14973 Eagle Valley Rd · Snyder, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +4.1/10.0
- Schools +3.9/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$29,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Is this property your next project? This 3-bedroom, 1-bathroom home at 14973 S. Eagle Valley Road presents a prime opportunity for investors, flippers, or buyers looking to build equity through renovation. The property is in need of a full rehab, offering the chance to bring your vision to life and customize every detail to your liking. Bring your contractor and imagination—this is a blank canvas ready for a complete makeover. Whether you're looking to renovate and resell or create a long-term rental, the possibilities here are substantial. No interior showings due to condition - exterior showings only.
Key facts
- 7,841 sq ft lot
- Built 1875
- Listed 59 days
Property features AI
Finance
- Other: Fee simple ownership
Exterior
- Parking: Off-street parking
- Utilities: Public water service; Public sewer service; Electric hot water
- Home design: Detached property; Estimated year built; Major rehab needed
- Construction: Stick built construction; Stone foundation; Shingle roof; Above-grade and below-grade structures
- Exterior features: Public water; Public sewer; Not in a federal flood zone
Interior
- Kitchen: Kitchen
- Bedrooms: Three bedrooms on the upper level
- Bathrooms: One full bathroom
- Heating & cooling: Forced air heating; Oil-fired heating; Electric hot water
- Interior features: Unfinished basement; Living room; Dining room; Family room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $30k.
Deal economics
- At list price, monthly cash flow is $534 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $30k).
- Recommended offer: $29k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Tyrone Area SD (town): math 35% / reading 57% proficiency, ranked #263 of 539 in PA (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 51 active listings in the ZIP; 99 units permitted in Blair County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.8%/yr); year-one equity from $207 of loan paydown is wiped out by about $530 of value loss. Plan a longer hold.
- Blair County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-1.8% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 59 days — a 3% lower offer ($29k) is reasonable based on typical stale-listing flexibility.
- 12 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 3.7% of price; built in 1875 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1875 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.36% ✓
- Cap rate
- 27.72%
- Cash-on-cash
- 76.52%
- DSCR
- 4.40
- GRM
- 2.5
CMA / ARV
- ARV (median comp)
- $122,391
- List price
- $29,900
- Delta
- -75.57%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2001 Riddle Ave | 0.53mi | 3/1.0 | 1,341 (-1%) | 13mo | $160,000 | $119 | 64 |
| 2121 Columbia Ave | 0.46mi | 3/1.0 | 1,281 (-5%) | 9mo | $60,000 | $47 | 62 |
| 2002 Riddle Ave | 0.51mi | 3/1.5 | 1,334 (-1%) | 22mo | $199,999 | $150 | 54 |
| 1465 Logan Ave | 0.71mi | 3/1.5 | 1,410 (+4%) | 4mo | $72,000 | $51 | 54 |
| 1655 Columbia Ave | 0.66mi | 3/1.0 | 1,458 (+8%) | 2mo | $80,000 | $55 | 54 |
| 682 Decker Hollow Rd | 0.73mi | 3/2.0 | 1,336 (-1%) | 10mo | $213,400 | $160 | 52 |
| 2107 Glad Ave | 0.71mi | 3/1.5 | 1,332 (-1%) | 14mo | $100,000 | $75 | 51 |
| 413 W 22nd St | 0.47mi | 2/1.0 (-1) | 1,222 (-10%) | 8mo | $72,500 | $59 | 50 |
| 521 26th St | 0.54mi | 3/1.0 | 1,220 (-10%) | 12mo | $190,000 | $156 | 49 |
| 256 Meade St | 0.09mi | 2/1.0 (-1) | 1,158 (-14%) | 23mo | $120,000 | $104 | 47 |
| 516 W 19th St | 0.67mi | 3/1.0 | 1,529 (+13%) | 8mo | $65,000 | $43 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.77% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 77.4%
- Equity multiple
- 4.68×
- Total profit
- $30,770
- Equity at exit
- $6,123
- IRR
- 80.2%
- Equity multiple
- 9.62×
- Total profit
- $72,185
- Equity at exit
- $5,537
Cash invested: $8,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 16686
- Home prices YoY
- -0.7%
- Active inventory
- 51
- Price-to-rent
- 2.5×
Monthly cashflow live
- Estimated rent
- $1,006 medium interval (Pro) →
- Mortgage (P&I)
- −$157
- Tax from tax record
- −$91 /mo · $1,098/yr
- Insurance
- −$12
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$211
- Net cashflow
- $534
Break-even live
Sensitivity live
| Price | -10% $551 | -5% $542 | +0% $534 | +5% $525 | +10% $517 |
|---|---|---|---|---|---|
| Rent | -10% $454 | -5% $494 | +0% $534 | +5% $574 | +10% $613 |
| Rate | -1.0pp $549 | -0.5pp $541 | base $534 | +0.5pp $526 | +1.0pp $518 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $7,475
- Closing costs
- $897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 38 events
-
2026-06-21days on market $29,900 Active 59 DOM
-
2026-06-19days on market $29,900 Active 57 DOM
-
2026-06-18days on market $29,900 Active 56 DOM
-
2026-06-17days on market $29,900 Active 55 DOM
-
2026-06-16days on market $29,900 Active 54 DOM
-
2026-06-15days on market $29,900 Active 53 DOM
-
2026-06-14days on market $29,900 Active 51 DOM
-
2026-06-13days on market $29,900 Active 50 DOM
-
2026-06-10days on market $29,900 Active 48 DOM
-
2026-06-09days on market $29,900 Active 47 DOM
-
2026-06-08days on market $29,900 Active 46 DOM
-
2026-06-07days on market $29,900 Active 45 DOM
-
2026-06-05days on market $29,900 Active 42 DOM
-
2026-06-02days on market $29,900 Active 40 DOM
-
2026-06-01days on market $29,900 Active 39 DOM
-
2026-05-31days on market $29,900 Active 38 DOM
-
2026-05-30days on market $29,900 Active 37 DOM
-
2026-04-23$29,900 Active 616-char remark
-
2025-07-28historical
-
2025-06-25historical
-
2025-05-02status Active
-
2025-05-01status Active
-
2025-04-30historical
-
2025-01-20price $39,900
-
2025-01-20price $39,900
-
2025-01-20price $39,900
-
2025-01-20price $39,900
-
2025-01-07$47,900 Active
-
2025-01-05historical
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2025-01-03$47,900 Active
-
2025-01-03$47,900 Active
-
2022-10-05status Active
-
2022-07-06$47,900 Active
-
2022-04-21historical
-
2022-01-21$47,900
-
2022-01-21$47,900
-
2021-08-14$47,900
-
2020-12-31$47,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,098 · $91/mo
- Projected year-2 tax
- $1,098 · $91/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,070
- − Mortgage interest
- −$1,675
- − Property taxes
- −$1,098
- − Insurance
- −$150
- − Repairs & maintenance
- −$966
- − Management
- −$966
- − Depreciation
- −$870
- Taxable income
- $6,347
- Est. tax owed @ 24.0%
- −$1,523
- After-tax cash flow
- $4,883/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Tyrone Area SD
- NCES district ID
- 4224030
- Math proficiency
- 35% ▼ -10.00%
- Reading proficiency
- 57% ▼ -14.00%
- Median HH income
- $45,447
- Composite
- 38.94/100
- National rank
- #4089
- State rank
- #263 of 539 in PA
Livability — Snyder
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Northwood, PA
- Population (ZIP)
- 13,000
Population outlook (Blair County) Hauer SSP2
- Today (2025)
- 121,571 people
- By 2030
- 117,966 · -3.0%
- By 2040
- 109,174 · -10.2%
- By 2050
- 99,542 · -18.1%
- By 2075
- 76,775 · -36.8%
- By 2100
- 54,326 · -55.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (96%)
- Race & ethnicity
- White 96% Two or more races 2% Hispanic / Latino 2%
- Common ancestry
- Romanian 3% Slovak 2% Subsaharan African 1%
- Foreign-born
- 1%
- Languages at home
- 97% English-only · German/W. Germanic 2% Spanish 1%
Political lean MEDSL · Blair
- 2024 margin
- Solid R (+43.5) · D 27.9% · R 71.4%
- 2008→2024 swing
- -19.2pp toward R · 2008: -24.3pp · 2024: -43.5pp
- All cycles
- 2024: R+43.5 2020: R+43.5 2016: R+46.4 2012: R+33.5 2008: R+24.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.77%
- Current HPI
- 254.3042
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
-37.6% since first listed21 events — show timeline
- 2026-04-23 Listed $29,900 BRIGHT MLS
- 2025-07-28 Listing Removed — GLVRMLS
- 2025-06-25 Listing Removed — BRIGHT MLS
- 2025-05-02 Relisted — BRIGHT MLS
- 2025-05-01 Relisted — WBVAR
- 2025-04-30 Listing Removed — BRIGHT MLS
- 2025-01-20 Price Changed $39,900 GLVRMLS
- 2025-01-20 Price Changed $39,900 BRIGHT MLS
- 2025-01-20 Price Changed $39,900 WBVAR
- 2025-01-20 Price Changed $39,900 AHARMLS
- 2025-01-07 Listed $47,900 BRIGHT MLS
- 2025-01-05 Coming Soon — BRIGHT MLS
- 2025-01-03 Listed $47,900 WBVAR
- 2025-01-03 Listed $47,900 GLVRMLS
- 2022-10-05 Relisted — AHARMLS
- 2022-07-06 Listed $47,900 AHARMLS
- 2022-04-21 Listing Removed — BRIGHT MLS
- 2022-01-21 Listed $47,900 BRIGHT MLS
- 2022-01-21 Listed $47,900 AHARMLS
- 2021-08-14 Listed $47,900 AHARMLS
- 2020-12-31 Listed $47,900 AHARMLS
Property tax history
+10.5%/yrLatest (2025): $1,098 · +4.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…