4225 Homer Rd · Jacksonville, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.7/30.0
- 1% rule +5.5/10.0
- DSCR +5.5/10.0
- Livability +4.2/5.0
- Schools +3.9/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$112,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. MOVE IN READY! Don't miss your chance to own this gem! 2022 Roof. Seller financing is not available.
Key facts
- Parking
- Built 1960
- Listed 41 days
Property features AI
Finance
- HOA & community: Not a senior community
Exterior
- Parking: Carport (1 space)
- Utilities: Public sewer; Electricity connected
- Home design: Single-family residence; One level
- Exterior features: No private pool; Residential use
Interior
- Kitchen: Electric oven
- Bedrooms: 3 bedrooms (all on the first level)
- Flooring: Carpet; Tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: 4 total rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $112k.
Deal economics
- At list price, monthly cash flow is $90 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $112k).
- Recommended offer: $109k (3.0% below list) — sets the bar for market timing.
- Cap rate 7.3% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.8%/yr); 394 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
- At $1,177/mo this rent would consume 46% of the median local household income ($31k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $778 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($109k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $44k; list at $112k implies a 159% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.05% ✓
- Cap rate
- 7.25%
- Cash-on-cash
- 3.43%
- DSCR
- 1.15
- GRM
- 8.0
CMA / ARV
- ARV (on-the-fly)
- $89,628
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4225 Homer Rd | 0.00mi | 3/1.0 | 924 (0%) | 1mo | $104,150 | $113 | 99 |
| 6601 Cleveland Rd | 0.19mi | 3/1.0 | 896 (-3%) | 2mo | $82,500 | $92 | 84 |
| 6645 Cleveland Rd | 0.13mi | 3/1.0 | 888 (-4%) | 6mo | $105,000 | $118 | 82 |
| 4523 Trenton Dr S | 0.37mi | 3/1.0 | 923 (-0%) | 11mo | $86,000 | $93 | 74 |
| 7203 Ken Knight Dr E | 0.32mi | 2/1.0 (-1) | 950 (+3%) | 3mo | $38,000 | $40 | 73 |
| 4105 Katanga Dr N | 0.40mi | 3/1.0 | 874 (-5%) | 1mo | $122,500 | $140 | 71 |
| 7142 Ken Knight Dr E | 0.30mi | 2/1.0 (-1) | 950 (+3%) | 6mo | $85,000 | $89 | 71 |
| 6151 Ardisia Rd | 0.56mi | 3/1.0 | 892 (-4%) | 2mo | $128,000 | $143 | 67 |
| 4507 Harbor View Dr | 0.68mi | 3/1.5 | 954 (+3%) | 7mo | $85,000 | $89 | 55 |
| 7216 Ken Knight Dr W | 0.46mi | 2/1.0 (-1) | 792 (-14%) | 9mo | $76,500 | $97 | 42 |
| 2570 Spirea St | 0.69mi | 2/1.0 (-1) | 824 (-11%) | 4mo | $90,000 | $109 | 41 |
| 5846 Abelia Rd | 0.71mi | 3/1.5 | 1,058 (+14%) | 2mo | $60,000 | $57 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.81% rent growth · sell at horizon
- IRR
- -12.3%
- Equity multiple
- 0.56×
- Total profit
- $-13,833
- Equity at exit
- $16,774
- IRR
- -5.2%
- Equity multiple
- 0.68×
- Total profit
- $-10,016
- Equity at exit
- $9,727
Cash invested: $31,500 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32209
- Home prices YoY
- -22.1%
- Rents YoY
- 1.8%
- Active inventory
- 394
- Price-to-rent
- 8.0×
Monthly cashflow live
- Estimated rent
- $1,177 high interval (Pro) →
- Mortgage (P&I)
- −$590
- Tax from tax record
- −$203 /mo · $2,440/yr
- Insurance
- −$47
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$247
- Net cashflow
- $90
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,125
- Closing costs
- $3,375
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 28 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4236 Homer Rd N Jacksonville, FL | 3.0 | 1.0 | 888 | $1,250 | $1.41 | 11d | 1 | 0.04mi |
| 4211 Moncrief Rd W Unit 2 Jacksonville, FL | 2.0 | 1.0 | 840 | $995 | $1.18 | 24d | 1 | 0.10mi |
| 3997 Leonnie Rd Unit 1 Jacksonville, FL | 2.0 | 1.0 | 840 | $950 | $1.13 | 7d | 1 | 0.11mi |
| 4253 Moncrief Rd W Unit 2 Jacksonville, FL | 2.0 | 1.0 | 840 | $975 | $1.16 | 24d | 1 | 0.13mi |
| 6601 Cleveland Rd Jacksonville, FL | 3.0 | 1.0 | 896 | $1,400 | $1.56 | 24d | 1 | 0.19mi |
| 4177 Lorenzo Ct Unit 4 Jacksonville, FL | 2.0 | 1.0 | 840 | $945 | $1.12 | 2d | 1 | 0.20mi |
| 4543 Moncrief Rd W Jacksonville, FL | 2.0 | 1.0 | 950 | $1,075 | $1.13 | 7d | 1 | 0.30mi |
| 4440 Ken Knight Dr N Jacksonville, FL | 2.0 | 1.0 | 716 | $650 | $0.91 | 14d | 1 | 0.38mi |
| 4144 Katanga Dr N Jacksonville, FL | 3.0 | 1.0 | 1114 | $1,095 | $0.98 | 24d | 1 | 0.43mi |
| 4655 Ken Knight Dr N Jacksonville, FL | 2.0 | 1.0 | 646 | $600 | $0.93 | 24d | 1 | 0.45mi |
| 4294 Katanga Dr N Jacksonville, FL | 3.0 | 1.0 | 864 | $1,450 | $1.68 | 24d | 1 | 0.50mi |
| 2904 Lippia Rd Jacksonville, FL | 4.0 | 1.0 | 964 | $1,400 | $1.45 | 24d | 1 | 0.82mi |
| 6114 Strawflower Pl Jacksonville, FL | 3.0 | 1.0 | 1030 | $1,200 | $1.17 | 24d | 1 | 0.94mi |
| 2185 Benedict Rd Unit 2187 Jacksonville, FL | 2.0 | 1.0 | 630 | $995 | $1.58 | 10d | 1 | 1.17mi |
| 2185 Benedict Rd Jacksonville, FL | 2.0 | 1.0 | 630 | $995 | $1.58 | 24d | 1 | 1.17mi |
| 5531 Agra Ct Jacksonville, FL | 3.0 | 1.0 | 988 | $1,295 | $1.31 | 14d | 1 | 1.17mi |
| 2534 Aubrey Ave Jacksonville, FL | 4.0 | 2.0 | 759 | $1,250 | $1.65 | 24d | 1 | 1.17mi |
| 5428 Bunche Dr Jacksonville, FL | 3.0 | 1.0 | 900 | $1,600 | $1.78 | 24d | 1 | 1.20mi |
| 6705 Gaspar Cir E Jacksonville, FL | 3.0 | 1.5 | 1116 | $1,254 | $1.12 | 17d | 1 | 1.21mi |
| 5326 Mays Dr Jacksonville, FL | 3.0 | 1.0 | 900 | $1,200 | $1.33 | 24d | 1 | 1.28mi |
| 6718 Gaspar Cir W Jacksonville, FL | 3.0 | 2.0 | 1068 | $1,305 | $1.22 | 24d | 1 | 1.30mi |
| 5217 Mays Dr Jacksonville, FL | 3.0 | 1.0 | 900 | $1,250 | $1.39 | 7d | 1 | 1.32mi |
| 2312 Palmdale St Jacksonville, FL | 3.0 | 2.0 | 972 | $1,231 | $1.27 | 24d | 1 | 1.32mi |
| 2092 Benedict Rd Jacksonville, FL | 3.0 | 1.0 | 816 | $1,095 | $1.34 | 24d | 1 | 1.32mi |
| 2268 W 44th St Jacksonville, FL | 3.0 | 2.0 | 1077 | $1,440 | $1.34 | 4d | 1 | 1.44mi |
| 1975 Rugby Rd Jacksonville, FL | 2.0 | 1.0 | 992 | $1,100 | $1.11 | 7d | 1 | 1.45mi |
| 5355 New Kings Rd Unit 21 Jacksonville, FL | 2.0 | 1.0 | 700 | $800 | $1.14 | 4d | 1 | 1.46mi |
| 5035 Campenella Dr Jacksonville, FL | 3.0 | 1.0 | 875 | $1,095 | $1.25 | 24d | 1 | 1.46mi |
Listing history 29 events
-
2026-05-19status Pending
-
2026-04-07$112,500 Active
-
2026-03-15historical 610-char remark
Show marketing remark (610 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. MOVE IN READY! Don't miss your chance to own this gem! 2022 Roof. Seller financing is not available.
-
2026-03-05price $105,000 610-char remark
Show marketing remark (610 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. MOVE IN READY! Don't miss your chance to own this gem! 2022 Roof. Seller financing is not available.
-
2026-03-03price $109,900 610-char remark
Show marketing remark (610 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. MOVE IN READY! Don't miss your chance to own this gem! 2022 Roof. Seller financing is not available.
-
2026-02-26price $110,900 610-char remark
Show marketing remark (610 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. MOVE IN READY! Don't miss your chance to own this gem! 2022 Roof. Seller financing is not available.
-
2026-02-23price $111,900 610-char remark
Show marketing remark (610 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. MOVE IN READY! Don't miss your chance to own this gem! 2022 Roof. Seller financing is not available.
-
2026-02-13price $112,500 610-char remark
Show marketing remark (610 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. MOVE IN READY! Don't miss your chance to own this gem! 2022 Roof. Seller financing is not available.
-
2026-02-02price $113,500 610-char remark
Show marketing remark (610 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. MOVE IN READY! Don't miss your chance to own this gem! 2022 Roof. Seller financing is not available.
-
2025-12-23price $114,900 610-char remark
Show marketing remark (610 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. MOVE IN READY! Don't miss your chance to own this gem! 2022 Roof. Seller financing is not available.
-
2025-12-20historical $1,100
-
2025-12-05$115,000 Active 610-char remark
Show marketing remark (610 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. MOVE IN READY! Don't miss your chance to own this gem! 2022 Roof. Seller financing is not available.
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2025-11-26price $1,100
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2025-11-05price $1,148
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2025-10-14$1,220
-
2025-10-06historical 556-char remark
Show marketing remark (556 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. Don't miss your chance to own this gem! 2022 Roof
-
2025-09-26price $120,000 556-char remark
Show marketing remark (556 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. Don't miss your chance to own this gem! 2022 Roof
-
2025-09-19price $123,500 556-char remark
Show marketing remark (556 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. Don't miss your chance to own this gem! 2022 Roof
-
2025-07-31price $125,000 556-char remark
Show marketing remark (556 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. Don't miss your chance to own this gem! 2022 Roof
-
2025-07-23price $135,000 556-char remark
Show marketing remark (556 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. Don't miss your chance to own this gem! 2022 Roof
-
2025-07-21$130,000 Active 556-char remark
Show marketing remark (556 chars)
Charming 3-Bedroom Home with Updated Kitchen - Perfect for Families, First-Time Buyers and Investors! Discover this affordable 3-bedroom, 1-bath home featuring a recently renovated kitchen with modern finishes that make it move-in ready. This property offers a great opportunity for investors seeking rental income or for a family looking for a place to make their own. With its inviting layout and plenty of potential to add personal touches, this home combines value and versatility in one package. Don't miss your chance to own this gem! 2022 Roof
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2019-02-08soldstatus $43,500
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2009-08-05historical
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2009-06-24soldstatus $30,500
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2009-03-30$35,000
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2006-11-02soldstatus $98,900
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2002-02-15soldstatus $48,700
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2002-02-05soldstatus $48,635
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2002-01-15$49,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,440 · $203/mo
- Projected year-2 tax
- $2,440 · $203/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,129
- − Mortgage interest
- −$6,302
- − Property taxes
- −$2,440
- − Insurance
- −$562
- − Repairs & maintenance
- −$1,130
- − Management
- −$1,130
- − Depreciation
- −$3,273
- Taxable loss
- −$708
- Est. tax savings @ 24.0%
- +$170
- After-tax cash flow
- $1,250/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Duval
- NCES district ID
- 1200480
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $48,987
- Composite
- 38.97/100
- National rank
- #4076
- State rank
- #48 of 73 in FL
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, FL
- County
- Duval County · 1,015,274 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 34,657
- Household income
- $30,514
- Rent vs Own
- Severe rent burden
- 2921.0
Population outlook (Duval County) Hauer SSP2
- Today (2025)
- 1,013,010 people
- By 2030
- 1,059,228 · +4.6%
- By 2040
- 1,141,439 · +12.7%
- By 2050
- 1,205,258 · +19.0%
- By 2075
- 1,324,282 · +30.7%
- By 2100
- 1,319,620 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (88%)
- Race & ethnicity
- Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
- Hispanic origin (detail)
- Puerto Rican 3%
- Common ancestry
- Hispanic 1% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 4% French/Haitian/Cajun 1%
Political lean MEDSL · Duval
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
- 2008→2024 swing
- +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
- All cycles
- 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -53.92%
- Current HPI
- 189.5977
- Rent YoY
- ▲ 1.81%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+125.5% since first listed29 events — show timeline
- 2026-05-19 Pending — realMLS
- 2026-04-07 Listed $112,500 realMLS
- 2026-03-15 Listing Removed — realMLS
- 2026-03-05 Price Changed $105,000 realMLS
- 2026-03-03 Price Changed $109,900 realMLS
- 2026-02-26 Price Changed $110,900 realMLS
- 2026-02-23 Price Changed $111,900 realMLS
- 2026-02-13 Price Changed $112,500 realMLS
- 2026-02-02 Price Changed $113,500 realMLS
- 2025-12-23 Price Changed $114,900 realMLS
- 2025-12-20 Rental Removed $1,100 TENANTTURNER2
- 2025-12-05 Listed $115,000 realMLS
- 2025-11-26 Price Changed $1,100 TENANTTURNER2
- 2025-11-05 Price Changed $1,148 TENANTTURNER2
- 2025-10-14 Listed for Rent $1,220 TENANTTURNER2
- 2025-10-06 Listing Removed — realMLS
- 2025-09-26 Price Changed $120,000 realMLS
- 2025-09-19 Price Changed $123,500 realMLS
- 2025-07-31 Price Changed $125,000 realMLS
- 2025-07-23 Price Changed $135,000 realMLS
- 2025-07-21 Listed $130,000 realMLS
- 2019-02-08 Sold (Public Records) $43,500 Public Records
- 2009-08-05 Listing Removed — realMLS
- 2009-06-24 Sold (MLS) $30,500 realMLS
- 2009-03-30 Listed $35,000 realMLS
- 2006-11-02 Sold (Public Records) $98,900 Public Records
- 2002-02-15 Sold (Public Records) $48,700 Public Records
- 2002-02-05 Sold (MLS) $48,635 realMLS
- 2002-01-15 Listed $49,900 realMLS
Property tax history
+9.8%/yrLatest (2025): $2,440 · +7.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…