4172 SW 46th Ter · Ocala, FL 34474

$262,000

3 bd · 2.0 ba · 1,713 sqft · SingleFamily public records · 143 Days on market

Built 2008 7,841 sqft lot $153/sqft · 9% below area Est $309k · 15% under $180/mo HOA · 10% of rent

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.3/15.0
• Cash flow +5.4/30.0
• Schools +3.6/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.1/10.0
• DSCR +0.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

One or more photo(s) has been virtually staged. Short Sale. This home has S[ACE for everyone. Almost 1900 square feet of living space and designed for indoor and outdoor living. Oversized cascading sliding doors lead to a large screened patio, a pergola with an OUTDOOR KITCHEN and a FENCED back yard. NEW ROOF in 2024, solid surface countertops, and beautiful modern appliances. A portion of the 2 car garage has been renovated into a 4th bedroom with its own mini-split AC Unit, yet part of the garage remains for all your storage needs. LOW HOA still offers plenty of amenities, and the centralized location makes for easy access to the Highway 200 corridor and I-75. SHORT SALE PRICE HAS BEEN APPROVED.

Key facts

• Fenced back yard
• Modern appliances
• Large screened patio

Tags

• LARGE SCREENED PATIO
• OUTDOOR KITCHEN
• FENCED BACK YARD
• NEW ROOF
• SOLID SURFACE COUNTERTOPS
• MODERN APPLIANCES

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $262k.

Deal economics

• At list price, monthly cash flow is $-573 ($-7k/yr) — negative.
• To cash-flow at today's rent, offer at most $161k (38.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $186k (28.9% below list).
• Recommended offer: $161k (38.6% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 69/100 on livability (#476 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Saddlewood Elementary School (math 62% / reading 54%, grade C+, #751 of 2,144 statewide, top 36%, 917 students, 58% FRL); Liberty Middle School (math 40% / reading 41%, grade F, #360 of 571 statewide, top 64%, 1,365 students, 54% FRL); West Port High School (math 34% / reading 52%, grade F, #255 of 667 statewide, top 39%, 2,906 students, 52% FRL).
• Market conditions: Rents flat; 299 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 34% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 143 days — a 12% lower offer ($231k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 6y ago; this cycle's ask has dropped $68k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $160,847 (38.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 143 days. Have you received any prior offers? Is the seller open to a 39% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.71% ✗
• Cap rate: 3.67%
• Cash-on-cash: -9.37%
• DSCR: 0.58
• GRM: 11.7

CMA / ARV

• ARV (median comp): $308,519
• List price: $262,000
• Delta: -15.08%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3983 SW 51st Ct	0.54mi	3/2.0	1,824 (+6%)	10mo	$274,000	$150	56
4984 SW 40th Pl	0.33mi	3/2.0	1,824 (+6%)	22mo	$300,000	$164	56
4239 SW 53rd Ter	0.68mi	2/2.0 (-1)	1,596 (-7%)	9mo	$186,000	$117	44
5080 SW 41st St	0.39mi	4/2.0 (+1)	1,944 (+14%)	23mo	$365,000	$188	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.12% rent growth · sell at horizon

5-year hold

• IRR: -36.7%
• Equity multiple: -0.15×
• Total profit: $-84,001
• Equity at exit: $39,065

10-year hold

• IRR: -77.9%
• Equity multiple: -0.90×
• Total profit: $-139,739
• Equity at exit: $22,653

Cash invested: $73,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34474

• Home prices YoY: -28.4%
• Rents YoY: 0.1%
• Active inventory: 299
• Price-to-rent: 11.7×

Monthly cashflow live

• Estimated rent: $1,863 high
• Mortgage (P&I): −$1,374
• Tax from tax record: −$381 /mo · $4,577/yr
• Insurance: −$109
• HOA: −$180
• Vacancy / Maint / Mgmt: −$391
• Net cashflow: $-573

Break-even live

Break-even rent $2,588

Max offer price $160,847

Occupancy floor —

Sensitivity live

Price	-10% $-424	-5% $-498	+0% $-573	+5% $-647	+10% $-721
Rent	-10% $-720	-5% $-646	+0% $-573	+5% $-499	+10% $-425
Rate	-1.0pp $-441	-0.5pp $-506	base $-573	+0.5pp $-640	+1.0pp $-710

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $65,500
• Closing costs: $7,860
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4545 SW 38th Pl Unit A Ocala, FL	2.0	2.0	1248	$1,200	$0.96	23d	1	0.35mi
4480 SW 49th Ave Unit 1 Ocala, FL	2.0	2.5	1134	$1,550	$1.37	15d	1	0.39mi
4970 SW 45th St Ocala, FL	3.0	2.5	1542	$1,800	$1.17	15d	1	0.40mi
5134 SW 41st St Ocala, FL	4.0	2.0	2185	$2,250	$1.03	15d	1	0.41mi
3821 SW 43rd Ct Ocala, FL	2.0	2.5	1259	$1,565	$1.24	15d	4	0.46mi
4095 SW 51st Ct Ocala, FL	4.0	2.0	1944	$1,995	$1.03	15d	1	0.47mi
4401 SW 52nd Cir Unit 101 Ocala, FL	2.0	2.0	1490	$1,600	$1.07	23d	1	0.55mi
4820 SW 48th Ave Ocala, FL	1.0–3.0	1.0–2.0	1149	$2,274	$1.98	15d	34	0.58mi
4550 SW 52nd Cir #104 Ocala, FL	2.0	2.0	1864	$1,600	$0.86	23d	1	0.69mi
4535 SW 54th Street Rd Ocala, FL	1.0–3.0	1.0–2.0	1024	$2,104	$2.05	15d	37	0.71mi
4900 SW 46th Ct Ocala, FL	1.0–3.0	1.0–2.0	1178	$1,725	$1.46	15d	32	0.71mi
4304 SW 54th Ct Ocala, FL	3.0	2.0	1714	$1,900	$1.11	23d	1	0.77mi
3640 SW 38th Ter Ocala, FL	1.0–3.0	1.0–3.0	1209	$2,299	$1.90	23d	23	0.78mi
5697 SW 49th Rd Ocala, FL	1.0–3.0	1.0–2.0	1016	$1,909	$1.88	15d	17	0.92mi
4015 SW 54th Street Rd Ocala, FL	4.0	2.5	2045	$2,500	$1.22	15d	1	1.01mi
3409 SW 34th Avenue Cir Apt 3 Ocala, FL	2.0	2.5	1181	$1,600	$1.35	23d	1	1.21mi
3409 SW 34th Avenue Cir #9 Ocala, FL	2.0	2.5	1186	$1,500	$1.26	23d	1	1.24mi
5101 SW 60th Street Rd Ocala, FL	1.0–3.0	1.0–2.0	1228	$2,027	$1.65	15d	28	1.33mi

HOA detail

• Monthly dues: $180 · $2,160/yr

Listing history 32 events

1. 2026-06-13
   statusdays on market $262,000 Pending 143 DOM
2. 2026-06-10
   days on market $262,000 Active 141 DOM
3. 2026-06-09
   days on market $262,000 Active 140 DOM
4. 2026-06-08
   days on market $262,000 Active 139 DOM
5. 2026-06-07
   days on market $262,000 Active 138 DOM
6. 2026-06-03
   days on market $262,000 Active 134 DOM
7. 2026-06-02
   days on market $262,000 Active 133 DOM
8. 2026-05-31
   days on market $262,000 Active 131 DOM
9. 2026-05-30
   days on market $262,000 Active 130 DOM
10. 2026-05-01
    price $262,000 706-char remark

    Show marketing remark (706 chars)

    One or more photo(s) has been virtually staged. Short Sale. This home has S[ACE for everyone. Almost 1900 square feet of living space and designed for indoor and outdoor living. Oversized cascading sliding doors lead to a large screened patio, a pergola with an OUTDOOR KITCHEN and a FENCED back yard. NEW ROOF in 2024, solid surface countertops, and beautiful modern appliances. A portion of the 2 car garage has been renovated into a 4th bedroom with its own mini-split AC Unit, yet part of the garage remains for all your storage needs. LOW HOA still offers plenty of amenities, and the centralized location makes for easy access to the Highway 200 corridor and I-75. SHORT SALE PRICE HAS BEEN APPROVED.

11. 2026-04-30
    status Active 706-char remark

    Show marketing remark (706 chars)

    One or more photo(s) has been virtually staged. Short Sale. This home has S[ACE for everyone. Almost 1900 square feet of living space and designed for indoor and outdoor living. Oversized cascading sliding doors lead to a large screened patio, a pergola with an OUTDOOR KITCHEN and a FENCED back yard. NEW ROOF in 2024, solid surface countertops, and beautiful modern appliances. A portion of the 2 car garage has been renovated into a 4th bedroom with its own mini-split AC Unit, yet part of the garage remains for all your storage needs. LOW HOA still offers plenty of amenities, and the centralized location makes for easy access to the Highway 200 corridor and I-75. SHORT SALE PRICE HAS BEEN APPROVED.

12. 2026-04-30
    price $265,000 706-char remark

    Show marketing remark (706 chars)

    One or more photo(s) has been virtually staged. Short Sale. This home has S[ACE for everyone. Almost 1900 square feet of living space and designed for indoor and outdoor living. Oversized cascading sliding doors lead to a large screened patio, a pergola with an OUTDOOR KITCHEN and a FENCED back yard. NEW ROOF in 2024, solid surface countertops, and beautiful modern appliances. A portion of the 2 car garage has been renovated into a 4th bedroom with its own mini-split AC Unit, yet part of the garage remains for all your storage needs. LOW HOA still offers plenty of amenities, and the centralized location makes for easy access to the Highway 200 corridor and I-75. SHORT SALE PRICE HAS BEEN APPROVED.

13. 2025-12-26
    status Pending 706-char remark

    Show marketing remark (706 chars)

    One or more photo(s) has been virtually staged. Short Sale. This home has S[ACE for everyone. Almost 1900 square feet of living space and designed for indoor and outdoor living. Oversized cascading sliding doors lead to a large screened patio, a pergola with an OUTDOOR KITCHEN and a FENCED back yard. NEW ROOF in 2024, solid surface countertops, and beautiful modern appliances. A portion of the 2 car garage has been renovated into a 4th bedroom with its own mini-split AC Unit, yet part of the garage remains for all your storage needs. LOW HOA still offers plenty of amenities, and the centralized location makes for easy access to the Highway 200 corridor and I-75. SHORT SALE PRICE HAS BEEN APPROVED.

14. 2025-12-10
    price $245,000 706-char remark

    Show marketing remark (706 chars)

    One or more photo(s) has been virtually staged. Short Sale. This home has S[ACE for everyone. Almost 1900 square feet of living space and designed for indoor and outdoor living. Oversized cascading sliding doors lead to a large screened patio, a pergola with an OUTDOOR KITCHEN and a FENCED back yard. NEW ROOF in 2024, solid surface countertops, and beautiful modern appliances. A portion of the 2 car garage has been renovated into a 4th bedroom with its own mini-split AC Unit, yet part of the garage remains for all your storage needs. LOW HOA still offers plenty of amenities, and the centralized location makes for easy access to the Highway 200 corridor and I-75. SHORT SALE PRICE HAS BEEN APPROVED.

15. 2025-11-26
    price $259,000 706-char remark

    Show marketing remark (706 chars)

    One or more photo(s) has been virtually staged. Short Sale. This home has S[ACE for everyone. Almost 1900 square feet of living space and designed for indoor and outdoor living. Oversized cascading sliding doors lead to a large screened patio, a pergola with an OUTDOOR KITCHEN and a FENCED back yard. NEW ROOF in 2024, solid surface countertops, and beautiful modern appliances. A portion of the 2 car garage has been renovated into a 4th bedroom with its own mini-split AC Unit, yet part of the garage remains for all your storage needs. LOW HOA still offers plenty of amenities, and the centralized location makes for easy access to the Highway 200 corridor and I-75. SHORT SALE PRICE HAS BEEN APPROVED.

16. 2025-11-20
    price $260,000 706-char remark

    Show marketing remark (706 chars)

    One or more photo(s) has been virtually staged. Short Sale. This home has S[ACE for everyone. Almost 1900 square feet of living space and designed for indoor and outdoor living. Oversized cascading sliding doors lead to a large screened patio, a pergola with an OUTDOOR KITCHEN and a FENCED back yard. NEW ROOF in 2024, solid surface countertops, and beautiful modern appliances. A portion of the 2 car garage has been renovated into a 4th bedroom with its own mini-split AC Unit, yet part of the garage remains for all your storage needs. LOW HOA still offers plenty of amenities, and the centralized location makes for easy access to the Highway 200 corridor and I-75. SHORT SALE PRICE HAS BEEN APPROVED.

17. 2025-10-20
    price $319,999 706-char remark

    Show marketing remark (706 chars)

    One or more photo(s) has been virtually staged. Short Sale. This home has S[ACE for everyone. Almost 1900 square feet of living space and designed for indoor and outdoor living. Oversized cascading sliding doors lead to a large screened patio, a pergola with an OUTDOOR KITCHEN and a FENCED back yard. NEW ROOF in 2024, solid surface countertops, and beautiful modern appliances. A portion of the 2 car garage has been renovated into a 4th bedroom with its own mini-split AC Unit, yet part of the garage remains for all your storage needs. LOW HOA still offers plenty of amenities, and the centralized location makes for easy access to the Highway 200 corridor and I-75. SHORT SALE PRICE HAS BEEN APPROVED.

18. 2025-10-01
    price $320,000 706-char remark

    Show marketing remark (706 chars)

    One or more photo(s) has been virtually staged. Short Sale. This home has S[ACE for everyone. Almost 1900 square feet of living space and designed for indoor and outdoor living. Oversized cascading sliding doors lead to a large screened patio, a pergola with an OUTDOOR KITCHEN and a FENCED back yard. NEW ROOF in 2024, solid surface countertops, and beautiful modern appliances. A portion of the 2 car garage has been renovated into a 4th bedroom with its own mini-split AC Unit, yet part of the garage remains for all your storage needs. LOW HOA still offers plenty of amenities, and the centralized location makes for easy access to the Highway 200 corridor and I-75. SHORT SALE PRICE HAS BEEN APPROVED.

19. 2025-09-17
    listed $330,000 Active 706-char remark

    Show marketing remark (706 chars)

    One or more photo(s) has been virtually staged. Short Sale. This home has S[ACE for everyone. Almost 1900 square feet of living space and designed for indoor and outdoor living. Oversized cascading sliding doors lead to a large screened patio, a pergola with an OUTDOOR KITCHEN and a FENCED back yard. NEW ROOF in 2024, solid surface countertops, and beautiful modern appliances. A portion of the 2 car garage has been renovated into a 4th bedroom with its own mini-split AC Unit, yet part of the garage remains for all your storage needs. LOW HOA still offers plenty of amenities, and the centralized location makes for easy access to the Highway 200 corridor and I-75. SHORT SALE PRICE HAS BEEN APPROVED.

20. 2024-06-07
    soldstatus $312,000
21. 2024-05-31
    soldstatus $312,000 Closed 843-char remark

    Show marketing remark (843 chars)

    This 3/2 home features a open plan design with a fenced in backyard and outdoor kitchen! Conveniently located in the Cimarron neighborhood of Fore Ranch this home provides a great location and lots to do! As you enter the home you will notice the large living room and kitchen area. The floors in the living area have been updated and with 2 sliding glass doors you will get plenty of natural light. The master bedroom is large and has a big walk in closet. The other two bedrooms have a generous amount of space as well. The backyard is completely fenced in with a screened in back patio, pergola with outdoor kitchen and area to sit and enjoy the outside. The community has a pool, splash pad, gym, meeting space, paved trails for walking/ running/ biking and playgrounds and pocket parks throughout the community. Come take your tour today!

22. 2024-05-10
    status Pending 843-char remark

    Show marketing remark (843 chars)

    This 3/2 home features a open plan design with a fenced in backyard and outdoor kitchen! Conveniently located in the Cimarron neighborhood of Fore Ranch this home provides a great location and lots to do! As you enter the home you will notice the large living room and kitchen area. The floors in the living area have been updated and with 2 sliding glass doors you will get plenty of natural light. The master bedroom is large and has a big walk in closet. The other two bedrooms have a generous amount of space as well. The backyard is completely fenced in with a screened in back patio, pergola with outdoor kitchen and area to sit and enjoy the outside. The community has a pool, splash pad, gym, meeting space, paved trails for walking/ running/ biking and playgrounds and pocket parks throughout the community. Come take your tour today!

23. 2024-04-10
    price $312,000 843-char remark

    Show marketing remark (843 chars)

    This 3/2 home features a open plan design with a fenced in backyard and outdoor kitchen! Conveniently located in the Cimarron neighborhood of Fore Ranch this home provides a great location and lots to do! As you enter the home you will notice the large living room and kitchen area. The floors in the living area have been updated and with 2 sliding glass doors you will get plenty of natural light. The master bedroom is large and has a big walk in closet. The other two bedrooms have a generous amount of space as well. The backyard is completely fenced in with a screened in back patio, pergola with outdoor kitchen and area to sit and enjoy the outside. The community has a pool, splash pad, gym, meeting space, paved trails for walking/ running/ biking and playgrounds and pocket parks throughout the community. Come take your tour today!

24. 2024-03-26
    listed $315,000 Active 843-char remark

    Show marketing remark (843 chars)

    This 3/2 home features a open plan design with a fenced in backyard and outdoor kitchen! Conveniently located in the Cimarron neighborhood of Fore Ranch this home provides a great location and lots to do! As you enter the home you will notice the large living room and kitchen area. The floors in the living area have been updated and with 2 sliding glass doors you will get plenty of natural light. The master bedroom is large and has a big walk in closet. The other two bedrooms have a generous amount of space as well. The backyard is completely fenced in with a screened in back patio, pergola with outdoor kitchen and area to sit and enjoy the outside. The community has a pool, splash pad, gym, meeting space, paved trails for walking/ running/ biking and playgrounds and pocket parks throughout the community. Come take your tour today!

25. 2023-07-03
    soldstatus $315,000
26. 2023-06-30
    soldstatus $315,000 Closed
27. 2023-05-17
    status Pending
28. 2023-05-16
    price $325,000
29. 2023-05-15
    listed $32,500 Active
30. 2020-11-19
    soldstatus $225,000
31. 2020-11-16
    soldstatus $225,000
32. 2020-10-16
    listed $219,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,577 · $381/mo
• Projected year-2 tax: $4,577 · $381/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,359
• − Mortgage interest: −$14,676
• − Property taxes: −$4,577
• − Insurance: −$1,310
• − Repairs & maintenance: −$1,789
• − Management: −$1,789
• − HOA: −$2,160
• − Depreciation: −$7,622
• Taxable loss: −$11,564
• Est. tax savings @ 24.0%: +$2,775
• After-tax cash flow: $-4,096/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Ocala

• Score: 69/100
• State rank: #476
• US rank: #8461

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Ocala, FL
• County: Marion County · 315,796 people
• City population: 263,375
• Metro: Ocala, FL
• Population (ZIP): 20,258
• Household income: $65,291
• Rent vs Own: 55.8% rent · 44.2% own
• Severe rent burden: 1062.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 52% Hispanic / Latino 25% Black 13% Two or more races 8% Asian 8%
• Hispanic origin (detail): Mexican 2% Puerto Rican 10%
• Common ancestry: Lithuanian 2% Romanian 2% Slovak 1%
• Foreign-born: 21% · Canada, Jamaica, Vietnam
• Languages at home: 71% English-only · Spanish 22% Other Indo-European 4% Vietnamese 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.16%
• Current HPI: 196.5607
• Rent YoY: ▲ 0.12%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+19.6% since first listed

23 events — show timeline

• 2026-05-01 Price Changed $262,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-30 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-30 Price Changed $265,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-12-10 Price Changed $245,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-26 Price Changed $259,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-20 Price Changed $260,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-20 Price Changed $319,999 Stellar MLS as Distributed by MLS Grid
• 2025-10-01 Price Changed $320,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-17 Listed $330,000 Stellar MLS as Distributed by MLS Grid
• 2024-06-07 Sold (Public Records) $312,000 Public Records
• 2024-05-31 Sold (MLS) $312,000 Stellar MLS as Distributed by MLS Grid
• 2024-05-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-04-10 Price Changed $312,000 Stellar MLS as Distributed by MLS Grid
• 2024-03-26 Listed $315,000 Stellar MLS as Distributed by MLS Grid
• 2023-07-03 Sold (Public Records) $315,000 Public Records
• 2023-06-30 Sold (MLS) $315,000 Stellar MLS as Distributed by MLS Grid
• 2023-05-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-05-16 Price Changed $325,000 Stellar MLS as Distributed by MLS Grid
• 2023-05-15 Listed $32,500 Stellar MLS as Distributed by MLS Grid
• 2020-11-19 Sold (Public Records) $225,000 Public Records
• 2020-11-16 Sold (MLS) $225,000 Stellar MLS as Distributed by MLS Grid
• 2020-10-16 Listed $219,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+12.0%/yr

Latest (2025): $4,577 · +21.4% YoY. Source: county tax records.