4277 Radnor Rd · Radnor, OH 43066

$110,000

3 bd · 1.0 ba · 1,181 sqft · SingleFamily public records · 42 Days on market

Built 1901 0.40 ac lot $93/sqft · 53% below area

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +5.6/10.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This 3-bedroom 1 bath home on a corner lot in Radnor is awaiting your remodeling ideas. The home has an eat in kitchen, family room, living room, full bath and a bedroom on the first floor. The upstairs has 2 bedrooms. The home has a partial basement with propane furnace w/ central air, breaker panel and well pump. The home also has an enclosed reach porch with workshop and deck. There is also an outbuilding with concrete and electric with a lean to for storage. Being sold in total AS-IS condition to close a Trust.

Key facts

• Enclosed reach porch
• Outbuilding
• Eat in kitchen

Tags

• CORNER LOT
• EAT IN KITCHEN
• ENCLOSED REACH PORCH
• WORKSHOP
• OUTBUILDING
• LEAN TO FOR STORAGE

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $110k.

Deal economics

• At list price, monthly cash flow is $763 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $110k).
• Recommended offer: $107k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 55/100 on livability (#1,136 in OH) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, employment B; Watch: schools F, amenities F, commute F.
• Buckeye Valley Local (rural): math 57% / reading 68% proficiency, ranked #203 of 656 in OH (top 31%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 20% free/reduced lunch — higher-income household profile.
• Market conditions: 7 active listings in the ZIP; high-income renter base; 2,233 units permitted in Delaware County in 2024 (304 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Delaware County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 42 days — a 3% lower offer ($107k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask is 10999900% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Watch-outs: built in 1901 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $106,700 (3.0% below list)

Questions for the listing agent

1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1901 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.70% ✓
• Cap rate: 14.62%
• Cash-on-cash: 29.73%
• DSCR: 2.32
• GRM: 4.9

CMA / ARV

• ARV (median comp): $232,099
• List price: $110,000
• Delta: -52.61%
• Verdict: UNDERPRICED
• Comps: 4 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4389 State Route 203	0.04mi	3/2.0	1,326 (+12%)	2mo	$149,600	$113	72
4380 Baker St	0.13mi	2/1.0 (-1)	1,234 (+4%)	23mo	$241,500	$196	62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 24.2%
• Equity multiple: 2.00×
• Total profit: $30,771
• Equity at exit: $16,401

10-year hold

• IRR: 32.1%
• Equity multiple: 3.90×
• Total profit: $89,369
• Equity at exit: $9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43066

• Home prices YoY: -18.1%
• Active inventory: 7
• Price-to-rent: 4.9×

Monthly cashflow live

• Estimated rent: $1,869 medium
• Mortgage (P&I): −$577
• Tax from tax record: −$91 /mo · $1,094/yr
• Insurance: −$46
• HOA: −$0
• Vacancy / Maint / Mgmt: −$393
• Net cashflow: $763

Break-even live

Break-even rent $904

Max offer price $110,000

Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,500
• Closing costs: $3,300
• Reserves months: —
• Total cash needed: —

Listing history 17 events

1. 2026-06-18
   days on market $110,000 Active 42 DOM
2. 2026-06-17
   days on market $110,000 Active 41 DOM
3. 2026-06-16
   days on market $110,000 Active 40 DOM
4. 2026-06-15
   days on market $110,000 Active 39 DOM
5. 2026-06-13
   pricestatusdays on market $110,000 Active 37 DOM
6. 2026-06-08
   days on market $127,500 Contingent 42 DOM
7. 2026-06-07
   days on market $127,500 Contingent 41 DOM
8. 2026-06-05
   days on market $127,500 Contingent 38 DOM
9. 2026-06-03
   days on market $127,500 Contingent 37 DOM
10. 2026-06-02
    days on market $127,500 Contingent 36 DOM
11. 2026-06-01
    days on market $127,500 Contingent 35 DOM
12. 2026-05-31
    status $127,500 Contingent 34 DOM
13. 2026-05-31
    days on market $127,500 Active 34 DOM
14. 2026-05-19
    status Active 520-char remark

    Show marketing remark (520 chars)

    This 3-bedroom 1 bath home on a corner lot in Radnor is awaiting your remodeling ideas. The home has an eat in kitchen, family room, living room, full bath and a bedroom on the first floor. The upstairs has 2 bedrooms. The home has a partial basement with propane furnace w/ central air, breaker panel and well pump. The home also has an enclosed reach porch with workshop and deck. There is also an outbuilding with concrete and electric with a lean to for storage. Being sold in total AS-IS condition to close a Trust.

15. 2026-05-19
    price $127,500 520-char remark

    Show marketing remark (520 chars)

    This 3-bedroom 1 bath home on a corner lot in Radnor is awaiting your remodeling ideas. The home has an eat in kitchen, family room, living room, full bath and a bedroom on the first floor. The upstairs has 2 bedrooms. The home has a partial basement with propane furnace w/ central air, breaker panel and well pump. The home also has an enclosed reach porch with workshop and deck. There is also an outbuilding with concrete and electric with a lean to for storage. Being sold in total AS-IS condition to close a Trust.

16. 2026-05-13
    historical 520-char remark

    Show marketing remark (520 chars)

    This 3-bedroom 1 bath home on a corner lot in Radnor is awaiting your remodeling ideas. The home has an eat in kitchen, family room, living room, full bath and a bedroom on the first floor. The upstairs has 2 bedrooms. The home has a partial basement with propane furnace w/ central air, breaker panel and well pump. The home also has an enclosed reach porch with workshop and deck. There is also an outbuilding with concrete and electric with a lean to for storage. Being sold in total AS-IS condition to close a Trust.

17. 2026-04-21
    listed $1 Active 520-char remark

    Show marketing remark (520 chars)

    This 3-bedroom 1 bath home on a corner lot in Radnor is awaiting your remodeling ideas. The home has an eat in kitchen, family room, living room, full bath and a bedroom on the first floor. The upstairs has 2 bedrooms. The home has a partial basement with propane furnace w/ central air, breaker panel and well pump. The home also has an enclosed reach porch with workshop and deck. There is also an outbuilding with concrete and electric with a lean to for storage. Being sold in total AS-IS condition to close a Trust.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,094 · $91/mo
• Projected year-2 tax: $1,405 · $117/mo
• Expected delta: +$311/yr (+$26/mo · 28.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,434
• − Mortgage interest: −$6,162
• − Property taxes: −$1,094
• − Insurance: −$550
• − Repairs & maintenance: −$1,795
• − Management: −$1,795
• − Depreciation: −$3,200
• Taxable income: $7,838
• Est. tax owed @ 24.0%: −$1,881
• After-tax cash flow: $7,275/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Buckeye Valley Local
• NCES district ID: 3904675
• Math proficiency: 57% ▼ -15.00%
• Reading proficiency: 68% ▼ -6.00%
• Median HH income: $76,222
• Composite: 55.61/100
• National rank: #1232
• State rank: #203 of 656 in OH

Livability — Radnor

• Score: 55/100
• State rank: #1136
• US rank: #23578

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment B Housing F Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Radnor, OH
• County: Delaware · 221,676 people
• Metro: Columbus, OH
• Population (ZIP): 1,170
• Household income: $110,333
• Rent vs Own: 4.1% rent · 95.9% own

Population outlook (Delaware County) Hauer SSP2

• Today (2025): 230,854 people
• By 2030: 249,294 · +8.0%
• By 2040: 284,223 · +23.1%
• By 2050: 315,314 · +36.6%
• By 2075: 379,462 · +64.4%
• By 2100: 403,158 · +74.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (96%)
• Race & ethnicity: White 96% Two or more races 4%
• Common ancestry: Slovak 4% Serbian 3% Iranian 2%

Political lean MEDSL · Delaware

• 2024 margin: Lean R (+6.6) · D 46.2% · R 52.8%
• 2008→2024 swing: +13.0pp toward D · 2008: -19.6pp · 2024: -6.6pp
• All cycles: 2024: R+6.6 2020: R+6.8 2016: R+16.1 2012: R+23.7 2008: R+19.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -58.00%
• Current HPI: 263.1657
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

4 events — show timeline

• 2026-05-19 Relisted — CBRMLS
• 2026-05-19 Price Changed $127,500 CBRMLS
• 2026-05-13 Listing Removed — CBRMLS
• 2026-04-21 Listed $1 CBRMLS

Property tax history

+5.9%/yr

Latest (2025): $1,094 · +0.4% YoY. Source: county tax records.