5571 Oakwood Ave · Maple Heights, OH 44137

$147,000

2 bd · 1.5 ba · 1,254 sqft · SingleFamily public records · 35 Days on market

Built 1953 4,360 sqft lot Est $159k · 8% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.0/30.0
• ARV discount +11.0/15.0
• DSCR +7.1/10.0
• 1% rule +5.6/10.0
• Rent growth +5.0/5.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Schools +1.6/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

Key facts

• Quiet street
• Workout area
• Usable yard

Tags

• MAIN LEVEL BEDROOMS
• PRIVATE PRIMARY RETREAT
• FINISHED REC SPACE
• WORKOUT AREA
• USABLE YARD
• QUIET STREET

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $147k.

Deal economics

• At list price, monthly cash flow is $235 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $147k).
• Recommended offer: $143k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 70/100 on livability (#470 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A-; Watch: schools D+, crime D, employment D.
• Maple Heights City (suburban): math 14% / reading 25% proficiency, ranked #630 of 656 in OH (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+14.8%/yr); 84 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
• This rent runs 35% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $41k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 35 days — a 3% lower offer ($143k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $60k; list at $147k implies a 145% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $142,590 (3.0% below list)

Questions for the listing agent

1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 8.21%
• Cash-on-cash: 6.86%
• DSCR: 1.31
• GRM: 7.9

CMA / ARV

• ARV (on-the-fly): $159,258
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5585 South Blvd	0.36mi	3/2.0 (+1)	1,251 (-0%)	1mo	$138,000	$110	75
75 Greencroft Rd	0.43mi	3/1.5 (+1)	1,248 (-0%)	1mo	$179,000	$143	73
5435 Beechwood Ave	0.26mi	3/1.5 (+1)	1,184 (-6%)	1mo	$137,100	$116	72
157 Flora Dr	0.34mi	3/1.5 (+1)	1,296 (+3%)	2mo	$164,000	$127	72
18811 Waterbury Ave	0.04mi	3/1.0 (+1)	1,092 (-13%)	0mo	$168,500	$154	69
339 Grand Blvd	0.45mi	3/1.0 (+1)	1,193 (-5%)	1mo	$125,000	$105	63
20004 Libby Rd	0.60mi	3/1.0 (+1)	1,240 (-1%)	1mo	$129,000	$104	63
19520 Maple Heights Blvd	0.61mi	3/1.5 (+1)	1,236 (-1%)	2mo	$167,000	$135	63
23 Thames Ave	0.28mi	3/2.5 (+1)	1,378 (+10%)	2mo	$225,000	$163	60
22 Natalie Rd	0.56mi	3/2.0 (+1)	1,348 (+8%)	0mo	$162,000	$120	54
18840 Nitra Ave	0.73mi	3/1.5 (+1)	1,120 (-11%)	2mo	$115,000	$103	42
20648 Donny Brook Rd	0.67mi	3/2.0 (+1)	1,094 (-13%)	1mo	$235,000	$215	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -0.4%
• Equity multiple: 0.98×
• Total profit: $-626
• Equity at exit: $21,918

10-year hold

• IRR: 13.8%
• Equity multiple: 2.36×
• Total profit: $56,102
• Equity at exit: $12,710

Cash invested: $41,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44137

• Home prices YoY: -34.7%
• Rents YoY: 14.8%
• Active inventory: 84
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,551 high
• Mortgage (P&I): −$771
• Tax from tax record: −$158 /mo · $1,898/yr
• Insurance: −$61
• HOA: −$0
• Vacancy / Maint / Mgmt: −$326
• Net cashflow: $235

Break-even live

Break-even rent $1,254

Max offer price $147,000

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,750
• Closing costs: $4,410
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5535 Oakwood Ave Maple Heights, OH	3.0	1.0	1116	$1,350	$1.21	4d	1	0.09mi
5535 Oakwood Ave Maple Heights, OH	3.0	1.0	1116	$1,350	$1.21	7d	1	0.09mi
5566 Beechwood Ave Maple Heights, OH	2.0	1.0	1000	$1,800	$1.80	19d	1	0.18mi
5470 Hollywood Ave Maple Heights, OH	3.0	1.0	1150	$1,375	$1.20	43d	1	0.19mi
18413 Waterbury Ave Maple Heights, OH	3.0	1.5	1175	$1,850	$1.57	1d	1	0.20mi
5440 Hollywood Ave Maple Heights, OH	3.0	1.0	1080	$1,445	$1.34	21d	1	0.24mi
18308 Edinboro Ave Maple Heights, OH	3.0	1.0	1200	$1,349	$1.12	7d	1	0.26mi
5435 Beechwood Ave Maple Heights, OH	3.0	2.0	1664	$2,000	$1.20	3d	1	0.28mi
18505 Maple Heights Blvd Maple Heights, OH	3.0	1.0	989	$1,411	$1.43	43d	1	0.36mi
18512 Lewis Dr Maple Heights, OH	3.0	2.0	1200	$1,995	$1.66	2d	1	0.38mi
5333 Hollywood Ave Maple Heights, OH	3.0	1.0	1092	$1,450	$1.33	43d	1	0.41mi
243 Grand Blvd Bedford, OH	3.0	2.0	1170	$1,500	$1.28	43d	1	0.43mi
19500 Libby Rd Maple Heights, OH	3.0	1.5	1092	$2,300	$2.11	1d	1	0.50mi
5713 South Blvd Maple Heights, OH	3.0	1.0	1700	$2,300	$1.35	1d	1	0.50mi
5331 South Blvd Maple Heights, OH	3.0	2.0	1078	$1,500	$1.39	16d	1	0.51mi
18004 North Blvd Maple Heights, OH	3.0	1.0	1396	$1,700	$1.22	43d	1	0.52mi
18107 North Blvd Maple Heights, OH	3.0	1.0	1190	$1,350	$1.13	43d	1	0.55mi
5246 Joseph St Maple Heights, OH	3.0	1.5	890	$1,300	$1.46	3d	1	0.65mi
20115 Libby Rd Maple Heights, OH	3.0	1.0	1365	$1,995	$1.46	1d	1	0.67mi
5554 Dalewood Ave Maple Heights, OH	3.0	1.0	1150	$1,500	$1.30	12d	1	0.68mi
5508 Grasmere Ave Maple Heights, OH	3.0	2.0	1834	$1,710	$0.93	43d	1	0.70mi
17206 Mapleboro Ave Maple Heights, OH	3.0	1.0	1020	$1,325	$1.30	23d	1	0.70mi
5461 Clement Ave Maple Heights, OH	3.0	1.5	1260	$1,350	$1.07	16d	1	0.70mi
5461 Clement Ave Maple Heights, OH	3.0	1.5	1260	$1,350	$1.07	20d	1	0.70mi
17204 Mapleboro Ave Maple Heights, OH	3.0	1.0	1074	$1,475	$1.37	43d	1	0.70mi
20510 Mountville Dr Maple Heights, OH	3.0	1.0	1131	$1,850	$1.64	43d	1	0.76mi
19001 Nitra Ave Maple Heights, OH	3.0	1.0	1170	$1,450	$1.24	16d	1	0.78mi
5383 Sunnyslope Rd Maple Heights, OH	1.0–2.0	1.0–1.5	847	$1,075	$1.27	4d	2	0.78mi
19758 Maple Heights Blvd Unit UP Maple Heights, OH	3.0	1.0	1095	$1,495	$1.37	3d	1	0.78mi
19101 Nitra Ave Maple Heights, OH	3.0	1.0	1200	$1,295	$1.08	14d	1	0.78mi
19203 Nitra Ave Maple Heights, OH	3.0	1.0	1050	$1,350	$1.29	4d	1	0.78mi
20517 Mountville Dr Maple Heights, OH	3.0	3.0	1329	$1,731	$1.30	43d	1	0.79mi
16914 Maple Heights Blvd Maple Heights, OH	3.0	1.0	1212	$1,425	$1.18	10d	1	0.83mi
18509 Raymond St Maple Heights, OH	3.0	1.0	1083	$1,395	$1.29	43d	1	0.85mi
5627 Jefferson Ave Maple Heights, OH	3.0	1.0	1136	$1,250	$1.10	7d	1	0.85mi
19409 Raymond St Maple Heights, OH	3.0	1.0	1180	$1,656	$1.40	2d	1	0.85mi
21106 Gardenview Dr Maple Heights, OH	3.0	2.0	1188	$1,600	$1.35	2d	1	0.94mi
5107 Philip Ave Maple Heights, OH	3.0	1.0	1188	$1,800	$1.52	7d	1	0.97mi
14 Ennis Ave Bedford, OH	3.0	2.0	1064	$1,495	$1.41	43d	1	1.02mi
18123 McCracken Rd Maple Heights, OH	3.0	1.0	1215	$1,600	$1.32	7d	1	1.03mi

Listing history 22 events

1. 2026-04-21
   status Pending
2. 2026-04-02
   price $147,000
3. 2026-03-17
   listed $152,000 Active
4. 2025-12-27
   historical
5. 2025-08-11
   price $145,000
6. 2025-07-30
   price $148,000
7. 2025-06-27
   listed $133,333 Active
8. 2023-11-16
   soldstatus $60,000
9. 2023-11-15
   soldstatus $60,000 Closed 250-char remark

   Show marketing remark (250 chars)

   Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

10. 2023-10-25
    status Pending 250-char remark

    Show marketing remark (250 chars)

    Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

11. 2023-10-05
    status Active 250-char remark

    Show marketing remark (250 chars)

    Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

12. 2023-08-21
    status Pending 250-char remark

    Show marketing remark (250 chars)

    Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

13. 2023-08-07
    price $63,000 250-char remark

    Show marketing remark (250 chars)

    Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

14. 2023-07-21
    price $66,500 250-char remark

    Show marketing remark (250 chars)

    Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

15. 2023-07-13
    status Active 250-char remark

    Show marketing remark (250 chars)

    Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

16. 2023-07-13
    price $72,250 250-char remark

    Show marketing remark (250 chars)

    Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

17. 2023-06-20
    status Pending 250-char remark

    Show marketing remark (250 chars)

    Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

18. 2023-05-31
    status Active 250-char remark

    Show marketing remark (250 chars)

    Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

19. 2023-05-22
    status Pending 250-char remark

    Show marketing remark (250 chars)

    Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

20. 2023-04-29
    price $76,500 250-char remark

    Show marketing remark (250 chars)

    Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

21. 2023-02-05
    listed $85,000 Active 250-char remark

    Show marketing remark (250 chars)

    Great Opportunity! The exterior has vinyl siding. There are 2 bedrooms up with a half bathroom. There in one bedroom on the first floor with a full bathroom. It does have a 1 car detached garage and home is great for some sweat equity. Check it out!

22. 1989-09-12
    soldstatus $53,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,898 · $158/mo
• Projected year-2 tax: $2,096 · $175/mo
• Expected delta: +$197/yr (+$16/mo · 10.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,617
• − Mortgage interest: −$8,234
• − Property taxes: −$1,898
• − Insurance: −$735
• − Repairs & maintenance: −$1,489
• − Management: −$1,489
• − Depreciation: −$4,276
• Taxable income: $495
• Est. tax owed @ 24.0%: −$119
• After-tax cash flow: $2,705/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Maple Heights City
• NCES district ID: 3904430
• Math proficiency: 14% ▼ -22.00%
• Reading proficiency: 25% ▼ -11.00%
• Median HH income: $38,856
• Composite: 16.39/100
• National rank: #9197
• State rank: #630 of 656 in OH

Livability — Maple Heights

• Score: 70/100
• State rank: #470
• US rank: #7818

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment D Housing A Health & safety A- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Maple Heights, OH
• County: Cuyahoga County · 1,090,369 people
• City population: 23,285
• Metro: Cleveland-Elyria, OH
• Population (ZIP): 23,285
• Household income: $53,918
• Rent vs Own: 37.2% rent · 62.8% own
• Severe rent burden: 971.0

Population outlook (Cuyahoga County) Hauer SSP2

• Today (2025): 1,244,621 people
• By 2030: 1,230,093 · -1.2%
• By 2040: 1,189,108 · -4.5%
• By 2050: 1,145,706 · -7.9%
• By 2075: 1,076,557 · -13.5%
• By 2100: 978,987 · -21.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (74%)
• Race & ethnicity: Black 74% White 20% Two or more races 4% Hispanic / Latino 2%
• Common ancestry: Romanian 3% Scotch-Irish 2%
• Foreign-born: 2% · Canada, China
• Languages at home: 98% English-only · Spanish 1%

Political lean MEDSL · Cuyahoga

• 2024 margin: Solid D (+31.5) · D 65.4% · R 33.9%
• 2008→2024 swing: -7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
• All cycles: 2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -87.37%
• Current HPI: 164.4326
• Rent YoY: ▲ 14.82%
• Metro: Cleveland-Elyria, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+174.8% since first listed

22 events — show timeline

• 2026-04-21 Pending — MLSNOW
• 2026-04-02 Price Changed $147,000 MLSNOW
• 2026-03-17 Listed $152,000 MLSNOW
• 2025-12-27 Listing Removed — MLSNOW
• 2025-08-11 Price Changed $145,000 MLSNOW
• 2025-07-30 Price Changed $148,000 MLSNOW
• 2025-06-27 Listed $133,333 MLSNOW
• 2023-11-16 Sold (Public Records) $60,000 Public Records
• 2023-11-15 Sold (MLS) $60,000 MLSNOW
• 2023-10-25 Pending — MLSNOW
• 2023-10-05 Relisted — MLSNOW
• 2023-08-21 Pending — MLSNOW
• 2023-08-07 Price Changed $63,000 MLSNOW
• 2023-07-21 Price Changed $66,500 MLSNOW
• 2023-07-13 Relisted — MLSNOW
• 2023-07-13 Price Changed $72,250 MLSNOW
• 2023-06-20 Pending — MLSNOW
• 2023-05-31 Relisted — MLSNOW
• 2023-05-22 Pending — MLSNOW
• 2023-04-29 Price Changed $76,500 MLSNOW
• 2023-02-05 Listed $85,000 MLSNOW
• 1989-09-12 Sold (Public Records) $53,500 Public Records

Property tax history

+3.5%/yr

Latest (2025): $1,898 · -9.3% YoY. Source: county tax records.