79 Burr St · Williamstown, NJ
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.7/30.0
- ARV discount +8.4/15.0
- DSCR +3.8/10.0
- Livability +3.5/5.0
- 1% rule +3.4/10.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$339,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to this 3-bedroom, 2-bath townhome in the desirable Hamilton Greene community built in 2022 and offering a modern layout with everyday comfort. Tucked away on a quiet cul-de-sac, this home provides a more private setting while still being close to everything.The entry level features a den and access to a one-car garage. Upstairs, the main living area offers an open floor plan with a bright and comfortable living space ideal for day-to-day living and entertaining. The top level includes three well-sized bedrooms, including a primary suite with a private en-suite bath and a walk-in closet. A second full bathroom serves the additional bedrooms, and the laundry area complete with and extra shelving is conveniently located on this level. Located just minutes from shopping, dining, and major commuter routes, this home offers both comfort and convenience with easy access to Philadelphia. A great opportunity to own a newer home in a convenient location. Schedule your private tour today!
Key facts
- $200 HOA
- Garage
- Built 2021
Property features AI
Finance
- Other: Fee simple ownership
- HOA & community: Monthly HOA/Condo fee of $100; HOA fees cover common area maintenance, exterior building maintenance, snow removal, and lawn maintenance
Exterior
- Parking: Attached garage (side entry) with garage door opener; 1 attached garage space; 2 driveway spaces; On-street parking; Total 3 garage/parking spaces
- Utilities: Public water; Public sewer; Natural gas for heating, cooling fuel, and hot water
- Home design: Interior townhouse/rowhouse; Finished above-grade living area (assessor)
- Construction: Vinyl siding; Asbestos shingle roof; Slab foundation; Year built (as per assessor)
- Exterior features: Not in a federal flood zone; Tidal water: none; Other structures above grade and below grade
Interior
- Kitchen: Built-in microwave; Dishwasher; Refrigerator
- Bedrooms: 3 bedrooms on the main level
- Bathrooms: 2 full bathrooms on the main level
- Heating & cooling: Forced air heating (natural gas); Central air conditioning (natural gas); Natural gas hot water
- Interior features: Not furnished; No basement
- Laundry & utility: Washer in unit (upper floor); Dryer in unit
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath townhouse listed at $339k.
Deal economics
- At list price, monthly cash flow is $-37 ($-444/yr) — negative.
- To cash-flow at today's rent, offer at most $332k (1.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $283k (16.4% below list).
- Recommended offer: $283k (16.4% below list) — sets the bar for 1% rule.
- Cap rate 6.2% vs local median 4.9% in Williamstown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 69/100 on livability (#289 in NJ) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: cost of living D+, amenities F, commute F.
- Monroe Township Public School District (suburban): math 20% / reading 45% proficiency, ranked #302 of 472 in NJ (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Oak Knoll Elementary School (math 23% / reading 44%, grade F, #647 of 1,303 statewide, top 50%, 641 students, 26% FRL); Williamstown Middle School (math 18% / reading 43%, grade F, #303 of 431 statewide, top 72%, 1,819 students, 30% FRL); Williamstown High School (math 21% / reading 50%, grade F, #234 of 399 statewide, top 59%, 1,782 students, 26% FRL) — zoned schools at 27% FRL track the district average.
- Market conditions: 268 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,047 units permitted in Gloucester County in 2024 (183 in 5+ unit buildings).
- This rent runs 35% of the median local income ($97k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Gloucester County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 61 days — a 6% lower offer ($319k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 61 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.16%
- Cash-on-cash
- -0.47%
- DSCR
- 0.98
- GRM
- 10.0
CMA / ARV
- ARV (on-the-fly)
- $346,307
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 240 Rothberg Dr | 0.07mi | 3/2.5 | 1,567 (0%) | 0mo | $362,500 | $231 | 94 |
| 308 Comfort Rd | 0.13mi | 3/2.0 | 1,567 (0%) | 1mo | $355,000 | $227 | 94 |
| 32 Burr St | 0.08mi | 3/2.5 | 1,567 (0%) | 3mo | $333,300 | $213 | 92 |
| 83 Burr St | 0.00mi | 3/2.5 | 1,567 (0%) | 10mo | $340,000 | $217 | 89 |
| 416 Comfort Rd | 0.08mi | 3/2.5 | 1,567 (0%) | 8mo | $373,500 | $238 | 87 |
| 21 Burr St | 0.09mi | 3/2.5 | 1,567 (0%) | 11mo | $346,725 | $221 | 85 |
| 117 Comfort Rd | 0.27mi | 3/2.5 | 1,567 (0%) | 3mo | $345,000 | $220 | 83 |
| 41 Burr St | 0.07mi | 3/2.5 | 1,410 (-10%) | 0mo | $346,500 | $246 | 78 |
| 1186 Glen Haven Ct | 0.54mi | 3/2.5 | 1,527 (-3%) | 6mo | $317,101 | $208 | 63 |
| 9 Birchwood Ln | 0.40mi | 3/2.5 | 1,719 (+10%) | 5mo | $379,900 | $221 | 59 |
| 68 Kerry Lynn Ct | 0.56mi | 2/2.5 (-1) | 1,412 (-10%) | 2mo | $310,000 | $220 | 49 |
| 138 Kerry Lynn Ct | 0.69mi | 3/2.5 | 1,382 (-12%) | 8mo | $325,000 | $235 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -17.1%
- Equity multiple
- 0.40×
- Total profit
- $-57,290
- Equity at exit
- $50,546
- IRR
- -9.0%
- Equity multiple
- 0.44×
- Total profit
- $-52,920
- Equity at exit
- $29,311
Cash invested: $94,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 08094
- Active inventory
- 268
- Price-to-rent
- 10.0×
Monthly cashflow live
- Estimated rent
- $2,833 medium interval (Pro) →
- Mortgage (P&I)
- −$1,778
- Tax from tax record
- −$156 /mo · $1,871/yr
- Insurance
- −$141
- HOA
- −$200
- Vacancy / Maint / Mgmt
- −$595
- Net cashflow
- $-37
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $84,750
- Closing costs
- $10,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1616 N Main St Williamstown, NJ | 2.0 | 2.0 | 1064 | $2,500 | $2.35 | 2d | 1 | 0.76mi |
| 343 Brookdale Blvd Williamstown, NJ | 3.0 | 2.5 | 1438 | $2,500 | $1.74 | 1d | 1 | 0.94mi |
| 1761 Glassboro Cross Keys Rd Williamstown, NJ | 2.0 | 1.0 | 1300 | $2,000 | $1.54 | 19d | 1 | 1.00mi |
| 1286 Glassboro Rd Williamstown, NJ | 4.0 | 1.0 | 1890 | $2,600 | $1.38 | 17d | 1 | 1.11mi |
HOA detail
- Monthly dues
- $200 · $2,400/yr
Listing history 20 events
-
2026-06-18days on market $339,000 Active 61 DOM
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2026-06-17days on market $339,000 Active 60 DOM
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2026-06-16days on market $339,000 Active 59 DOM
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2026-06-15days on market $339,000 Active 58 DOM
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2026-06-13days on market $339,000 Active 56 DOM
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2026-06-09days on market $339,000 Active 52 DOM
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2026-06-08days on market $339,000 Active 51 DOM
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2026-06-07days on market $339,000 Active 50 DOM
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2026-06-04days on market $339,000 Active 47 DOM
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2026-06-03days on market $339,000 Active 46 DOM
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2026-06-02days on market $339,000 Active 45 DOM
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2026-06-01days on market $339,000 Active 44 DOM
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2026-05-31days on market $339,000 Active 43 DOM
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2026-04-19$339,000 Active 1007-char remark
Show marketing remark (1007 chars)
Welcome home to this 3-bedroom, 2-bath townhome in the desirable Hamilton Greene community built in 2022 and offering a modern layout with everyday comfort. Tucked away on a quiet cul-de-sac, this home provides a more private setting while still being close to everything.The entry level features a den and access to a one-car garage. Upstairs, the main living area offers an open floor plan with a bright and comfortable living space ideal for day-to-day living and entertaining. The top level includes three well-sized bedrooms, including a primary suite with a private en-suite bath and a walk-in closet. A second full bathroom serves the additional bedrooms, and the laundry area complete with and extra shelving is conveniently located on this level. Located just minutes from shopping, dining, and major commuter routes, this home offers both comfort and convenience with easy access to Philadelphia. A great opportunity to own a newer home in a convenient location. Schedule your private tour today!
-
2026-04-19$339,000 Active
Show marketing remark (1007 chars)
Welcome home to this 3-bedroom, 2-bath townhome in the desirable Hamilton Greene community built in 2022 and offering a modern layout with everyday comfort. Tucked away on a quiet cul-de-sac, this home provides a more private setting while still being close to everything.The entry level features a den and access to a one-car garage. Upstairs, the main living area offers an open floor plan with a bright and comfortable living space ideal for day-to-day living and entertaining. The top level includes three well-sized bedrooms, including a primary suite with a private en-suite bath and a walk-in closet. A second full bathroom serves the additional bedrooms, and the laundry area complete with and extra shelving is conveniently located on this level. Located just minutes from shopping, dining, and major commuter routes, this home offers both comfort and convenience with easy access to Philadelphia. A great opportunity to own a newer home in a convenient location. Schedule your private tour today!
-
2026-04-15historical $339,000 1007-char remark
Show marketing remark (1007 chars)
Welcome home to this 3-bedroom, 2-bath townhome in the desirable Hamilton Greene community built in 2022 and offering a modern layout with everyday comfort. Tucked away on a quiet cul-de-sac, this home provides a more private setting while still being close to everything.The entry level features a den and access to a one-car garage. Upstairs, the main living area offers an open floor plan with a bright and comfortable living space ideal for day-to-day living and entertaining. The top level includes three well-sized bedrooms, including a primary suite with a private en-suite bath and a walk-in closet. A second full bathroom serves the additional bedrooms, and the laundry area complete with and extra shelving is conveniently located on this level. Located just minutes from shopping, dining, and major commuter routes, this home offers both comfort and convenience with easy access to Philadelphia. A great opportunity to own a newer home in a convenient location. Schedule your private tour today!
-
2026-04-15historical $339,000
Show marketing remark (1007 chars)
Welcome home to this 3-bedroom, 2-bath townhome in the desirable Hamilton Greene community built in 2022 and offering a modern layout with everyday comfort. Tucked away on a quiet cul-de-sac, this home provides a more private setting while still being close to everything.The entry level features a den and access to a one-car garage. Upstairs, the main living area offers an open floor plan with a bright and comfortable living space ideal for day-to-day living and entertaining. The top level includes three well-sized bedrooms, including a primary suite with a private en-suite bath and a walk-in closet. A second full bathroom serves the additional bedrooms, and the laundry area complete with and extra shelving is conveniently located on this level. Located just minutes from shopping, dining, and major commuter routes, this home offers both comfort and convenience with easy access to Philadelphia. A great opportunity to own a newer home in a convenient location. Schedule your private tour today!
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2022-06-01soldstatus $435,050
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2022-03-04soldstatus $475,000
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2021-08-03soldstatus $345,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NJ · Partial reset (capped growth)
- Current annual tax
- $1,871 · $156/mo
- Projected year-2 tax
- $5,156 · $430/mo
- Expected delta
- +$3,285/yr (+$274/mo · 175.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,993
- − Mortgage interest
- −$18,989
- − Property taxes
- −$1,871
- − Insurance
- −$1,695
- − Repairs & maintenance
- −$2,719
- − Management
- −$2,719
- − HOA
- −$2,400
- − Depreciation
- −$9,862
- Taxable loss
- −$6,263
- Est. tax savings @ 24.0%
- +$1,503
- After-tax cash flow
- $1,059/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Monroe Township Public School District
- NCES district ID
- 3410470
- Math proficiency
- 20% ▼ -24.00%
- Reading proficiency
- 45% ▼ -9.00%
- Median HH income
- $71,557
- Composite
- 30.24/100
- National rank
- #6295
- State rank
- #302 of 472 in NJ
Livability — Williamstown
- Score
- 69/100
- State rank
- #289
- US rank
- #8603
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Gloucester County · 160,422 people
- City population
- 41,595
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- Population (ZIP)
- 41,595
- Household income
- $96,699
- Rent vs Own
- Severe rent burden
- 721.0
Population outlook (Gloucester County) Hauer SSP2
- Today (2025)
- 298,895 people
- By 2030
- 299,031 · +0.0%
- By 2040
- 294,020 · -1.6%
- By 2050
- 284,188 · -4.9%
- By 2075
- 260,720 · -12.8%
- By 2100
- 229,565 · -23.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Hispanic / Latino 11% Black 10% Two or more races 8% Asian 1%
- Hispanic origin (detail)
- Puerto Rican 6% Dominican 1%
- Common ancestry
- Romanian 6% Slovak 2% Lithuanian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 92% English-only · Spanish 5% Russian/Polish/Slavic 1%
Political lean MEDSL · Gloucester
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.6% · Other 1.6%
- 2008→2024 swing
- -15.0pp toward R · 2008: 12.2pp · 2024: -2.8pp
- All cycles
- 2024: R+2.8 2020: D+1.9 2016: R+0.4 2012: D+10.5 2008: D+12.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -213.12%
- Current HPI
- 278.3849
- Rent YoY
- —
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
|
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| Pharmaceuticals | 2 | $153B |
|
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
|
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| Financial Services | 1 | $70B |
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Price history
-2.0% since first listed7 events — show timeline
- 2026-04-19 Listed $339,000 GSMLS
- 2026-04-19 Listed $339,000 BRIGHT MLS
- 2026-04-15 Coming Soon $339,000 GSMLS
- 2026-04-15 Coming Soon $339,000 BRIGHT MLS
- 2022-06-01 Sold (Public Records) $435,050 Public Records
- 2022-03-04 Sold (Public Records) $475,000 Public Records
- 2021-08-03 Sold (Public Records) $345,900 Public Records
Property tax history
+67.2%/yrLatest (2022): $1,871 · +98.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…