🌊 Lakefront
11201 SW 55th St Unit F16 · Miramar, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 106°F)
- 6 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.1/10.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- Rent growth +2.3/5.0
- Appreciation +0.0/10.0
$79,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
"Perfect opportunity in the highly desirable Haven Lakes Estates community! This 2-bedroom, 2-bath. Open kitchen Concept. Roon for Boat, The property features in-home laundry, a spacious layout. This home features modern upgrades throughout, including new stainless-steel appliances. Single-wide manufactured home offers 672 sq ft of potential with a solid structure and Excellent location. near major highways, shopping, and entertainment, Quite All ages Community, Amenities include pools. Land lease: (land is not owned) Beautiful Manufactured Home located in a very quiet neighborhood. Big Porche, Easy access to Mall, Schools, Banks and Easy transportation. This community is ideal for
Key facts
- In-home laundry
- Easy access to banks
- Quiet neighborhood
Tags
Property features AI
Finance
- Other: Building identified as F16 with a total building area of 2,000 (source: public records); Living area reported as 720
- Financial info: Pets allowed with possible restrictions and breed restrictions
- HOA & community: Land lease of $1,045 monthly (lease expires 2030-04-30)
Exterior
- Parking: Parking for 4 vehicles; Concrete driveway; Boat access/parking
- Security: Security patrol
- Utilities: Public water; Public sewer; Cable available; Electricity available
- Home design: Mobile Home; One-story; Entry level 1; Faces southwest
- Construction: CBS construction; Other roof; Built as a mobile home (60 ft length)
- Exterior features: Open porch; Porch; Mobile home and storage structures; Private maintained road; Not waterfront
Interior
- Kitchen: Dishwasher; Microwave; Refrigerator
- Bedrooms: 1 bedroom on the main level
- Flooring: Vinyl flooring
- Bathrooms: 2 full bathrooms (1 on the main level)
- Heating & cooling: Central heating and window/wall heating; Central air, ceiling fans, and wall/window cooling units
- Interior features: Unfurnished; Security patrol
- Laundry & utility: Laundry located outside or in other area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $80k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $80k).
- Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
- Cap rate 25.8% vs local median 3.3% in Miramar — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#111 in FL, #1,721 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, crime A; Watch: commute D+, cost of living D+, amenities D.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Sea Castle Elementary School (math 41% / reading 47%, grade F, #1,330 of 2,144 statewide, top 63%, 840 students, 76% FRL); New Renaissance Middle School (math 20% / reading 36%, grade F, #486 of 571 statewide, top 86%, 1,107 students, 76% FRL); Everglades High School (math 24% / reading 55%, grade F, #304 of 667 statewide, top 47%, 2,040 students, 54% FRL) — zoned schools average 68% FRL vs 51% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-0.9%/yr); 438 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
- This rent runs 41% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 49 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.93% ✓
- Cap rate
- 25.79%
- Cash-on-cash
- 69.65%
- DSCR
- 4.10
- GRM
- 2.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 65.7%
- Equity multiple
- 3.81×
- Total profit
- $62,923
- Equity at exit
- $11,913
- IRR
- 69.1%
- Equity multiple
- 7.03×
- Total profit
- $134,893
- Equity at exit
- $6,908
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33025
- Rents YoY
- -0.9%
- Active inventory
- 438
- Price-to-rent
- 2.8×
Monthly cashflow live
- Estimated rent
- $2,343 medium interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax est. 1.5%
- −$100 /mo · $1,198/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$492
- Net cashflow
- $1,298
Break-even live
Sensitivity live
| Price | -10% $1,354 | -5% $1,326 | +0% $1,298 | +5% $1,271 | +10% $1,243 |
|---|---|---|---|---|---|
| Rent | -10% $1,113 | -5% $1,206 | +0% $1,298 | +5% $1,391 | +10% $1,484 |
| Rate | -1.0pp $1,339 | -0.5pp $1,319 | base $1,298 | +0.5pp $1,278 | +1.0pp $1,257 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2750 SW 113th Ln Pembroke Pines, FL | 3.0 | 1.0–2.0 | 1011 | $2,980 | $2.95 | 3d | 1 | 1.25mi |
Listing history 14 events
-
2026-06-18days on market $79,900 Active 49 DOM
-
2026-06-17days on market $79,900 Active 48 DOM
-
2026-06-16days on market $79,900 Active 47 DOM
-
2026-06-15days on market $79,900 Active 46 DOM
-
2026-06-13days on market $79,900 Active 44 DOM
-
2026-06-09days on market $79,900 Active 40 DOM
-
2026-06-08days on market $79,900 Active 39 DOM
-
2026-06-07days on market $79,900 Active 38 DOM
-
2026-06-04days on market $79,900 Active 35 DOM
-
2026-06-03days on market $79,900 Active 34 DOM
-
2026-06-02days on market $79,900 Active 33 DOM
-
2026-06-01days on market $79,900 Active 32 DOM
-
2026-05-31days on market $79,900 Active 31 DOM
-
2026-04-29$79,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 6 d/yr ≥106°F today · 23 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,111
- − Mortgage interest
- −$4,476
- − Property taxes
- −$1,198
- − Insurance
- −$400
- − Repairs & maintenance
- −$2,249
- − Management
- −$2,249
- − Depreciation
- −$2,324
- Taxable income
- $15,215
- Est. tax owed @ 24.0%
- −$3,652
- After-tax cash flow
- $11,930/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This manufactured home in Haven Lakes Estates is in good condition with modern upgrades and a solid structure. It offers a spacious layout and is located in a quiet neighborhood with easy access to amenities. The home is move-in ready and would benefit from some cosmetic updates to further enhance its value.
Value-add opportunities
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
- Both Replace countertops — Modern countertops improve functionality and aesthetics
- Both Replace flooring — New flooring can significantly improve the home's appearance and value
- Both Upgrade lighting fixtures — Modern lighting can brighten spaces and improve the home's curb appeal
Renovation cost estimate screening
Value-add ROI direction
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Replace countertops — Modern countertops improve functionality and aesthetics ↑
- Both Replace flooring — New flooring can significantly improve the home's appearance and value ↑
- Both Upgrade lighting fixtures — Modern lighting can brighten spaces and improve the home's curb appeal ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Miramar
- Score
- 80/100
- State rank
- #111
- US rank
- #1721
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Miramar, FL
- County
- Broward County · 1,963,430 people
- City population
- 214,427
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 76,967
- Household income
- $68,743
- Rent vs Own
- Severe rent burden
- 4834.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 44% Hispanic / Latino 39% Two or more races 18% White 11% Asian 3%
- Hispanic origin (detail)
- Puerto Rican 4% Cuban 11% Dominican 3% Salvadoran 1%
- Common ancestry
- Hispanic 8% Italian 1%
- Foreign-born
- 38% · Canada, Jamaica, Dominican Republic
- Languages at home
- 54% English-only · Spanish 35% French/Haitian/Cajun 7% Other Indo-European 1%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -246.93%
- Current HPI
- 416.2123
- Rent YoY
- ▼ -0.92%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
1 event — show timeline
- 2026-04-29 Listed $79,900 Beaches MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…