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212 E Snyder Ave
B+ Composite 76.09
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +9.6/10.0
  • ARV discount +5.9/15.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0

$65,500

212 E Snyder Ave · Lansford, PA 18232
2 bd · 1.0 ba · 726 sqft · Townhouse public records · 87 Days on market
Built 1900 1,307 sqft lot $90/sqft · 27% above area Est $63k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautifully maintained two-bedroom, one-bathroom property situated on a tranquil street in Lansford, Pennsylvania. This property has undergone a comprehensive renovation, featuring hardwood flooring throughout the interior and vinyl flooring in the basement. The main floor comprises the living room and a modernized kitchen, which provides access to your tranquil backyard. The upper level houses two generously sized bedrooms, with the fully finished basement housing the full bathroom. Currently, the property is occupied by tenants paying a monthly lease of $625 Month to Month. Part Of Package Deal. Can be Sold Packaged Or Separately. Additional Properties Include ••34 N Rock St Shamokin, PA 17872…. ••4685 Upper Rd Shamokin, PA 17872…. ••35 Hibridge Cir Lewistown, PA 17044…. ••28 S Franklin St Shamokin, PA 17872…. ••513 W Mulberry St Shamokin, PA 17872…. ••135 E Arch St Shamokin, PA 17872…. ••123 N Grant St Shamokin, PA 17872…. ••212 E Snyder Ave Lansford, PA 18232…. ••6 S Franklin St Shamokin, PA 17872…. ••444 Kreamer Ave Sunbury, PA 17801…. ••815 E Webster St Shamokin, PA 17872…. ••918 Race St Shamokin, PA 17872….

Key facts

  • Hardwood flooring
  • Vinyl flooring
  • Modernized kitchen

Tags

HARDWOOD FLOORINGVINYL FLOORINGMODERNIZED KITCHENTRANQUIL BACKYARDFULLY FINISHED BASEMENT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath townhouse listed at $66k.

Deal economics

  • At list price, monthly cash flow is $512 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $66k).
  • Recommended offer: $62k (6.0% below list) — sets the bar for market timing.
  • Cap rate 15.7% vs local median 9.5% in Lansford — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#605 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A-; Watch: amenities D, schools F, commute F.
  • Panther Valley SD (rural): math 14% / reading 35% proficiency, ranked #477 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 34 active listings in the ZIP; lower-income renter base — watch delinquency; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $6k of equity ($453 loan paydown + $6k appreciation (9.1% local appreciation)).
  • Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (9.1% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 87 days — a 6% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 7y ago; this cycle's ask has dropped $10k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $61,570 (6.0% below list)

Questions for the listing agent

  1. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.87%
Cap rate
15.67%
Cash-on-cash
33.47%
DSCR
2.49
GRM
4.5

CMA / ARV

ARV (median comp)
$63,247
List price
$65,500
Delta
3.56%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
44 Jones St 0.33mi 2/1.0 728 (+0%) 17mo $40,000 $55 70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

9.12% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
48.6%
Equity multiple
4.51×
Total profit
$64,356
Equity at exit
$54,837
10-year hold
IRR
43.0%
Equity multiple
9.89×
Total profit
$163,098
Equity at exit
$114,085

Cash invested: $18,340 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18232

Home prices YoY
3.6%
Active inventory
34
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,222 medium interval (Pro) →
Mortgage (P&I)
$343
Tax from tax record
$83 /mo · $994/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$257
Net cashflow
$512

Break-even live

Break-even rent $574
Max offer price $65,500
Occupancy floor 53%

Sensitivity live

Price -10% $549 -5% $530 +0% $512 +5% $493 +10% $475
Rent -10% $415 -5% $463 +0% $512 +5% $560 +10% $608
Rate -1.0pp $545 -0.5pp $528 base $512 +0.5pp $495 +1.0pp $477

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,375
Closing costs
$1,965
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-18
    days on market $65,500 Active 87 DOM
  2. 2026-06-17
    days on market $65,500 Active 86 DOM
  3. 2026-06-16
    days on market $65,500 Active 85 DOM
  4. 2026-06-15
    days on market $65,500 Active 84 DOM
  5. 2026-06-14
    days on market $65,500 Active 82 DOM
  6. 2026-06-13
    days on market $65,500 Active 81 DOM
  7. 2026-06-10
    days on market $65,500 Active 79 DOM
  8. 2026-06-09
    days on market $65,500 Active 78 DOM
  9. 2026-06-08
    days on market $65,500 Active 77 DOM
  10. 2026-06-07
    days on market $65,500 Active 76 DOM
  11. 2026-06-05
    days on market $65,500 Active 73 DOM
  12. 2026-06-03
    days on market $65,500 Active 72 DOM
  13. 2026-06-02
    days on market $65,500 Active 71 DOM
  14. 2026-06-01
    days on market $65,500 Active 70 DOM
  15. 2026-05-31
    days on market $65,500 Active 69 DOM
  16. 2026-05-31
    days on market $65,500 Active 68 DOM
  17. 2026-05-16
    price $65,500 1364-char remark
    Show marketing remark (1364 chars)

    Welcome to this beautifully maintained two-bedroom, one-bathroom property situated on a tranquil street in Lansford, Pennsylvania. This property has undergone a comprehensive renovation, featuring hardwood flooring throughout the interior and vinyl flooring in the basement. The main floor comprises the living room and a modernized kitchen, which provides access to your tranquil backyard. The upper level houses two generously sized bedrooms, with the fully finished basement housing the full bathroom. Currently, the property is occupied by tenants paying a monthly lease of $625 Month to Month. Part Of Package Deal. Can be Sold Packaged Or Separately. Additional Properties Include ••34 N Rock St Shamokin, PA 17872…. ••4685 Upper Rd Shamokin, PA 17872…. ••35 Hibridge Cir Lewistown, PA 17044…. ••28 S Franklin St Shamokin, PA 17872…. ••513 W Mulberry St Shamokin, PA 17872…. ••135 E Arch St Shamokin, PA 17872…. ••123 N Grant St Shamokin, PA 17872…. ••212 E Snyder Ave Lansford, PA 18232…. ••6 S Franklin St Shamokin, PA 17872…. ••444 Kreamer Ave Sunbury, PA 17801…. ••815 E Webster St Shamokin, PA 17872…. ••918 Race St Shamokin, PA 17872….

  18. 2026-05-16
    status Active 1364-char remark
    Show marketing remark (1364 chars)

    Welcome to this beautifully maintained two-bedroom, one-bathroom property situated on a tranquil street in Lansford, Pennsylvania. This property has undergone a comprehensive renovation, featuring hardwood flooring throughout the interior and vinyl flooring in the basement. The main floor comprises the living room and a modernized kitchen, which provides access to your tranquil backyard. The upper level houses two generously sized bedrooms, with the fully finished basement housing the full bathroom. Currently, the property is occupied by tenants paying a monthly lease of $625 Month to Month. Part Of Package Deal. Can be Sold Packaged Or Separately. Additional Properties Include ••34 N Rock St Shamokin, PA 17872…. ••4685 Upper Rd Shamokin, PA 17872…. ••35 Hibridge Cir Lewistown, PA 17044…. ••28 S Franklin St Shamokin, PA 17872…. ••513 W Mulberry St Shamokin, PA 17872…. ••135 E Arch St Shamokin, PA 17872…. ••123 N Grant St Shamokin, PA 17872…. ••212 E Snyder Ave Lansford, PA 18232…. ••6 S Franklin St Shamokin, PA 17872…. ••444 Kreamer Ave Sunbury, PA 17801…. ••815 E Webster St Shamokin, PA 17872…. ••918 Race St Shamokin, PA 17872….

  19. 2026-05-12
    historical 1364-char remark
    Show marketing remark (1364 chars)

    Welcome to this beautifully maintained two-bedroom, one-bathroom property situated on a tranquil street in Lansford, Pennsylvania. This property has undergone a comprehensive renovation, featuring hardwood flooring throughout the interior and vinyl flooring in the basement. The main floor comprises the living room and a modernized kitchen, which provides access to your tranquil backyard. The upper level houses two generously sized bedrooms, with the fully finished basement housing the full bathroom. Currently, the property is occupied by tenants paying a monthly lease of $625 Month to Month. Part Of Package Deal. Can be Sold Packaged Or Separately. Additional Properties Include ••34 N Rock St Shamokin, PA 17872…. ••4685 Upper Rd Shamokin, PA 17872…. ••35 Hibridge Cir Lewistown, PA 17044…. ••28 S Franklin St Shamokin, PA 17872…. ••513 W Mulberry St Shamokin, PA 17872…. ••135 E Arch St Shamokin, PA 17872…. ••123 N Grant St Shamokin, PA 17872…. ••212 E Snyder Ave Lansford, PA 18232…. ••6 S Franklin St Shamokin, PA 17872…. ••444 Kreamer Ave Sunbury, PA 17801…. ••815 E Webster St Shamokin, PA 17872…. ••918 Race St Shamokin, PA 17872….

  20. 2026-03-19
    listed $75,500 Active 1364-char remark
    Show marketing remark (1364 chars)

    Welcome to this beautifully maintained two-bedroom, one-bathroom property situated on a tranquil street in Lansford, Pennsylvania. This property has undergone a comprehensive renovation, featuring hardwood flooring throughout the interior and vinyl flooring in the basement. The main floor comprises the living room and a modernized kitchen, which provides access to your tranquil backyard. The upper level houses two generously sized bedrooms, with the fully finished basement housing the full bathroom. Currently, the property is occupied by tenants paying a monthly lease of $625 Month to Month. Part Of Package Deal. Can be Sold Packaged Or Separately. Additional Properties Include ••34 N Rock St Shamokin, PA 17872…. ••4685 Upper Rd Shamokin, PA 17872…. ••35 Hibridge Cir Lewistown, PA 17044…. ••28 S Franklin St Shamokin, PA 17872…. ••513 W Mulberry St Shamokin, PA 17872…. ••135 E Arch St Shamokin, PA 17872…. ••123 N Grant St Shamokin, PA 17872…. ••212 E Snyder Ave Lansford, PA 18232…. ••6 S Franklin St Shamokin, PA 17872…. ••444 Kreamer Ave Sunbury, PA 17801…. ••815 E Webster St Shamokin, PA 17872…. ••918 Race St Shamokin, PA 17872….

  21. 2022-04-18
    historical
  22. 2019-11-04
    listed $26,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$994 · $83/mo
Projected year-2 tax
$1,015 · $85/mo
Expected delta
+$20/yr (+$2/mo · 2.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 8 d/yr ≥94°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,662
− Mortgage interest
−$3,669
− Property taxes
−$994
− Insurance
−$328
− Repairs & maintenance
−$1,173
− Management
−$1,173
− Depreciation
−$1,905
Taxable income
$5,420
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,301
After-tax cash flow
$4,838/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Panther Valley SD
NCES district ID
4218450
Math proficiency
14% ▼ -7.00%
Reading proficiency
35% ▼ -14.00%
Median HH income
$36,914
Composite
20.31/100
National rank
#8613
State rank
#477 of 539 in PA

Livability — Lansford

Score
72/100
State rank
#605
US rank
#5834

Category grades

Amenities D Commute F Cost of living A+ Crime A- Employment F Housing A- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lansford, PA
County
Carbon County · 13,404 people
City population
4,156
Metro
Allentown-Bethlehem-Easton, PA-NJ
Population (ZIP)
4,156
Household income
$44,713
Rent vs Own
48.0% rent · 52.0% own
Severe rent burden
123.0

Population outlook (Carbon County) Hauer SSP2

Today (2025)
61,643 people
By 2030
59,840 · -2.9%
By 2040
55,413 · -10.1%
By 2050
50,843 · -17.5%
By 2075
43,326 · -29.7%
By 2100
37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 64% Hispanic / Latino 17% Black 11% Two or more races 11% Native American 4%
Hispanic origin (detail)
Puerto Rican 5%
Common ancestry
Romanian 4% Polish 2% Iranian 2%
Foreign-born
7% · Canada, Jamaica, South Korea
Languages at home
89% English-only · Spanish 10%

Political lean MEDSL · Carbon

2024 margin
Solid R (+34.8) · D 32.2% · R 67.0%
2008→2024 swing
-36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
All cycles
2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 9.12%
Current HPI
262.3396
Rent YoY
Metro
Allentown-Bethlehem-Easton, PA-NJ
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+143.5% since first listed
6 events — show timeline
  • 2026-05-16 Price Changed $65,500 BRIGHT MLS
  • 2026-05-16 Relisted BRIGHT MLS
  • 2026-05-12 Listing Removed BRIGHT MLS
  • 2026-03-19 Listed $75,500 BRIGHT MLS
  • 2022-04-18 Listing Removed GLVRMLS
  • 2019-11-04 Listed $26,900 GLVRMLS

Property tax history

+1.5%/yr

Latest (2026): $994 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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