rank: #7333
• State rank: #440 of 539 in PA

Livability — Connellsville

• Score: 72/100
• State rank: #602
• US rank: #5763

Category grades

Amenities F Commute D+ Cost of living A+ Crime D- Employment F Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Connellsville, PA
• Population (ZIP): 17,752

Population outlook (Fayette County) Hauer SSP2

• Today (2025): 127,561 people
• By 2030: 123,206 · -3.4%
• By 2040: 113,232 · -11.2%
• By 2050: 103,468 · -18.9%
• By 2075: 83,185 · -34.8%
• By 2100: 62,384 · -51.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Two or more races 5% Black 1%
• Common ancestry: Romanian 7% Iranian 2% Slovak 1%
• Foreign-born: 1%
• Languages at home: 98% English-only · German/W. Germanic 1% Spanish 1%

Political lean MEDSL · Fayette

• 2024 margin: Solid R (+37.9) · D 30.8% · R 68.7%
• 2008→2024 swing: -37.5pp toward R · 2008: -0.4pp · 2024: -37.9pp
• All cycles: 2024: R+37.9 2020: R+33.5 2016: R+31.0 2012: R+8.3 2008: R+0.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -36.63%
• Current HPI: 193.6086
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+122.0% since first listed

3 events — show timeline

• 2026-06-09 Pending — West Penn MLS
• 2026-04-24 Listed $109,900 West Penn MLS
• 2010-04-27 Sold (Public Records) $49,500 Public Records

Property tax history

+2.4%/yr

Latest (2026): $1,119 · +0.0% YoY. Source: county tax records.