17813 Floribundas Ln · Elgin, TX 78621

$374,500

6 bd · 3.0 ba · 4,122 sqft · SingleFamily public records · 195 Days on market

Built 2007 7,801 sqft lot $91/sqft · 11% below area Est $422k · 11% under $40/mo HOA · 2% of rent ↓ 13% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.6/15.0
• Appreciation +10.0/10.0
• Cash flow +4.0/30.0
• Livability +3.7/5.0
• Rent growth +3.3/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• 1% rule +1.9/10.0
• DSCR +0.0/10.0

Listing remarks MLS

INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedroom, 4 bath, backing to open space, for the price of a standard starter home. Now priced to sell immediately!. The layout is perfect for multi-generational living: Primary suite on the main floor for privacy, with a sprawling game room and 5 bedrooms upstairs. Backs directly to a quiet Greenbelt—no rear neighbors! Community pool, playground, and trails are steps away. You cannot build this much house for this price today. Schedule your tour before the market wakes up to this deal! Buyer incentives, call listing agent for details.

Key facts

• Greenbelt
• Primary suite
• Backyard

Tags

• PRIMARY SUITE
• OPEN KITCHEN
• BACKYARD
• GREENBELT
• STORAGE SHED
• SPRINKLER SYSTEM

What this means for you Summary

Snapshot

• This is a 6-bed/3.0-bath single-family listed at $374k.

Deal economics

• At list price, monthly cash flow is $-1k ($-13k/yr) — negative.
• To cash-flow at today's rent, offer at most $222k (40.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $257k (31.3% below list).
• Recommended offer: $222k (40.8% below list) — sets the bar for cash-flow.
• Cap rate 2.9% vs local median 4.4% in Elgin — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 74/100 on livability (#167 in TX, #4,404 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools F, amenities F, commute F.
• Elgin ISD (rural): math 17% / reading 26% proficiency, ranked #741 of 826 in TX (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.1%/yr); 813 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 17,121 units permitted in Travis County in 2024 (11,963 in 5+ unit buildings).
• This rent runs 31% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $40k of equity ($3k loan paydown + $37k appreciation (10.0% local appreciation)).
• Travis County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$64k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 195 days — a 12% lower offer ($330k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $74k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 3.0% of price.
• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $221,708 (40.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 195 days. Have you received any prior offers? Is the seller open to a 41% concession, seller financing, or rate buy-down credit?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.69% ✗
• Cap rate: 2.92%
• Cash-on-cash: -12.04%
• DSCR: 0.46
• GRM: 12.1

CMA / ARV

• ARV (median comp): $422,286
• List price: $374,500
• Delta: -11.32%
• Verdict: UNDERPRICED
• Comps: 4 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
12704 Wood Lily Trl	0.11mi	6/3.5	4,122 (0%)	22mo	$429,900	$104	75
12712 Waynespur Ln	0.15mi	6/3.5	4,122 (0%)	24mo	$529,000	$128	71

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.12% rent growth · sell at horizon

5-year hold

• IRR: 15.9%
• Equity multiple: 2.31×
• Total profit: $137,616
• Equity at exit: $337,379

10-year hold

• IRR: 15.4%
• Equity multiple: 5.38×
• Total profit: $459,262
• Equity at exit: $727,571

Cash invested: $104,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78621

• Home prices YoY: 7.6%
• Rents YoY: 3.1%
• Active inventory: 813
• Price-to-rent: 12.1×

Monthly cashflow live

• Estimated rent: $2,572 medium
• Mortgage (P&I): −$1,964
• Tax from tax record: −$924 /mo · $11,085/yr
• Insurance: −$156
• HOA: −$40
• Vacancy / Maint / Mgmt: −$540
• Net cashflow: $-1,052

Break-even live

Break-even rent $3,903

Max offer price $221,708

Occupancy floor —

Sensitivity live

Price	-10% $-840	-5% $-946	+0% $-1,052	+5% $-1,158	+10% $-1,264
Rent	-10% $-1,255	-5% $-1,154	+0% $-1,052	+5% $-950	+10% $-849
Rate	-1.0pp $-863	-0.5pp $-957	base $-1,052	+0.5pp $-1,149	+1.0pp $-1,248

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $93,625
• Closing costs: $11,235
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12832 Wood Lilly Trl Elgin, TX	6.0	3.5	4122	$2,749	$0.67	44d	1	0.25mi

HOA detail

• Monthly dues: $40 · $480/yr
• Likely covers: pool

Listing history 33 events

1. 2026-06-21
   days on market $374,500 Active 195 DOM
2. 2026-06-18
   days on market $374,500 Active 192 DOM
3. 2026-06-17
   days on market $374,500 Active 191 DOM
4. 2026-06-16
   days on market $374,500 Active 190 DOM
5. 2026-06-15
   days on market $374,500 Active 189 DOM
6. 2026-06-13
   days on market $374,500 Active 187 DOM
7. 2026-06-09
   days on market $374,500 Active 183 DOM
8. 2026-06-08
   days on market $374,500 Active 182 DOM
9. 2026-06-07
   days on market $374,500 Active 181 DOM
10. 2026-06-04
    days on market $374,500 Active 178 DOM
11. 2026-06-03
    pricedays on market $374,500 Active 177 DOM
12. 2026-06-02
    days on market $389,500 Active 176 DOM
13. 2026-06-01
    days on market $389,500 Active 175 DOM
14. 2026-05-31
    days on market $389,500 Active 174 DOM
15. 2026-04-13
    price $389,500 696-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

16. 2026-04-13
    price $389,500 1474-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

17. 2026-03-30
    price $394,500 696-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

18. 2026-03-30
    price $394,500 1474-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

19. 2026-03-26
    price $399,500 696-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

20. 2026-03-26
    price $399,500 1474-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

21. 2026-03-05
    price $400,000 696-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

22. 2026-03-05
    price $400,000 1474-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

23. 2026-03-05
    price $410,000 1474-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

24. 2026-03-05
    price $409,950 696-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

25. 2026-03-05
    price $409,950 1474-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

26. 2026-02-10
    price $419,950 696-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

27. 2026-02-10
    price $419,950 1474-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

28. 2026-01-26
    price $439,777 1474-char remark

    Show marketing remark (696 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedroom, 4 bath, backing to open space, for the price of a standard starter home. Now priced to sell immediately!. The layout is perfect for multi-generational living: Primary suite on the main floor for privacy, with a sprawling game room and 5 bedrooms upstairs. Backs directly to a quiet Greenbelt—no rear neighbors! Community pool, playground, and trails are steps away. You cannot build this much house for this price today. Schedule your tour before the market wakes up to this deal! Buyer incentives, call listing agent for details.

29. 2026-01-26
    price $439,777 696-char remark

    Show marketing remark (696 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedroom, 4 bath, backing to open space, for the price of a standard starter home. Now priced to sell immediately!. The layout is perfect for multi-generational living: Primary suite on the main floor for privacy, with a sprawling game room and 5 bedrooms upstairs. Backs directly to a quiet Greenbelt—no rear neighbors! Community pool, playground, and trails are steps away. You cannot build this much house for this price today. Schedule your tour before the market wakes up to this deal! Buyer incentives, call listing agent for details.

30. 2026-01-07
    price $444,000 696-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

31. 2026-01-07
    price $444,000 1474-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

32. 2025-12-08
    listed $449,000 Active 696-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

33. 2025-12-08
    listed $449,000 Active 1474-char remark

    Show marketing remark (1474 chars)

    INCREDIBLE VALUE AT $102/SQ FT! Stop squeezing into small bedrooms. This is the "Unicorn" of Elgin: a massive 4,122 sq ft estate with 6 true bedrooms backing to open space for the price of a standard starter home. Huge price drop on this 4,122 square foot, two-story home featuring 6 bedrooms, 3.5 baths, and multiple living areas designed for comfort, versatility, and effortless entertaining. The primary suite is conveniently located on the main floor and features a private bath with dual vanities, a soaking tub, a walk-in shower, and generous closet space. The open kitchen flows seamlessly into the living and dining areas and includes a center island, breakfast bar, gas cooking, cabinet lighting, and elegant crown molding. Upstairs you’ll find five additional bedrooms and a large loft/bonus area perfect for a game room, media space, or home office. Enjoy a peaceful backyard that backs to a greenbelt, complete with a storage shed, sprinkler system, water fountains, outdoor lighting, and a low-maintenance xeriscaped front yard. Located in a vibrant neighborhood with outstanding amenities including a pool, playground, soccer field, basketball court, and scenic walking trails, this home offers exceptional space, convenience, and value. * * * Mortgage savings may be available for buyers of this listing. Inquire with listing agent for details. * * * DONT MISS YOUR CHANCE TO OWN THIS INCREDIBLE HOME AT AN INCREDIBLE BELOW MARKET PRICE!!!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $11,085 · $924/mo
• Projected year-2 tax: $11,085 · $924/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,862
• − Mortgage interest: −$20,978
• − Property taxes: −$11,085
• − Insurance: −$1,872
• − Repairs & maintenance: −$2,469
• − Management: −$2,469
• − HOA: −$480
• − Depreciation: −$10,895
• Taxable loss: −$19,386
• Est. tax savings @ 24.0%: +$4,653
• After-tax cash flow: $-7,971/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Elgin ISD
• NCES district ID: 4818360
• Math proficiency: 17% ▼ -9.00%
• Reading proficiency: 26% ▼ -5.00%
• Median HH income: $55,176
• Composite: 19.62/100
• National rank: #8749
• State rank: #741 of 826 in TX

Livability — Elgin

• Score: 74/100
• State rank: #167
• US rank: #4404

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Bastrop County · 68,601 people
• City population: 27,860
• Metro: Austin-Round Rock-Georgetown, TX
• Population (ZIP): 30,411
• Household income: $98,534
• Rent vs Own: 18.9% rent · 81.1% own
• Severe rent burden: 235.0

Population outlook (Travis County) Hauer SSP2

• Today (2025): 1,545,133 people
• By 2030: 1,729,269 · +11.9%
• By 2040: 2,097,596 · +35.8%
• By 2050: 2,463,890 · +59.5%
• By 2075: 3,249,374 · +110.3%
• By 2100: 3,801,868 · +146.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Hispanic / Latino 46% White 38% Two or more races 19% Black 11% Native American 1%
• Hispanic origin (detail): Mexican 38%
• Common ancestry: Slovak 2% Italian 2% Romanian 1%
• Foreign-born: 17% · Canada, Vietnam
• Languages at home: 63% English-only · Spanish 36%

Political lean MEDSL · Travis

• 2024 margin: Solid D (+39.3) · D 68.8% · R 29.4% · Other 1.8%
• 2008→2024 swing: +9.9pp toward D · 2008: 29.4pp · 2024: 39.3pp
• All cycles: 2024: D+39.3 2020: D+45.0 2016: D+38.9 2012: D+23.9 2008: D+29.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 29.47%
• Current HPI: 416.87
• Rent YoY: ▲ 3.12%
• Metro: Austin-Round Rock-Georgetown, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-13.3% since first listed

19 events — show timeline

• 2026-04-13 Price Changed $389,500 CTXMLS
• 2026-04-13 Price Changed $389,500 Unlock MLS
• 2026-03-30 Price Changed $394,500 CTXMLS
• 2026-03-30 Price Changed $394,500 Unlock MLS
• 2026-03-26 Price Changed $399,500 CTXMLS
• 2026-03-26 Price Changed $399,500 Unlock MLS
• 2026-03-05 Price Changed $400,000 CTXMLS
• 2026-03-05 Price Changed $400,000 Unlock MLS
• 2026-03-05 Price Changed $410,000 Unlock MLS
• 2026-03-05 Price Changed $409,950 CTXMLS
• 2026-03-05 Price Changed $409,950 Unlock MLS
• 2026-02-10 Price Changed $419,950 CTXMLS
• 2026-02-10 Price Changed $419,950 Unlock MLS
• 2026-01-26 Price Changed $439,777 Unlock MLS
• 2026-01-26 Price Changed $439,777 CTXMLS
• 2026-01-07 Price Changed $444,000 CTXMLS
• 2026-01-07 Price Changed $444,000 Unlock MLS
• 2025-12-08 Listed $449,000 Unlock MLS
• 2025-12-08 Listed $449,000 CTXMLS

Property tax history

+2.9%/yr

Latest (2026): $11,085 · +2.3% YoY. Source: county tax records.