10 Lazy Squaw Trl · Lehigh, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 1/10 · Minimal
- Hot days now (above 88°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 5.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- Appreciation +9.2/10.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Schools +5.0/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$25,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!
Key facts
- Minutes to shopping
- Big open cabin
- Steps to gamelands
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $25k.
Deal economics
- At list price, monthly cash flow is $727 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $25k).
- Recommended offer: $22k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- North Pocono SD (rural): math 45% / reading 71% proficiency, ranked #82 of 539 in PA (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 299 active listings in the ZIP; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $2k of equity ($173 loan paydown + $2k appreciation (8.4% local appreciation)).
- Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (8.4% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 345 days — a 12% lower offer ($22k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts; this cycle's ask has dropped $25k (50%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $5k; list at $25k implies a 400% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- It's been on market 345 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 4.50% ✓
- Cap rate
- 41.20%
- Cash-on-cash
- 124.66%
- DSCR
- 6.55
- GRM
- 1.8
CMA / ARV
- ARV (median comp)
- $80,000
- List price
- $25,000
- Delta
- -68.75%
- Verdict
- UNDERPRICED
- Comps
- 5 within 1.0 mi
Projected returns pro-forma
8.45% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 9.19×
- Total profit
- $57,356
- Equity at exit
- $19,772
- IRR
- —
- Equity multiple
- 19.87×
- Total profit
- $132,075
- Equity at exit
- $40,015
Cash invested: $7,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18424
- Home prices YoY
- 2.2%
- Active inventory
- 299
- Price-to-rent
- 1.8×
Monthly cashflow live
- Estimated rent
- $1,126 medium interval (Pro) →
- Mortgage (P&I)
- −$131
- Tax from tax record
- −$21 /mo · $252/yr
- Insurance
- −$10
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$236
- Net cashflow
- $727
Break-even live
Sensitivity live
| Price | -10% $741 | -5% $734 | +0% $727 | +5% $720 | +10% $713 |
|---|---|---|---|---|---|
| Rent | -10% $638 | -5% $683 | +0% $727 | +5% $772 | +10% $816 |
| Rate | -1.0pp $740 | -0.5pp $734 | base $727 | +0.5pp $721 | +1.0pp $714 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $6,250
- Closing costs
- $750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-18days on market $25,000 Active 345 DOM
-
2026-06-17days on market $25,000 Active 344 DOM
-
2026-06-16days on market $25,000 Active 343 DOM
-
2026-06-15days on market $25,000 Active 342 DOM
-
2026-06-14days on market $25,000 Active 340 DOM
-
2026-06-13days on market $25,000 Active 339 DOM
-
2026-06-10days on market $25,000 Active 337 DOM
-
2026-06-09days on market $25,000 Active 336 DOM
-
2026-06-08days on market $25,000 Active 335 DOM
-
2026-06-07days on market $25,000 Active 334 DOM
-
2026-06-02pricedays on market $25,000 Active 329 DOM
-
2026-06-01days on market $35,000 Active 328 DOM
-
2026-05-31days on market $35,000 Active 327 DOM
-
2026-05-30days on market $35,000 Active 326 DOM
-
2026-05-07price $35,000 381-char remark
Show marketing remark (381 chars)
Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!
-
2026-05-07status Active 381-char remark
Show marketing remark (381 chars)
Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!
-
2026-01-16price $45,000 381-char remark
Show marketing remark (381 chars)
Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!
-
2026-01-16status Active 381-char remark
Show marketing remark (381 chars)
Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!
-
2025-12-12status Active 381-char remark
Show marketing remark (381 chars)
Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!
-
2025-06-10$50,000 Active 381-char remark
Show marketing remark (381 chars)
Massive $10,000 Price Improvement!! If you are looking for the perfect vacation spot, at this price, you can't afford to pass it up!! This Big, Open Cabin is attached to a really well kept Travel Trailer that contains the Bath and the Kitchen and Sleeps 8! Just Steps to Thousands of acres of Gamelands and Minutes to Shopping, Recreation and Exploring! Find your Summer Fun Here!
-
2019-09-13soldstatus $5,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $252 · $21/mo
- Projected year-2 tax
- $323 · $27/mo
- Expected delta
- +$72/yr (+$6/mo · 28.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 1/10 Low 7 d/yr ≥88°F today · 16 d/yr by 30 yrs out
- Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,514
- − Mortgage interest
- −$1,400
- − Property taxes
- −$252
- − Insurance
- −$125
- − Repairs & maintenance
- −$1,081
- − Management
- −$1,081
- − Depreciation
- −$727
- Taxable income
- $8,847
- Est. tax owed @ 24.0%
- −$2,123
- After-tax cash flow
- $6,603/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- North Pocono SD
- NCES district ID
- 4217310
- Math proficiency
- 45% ▼ -9.00%
- Reading proficiency
- 71% ▼ -2.00%
- Median HH income
- $59,555
- Composite
- 50.23/100
- National rank
- #1894
- State rank
- #82 of 539 in PA
Livability — Lehigh
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 5,076
Population outlook (Wayne County) Hauer SSP2
- Today (2025)
- 47,924 people
- By 2030
- 46,191 · -3.6%
- By 2040
- 42,815 · -10.7%
- By 2050
- 39,873 · -16.8%
- By 2075
- 34,556 · -27.9%
- By 2100
- 28,358 · -40.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 6% Hispanic / Latino 5% Black 1%
- Hispanic origin (detail)
- Puerto Rican 2% Dominican 1% Salvadoran 1%
- Common ancestry
- Romanian 11% Iranian 6% Scotch-Irish 3%
- Foreign-born
- 3% · Canada, Dominican Republic
- Languages at home
- 97% English-only · Spanish 2% Other Indo-European 1%
Political lean MEDSL · Wayne
- 2024 margin
- Solid R (+37.1) · D 31.1% · R 68.2%
- 2008→2024 swing
- -24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
- All cycles
- 2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.45%
- Current HPI
- 399.903
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+600.0% since first listed7 events — show timeline
- 2026-05-07 Price Changed $35,000 GSBR as distributed by MLS GRID
- 2026-05-07 Relisted — GSBR as distributed by MLS GRID
- 2026-01-16 Price Changed $45,000 GSBR as distributed by MLS GRID
- 2026-01-16 Relisted — GSBR as distributed by MLS GRID
- 2025-12-12 Relisted — GSBR as distributed by MLS GRID
- 2025-06-10 Listed $50,000 GSBR as distributed by MLS GRID
- 2019-09-13 Sold (Public Records) $5,000 Public Records
Property tax history
+5.2%/yrLatest (2026): $252 · +3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…