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3839 NE 210th Ct
D Composite 41.63
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.6/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.4/10.0
  • 1% rule +3.7/10.0
  • Schools +3.6/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$189,500

3839 NE 210th Ct · East Williston, FL 32696
3 bd · 2.0 ba · 1,113 sqft · SingleFamily public records · 137 Days on market
Built 1985 0.28 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move-in ready and beautifully renovated! This solid block home just east of the Williston city limits offers worry-free living with a long list of updates already completed. Renovated features include a durable metal roof, brand-new electric service, and all-new vinyl plank flooring throughout. The fully updated kitchen shines with new cabinets, granite countertops, and stainless steel appliances, including a new washer and dryer in the separate laundry room for added convenience. Both bathrooms have also been completely remodeled with trendy finishes. Outside, enjoy a spacious yard with a stunning mature oak tree out front—perfect for relaxing, entertaining, or future outdoor plans. Conveniently located near US 27 toward Ocala, this home's location also perfectly situation for an easy commute to Gainesville and quick access to shopping and dining. A perfect home with no updates needed—just move in and enjoy!

Key facts

  • Electric service
  • Metal roof
  • Updated kitchen

Tags

METAL ROOFELECTRIC SERVICEVINYL PLANK FLOORINGUPDATED KITCHENGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCES

Property features AI

Finance

  • Other: Property type: Residential — Single Family Residence; Lot size about 0.28 acres (1/4 to less than 1/2 acre); Road surface: Asphalt; Direction faces: West
  • Financial info: No lease restrictions
  • HOA & community: No HOA; Development: Lincoln Heights

Exterior

  • Parking: Has carport; 1 carport space
  • Utilities: Public water; Septic tank sewer; Electricity connected
  • Home design: Single family residence; One story; Faces west; Residential zoning (R-1)
  • Construction: Block construction; Metal roof; Built on a slab foundation; Living area about 1,113 sq ft; Building area about 1,482 sq ft
  • Exterior features: Other exterior features; Asphalt road access; Public maintained road

Interior

  • Kitchen: Dishwasher; Range; Range hood; Microwave; Refrigerator; Solid surface and stone counters
  • Bedrooms: 3 bedrooms
  • Flooring: Tile; Slab foundation
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Living room/dining room combo; Solid surface counters; Stone counters; Thermostat
  • Laundry & utility: Inside laundry room; Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $190k.

Deal economics

  • At list price, monthly cash flow is $45 ($535/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (12.9% below list).
  • Recommended offer: $165k (12.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 55/100 on livability (#877 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing B; Watch: health & safety D, amenities F, commute F.
  • Levy (rural): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Williston Elementary School (math 53% / reading 52%, grade C-, #976 of 2,144 statewide, top 46%, 488 students, 71% FRL); Nature Coast Middle School (math 32% / reading 42%, grade F, #399 of 571 statewide, top 71%, 90 students, 82% FRL, charter); Williston Middle High School (math 44% / reading 36%, grade F, #296 of 667 statewide, top 45%, 1,119 students, 60% FRL).
  • Market conditions: 359 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 199 units permitted in Levy County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Levy County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 137 days — a 12% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $20k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $40k; list at $190k implies a 380% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $165,000 (12.9% below list)

Questions for the listing agent

  1. It's been on market 137 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
6.58%
Cash-on-cash
1.01%
DSCR
1.04
GRM
9.6

CMA / ARV

ARV (on-the-fly)
$120,204
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3731 NE 210 Ct 0.08mi 3/1.5 1,113 (0%) 17mo $162,000 $146 80
4030 NE 212th Ter 0.30mi 2/2.0 (-1) 1,152 (+4%) 21mo $124,000 $108 58
21052 NE 40th St 0.15mi 3/1.0 984 (-12%) 17mo $55,000 $56 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-14.7%
Equity multiple
0.47×
Total profit
$-27,875
Equity at exit
$28,255
10-year hold
IRR
-6.0%
Equity multiple
0.61×
Total profit
$-20,643
Equity at exit
$16,384

Cash invested: $53,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32696

Home prices YoY
-6.2%
Active inventory
359
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,650 medium interval (Pro) →
Mortgage (P&I)
$994
Tax from tax record
$186 /mo · $2,235/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$346
Net cashflow
$45

Break-even live

Break-even rent $1,594
Max offer price $189,500
Occupancy floor 92%

Sensitivity live

Price -10% $152 -5% $98 +0% $45 +5% $-9 +10% $-63
Rent -10% $-86 -5% $-21 +0% $45 +5% $110 +10% $175
Rate -1.0pp $140 -0.5pp $93 base $45 +0.5pp $-5 +1.0pp $-54

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,375
Closing costs
$5,685
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
305 SE 5th Ter Williston, FL 2.0 1.5 1000 $1,650 $1.65 15d 1 1.08mi

Listing history 18 events

  1. 2026-06-14
    statusdays on market $189,500 Pending 137 DOM
  2. 2026-06-13
    days on market $189,500 Active 136 DOM
  3. 2026-06-10
    days on market $189,500 Active 134 DOM
  4. 2026-06-09
    days on market $189,500 Active 133 DOM
  5. 2026-06-08
    days on market $189,500 Active 132 DOM
  6. 2026-06-07
    days on market $189,500 Active 131 DOM
  7. 2026-06-05
    days on market $189,500 Active 128 DOM
  8. 2026-06-03
    days on market $189,500 Active 127 DOM
  9. 2026-06-02
    days on market $189,500 Active 126 DOM
  10. 2026-06-01
    days on market $189,500 Active 125 DOM
  11. 2026-05-31
    days on market $189,500 Active 124 DOM
  12. 2026-05-30
    days on market $189,500 Active 123 DOM
  13. 2026-04-07
    price $189,500 934-char remark
    Show marketing remark (934 chars)

    Move-in ready and beautifully renovated! This solid block home just east of the Williston city limits offers worry-free living with a long list of updates already completed. Renovated features include a durable metal roof, brand-new electric service, and all-new vinyl plank flooring throughout. The fully updated kitchen shines with new cabinets, granite countertops, and stainless steel appliances, including a new washer and dryer in the separate laundry room for added convenience. Both bathrooms have also been completely remodeled with trendy finishes. Outside, enjoy a spacious yard with a stunning mature oak tree out front—perfect for relaxing, entertaining, or future outdoor plans. Conveniently located near US 27 toward Ocala, this home's location also perfectly situation for an easy commute to Gainesville and quick access to shopping and dining. A perfect home with no updates needed—just move in and enjoy!

  14. 2026-04-07
    price $189,500
    Show marketing remark (934 chars)

    Move-in ready and beautifully renovated! This solid block home just east of the Williston city limits offers worry-free living with a long list of updates already completed. Renovated features include a durable metal roof, brand-new electric service, and all-new vinyl plank flooring throughout. The fully updated kitchen shines with new cabinets, granite countertops, and stainless steel appliances, including a new washer and dryer in the separate laundry room for added convenience. Both bathrooms have also been completely remodeled with trendy finishes. Outside, enjoy a spacious yard with a stunning mature oak tree out front—perfect for relaxing, entertaining, or future outdoor plans. Conveniently located near US 27 toward Ocala, this home's location also perfectly situation for an easy commute to Gainesville and quick access to shopping and dining. A perfect home with no updates needed—just move in and enjoy!

  15. 2026-01-29
    listed $209,000 Active 934-char remark
    Show marketing remark (934 chars)

    Move-in ready and beautifully renovated! This solid block home just east of the Williston city limits offers worry-free living with a long list of updates already completed. Renovated features include a durable metal roof, brand-new electric service, and all-new vinyl plank flooring throughout. The fully updated kitchen shines with new cabinets, granite countertops, and stainless steel appliances, including a new washer and dryer in the separate laundry room for added convenience. Both bathrooms have also been completely remodeled with trendy finishes. Outside, enjoy a spacious yard with a stunning mature oak tree out front—perfect for relaxing, entertaining, or future outdoor plans. Conveniently located near US 27 toward Ocala, this home's location also perfectly situation for an easy commute to Gainesville and quick access to shopping and dining. A perfect home with no updates needed—just move in and enjoy!

  16. 2026-01-27
    listed $209,000 Active
  17. 1996-01-01
    soldstatus $39,500
  18. 1995-01-01
    soldstatus $18,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,235 · $186/mo
Projected year-2 tax
$2,235 · $186/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,800
− Mortgage interest
−$10,615
− Property taxes
−$2,235
− Insurance
−$948
− Repairs & maintenance
−$1,584
− Management
−$1,584
− Depreciation
−$5,513
Taxable loss
−$2,678
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$643
After-tax cash flow
$1,177/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Levy
NCES district ID
1201140
Math proficiency
45% ▼ -8.00%
Reading proficiency
43% ▼ -3.00%
Median HH income
$35,254
Composite
36.42/100
National rank
#4673
State rank
#54 of 73 in FL

Livability — East Williston

Score
55/100
State rank
#877
US rank
#23180

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing B Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
East Williston, FL
Population (ZIP)
14,532

Population outlook (Levy County) Hauer SSP2

Today (2025)
36,536 people
By 2030
34,498 · -5.6%
By 2040
30,294 · -17.1%
By 2050
26,368 · -27.8%
By 2075
19,003 · -48.0%
By 2100
13,169 · -64.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 13% Black 13% Two or more races 7%
Hispanic origin (detail)
Mexican 3% Puerto Rican 4% Cuban 2%
Common ancestry
Slovak 4% Iranian 2% Lithuanian 1%
Foreign-born
6% · Canada, China
Languages at home
89% English-only · Spanish 10% Chinese 1%

Political lean MEDSL · Levy

2024 margin
Solid R (+50.3) · D 24.6% · R 74.8%
2008→2024 swing
-23.3pp toward R · 2008: -26.9pp · 2024: -50.3pp
All cycles
2024: R+50.3 2020: R+45.6 2016: R+44.8 2012: R+32.2 2008: R+26.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -21.99%
Current HPI
335.7751
Rent YoY
Metro
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+913.4% since first listed
6 events — show timeline
  • 2026-04-07 Price Changed $189,500 DGLMLS
  • 2026-04-07 Price Changed $189,500 Stellar MLS as Distributed by MLS Grid
  • 2026-01-29 Listed $209,000 DGLMLS
  • 2026-01-27 Listed $209,000 Stellar MLS as Distributed by MLS Grid
  • 1996-01-01 Sold (Public Records) $39,500 Public Records
  • 1995-01-01 Sold (Public Records) $18,700 Public Records

Property tax history

+11.7%/yr

Latest (2025): $2,235 · +53.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…