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Palm A Plan 🏗️ New Construction
F Composite 30.36
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +6.6/30.0
  • Rent growth +4.1/5.0
  • Schools +3.9/10.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.7/10.0
  • DSCR +0.8/10.0
  • Appreciation +0.0/10.0

$247,400

Palm A Plan · Loxley, AL 36527
3 bd · 2.5 ba · 1,437 sqft · SingleFamily · 785 Days on market
↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover the Palm A floorplan in Franklin Place at Independence in Spanish Fort, Alabama. This beautiful brand-new townhome is sure to wow, featuring open spaces and a wonderful layout. The Palm it is a 2-story home with 1,437 square feet of space. As you step into the Palm townhome, you will be greeted with an entryway into the modern, open concept with stunning features. The stairway will be to one side opposite of the garage. You will then pass the convenient hallway bathroom across from the beautiful kitchen which seamlessly blends into the dining and living room. The living room also flows into the back patio, making an ideal place for entertaining or unwinding. The bedrooms are located upstairs with the primary first and the additional two bedrooms in the back of the home. The beautiful primary bedroom with large windows and a walk-in closet boasts an ensuite with a double-bowl vanity, bathtub and walk in shower and even includes extra space with shelving. The laundry room is also upstairs offering great convenience. All of the rooms include windows and closet space as well. This gorgeous townhome is a part of the desirable new home community in Spanish Fort, Alabama, Franklin Place at Independence. Here you will enjoy peace and quiet along with the convenience of being just minutes to local schools and an abundance of shopping and dining. In addition to beautiful homes and an amazing location, you will also enjoy the community pools and multiple lakes. These will

Key facts

  • Garage
  • Listed 785 days

Tags

NEW COMMUNITY IN SPANISH FORT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $247,400 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $292,017.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $247k.

Deal economics

  • At list price, monthly cash flow is $-483 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $222k (10.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $194k (21.5% below list).
  • Recommended offer: $194k (21.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#95 in AL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, employment B; Watch: crime D, amenities F, commute F.
  • Baldwin County (rural): math 33% / reading 57% proficiency, ranked #18 of 129 in AL (top 14%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Rockwell Elementary School (math 46% / reading 76%, grade B, #60 of 627 statewide, top 9%, 724 students, 25% FRL); Spanish Fort Middle School (math 38% / reading 70%, grade B-, #20 of 257 statewide, top 8%, 622 students, 28% FRL); Spanish Fort High School (math 44% / reading 44%, grade F, #25 of 305 statewide, top 8%, 1,188 students, 24% FRL).
  • Market conditions: Rents rising fast (+6.5%/yr); 332 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,883 units permitted in Baldwin County in 2024 (481 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Baldwin County population projected at +42% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 785 days — a 12% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
Recommended offer $194,278 (21.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 785 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.67%
Cap rate
4.31%
Cash-on-cash
-7.09%
DSCR
0.68
GRM
12.5

CMA / ARV

ARV (median comp)
$292,017
List price
$247,400
Delta
-15.28%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
32477 Revere Dr 0.22mi 3/2.0 1,430 (-0%) 2mo $291,471 $204 85
32742 Revere Dr 0.24mi 3/2.0 1,430 (-0%) 3mo $286,900 $201 84
32508 Revere Dr 0.26mi 3/2.0 1,430 (-0%) 2mo $287,000 $201 83
32544 Revere Dr 0.26mi 3/2.0 1,430 (-0%) 4mo $286,900 $201 82
32465 Revere Dr 0.22mi 4/2.0 (+1) 1,504 (+5%) 1mo $291,000 $193 74
32515 Revere Dr 0.23mi 4/2.0 (+1) 1,504 (+5%) 4mo $298,080 $198 71
32523 Revere Dr 0.23mi 4/2.0 (+1) 1,504 (+5%) 4mo $294,580 $196 71
32490 Revere Dr 0.26mi 4/2.0 (+1) 1,504 (+5%) 3mo $295,080 $196 70
32504 Revere Dr 0.26mi 4/2.0 (+1) 1,504 (+5%) 4mo $296,580 $197 70
32518 Revere Dr 0.26mi 4/2.0 (+1) 1,504 (+5%) 4mo $291,900 $194 70
32538 Revere Dr 0.26mi 4/2.0 (+1) 1,504 (+5%) 4mo $291,030 $194 70
32552 Revere Dr 0.26mi 4/2.0 (+1) 1,504 (+5%) 4mo $292,080 $194 70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.52% rent growth · sell at horizon

5-year hold
IRR
-24.8%
Equity multiple
0.13×
Total profit
$-70,946
Equity at exit
$43,541
10-year hold
IRR
-12.7%
Equity multiple
0.15×
Total profit
$-69,865
Equity at exit
$25,248

Cash invested: $81,765 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36527

Home prices YoY
-14.4%
Rents YoY
6.5%
Active inventory
332
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$1,943 high interval (Pro) →
Mortgage (P&I)
$1,531
Tax est. 1.5%
$365 /mo · $4,380/yr
Insurance
$122
HOA
$0
Vacancy / Maint / Mgmt
$408
Net cashflow
$-483

Break-even live

Break-even rent $2,555
Max offer price $222,087
Occupancy floor

Sensitivity live

Price -10% $-281 -5% $-382 +0% $-483 +5% $-584 +10% $-685
Rent -10% $-637 -5% $-560 +0% $-483 +5% $-407 +10% $-330
Rate -1.0pp $-336 -0.5pp $-409 base $-483 +0.5pp $-559 +1.0pp $-636

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$73,004
Closing costs
$8,761
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
32231 Emancipation Cir Spanish Fort, AL 3.0 2.5 1492 $1,850 $1.24 45d 1 0.16mi
31573 Shearwater Dr Daphne, AL 4.0 2.0 1830 $1,995 $1.09 23d 1 0.61mi
31697 Lyon Rd Spanish Fort, AL 4.0 2.0 1787 $2,500 $1.40 23d 1 0.71mi
33064 Stables Dr Unit B Spanish Fort, AL 2.0 2.0 1185 $1,600 $1.35 15d 1 1.07mi
12914 Churchill Dr Unit B Spanish Fort, AL 3.0 2.0 1600 $1,680 $1.05 23d 1 1.14mi
31100 Falling Waters Loop Daphne, AL 2.0–4.0 1.0–2.0 1158 $1,974 $1.70 45d 1 1.22mi

Listing history 26 events

  1. 2026-06-21
    days on market $247,400 Active 785 DOM
  2. 2026-06-19
    days on market $247,400 Active 783 DOM
  3. 2026-06-18
    days on market $247,400 Active 782 DOM
  4. 2026-06-17
    days on market $247,400 Active 781 DOM
  5. 2026-06-16
    days on market $247,400 Active 780 DOM
  6. 2026-06-15
    days on market $247,400 Active 779 DOM
  7. 2026-06-14
    days on market $247,400 Active 777 DOM
  8. 2026-06-13
    pricedays on market $247,400 Active 776 DOM
  9. 2026-06-10
    days on market $246,400 Active 774 DOM
  10. 2026-06-09
    days on market $246,400 Active 773 DOM
  11. 2026-06-08
    days on market $246,400 Active 772 DOM
  12. 2026-06-07
    days on market $246,400 Active 771 DOM
  13. 2026-06-03
    days on market $246,400 Active 767 DOM
  14. 2026-06-02
    days on market $246,400 Active 766 DOM
  15. 2026-06-01
    days on market $246,400 Active 765 DOM
  16. 2026-05-31
    days on market $246,400 Active 764 DOM
  17. 2026-05-30
    days on market $246,400 Active 763 DOM
  18. 2026-03-12
    price $246,400 1494-char remark
    Show marketing remark (1494 chars)

    Discover the Palm A floorplan in Franklin Place at Independence in Spanish Fort, Alabama. This beautiful brand-new townhome is sure to wow, featuring open spaces and a wonderful layout. The Palm it is a 2-story home with 1,437 square feet of space. As you step into the Palm townhome, you will be greeted with an entryway into the modern, open concept with stunning features. The stairway will be to one side opposite of the garage. You will then pass the convenient hallway bathroom across from the beautiful kitchen which seamlessly blends into the dining and living room. The living room also flows into the back patio, making an ideal place for entertaining or unwinding. The bedrooms are located upstairs with the primary first and the additional two bedrooms in the back of the home. The beautiful primary bedroom with large windows and a walk-in closet boasts an ensuite with a double-bowl vanity, bathtub and walk in shower and even includes extra space with shelving. The laundry room is also upstairs offering great convenience. All of the rooms include windows and closet space as well. This gorgeous townhome is a part of the desirable new home community in Spanish Fort, Alabama, Franklin Place at Independence. Here you will enjoy peace and quiet along with the convenience of being just minutes to local schools and an abundance of shopping and dining. In addition to beautiful homes and an amazing location, you will also enjoy the community pools and multiple lakes. These will

  19. 2025-11-11
    price $245,900 1494-char remark
    Show marketing remark (1494 chars)

    Discover the Palm A floorplan in Franklin Place at Independence in Spanish Fort, Alabama. This beautiful brand-new townhome is sure to wow, featuring open spaces and a wonderful layout. The Palm it is a 2-story home with 1,437 square feet of space. As you step into the Palm townhome, you will be greeted with an entryway into the modern, open concept with stunning features. The stairway will be to one side opposite of the garage. You will then pass the convenient hallway bathroom across from the beautiful kitchen which seamlessly blends into the dining and living room. The living room also flows into the back patio, making an ideal place for entertaining or unwinding. The bedrooms are located upstairs with the primary first and the additional two bedrooms in the back of the home. The beautiful primary bedroom with large windows and a walk-in closet boasts an ensuite with a double-bowl vanity, bathtub and walk in shower and even includes extra space with shelving. The laundry room is also upstairs offering great convenience. All of the rooms include windows and closet space as well. This gorgeous townhome is a part of the desirable new home community in Spanish Fort, Alabama, Franklin Place at Independence. Here you will enjoy peace and quiet along with the convenience of being just minutes to local schools and an abundance of shopping and dining. In addition to beautiful homes and an amazing location, you will also enjoy the community pools and multiple lakes. These will

  20. 2025-08-08
    price $244,900 1494-char remark
    Show marketing remark (1494 chars)

    Discover the Palm A floorplan in Franklin Place at Independence in Spanish Fort, Alabama. This beautiful brand-new townhome is sure to wow, featuring open spaces and a wonderful layout. The Palm it is a 2-story home with 1,437 square feet of space. As you step into the Palm townhome, you will be greeted with an entryway into the modern, open concept with stunning features. The stairway will be to one side opposite of the garage. You will then pass the convenient hallway bathroom across from the beautiful kitchen which seamlessly blends into the dining and living room. The living room also flows into the back patio, making an ideal place for entertaining or unwinding. The bedrooms are located upstairs with the primary first and the additional two bedrooms in the back of the home. The beautiful primary bedroom with large windows and a walk-in closet boasts an ensuite with a double-bowl vanity, bathtub and walk in shower and even includes extra space with shelving. The laundry room is also upstairs offering great convenience. All of the rooms include windows and closet space as well. This gorgeous townhome is a part of the desirable new home community in Spanish Fort, Alabama, Franklin Place at Independence. Here you will enjoy peace and quiet along with the convenience of being just minutes to local schools and an abundance of shopping and dining. In addition to beautiful homes and an amazing location, you will also enjoy the community pools and multiple lakes. These will

  21. 2025-01-09
    price $242,900 1494-char remark
    Show marketing remark (1494 chars)

    Discover the Palm A floorplan in Franklin Place at Independence in Spanish Fort, Alabama. This beautiful brand-new townhome is sure to wow, featuring open spaces and a wonderful layout. The Palm it is a 2-story home with 1,437 square feet of space. As you step into the Palm townhome, you will be greeted with an entryway into the modern, open concept with stunning features. The stairway will be to one side opposite of the garage. You will then pass the convenient hallway bathroom across from the beautiful kitchen which seamlessly blends into the dining and living room. The living room also flows into the back patio, making an ideal place for entertaining or unwinding. The bedrooms are located upstairs with the primary first and the additional two bedrooms in the back of the home. The beautiful primary bedroom with large windows and a walk-in closet boasts an ensuite with a double-bowl vanity, bathtub and walk in shower and even includes extra space with shelving. The laundry room is also upstairs offering great convenience. All of the rooms include windows and closet space as well. This gorgeous townhome is a part of the desirable new home community in Spanish Fort, Alabama, Franklin Place at Independence. Here you will enjoy peace and quiet along with the convenience of being just minutes to local schools and an abundance of shopping and dining. In addition to beautiful homes and an amazing location, you will also enjoy the community pools and multiple lakes. These will

  22. 2024-12-12
    price $240,900 1494-char remark
    Show marketing remark (1494 chars)

    Discover the Palm A floorplan in Franklin Place at Independence in Spanish Fort, Alabama. This beautiful brand-new townhome is sure to wow, featuring open spaces and a wonderful layout. The Palm it is a 2-story home with 1,437 square feet of space. As you step into the Palm townhome, you will be greeted with an entryway into the modern, open concept with stunning features. The stairway will be to one side opposite of the garage. You will then pass the convenient hallway bathroom across from the beautiful kitchen which seamlessly blends into the dining and living room. The living room also flows into the back patio, making an ideal place for entertaining or unwinding. The bedrooms are located upstairs with the primary first and the additional two bedrooms in the back of the home. The beautiful primary bedroom with large windows and a walk-in closet boasts an ensuite with a double-bowl vanity, bathtub and walk in shower and even includes extra space with shelving. The laundry room is also upstairs offering great convenience. All of the rooms include windows and closet space as well. This gorgeous townhome is a part of the desirable new home community in Spanish Fort, Alabama, Franklin Place at Independence. Here you will enjoy peace and quiet along with the convenience of being just minutes to local schools and an abundance of shopping and dining. In addition to beautiful homes and an amazing location, you will also enjoy the community pools and multiple lakes. These will

  23. 2024-10-18
    price $235,900 1494-char remark
    Show marketing remark (1494 chars)

    Discover the Palm A floorplan in Franklin Place at Independence in Spanish Fort, Alabama. This beautiful brand-new townhome is sure to wow, featuring open spaces and a wonderful layout. The Palm it is a 2-story home with 1,437 square feet of space. As you step into the Palm townhome, you will be greeted with an entryway into the modern, open concept with stunning features. The stairway will be to one side opposite of the garage. You will then pass the convenient hallway bathroom across from the beautiful kitchen which seamlessly blends into the dining and living room. The living room also flows into the back patio, making an ideal place for entertaining or unwinding. The bedrooms are located upstairs with the primary first and the additional two bedrooms in the back of the home. The beautiful primary bedroom with large windows and a walk-in closet boasts an ensuite with a double-bowl vanity, bathtub and walk in shower and even includes extra space with shelving. The laundry room is also upstairs offering great convenience. All of the rooms include windows and closet space as well. This gorgeous townhome is a part of the desirable new home community in Spanish Fort, Alabama, Franklin Place at Independence. Here you will enjoy peace and quiet along with the convenience of being just minutes to local schools and an abundance of shopping and dining. In addition to beautiful homes and an amazing location, you will also enjoy the community pools and multiple lakes. These will

  24. 2024-10-08
    price $254,900 1494-char remark
    Show marketing remark (1494 chars)

    Discover the Palm A floorplan in Franklin Place at Independence in Spanish Fort, Alabama. This beautiful brand-new townhome is sure to wow, featuring open spaces and a wonderful layout. The Palm it is a 2-story home with 1,437 square feet of space. As you step into the Palm townhome, you will be greeted with an entryway into the modern, open concept with stunning features. The stairway will be to one side opposite of the garage. You will then pass the convenient hallway bathroom across from the beautiful kitchen which seamlessly blends into the dining and living room. The living room also flows into the back patio, making an ideal place for entertaining or unwinding. The bedrooms are located upstairs with the primary first and the additional two bedrooms in the back of the home. The beautiful primary bedroom with large windows and a walk-in closet boasts an ensuite with a double-bowl vanity, bathtub and walk in shower and even includes extra space with shelving. The laundry room is also upstairs offering great convenience. All of the rooms include windows and closet space as well. This gorgeous townhome is a part of the desirable new home community in Spanish Fort, Alabama, Franklin Place at Independence. Here you will enjoy peace and quiet along with the convenience of being just minutes to local schools and an abundance of shopping and dining. In addition to beautiful homes and an amazing location, you will also enjoy the community pools and multiple lakes. These will

  25. 2024-07-09
    price $252,900 1494-char remark
    Show marketing remark (1494 chars)

    Discover the Palm A floorplan in Franklin Place at Independence in Spanish Fort, Alabama. This beautiful brand-new townhome is sure to wow, featuring open spaces and a wonderful layout. The Palm it is a 2-story home with 1,437 square feet of space. As you step into the Palm townhome, you will be greeted with an entryway into the modern, open concept with stunning features. The stairway will be to one side opposite of the garage. You will then pass the convenient hallway bathroom across from the beautiful kitchen which seamlessly blends into the dining and living room. The living room also flows into the back patio, making an ideal place for entertaining or unwinding. The bedrooms are located upstairs with the primary first and the additional two bedrooms in the back of the home. The beautiful primary bedroom with large windows and a walk-in closet boasts an ensuite with a double-bowl vanity, bathtub and walk in shower and even includes extra space with shelving. The laundry room is also upstairs offering great convenience. All of the rooms include windows and closet space as well. This gorgeous townhome is a part of the desirable new home community in Spanish Fort, Alabama, Franklin Place at Independence. Here you will enjoy peace and quiet along with the convenience of being just minutes to local schools and an abundance of shopping and dining. In addition to beautiful homes and an amazing location, you will also enjoy the community pools and multiple lakes. These will

  26. 2024-04-27
    listed $251,900 Active 1494-char remark
    Show marketing remark (1494 chars)

    Discover the Palm A floorplan in Franklin Place at Independence in Spanish Fort, Alabama. This beautiful brand-new townhome is sure to wow, featuring open spaces and a wonderful layout. The Palm it is a 2-story home with 1,437 square feet of space. As you step into the Palm townhome, you will be greeted with an entryway into the modern, open concept with stunning features. The stairway will be to one side opposite of the garage. You will then pass the convenient hallway bathroom across from the beautiful kitchen which seamlessly blends into the dining and living room. The living room also flows into the back patio, making an ideal place for entertaining or unwinding. The bedrooms are located upstairs with the primary first and the additional two bedrooms in the back of the home. The beautiful primary bedroom with large windows and a walk-in closet boasts an ensuite with a double-bowl vanity, bathtub and walk in shower and even includes extra space with shelving. The laundry room is also upstairs offering great convenience. All of the rooms include windows and closet space as well. This gorgeous townhome is a part of the desirable new home community in Spanish Fort, Alabama, Franklin Place at Independence. Here you will enjoy peace and quiet along with the convenience of being just minutes to local schools and an abundance of shopping and dining. In addition to beautiful homes and an amazing location, you will also enjoy the community pools and multiple lakes. These will

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,313
− Mortgage interest
−$16,358
− Property taxes
−$4,380
− Insurance
−$1,460
− Repairs & maintenance
−$1,865
− Management
−$1,865
− Depreciation
−$8,495
Taxable loss
−$11,110
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,666
After-tax cash flow
$-3,133/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baldwin County
NCES district ID
0100270
Math proficiency
33% ▼ -26.00%
Reading proficiency
57% ▲ 1.00%
Median HH income
$50,677
Composite
38.61/100
National rank
#4157
State rank
#18 of 129 in AL

Livability — Loxley

Score
66/100
State rank
#95
US rank
#11346

Category grades

Amenities F Commute F Cost of living A Crime D Employment B Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Loxley, AL
County
Baldwin County · 181,514 people
Metro
Daphne-Fairhope-Foley, AL
Population (ZIP)
21,765
Household income
$120,189
Rent vs Own
23.9% rent · 76.1% own
Severe rent burden
378.0

Population outlook (Baldwin County) Hauer SSP2

Today (2025)
248,264 people
By 2030
270,315 · +8.9%
By 2040
312,967 · +26.1%
By 2050
352,262 · +41.9%
By 2075
438,841 · +76.8%
By 2100
487,736 · +96.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Two or more races 8% Black 6% Hispanic / Latino 5% Asian 2%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Lithuanian 4% Slovak 2% Serbian 2%
Foreign-born
6% · Canada, Jamaica, South Korea
Languages at home
95% English-only · Spanish 3%

Political lean MEDSL · Baldwin

2024 margin
Solid R (+58.2) · D 20.5% · R 78.7%
2008→2024 swing
-6.7pp toward R · 2008: -51.5pp · 2024: -58.2pp
All cycles
2024: R+58.2 2020: R+53.8 2016: R+57.8 2012: R+55.8 2008: R+51.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -39.56%
Current HPI
234.5113
Rent YoY
▲ 6.52%
Metro
Daphne-Fairhope-Foley, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

-2.2% since first listed
9 events — show timeline
  • 2026-03-12 Price Changed $246,400 Zillow
  • 2025-11-11 Price Changed $245,900 Zillow
  • 2025-08-08 Price Changed $244,900 Zillow
  • 2025-01-09 Price Changed $242,900 Zillow
  • 2024-12-12 Price Changed $240,900 Zillow
  • 2024-10-18 Price Changed $235,900 Zillow
  • 2024-10-08 Price Changed $254,900 Zillow
  • 2024-07-09 Price Changed $252,900 Zillow
  • 2024-04-27 Listed $251,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…