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14973 Eagle Valley Rd
B Composite 73.01
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +4.1/10.0
  • Schools +3.9/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$29,900

14973 Eagle Valley Rd · Snyder, PA 16686
3 bd · 1.0 ba · 1,350 sqft · SingleFamily · 59 Days on market
Built 1875 7,841 sqft lot $22/sqft · 76% below area ↓ 38% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Is this property your next project? This 3-bedroom, 1-bathroom home at 14973 S. Eagle Valley Road presents a prime opportunity for investors, flippers, or buyers looking to build equity through renovation. The property is in need of a full rehab, offering the chance to bring your vision to life and customize every detail to your liking. Bring your contractor and imagination—this is a blank canvas ready for a complete makeover. Whether you're looking to renovate and resell or create a long-term rental, the possibilities here are substantial. No interior showings due to condition - exterior showings only.

Key facts

  • 7,841 sq ft lot
  • Built 1875
  • Listed 59 days

Property features AI

Finance

  • Other: Fee simple ownership

Exterior

  • Parking: Off-street parking
  • Utilities: Public water service; Public sewer service; Electric hot water
  • Home design: Detached property; Estimated year built; Major rehab needed
  • Construction: Stick built construction; Stone foundation; Shingle roof; Above-grade and below-grade structures
  • Exterior features: Public water; Public sewer; Not in a federal flood zone

Interior

  • Kitchen: Kitchen
  • Bedrooms: Three bedrooms on the upper level
  • Bathrooms: One full bathroom
  • Heating & cooling: Forced air heating; Oil-fired heating; Electric hot water
  • Interior features: Unfinished basement; Living room; Dining room; Family room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $30k.

Deal economics

  • At list price, monthly cash flow is $534 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $30k).
  • Recommended offer: $29k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Tyrone Area SD (town): math 35% / reading 57% proficiency, ranked #263 of 539 in PA (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 51 active listings in the ZIP; 99 units permitted in Blair County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.8%/yr); year-one equity from $207 of loan paydown is wiped out by about $530 of value loss. Plan a longer hold.
  • Blair County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-1.8% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 59 days — a 3% lower offer ($29k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.7% of price; built in 1875 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $29,003 (3.0% below list)

Questions for the listing agent

  1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1875 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.36%
Cap rate
27.72%
Cash-on-cash
76.52%
DSCR
4.40
GRM
2.5

CMA / ARV

ARV (median comp)
$122,391
List price
$29,900
Delta
-75.57%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2001 Riddle Ave 0.53mi 3/1.0 1,341 (-1%) 13mo $160,000 $119 64
2121 Columbia Ave 0.46mi 3/1.0 1,281 (-5%) 9mo $60,000 $47 62
2002 Riddle Ave 0.51mi 3/1.5 1,334 (-1%) 22mo $199,999 $150 54
1465 Logan Ave 0.71mi 3/1.5 1,410 (+4%) 4mo $72,000 $51 54
1655 Columbia Ave 0.66mi 3/1.0 1,458 (+8%) 2mo $80,000 $55 54
682 Decker Hollow Rd 0.73mi 3/2.0 1,336 (-1%) 10mo $213,400 $160 52
2107 Glad Ave 0.71mi 3/1.5 1,332 (-1%) 14mo $100,000 $75 51
413 W 22nd St 0.47mi 2/1.0 (-1) 1,222 (-10%) 8mo $72,500 $59 50
521 26th St 0.54mi 3/1.0 1,220 (-10%) 12mo $190,000 $156 49
256 Meade St 0.09mi 2/1.0 (-1) 1,158 (-14%) 23mo $120,000 $104 47
516 W 19th St 0.67mi 3/1.0 1,529 (+13%) 8mo $65,000 $43 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.77% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
77.4%
Equity multiple
4.68×
Total profit
$30,770
Equity at exit
$6,123
10-year hold
IRR
80.2%
Equity multiple
9.62×
Total profit
$72,185
Equity at exit
$5,537

Cash invested: $8,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 16686

Home prices YoY
-0.7%
Active inventory
51
Price-to-rent
2.5×

Monthly cashflow live

Estimated rent
$1,006 medium interval (Pro) →
Mortgage (P&I)
$157
Tax from tax record
$91 /mo · $1,098/yr
Insurance
$12
HOA
$0
Vacancy / Maint / Mgmt
$211
Net cashflow
$534

Break-even live

Break-even rent $330
Max offer price $29,900
Occupancy floor 42%

Sensitivity live

Price -10% $551 -5% $542 +0% $534 +5% $525 +10% $517
Rent -10% $454 -5% $494 +0% $534 +5% $574 +10% $613
Rate -1.0pp $549 -0.5pp $541 base $534 +0.5pp $526 +1.0pp $518

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$7,475
Closing costs
$897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 38 events

  1. 2026-06-21
    days on market $29,900 Active 59 DOM
  2. 2026-06-19
    days on market $29,900 Active 57 DOM
  3. 2026-06-18
    days on market $29,900 Active 56 DOM
  4. 2026-06-17
    days on market $29,900 Active 55 DOM
  5. 2026-06-16
    days on market $29,900 Active 54 DOM
  6. 2026-06-15
    days on market $29,900 Active 53 DOM
  7. 2026-06-14
    days on market $29,900 Active 51 DOM
  8. 2026-06-13
    days on market $29,900 Active 50 DOM
  9. 2026-06-10
    days on market $29,900 Active 48 DOM
  10. 2026-06-09
    days on market $29,900 Active 47 DOM
  11. 2026-06-08
    days on market $29,900 Active 46 DOM
  12. 2026-06-07
    days on market $29,900 Active 45 DOM
  13. 2026-06-05
    days on market $29,900 Active 42 DOM
  14. 2026-06-02
    days on market $29,900 Active 40 DOM
  15. 2026-06-01
    days on market $29,900 Active 39 DOM
  16. 2026-05-31
    days on market $29,900 Active 38 DOM
  17. 2026-05-30
    days on market $29,900 Active 37 DOM
  18. 2026-04-23
    listed $29,900 Active 616-char remark
  19. 2025-07-28
    historical
  20. 2025-06-25
    historical
  21. 2025-05-02
    status Active
  22. 2025-05-01
    status Active
  23. 2025-04-30
    historical
  24. 2025-01-20
    price $39,900
  25. 2025-01-20
    price $39,900
  26. 2025-01-20
    price $39,900
  27. 2025-01-20
    price $39,900
  28. 2025-01-07
    listed $47,900 Active
  29. 2025-01-05
    historical
  30. 2025-01-03
    listed $47,900 Active
  31. 2025-01-03
    listed $47,900 Active
  32. 2022-10-05
    status Active
  33. 2022-07-06
    listed $47,900 Active
  34. 2022-04-21
    historical
  35. 2022-01-21
    listed $47,900
  36. 2022-01-21
    listed $47,900
  37. 2021-08-14
    listed $47,900
  38. 2020-12-31
    listed $47,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,098 · $91/mo
Projected year-2 tax
$1,098 · $91/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,070
− Mortgage interest
−$1,675
− Property taxes
−$1,098
− Insurance
−$150
− Repairs & maintenance
−$966
− Management
−$966
− Depreciation
−$870
Taxable income
$6,347
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,523
After-tax cash flow
$4,883/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tyrone Area SD
NCES district ID
4224030
Math proficiency
35% ▼ -10.00%
Reading proficiency
57% ▼ -14.00%
Median HH income
$45,447
Composite
38.94/100
National rank
#4089
State rank
#263 of 539 in PA

Livability — Snyder

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Northwood, PA
Population (ZIP)
13,000

Population outlook (Blair County) Hauer SSP2

Today (2025)
121,571 people
By 2030
117,966 · -3.0%
By 2040
109,174 · -10.2%
By 2050
99,542 · -18.1%
By 2075
76,775 · -36.8%
By 2100
54,326 · -55.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (96%)
Race & ethnicity
White 96% Two or more races 2% Hispanic / Latino 2%
Common ancestry
Romanian 3% Slovak 2% Subsaharan African 1%
Foreign-born
1%
Languages at home
97% English-only · German/W. Germanic 2% Spanish 1%

Political lean MEDSL · Blair

2024 margin
Solid R (+43.5) · D 27.9% · R 71.4%
2008→2024 swing
-19.2pp toward R · 2008: -24.3pp · 2024: -43.5pp
All cycles
2024: R+43.5 2020: R+43.5 2016: R+46.4 2012: R+33.5 2008: R+24.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.77%
Current HPI
254.3042
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-37.6% since first listed
21 events — show timeline
  • 2026-04-23 Listed $29,900 BRIGHT MLS
  • 2025-07-28 Listing Removed GLVRMLS
  • 2025-06-25 Listing Removed BRIGHT MLS
  • 2025-05-02 Relisted BRIGHT MLS
  • 2025-05-01 Relisted WBVAR
  • 2025-04-30 Listing Removed BRIGHT MLS
  • 2025-01-20 Price Changed $39,900 GLVRMLS
  • 2025-01-20 Price Changed $39,900 BRIGHT MLS
  • 2025-01-20 Price Changed $39,900 WBVAR
  • 2025-01-20 Price Changed $39,900 AHARMLS
  • 2025-01-07 Listed $47,900 BRIGHT MLS
  • 2025-01-05 Coming Soon BRIGHT MLS
  • 2025-01-03 Listed $47,900 WBVAR
  • 2025-01-03 Listed $47,900 GLVRMLS
  • 2022-10-05 Relisted AHARMLS
  • 2022-07-06 Listed $47,900 AHARMLS
  • 2022-04-21 Listing Removed BRIGHT MLS
  • 2022-01-21 Listed $47,900 BRIGHT MLS
  • 2022-01-21 Listed $47,900 AHARMLS
  • 2021-08-14 Listed $47,900 AHARMLS
  • 2020-12-31 Listed $47,900 AHARMLS

Property tax history

+10.5%/yr

Latest (2025): $1,098 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…