CashFlowRE
Sign in Sign up
10 Lazy Squaw Trl
C- Composite 54.25
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • Appreciation +9.2/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +5.0/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$25,000

10 Lazy Squaw Trl · Lehigh, PA 18424
1 bd · 1.0 ba · 160 sqft · Manufactured public records · 345 Days on market
Built 2010 10,018 sqft lot $156/sqft · 21% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!

Key facts

  • Minutes to shopping
  • Big open cabin
  • Steps to gamelands

Tags

BIG OPEN CABINWELL KEPT TRAVEL TRAILERSTEPS TO GAMELANDSMINUTES TO SHOPPINGRECREATION AND EXPLORING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $25k.

Deal economics

  • At list price, monthly cash flow is $727 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $25k).
  • Recommended offer: $22k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • North Pocono SD (rural): math 45% / reading 71% proficiency, ranked #82 of 539 in PA (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 299 active listings in the ZIP; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($173 loan paydown + $2k appreciation (8.4% local appreciation)).
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 345 days — a 12% lower offer ($22k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts; this cycle's ask has dropped $25k (50%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $5k; list at $25k implies a 400% gain — meaningful room to come down on a strong offer.
Recommended offer $22,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 345 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.50%
Cap rate
41.20%
Cash-on-cash
124.66%
DSCR
6.55
GRM
1.8

CMA / ARV

ARV (median comp)
$80,000
List price
$25,000
Delta
-68.75%
Verdict
UNDERPRICED
Comps
5 within 1.0 mi

Projected returns pro-forma

8.45% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
9.19×
Total profit
$57,356
Equity at exit
$19,772
10-year hold
IRR
Equity multiple
19.87×
Total profit
$132,075
Equity at exit
$40,015

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18424

Home prices YoY
2.2%
Active inventory
299
Price-to-rent
1.8×

Monthly cashflow live

Estimated rent
$1,126 medium interval (Pro) →
Mortgage (P&I)
$131
Tax from tax record
$21 /mo · $252/yr
Insurance
$10
HOA
$0
Vacancy / Maint / Mgmt
$236
Net cashflow
$727

Break-even live

Break-even rent $206
Max offer price $25,000
Occupancy floor 30%

Sensitivity live

Price -10% $741 -5% $734 +0% $727 +5% $720 +10% $713
Rent -10% $638 -5% $683 +0% $727 +5% $772 +10% $816
Rate -1.0pp $740 -0.5pp $734 base $727 +0.5pp $721 +1.0pp $714

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,250
Closing costs
$750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-18
    days on market $25,000 Active 345 DOM
  2. 2026-06-17
    days on market $25,000 Active 344 DOM
  3. 2026-06-16
    days on market $25,000 Active 343 DOM
  4. 2026-06-15
    days on market $25,000 Active 342 DOM
  5. 2026-06-14
    days on market $25,000 Active 340 DOM
  6. 2026-06-13
    days on market $25,000 Active 339 DOM
  7. 2026-06-10
    days on market $25,000 Active 337 DOM
  8. 2026-06-09
    days on market $25,000 Active 336 DOM
  9. 2026-06-08
    days on market $25,000 Active 335 DOM
  10. 2026-06-07
    days on market $25,000 Active 334 DOM
  11. 2026-06-02
    pricedays on market $25,000 Active 329 DOM
  12. 2026-06-01
    days on market $35,000 Active 328 DOM
  13. 2026-05-31
    days on market $35,000 Active 327 DOM
  14. 2026-05-30
    days on market $35,000 Active 326 DOM
  15. 2026-05-07
    price $35,000 381-char remark
    Show marketing remark (381 chars)

    Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!

  16. 2026-05-07
    status Active 381-char remark
    Show marketing remark (381 chars)

    Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!

  17. 2026-01-16
    price $45,000 381-char remark
    Show marketing remark (381 chars)

    Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!

  18. 2026-01-16
    status Active 381-char remark
    Show marketing remark (381 chars)

    Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!

  19. 2025-12-12
    status Active 381-char remark
    Show marketing remark (381 chars)

    Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!

  20. 2025-06-10
    listed $50,000 Active 381-char remark
    Show marketing remark (381 chars)

    Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!

  21. 2019-09-13
    soldstatus $5,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$252 · $21/mo
Projected year-2 tax
$323 · $27/mo
Expected delta
+$72/yr (+$6/mo · 28.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 1/10 Low 7 d/yr ≥88°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,514
− Mortgage interest
−$1,400
− Property taxes
−$252
− Insurance
−$125
− Repairs & maintenance
−$1,081
− Management
−$1,081
− Depreciation
−$727
Taxable income
$8,847
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,123
After-tax cash flow
$6,603/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
North Pocono SD
NCES district ID
4217310
Math proficiency
45% ▼ -9.00%
Reading proficiency
71% ▼ -2.00%
Median HH income
$59,555
Composite
50.23/100
National rank
#1894
State rank
#82 of 539 in PA

Livability — Lehigh

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
5,076

Population outlook (Wayne County) Hauer SSP2

Today (2025)
47,924 people
By 2030
46,191 · -3.6%
By 2040
42,815 · -10.7%
By 2050
39,873 · -16.8%
By 2075
34,556 · -27.9%
By 2100
28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 6% Hispanic / Latino 5% Black 1%
Hispanic origin (detail)
Puerto Rican 2% Dominican 1% Salvadoran 1%
Common ancestry
Romanian 11% Iranian 6% Scotch-Irish 3%
Foreign-born
3% · Canada, Dominican Republic
Languages at home
97% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Wayne

2024 margin
Solid R (+37.1) · D 31.1% · R 68.2%
2008→2024 swing
-24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
All cycles
2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.45%
Current HPI
399.903
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+600.0% since first listed
7 events — show timeline
  • 2026-05-07 Price Changed $35,000 GSBR as distributed by MLS GRID
  • 2026-05-07 Relisted GSBR as distributed by MLS GRID
  • 2026-01-16 Price Changed $45,000 GSBR as distributed by MLS GRID
  • 2026-01-16 Relisted GSBR as distributed by MLS GRID
  • 2025-12-12 Relisted GSBR as distributed by MLS GRID
  • 2025-06-10 Listed $50,000 GSBR as distributed by MLS GRID
  • 2019-09-13 Sold (Public Records) $5,000 Public Records

Property tax history

+5.2%/yr

Latest (2026): $252 · +3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…