4843 Blanco Dr · Zephyrhills West, FL 33541

$149,900

2 bd · 2.0 ba · 1,152 sqft · Manufactured public records · 126 Days on market

Built 1986 4,708 sqft lot Est $147k · at est. $42/mo HOA · 2% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.5/30.0
• DSCR +7.6/10.0
• ARV discount +6.8/15.0
• 1% rule +6.4/10.0
• Schools +4.3/10.0
• Livability +3.1/5.0
• Condition / age +2.5/5.0
• Rent growth +1.9/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Lovely 2 bedroom, 2 bath doublewide in Casa del Sol. You own your own lot and there are low fees with clubhouse and pool and activities. This very neat and clean home has many upgrades you will love such as Central Heat/Air new in 2012. (Heat pump) and Humidistat new at the same time. Double pane windows new in 2011, vanities and toilets in both baths new in 2011, carpet and flooring in bedrooms and kitchen and baths new in 2012. Newer fans and blinds new in 2011. Also washer and dryer new in 2013. All appliances stay except small microwave. Great 10x21 glassed in Florida room where you will want to spend any extra time is perfect for relaxation and recreation with family and/or friends.

Key facts

• Bright florida room
• Community clubhouse
• Swimming pool

Tags

• FURNISHED MANUFACTURED HOME
• OWN THE LAND
• BRIGHT FLORIDA ROOM
• LARGE STORAGE SHED
• COMMUNITY CLUBHOUSE
• SWIMMING POOL

Property features AI

Finance

• Other: Furnished; Total acreage: less than 1/4 acre (approx. 0.11 acres)
• Financial info: Lease restrictions apply
• HOA & community: Has HOA (Association: Jim Johnson); Monthly HOA $42.50, Annual fee $510; Association amenities include clubhouse, pool, recreational facilities, shuffleboard court; Association approval required; Deed restrictions; Senior community; Pets not allowed; Association recreation owned; Buyer approval required

Exterior

• Parking: Covered parking; Carport with 2 spaces
• Security: Buyer approval required (community)
• Utilities: Public water; Public sewer; High-speed internet available; Cable available; Electricity connected
• Home design: Manufactured home (double wide); One story; Faces east
• Construction: Metal frame construction; Metal siding; Membrane roof; Crawlspace foundation with pillar/post/pier
• Exterior features: Screened porch; Side porch; Awning(s); Rain gutters; Storage shed(s); Paved lot; Public maintained road; Asphalt road surface

Interior

• Kitchen: Dishwasher; Range; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Heat pump; Central air conditioning
• Interior features: Ceiling fans; Walk-in closet(s); Blinds; Double pane windows; Window treatments; Exhaust fan
• Laundry & utility: Washer hookup; Electric dryer hookup; Laundry located outside

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $150k.

Deal economics

• At list price, monthly cash flow is $281 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $132k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 61/100 on livability (#772 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-2.5%/yr); 856 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
• This rent runs 36% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 126 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 16y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $70k; list at $150k implies a 114% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $131,912 (12.0% below list)

Questions for the listing agent

1. It's been on market 126 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 8.54%
• Cash-on-cash: 8.03%
• DSCR: 1.36
• GRM: 7.3

CMA / ARV

• ARV (on-the-fly): $147,456
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
35912 Verano Ln	0.16mi	2/2.0	1,056 (-8%)	2mo	$127,000	$120	77
4920 Blanco Dr	0.04mi	2/2.0	1,008 (-12%)	1mo	$125,000	$124	76
35148 Ada Ave	0.64mi	2/2.0	1,152 (0%)	2mo	$89,900	$78	69
35924 Bueno Dr	0.20mi	2/2.0	989 (-14%)	9mo	$129,900	$131	59
36408 Teakwood Ave	0.68mi	3/2.0 (+1)	1,152 (0%)	14mo	$190,000	$165	52
5248 Antigua Dr	0.66mi	2/2.0	1,036 (-10%)	1mo	$129,500	$125	52
5339 Montego Dr	0.73mi	2/2.0	1,248 (+8%)	4mo	$160,000	$128	49
36110 Aster Ave	0.64mi	2/2.0	1,056 (-8%)	13mo	$90,000	$85	46
35429 Chambers Dr	0.48mi	3/2.0 (+1)	1,260 (+9%)	15mo	$253,000	$201	44
36245 Coronet Way	0.75mi	2/2.0	1,014 (-12%)	7mo	$158,000	$156	40
36052 Aster Ave	0.63mi	2/2.0	1,290 (+12%)	15mo	$160,000	$124	38
4655 Madison Ave	0.70mi	3/2.0 (+1)	984 (-15%)	4mo	$135,000	$137	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -7.6%
• Equity multiple: 0.73×
• Total profit: $-11,355
• Equity at exit: $22,351

10-year hold

• IRR: -2.5%
• Equity multiple: 0.86×
• Total profit: $-5,987
• Equity at exit: $12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33541

• Home prices YoY: -15.2%
• Rents YoY: -2.5%
• Active inventory: 856
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,705 high
• Mortgage (P&I): −$786
• Tax from tax record: −$176 /mo · $2,110/yr
• Insurance: −$62
• HOA: −$42
• Vacancy / Maint / Mgmt: −$358
• Net cashflow: $281

Break-even live

Break-even rent $1,350

Max offer price $149,900

Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,475
• Closing costs: $4,497
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
35940 Inspiration Dr Zephyrhills, FL	1.0–3.0	1.0–2.0	1034	$1,694	$1.64	2d	21	0.38mi
5019 Coopers Hawk Pl Zephyrhills, FL	3.0	2.0	1456	$1,699	$1.17	10d	1	0.92mi
34747 Double Eagle Ct Zephyrhills, FL	2.0	2.0	1308	$1,650	$1.26	17d	1	1.01mi
34652 Blue Starling St Zephyrhills, FL	3.0	2.0	1352	$1,650	$1.22	4d	1	1.05mi
36106 Lake Chase Blvd #102 Zephyrhills, FL	3.0	2.0	1170	$1,650	$1.41	4d	1	1.09mi
36106 Lake Chase Blvd Zephyrhills, FL	3.0	2.0	1325	$1,700	$1.28	24d	1	1.09mi
36009 Deer Creek Dr #104 Zephyrhills, FL	2.0	2.0	1029	$1,450	$1.41	24d	1	1.10mi
36015 Deer Creek Dr #202 Zephyrhills, FL	2.0	2.0	1062	$1,450	$1.37	24d	1	1.13mi
5914 Willow Ridge Dr #101 Zephyrhills, FL	2.0	2.0	987	$1,500	$1.52	24d	1	1.18mi
36243 Lake Chase Blvd #203 Zephyrhills, FL	3.0	2.0	1278	$1,775	$1.39	24d	1	1.19mi
36321 Stonewood Ln #103 Zephyrhills, FL	2.0	2.0	987	$1,525	$1.55	24d	1	1.22mi
36801 Camelia Ct Zephyrhills, FL	2.0	2.0	864	$1,350	$1.56	24d	1	1.24mi
36232 Lanier Oaks Pt , FL	3.0	2.0	1325	$1,700	$1.28	24d	1	1.25mi

HOA detail

• Monthly dues: $42 · $504/yr
• Likely covers: pool

Listing history 25 events

1. 2026-06-18
   days on market $149,900 Active 126 DOM
2. 2026-06-17
   days on market $149,900 Active 125 DOM
3. 2026-06-16
   days on market $149,900 Active 124 DOM
4. 2026-06-15
   days on market $149,900 Active 123 DOM
5. 2026-06-13
   days on market $149,900 Active 121 DOM
6. 2026-06-09
   days on market $149,900 Active 117 DOM
7. 2026-06-08
   days on market $149,900 Active 116 DOM
8. 2026-06-07
   days on market $149,900 Active 115 DOM
9. 2026-06-04
   days on market $149,900 Active 112 DOM
10. 2026-06-03
    days on market $149,900 Active 111 DOM
11. 2026-06-02
    days on market $149,900 Active 110 DOM
12. 2026-06-01
    days on market $149,900 Active 109 DOM
13. 2026-05-31
    days on market $149,900 Active 108 DOM
14. 2026-04-20
    price $149,900
15. 2026-02-12
    listed $159,900 Active
16. 2015-02-23
    soldstatus $69,900
17. 2015-02-18
    soldstatus $69,900 Sold 698-char remark

    Show marketing remark (698 chars)

    Lovely 2 bedroom, 2 bath doublewide in Casa del Sol. You own your own lot and there are low fees with clubhouse and pool and activities. This very neat and clean home has many upgrades you will love such as Central Heat/Air new in 2012. (Heat pump) and Humidistat new at the same time. Double pane windows new in 2011, vanities and toilets in both baths new in 2011, carpet and flooring in bedrooms and kitchen and baths new in 2012. Newer fans and blinds new in 2011. Also washer and dryer new in 2013. All appliances stay except small microwave. Great 10x21 glassed in Florida room where you will want to spend any extra time is perfect for relaxation and recreation with family and/or friends.

18. 2015-01-06
    status Pending 698-char remark

    Show marketing remark (698 chars)

    Lovely 2 bedroom, 2 bath doublewide in Casa del Sol. You own your own lot and there are low fees with clubhouse and pool and activities. This very neat and clean home has many upgrades you will love such as Central Heat/Air new in 2012. (Heat pump) and Humidistat new at the same time. Double pane windows new in 2011, vanities and toilets in both baths new in 2011, carpet and flooring in bedrooms and kitchen and baths new in 2012. Newer fans and blinds new in 2011. Also washer and dryer new in 2013. All appliances stay except small microwave. Great 10x21 glassed in Florida room where you will want to spend any extra time is perfect for relaxation and recreation with family and/or friends.

19. 2014-11-06
    listed $71,900 Active 698-char remark

    Show marketing remark (698 chars)

    Lovely 2 bedroom, 2 bath doublewide in Casa del Sol. You own your own lot and there are low fees with clubhouse and pool and activities. This very neat and clean home has many upgrades you will love such as Central Heat/Air new in 2012. (Heat pump) and Humidistat new at the same time. Double pane windows new in 2011, vanities and toilets in both baths new in 2011, carpet and flooring in bedrooms and kitchen and baths new in 2012. Newer fans and blinds new in 2011. Also washer and dryer new in 2013. All appliances stay except small microwave. Great 10x21 glassed in Florida room where you will want to spend any extra time is perfect for relaxation and recreation with family and/or friends.

20. 2010-06-23
    soldstatus $75,000
21. 2010-06-22
    soldstatus $75,000 699-char remark

    Show marketing remark (699 chars)

    FURNISHED HOME in CASA DEL SOL waiting for you! Clean, neat, well cared for 2 bedroom, 2 bath home. Berber carpeting in the LIVING ROOM with lots of space to entertain! Formal Dining Area and additional Eat-in space in kitchen where ALL APPLIANCES stay. Large Master with walk in closet, Spacious 2nd bedroom, Hurricane awnings, Screened lanai, PLUS a WORKSHOP with storage, shelving, AC and electric for all your projects! Nice yard on small pond and an ENCLOSED FLORIDA ROOM on the front of the home to addto your space and to let lots of light in! Newer Roof with Lifetime Warranty and one year Home Warranty included too! Bring your suitcases and move right in! No pets allowed in this park.

22. 2010-02-28
    listed $75,000 699-char remark

    Show marketing remark (699 chars)

    FURNISHED HOME in CASA DEL SOL waiting for you! Clean, neat, well cared for 2 bedroom, 2 bath home. Berber carpeting in the LIVING ROOM with lots of space to entertain! Formal Dining Area and additional Eat-in space in kitchen where ALL APPLIANCES stay. Large Master with walk in closet, Spacious 2nd bedroom, Hurricane awnings, Screened lanai, PLUS a WORKSHOP with storage, shelving, AC and electric for all your projects! Nice yard on small pond and an ENCLOSED FLORIDA ROOM on the front of the home to addto your space and to let lots of light in! Newer Roof with Lifetime Warranty and one year Home Warranty included too! Bring your suitcases and move right in! No pets allowed in this park.

23. 1998-03-25
    soldstatus $48,000
24. 1997-02-14
    soldstatus $47,000
25. 1991-02-01
    soldstatus $54,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,110 · $176/mo
• Projected year-2 tax: $2,110 · $176/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,465
• − Mortgage interest: −$8,397
• − Property taxes: −$2,110
• − Insurance: −$750
• − Repairs & maintenance: −$1,637
• − Management: −$1,637
• − HOA: −$504
• − Depreciation: −$4,361
• Taxable income: $1,069
• Est. tax owed @ 24.0%: −$257
• After-tax cash flow: $3,114/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — Zephyrhills West

• Score: 61/100
• State rank: #772
• US rank: #17403

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment D- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Zephyrhills West, FL
• County: Pasco County · 524,098 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 24,654
• Household income: $56,579
• Rent vs Own: 14.0% rent · 86.0% own
• Severe rent burden: 393.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 15% Two or more races 8% Black 5% Asian 5%
• Hispanic origin (detail): Mexican 4% Puerto Rican 9%
• Common ancestry: Lithuanian 4% Romanian 3% Serbian 3%
• Foreign-born: 9% · Canada, Vietnam
• Languages at home: 85% English-only · Spanish 9% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -55.21%
• Current HPI: 308.0619
• Rent YoY: ▼ -2.51%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+177.6% since first listed

12 events — show timeline

• 2026-04-20 Price Changed $149,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-12 Listed $159,900 Stellar MLS as Distributed by MLS Grid
• 2015-02-23 Sold (Public Records) $69,900 Public Records
• 2015-02-18 Sold (MLS) $69,900 Stellar MLS as Distributed by MLS Grid
• 2015-01-06 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-11-06 Listed $71,900 Stellar MLS as Distributed by MLS Grid
• 2010-06-23 Sold (Public Records) $75,000 Public Records
• 2010-06-22 Sold (MLS) $75,000 Stellar MLS as Distributed by MLS Grid
• 2010-02-28 Listed $75,000 Stellar MLS as Distributed by MLS Grid
• 1998-03-25 Sold (Public Records) $48,000 Public Records
• 1997-02-14 Sold (Public Records) $47,000 Public Records
• 1991-02-01 Sold (Public Records) $54,000 Public Records

Property tax history

+10.8%/yr

Latest (2025): $2,110 · +7.7% YoY. Source: county tax records.