CashFlowRE
Sign in Sign up
9080 Bloomfield #255
A- Composite 80.34
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +6.2/10.0
  • Livability +3.7/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$139,900

9080 Bloomfield #255 · Cypress, CA 90630
4 bd · 2.0 ba · 1,456 sqft · Manufactured · 96 Days on market
Built 2002 30 ac lot Est $192k · 27% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Location!!Location!!Location! Come and see this spacious mobile home with open floor plan and natural lighting throughout, large living room and dinning room, 4 bedrooms and 2 bathrooms. A unique master bedroom separate from others bedrooms, Homes come with storage shed and backyard area with fruits trees. Property offers great potential and may benefit from cosmetic updates. Sold as-is. This Lincoln center Mobile Park is in a quiet neighborhood located in a very convenient location, close to top-ranked schools, restaurants, and shopping centers. Great area for all ages. Location offers a clubhouse with a chef's kitchen, basketball court, exercise room, swimming pool and spa, children's pla

Key facts

  • Natural lighting
  • Open floor plan
  • Storage shed

Tags

OPEN FLOOR PLANNATURAL LIGHTINGUNIQUE MASTER BEDROOMSTORAGE SHEDBACKYARD AREAFRUIT TREES

Property features AI

Finance

  • Other: Lot size info from assessor
  • Financial info: Monthly land lease payment
  • HOA & community: Part of an association; Located in Lincoln Center Mobil Park; Manager approval required for residency; Pets allowed with breed restrictions; Monthly land lease (seller-stated)

Exterior

  • Parking: Attached carport; Parking available in park
  • Utilities: Public sewer; Water connected (district/public water)
  • Home design: Single-story mobile home; Mobile home remains on site; Mobile home approximately 28 ft wide by 52 ft long; One total story
  • Construction: Year built per assessor
  • Exterior features: Community pool; Landscaped lot; Close to clubhouse; Community sidewalks; Community dog park

Interior

  • Bedrooms: All bedrooms on the ground level
  • Flooring: Wood flooring; Laminate flooring
  • Bathrooms: 2 full bathrooms; Bathtub
  • Interior features: Ceiling fan; Single-level living; Entry on main level
  • Laundry & utility: Laundry inside in a dedicated room; Washer hookup; Gas and electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $140k.

Deal economics

  • At list price, monthly cash flow is $2k ($27k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $140k).
  • Recommended offer: $127k (9.0% below list) — sets the bar for market timing.
  • Cap rate 25.9% vs local median 2.2% in Cypress — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#141 in CA, #4,900 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, commute A; Watch: health & safety D, cost of living F.
  • Cypress Elementary (suburban): math 67% / reading 69% proficiency, ranked #117 of 1,400 in CA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: A. E. Arnold Elementary (math 24% / reading 24%, grade F, #973 of 1,571 statewide, top 73%, 635 students, 46% FRL) — zoned schools average 46% FRL vs 25% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 24% at this address vs 68% district-wide (-44 pts) — the specific schools serving this property underperform the Cypress Elementary average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.7%/yr); 70 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 1.7% rent growth), your $39k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 96 days — a 9% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $50k; list at $140k implies a 180% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $127,309 (9.0% below list)

Questions for the listing agent

  1. It's been on market 96 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.81%
Cap rate
25.86%
Cash-on-cash
69.87%
DSCR
4.11
GRM
3.0

CMA / ARV

ARV (on-the-fly)
$192,192
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9080 Bloomfield Ave #141 0.00mi 4/2.0 1,431 (-2%) 8mo $155,000 $108 90
9080 Bloomfield Ave #237 0.00mi 3/2.0 (-1) 1,408 (-3%) 4mo $130,000 $92 86
9080 Bloomfield Ave #270 0.00mi 3/2.0 (-1) 1,580 (+8%) 1mo $215,000 $136 80
9080 Bloomfield Ave #22 0.00mi 4/2.0 1,344 (-8%) 10mo $185,000 $138 79
9080 Bloomfield Ave #265 0.00mi 5/2.5 (+1) 1,400 (-4%) 10mo $215,000 $154 78
9080 Bloomfield Ave #192 0.12mi 3/2.0 (-1) 1,434 (-2%) 11mo $218,000 $152 78
9080 Bloomfield Ave #230 0.00mi 3/2.0 (-1) 1,272 (-13%) 1mo $159,900 $126 73
9080 Bloomfield Ave #44 0.00mi 3/2.0 (-1) 1,596 (+10%) 12mo $199,000 $125 69
9080 Bloomfield Ave #209 0.00mi 3/2.0 (-1) 1,248 (-14%) 3mo $129,000 $103 69
9080 Bloomfield Ave #11 0.00mi 3/2.0 (-1) 1,635 (+12%) 8mo $210,000 $128 68
9080 Bloomfield Ave #193 0.00mi 3/2.0 (-1) 1,248 (-14%) 10mo $165,000 $132 63
9080 Bloomfield Ave #122 0.00mi 3/2.0 (-1) 1,248 (-14%) 10mo $168,000 $135 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.69% rent growth · sell at horizon

5-year hold
IRR
68.0%
Equity multiple
4.00×
Total profit
$117,452
Equity at exit
$20,860
10-year hold
IRR
71.7%
Equity multiple
7.86×
Total profit
$268,769
Equity at exit
$12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 90630

Rents YoY
1.7%
Active inventory
70
Price-to-rent
3.0×

Monthly cashflow live

Estimated rent
$3,932 high interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$33 /mo · $399/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$826
Net cashflow
$2,281

Break-even live

Break-even rent $1,045
Max offer price $139,900
Occupancy floor 37%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,975
Closing costs
$4,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8381 E Blithedale St Long Beach, CA 3.0 2.0 1314 $3,600 $2.74 1d 1 0.50mi
9424 Ethel St Cypress, CA 3.0 2.5 1780 $4,300 $2.42 15d 1 0.65mi
9306 Gregory St Cypress, CA 3.0 2.5 1840 $4,500 $2.45 18d 1 0.66mi
4801 Merten Ave Cypress, CA 3.0 2.0 1500 $3,875 $2.58 1d 1 0.70mi
8120 E Turbo St Long Beach, CA 3.0 1.5 1120 $3,900 $3.48 43d 1 0.81mi
8561 Belmont St Unit 7 Cypress, CA 3.0 2.0 1320 $4,145 $3.14 10d 1 0.85mi
8561 Belmont St Unit 6 Cypress, CA 3.0 2.5 1265 $3,695 $2.92 1d 1 0.85mi
20817 Ely Ave Lakewood, CA 3.0 1.0 1102 $3,550 $3.22 1d 1 0.98mi
4646 Larwin Ave Cypress, CA 4.0 2.5 1562 $3,800 $2.43 1d 1 1.01mi
12050 226th St Hawaiian Gardens, CA 3.0 2.0 1063 $3,100 $2.92 43d 1 1.03mi
12610 Vandemere St Lakewood, CA 3.0 2.0 1056 $8,250 $7.81 1d 1 1.05mi
10403 Stratton Ct Cypress, CA 4.0 2.5 1327 $3,600 $2.71 43d 1 1.21mi
12350 Del Amo Blvd Lakewood, CA 1.0–3.0 1.0–2.0 866 $3,173 $3.66 2d 27 1.24mi
5475 Villa Way #34 Cypress, CA 3.0 2.5 1374 $3,600 $2.62 2d 1 1.24mi
4002 Bryant Ct Cypress, CA 3.0 1.5 1046 $3,400 $3.25 22d 1 1.25mi
10002 Saint Stephen Cir Cypress, CA 3.0 1.5 1205 $3,700 $3.07 17d 1 1.25mi
5524 Camp St Cypress, CA 4.0 3.0 1613 $4,200 $2.60 1d 1 1.29mi
12022 207th St Lakewood, CA 3.0 2.0 1088 $3,950 $3.63 7d 1 1.31mi
12022 207th St Lakewood, CA 3.0 2.0 1088 $3,950 $3.63 24d 1 1.31mi
20726 Seine Ave Lakewood, CA 3.0 2.0 1354 $3,400 $2.51 20d 1 1.41mi

Listing history 33 events

  1. 2026-06-18
    days on market $139,900 Active 96 DOM
  2. 2026-06-17
    days on market $139,900 Active 95 DOM
  3. 2026-06-16
    days on market $139,900 Active 94 DOM
  4. 2026-06-15
    days on market $139,900 Active 93 DOM
  5. 2026-06-13
    days on market $139,900 Active 91 DOM
  6. 2026-06-13
    days on market $139,900 Active 90 DOM
  7. 2026-06-09
    days on market $139,900 Active 87 DOM
  8. 2026-06-08
    days on market $139,900 Active 86 DOM
  9. 2026-06-07
    days on market $139,900 Active 85 DOM
  10. 2026-06-04
    days on market $139,900 Active 82 DOM
  11. 2026-06-03
    days on market $139,900 Active 81 DOM
  12. 2026-06-02
    days on market $139,900 Active 80 DOM
  13. 2026-06-01
    days on market $139,900 Active 79 DOM
  14. 2026-05-31
    days on market $139,900 Active 78 DOM
  15. 2026-03-14
    listed $139,900 Active
  16. 2025-05-02
    status Active
  17. 2025-03-25
    status Active
  18. 2024-09-20
    listed $179,900 Active
  19. 2024-06-10
    price $179,900
  20. 2024-06-08
    status Active
  21. 2024-05-05
    status Active
  22. 2024-03-11
    status Active
  23. 2024-01-08
    listed $159,900 Active
  24. 2017-01-06
    historical
  25. 2015-05-20
    price $47,000
  26. 2015-02-26
    listed $49,000 Active
  27. 2014-01-01
    historical
  28. 2013-05-21
    listed $50,000 Active
  29. 2011-06-30
    soldstatus $50,000 Closed
  30. 2011-06-11
    status Pending
  31. 2011-04-29
    status Active
  32. 2011-04-21
    status Pending
  33. 2011-04-11
    listed $59,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$399 · $33/mo
Projected year-2 tax
$1,063 · $89/mo
Expected delta
+$664/yr (+$55/mo · 166.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥89°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$47,179
− Mortgage interest
−$7,837
− Property taxes
−$399
− Insurance
−$700
− Repairs & maintenance
−$3,774
− Management
−$3,774
− Depreciation
−$4,070
Taxable income
$26,626
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$6,390
After-tax cash flow
$20,979/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cypress Elementary
NCES district ID
0610440
Math proficiency
67% ▲ 1.00%
Reading proficiency
69% ▲ 1.00%
Median HH income
$83,769
Composite
62.21/100
National rank
#1446
State rank
#117 of 1400 in CA

Livability — Cypress

Score
74/100
State rank
#141
US rank
#4900

Category grades

Amenities B- Commute A Cost of living F Crime C+ Employment A+ Housing C+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cypress, CA
County
Orange County · 3,096,323 people
City population
49,318
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
49,318
Household income
$130,154
Rent vs Own
31.7% rent · 68.3% own
Severe rent burden
1431.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
3,477,456 people
By 2030
3,613,117 · +3.9%
By 2040
3,835,945 · +10.3%
By 2050
3,968,736 · +14.1%
By 2075
4,097,053 · +17.8%
By 2100
3,903,633 · +12.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
Asian 37% White 31% Hispanic / Latino 22% Two or more races 14% Black 3%
Hispanic origin (detail)
Mexican 15%
Common ancestry
Lithuanian 2% Iranian 1% Italian 1%
Foreign-born
31% · South Korea, Canada, China
Languages at home
57% English-only · Spanish 12% Korean 11% Chinese 5%

Political lean MEDSL · Orange

2024 margin
Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
2008→2024 swing
+5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
All cycles
2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -870.99%
Current HPI
402.6083
Rent YoY
▲ 1.69%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+135.1% since first listed
19 events — show timeline
  • 2026-03-14 Listed $139,900 CRMLS
  • 2025-05-02 Relisted CRMLS
  • 2025-03-25 Relisted CRMLS
  • 2024-09-20 Listed $179,900 CRMLS
  • 2024-06-10 Price Changed $179,900 CRMLS
  • 2024-06-08 Relisted CRMLS
  • 2024-05-05 Relisted CRMLS
  • 2024-03-11 Relisted CRMLS
  • 2024-01-08 Listed $159,900 CRMLS
  • 2017-01-06 Listing Removed CRMLS
  • 2015-05-20 Price Changed $47,000 CRMLS
  • 2015-02-26 Listed $49,000 CRMLS
  • 2014-01-01 Listing Removed CRMLS
  • 2013-05-21 Listed $50,000 CRMLS
  • 2011-06-30 Sold (MLS) $50,000 CRMLS
  • 2011-06-11 Pending CRMLS
  • 2011-04-29 Relisted CRMLS
  • 2011-04-21 Pending CRMLS
  • 2011-04-11 Listed $59,500 CRMLS

Property tax history

-2.8%/yr

Latest (2025): $399 · +2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…