212 E Snyder Ave · Lansford, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 94°F)
- 8 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 8.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +9.6/10.0
- ARV discount +5.9/15.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
$65,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this beautifully maintained two-bedroom, one-bathroom property situated on a tranquil street in Lansford, Pennsylvania. This property has undergone a comprehensive renovation, featuring hardwood flooring throughout the interior and vinyl flooring in the basement. The main floor comprises the living room and a modernized kitchen, which provides access to your tranquil backyard. The upper level houses two generously sized bedrooms, with the fully finished basement housing the full bathroom. Currently, the property is occupied by tenants paying a monthly lease of $625 Month to Month. Part Of Package Deal. Can be Sold Packaged Or Separately. Additional Properties Include ••34 N Rock St Shamokin, PA 17872…. ••4685 Upper Rd Shamokin, PA 17872…. ••35 Hibridge Cir Lewistown, PA 17044…. ••28 S Franklin St Shamokin, PA 17872…. ••513 W Mulberry St Shamokin, PA 17872…. ••135 E Arch St Shamokin, PA 17872…. ••123 N Grant St Shamokin, PA 17872…. ••212 E Snyder Ave Lansford, PA 18232…. ••6 S Franklin St Shamokin, PA 17872…. ••444 Kreamer Ave Sunbury, PA 17801…. ••815 E Webster St Shamokin, PA 17872…. ••918 Race St Shamokin, PA 17872….
Key facts
- Hardwood flooring
- Vinyl flooring
- Modernized kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath townhouse listed at $66k.
Deal economics
- At list price, monthly cash flow is $512 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $66k).
- Recommended offer: $62k (6.0% below list) — sets the bar for market timing.
- Cap rate 15.7% vs local median 9.5% in Lansford — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#605 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A-; Watch: amenities D, schools F, commute F.
- Panther Valley SD (rural): math 14% / reading 35% proficiency, ranked #477 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 34 active listings in the ZIP; lower-income renter base — watch delinquency; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).
- This rent runs 33% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $6k of equity ($453 loan paydown + $6k appreciation (9.1% local appreciation)).
- Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (9.1% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 87 days — a 6% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 7y ago; this cycle's ask has dropped $10k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.87% ✓
- Cap rate
- 15.67%
- Cash-on-cash
- 33.47%
- DSCR
- 2.49
- GRM
- 4.5
CMA / ARV
- ARV (median comp)
- $63,247
- List price
- $65,500
- Delta
- 3.56%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 44 Jones St | 0.33mi | 2/1.0 | 728 (+0%) | 17mo | $40,000 | $55 | 70 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
9.12% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 48.6%
- Equity multiple
- 4.51×
- Total profit
- $64,356
- Equity at exit
- $54,837
- IRR
- 43.0%
- Equity multiple
- 9.89×
- Total profit
- $163,098
- Equity at exit
- $114,085
Cash invested: $18,340 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18232
- Home prices YoY
- 3.6%
- Active inventory
- 34
- Price-to-rent
- 4.5×
Monthly cashflow live
- Estimated rent
- $1,222 medium interval (Pro) →
- Mortgage (P&I)
- −$343
- Tax from tax record
- −$83 /mo · $994/yr
- Insurance
- −$27
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$257
- Net cashflow
- $512
Break-even live
Sensitivity live
| Price | -10% $549 | -5% $530 | +0% $512 | +5% $493 | +10% $475 |
|---|---|---|---|---|---|
| Rent | -10% $415 | -5% $463 | +0% $512 | +5% $560 | +10% $608 |
| Rate | -1.0pp $545 | -0.5pp $528 | base $512 | +0.5pp $495 | +1.0pp $477 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,375
- Closing costs
- $1,965
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 22 events
-
2026-06-18days on market $65,500 Active 87 DOM
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2026-06-17days on market $65,500 Active 86 DOM
-
2026-06-16days on market $65,500 Active 85 DOM
-
2026-06-15days on market $65,500 Active 84 DOM
-
2026-06-14days on market $65,500 Active 82 DOM
-
2026-06-13days on market $65,500 Active 81 DOM
-
2026-06-10days on market $65,500 Active 79 DOM
-
2026-06-09days on market $65,500 Active 78 DOM
-
2026-06-08days on market $65,500 Active 77 DOM
-
2026-06-07days on market $65,500 Active 76 DOM
-
2026-06-05days on market $65,500 Active 73 DOM
-
2026-06-03days on market $65,500 Active 72 DOM
-
2026-06-02days on market $65,500 Active 71 DOM
-
2026-06-01days on market $65,500 Active 70 DOM
-
2026-05-31days on market $65,500 Active 69 DOM
-
2026-05-31days on market $65,500 Active 68 DOM
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2026-05-16price $65,500 1364-char remark
Show marketing remark (1364 chars)
Welcome to this beautifully maintained two-bedroom, one-bathroom property situated on a tranquil street in Lansford, Pennsylvania. This property has undergone a comprehensive renovation, featuring hardwood flooring throughout the interior and vinyl flooring in the basement. The main floor comprises the living room and a modernized kitchen, which provides access to your tranquil backyard. The upper level houses two generously sized bedrooms, with the fully finished basement housing the full bathroom. Currently, the property is occupied by tenants paying a monthly lease of $625 Month to Month. Part Of Package Deal. Can be Sold Packaged Or Separately. Additional Properties Include ••34 N Rock St Shamokin, PA 17872…. ••4685 Upper Rd Shamokin, PA 17872…. ••35 Hibridge Cir Lewistown, PA 17044…. ••28 S Franklin St Shamokin, PA 17872…. ••513 W Mulberry St Shamokin, PA 17872…. ••135 E Arch St Shamokin, PA 17872…. ••123 N Grant St Shamokin, PA 17872…. ••212 E Snyder Ave Lansford, PA 18232…. ••6 S Franklin St Shamokin, PA 17872…. ••444 Kreamer Ave Sunbury, PA 17801…. ••815 E Webster St Shamokin, PA 17872…. ••918 Race St Shamokin, PA 17872….
-
2026-05-16status Active 1364-char remark
Show marketing remark (1364 chars)
Welcome to this beautifully maintained two-bedroom, one-bathroom property situated on a tranquil street in Lansford, Pennsylvania. This property has undergone a comprehensive renovation, featuring hardwood flooring throughout the interior and vinyl flooring in the basement. The main floor comprises the living room and a modernized kitchen, which provides access to your tranquil backyard. The upper level houses two generously sized bedrooms, with the fully finished basement housing the full bathroom. Currently, the property is occupied by tenants paying a monthly lease of $625 Month to Month. Part Of Package Deal. Can be Sold Packaged Or Separately. Additional Properties Include ••34 N Rock St Shamokin, PA 17872…. ••4685 Upper Rd Shamokin, PA 17872…. ••35 Hibridge Cir Lewistown, PA 17044…. ••28 S Franklin St Shamokin, PA 17872…. ••513 W Mulberry St Shamokin, PA 17872…. ••135 E Arch St Shamokin, PA 17872…. ••123 N Grant St Shamokin, PA 17872…. ••212 E Snyder Ave Lansford, PA 18232…. ••6 S Franklin St Shamokin, PA 17872…. ••444 Kreamer Ave Sunbury, PA 17801…. ••815 E Webster St Shamokin, PA 17872…. ••918 Race St Shamokin, PA 17872….
-
2026-05-12historical 1364-char remark
Show marketing remark (1364 chars)
Welcome to this beautifully maintained two-bedroom, one-bathroom property situated on a tranquil street in Lansford, Pennsylvania. This property has undergone a comprehensive renovation, featuring hardwood flooring throughout the interior and vinyl flooring in the basement. The main floor comprises the living room and a modernized kitchen, which provides access to your tranquil backyard. The upper level houses two generously sized bedrooms, with the fully finished basement housing the full bathroom. Currently, the property is occupied by tenants paying a monthly lease of $625 Month to Month. Part Of Package Deal. Can be Sold Packaged Or Separately. Additional Properties Include ••34 N Rock St Shamokin, PA 17872…. ••4685 Upper Rd Shamokin, PA 17872…. ••35 Hibridge Cir Lewistown, PA 17044…. ••28 S Franklin St Shamokin, PA 17872…. ••513 W Mulberry St Shamokin, PA 17872…. ••135 E Arch St Shamokin, PA 17872…. ••123 N Grant St Shamokin, PA 17872…. ••212 E Snyder Ave Lansford, PA 18232…. ••6 S Franklin St Shamokin, PA 17872…. ••444 Kreamer Ave Sunbury, PA 17801…. ••815 E Webster St Shamokin, PA 17872…. ••918 Race St Shamokin, PA 17872….
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2026-03-19$75,500 Active 1364-char remark
Show marketing remark (1364 chars)
Welcome to this beautifully maintained two-bedroom, one-bathroom property situated on a tranquil street in Lansford, Pennsylvania. This property has undergone a comprehensive renovation, featuring hardwood flooring throughout the interior and vinyl flooring in the basement. The main floor comprises the living room and a modernized kitchen, which provides access to your tranquil backyard. The upper level houses two generously sized bedrooms, with the fully finished basement housing the full bathroom. Currently, the property is occupied by tenants paying a monthly lease of $625 Month to Month. Part Of Package Deal. Can be Sold Packaged Or Separately. Additional Properties Include ••34 N Rock St Shamokin, PA 17872…. ••4685 Upper Rd Shamokin, PA 17872…. ••35 Hibridge Cir Lewistown, PA 17044…. ••28 S Franklin St Shamokin, PA 17872…. ••513 W Mulberry St Shamokin, PA 17872…. ••135 E Arch St Shamokin, PA 17872…. ••123 N Grant St Shamokin, PA 17872…. ••212 E Snyder Ave Lansford, PA 18232…. ••6 S Franklin St Shamokin, PA 17872…. ••444 Kreamer Ave Sunbury, PA 17801…. ••815 E Webster St Shamokin, PA 17872…. ••918 Race St Shamokin, PA 17872….
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2022-04-18historical
-
2019-11-04$26,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $994 · $83/mo
- Projected year-2 tax
- $1,015 · $85/mo
- Expected delta
- +$20/yr (+$2/mo · 2.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 4/10 Moderate 8 d/yr ≥94°F today · 17 d/yr by 30 yrs out
- Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,662
- − Mortgage interest
- −$3,669
- − Property taxes
- −$994
- − Insurance
- −$328
- − Repairs & maintenance
- −$1,173
- − Management
- −$1,173
- − Depreciation
- −$1,905
- Taxable income
- $5,420
- Est. tax owed @ 24.0%
- −$1,301
- After-tax cash flow
- $4,838/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Panther Valley SD
- NCES district ID
- 4218450
- Math proficiency
- 14% ▼ -7.00%
- Reading proficiency
- 35% ▼ -14.00%
- Median HH income
- $36,914
- Composite
- 20.31/100
- National rank
- #8613
- State rank
- #477 of 539 in PA
Livability — Lansford
- Score
- 72/100
- State rank
- #605
- US rank
- #5834
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lansford, PA
- County
- Carbon County · 13,404 people
- City population
- 4,156
- Metro
- Allentown-Bethlehem-Easton, PA-NJ
- Population (ZIP)
- 4,156
- Household income
- $44,713
- Rent vs Own
- Severe rent burden
- 123.0
Population outlook (Carbon County) Hauer SSP2
- Today (2025)
- 61,643 people
- By 2030
- 59,840 · -2.9%
- By 2040
- 55,413 · -10.1%
- By 2050
- 50,843 · -17.5%
- By 2075
- 43,326 · -29.7%
- By 2100
- 37,126 · -39.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.55)
- Race & ethnicity
- White 64% Hispanic / Latino 17% Black 11% Two or more races 11% Native American 4%
- Hispanic origin (detail)
- Puerto Rican 5%
- Common ancestry
- Romanian 4% Polish 2% Iranian 2%
- Foreign-born
- 7% · Canada, Jamaica, South Korea
- Languages at home
- 89% English-only · Spanish 10%
Political lean MEDSL · Carbon
- 2024 margin
- Solid R (+34.8) · D 32.2% · R 67.0%
- 2008→2024 swing
- -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
- All cycles
- 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 9.12%
- Current HPI
- 262.3396
- Rent YoY
- —
- Metro
- Allentown-Bethlehem-Easton, PA-NJ
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
+143.5% since first listed6 events — show timeline
- 2026-05-16 Price Changed $65,500 BRIGHT MLS
- 2026-05-16 Relisted — BRIGHT MLS
- 2026-05-12 Listing Removed — BRIGHT MLS
- 2026-03-19 Listed $75,500 BRIGHT MLS
- 2022-04-18 Listing Removed — GLVRMLS
- 2019-11-04 Listed $26,900 GLVRMLS
Property tax history
+1.5%/yrLatest (2026): $994 · +2.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…