3541 Hank Dr · Heartland, TX 75114

$330,444

4 bd · 2.5 ba · 2,235 sqft · SingleFamily · 107 Days on market

Built 2026 Excellent condition $148/sqft · 6% below area Est $351k · 6% under ↓ 2% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.1/15.0
• Cash flow +9.5/30.0
• Condition / age +5.0/5.0
• Schools +4.0/10.0
• 1% rule +2.9/10.0
• DSCR +2.7/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Step into modern elegance with this stunning brand-new 2-story home designed to impress from the moment you arrive. A breathtaking 2-story entryway sets the tone, flooding the space with natural light and creating a grand first impression. This thoughtfully designed home features four spacious bedrooms and two and a half baths, offering both comfort and functionality for everyday living. A gorgeous flex space near the entry provides endless possibilities-perfect for a home office, formal dining area, or cozy sitting room. At the heart of the home, you'll find an open-concept kitchen that truly shines. Complete with a large island, it seamlessly connects to the main living area, making it ideal for entertaining guests or enjoying family time. Upstairs, a generous game room loft creates the perfect retreat for movie nights, play space, or relaxation. Step outside to a covered patio that invites you to unwind and enjoy outdoor living year-round, whether hosting gatherings or simply enjoying a quiet evening. Blending style, space, and versatility, this exceptional home offers everything you need and more-ready for you to move in and make it your own.

Key facts

• 2 garage spots
• Built 2026
• Listed 106 days

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $330k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-231 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $297k (10.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $260k (21.4% below list).
• Recommended offer: $260k (21.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Crandall ISD (rural): math 36% / reading 42% proficiency, ranked #351 of 826 in TX (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Barbara Walker El (math 35% / reading 36%, grade F, #1,946 of 4,322 statewide, top 45%, 663 students, 67% FRL); Crandall Middle (math 38% / reading 42%, grade F, #646 of 1,662 statewide, top 40%, 983 students, 60% FRL); Crandall H S (math 33% / reading 53%, grade F, #713 of 1,632 statewide, top 44%, 1,707 students, 56% FRL) — zoned schools average 61% FRL vs 41% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 956 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 78% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,747 units permitted in Kaufman County in 2024 (180 in 5+ unit buildings).
• This rent runs 35% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Kaufman County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 107 days — a 9% lower offer ($301k) is reasonable based on typical stale-listing flexibility.

Recommended offer $259,852 (21.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.79% ✗
• Cap rate: 5.45%
• Cash-on-cash: -2.99%
• DSCR: 0.87
• GRM: 10.6

CMA / ARV

• ARV (median comp): $350,663
• List price: $330,444
• Delta: -5.77%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3009 Finney St	0.21mi	4/2.5	2,203 (-1%)	1mo	$346,990	$158	87
3918 Summerfield Dr	0.36mi	4/3.5	2,278 (+2%)	2mo	$369,990	$162	74
3723 Jade Ln	0.40mi	3/2.5 (-1)	2,202 (-2%)	1mo	$324,999	$148	73
3920 Bison Ln	0.21mi	5/3.0 (+1)	2,370 (+6%)	1mo	$389,990	$165	72
4105 Buffalo Grass Trl	0.30mi	4/2.0	2,062 (-8%)	1mo	$313,895	$152	70
3946 Bison Ln	0.22mi	4/2.0	2,004 (-10%)	0mo	$269,900	$135	70
3059 Mary Grace Ln	0.45mi	4/2.5	2,385 (+7%)	0mo	$363,040	$152	68
3920 Melica Ln	0.36mi	4/2.0	2,062 (-8%)	2mo	$309,254	$150	67
4149 Beale St	0.23mi	4/3.5	2,480 (+11%)	2mo	$390,000	$157	66
3821 Maize Ave	0.37mi	3/2.0 (-1)	2,054 (-8%)	0mo	$412,960	$201	62
3834 Belleview Pl	0.44mi	3/2.5 (-1)	2,463 (+10%)	1mo	$399,405	$162	57
3019 Dakota Trl	0.60mi	4/3.0	2,403 (+8%)	2mo	$276,000	$115	56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -21.3%
• Equity multiple: 0.26×
• Total profit: $-68,206
• Equity at exit: $49,270

10-year hold

• IRR: -14.8%
• Equity multiple: 0.16×
• Total profit: $-78,161
• Equity at exit: $28,571

Cash invested: $92,524 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 191 active · 54 under contract
• Months of supply: 15.9 mo (6%/mo absorbed)
• Median asking: $349,000 ($157/sqft)
• Median days on market: 68 d
• This list price: 32% of active listings are priced below it
• ARV vs active asking: +0.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 75114

• Home prices YoY: -26.7%
• Active inventory: 956
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $2,599 high
• Mortgage (P&I): −$1,733
• Tax est. 1.5%: −$413 /mo · $4,957/yr
• Insurance: −$138
• HOA: −$0
• Vacancy / Maint / Mgmt: −$546
• Net cashflow: $-231

Break-even live

Break-even rent $2,891

Max offer price $297,048

Occupancy floor —

Sensitivity live

Price	-10% $-2	-5% $-117	+0% $-231	+5% $-345	+10% $-459
Rent	-10% $-436	-5% $-333	+0% $-231	+5% $-128	+10% $-26
Rate	-1.0pp $-64	-0.5pp $-147	base $-231	+0.5pp $-316	+1.0pp $-404

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $82,611
• Closing costs: $9,913
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3011 Temple Gate Ct Crandall, TX	5.0	3.0	2730	$3,300	$1.21	43d	1	0.28mi
3829 Walnut Creek Dr Crandall, TX	4.0	3.0	2370	$3,100	$1.31	0d	1	0.35mi
4101 Valley Mills Dr Crandall, TX	4.0	2.5	2278	$2,550	$1.12	31d	1	0.40mi
3028 Willow Wood Ct Crandall, TX	3.0	2.5	1764	$2,600	$1.47	93d	1	0.42mi
3120 Providence Pl Crandall, TX	3.0	2.5	1746	$2,200	$1.26	23d	1	0.43mi
3147 Blossom Trl Crandall, TX	4.0	3.0	2177	$2,700	$1.24	93d	1	0.50mi
3750 Honey Daisy Dr Crandall, TX	4.0	3.5	2885	$2,750	$0.95	59d	1	0.51mi
3750 Honey Daisy Dr Crandall, TX	4.0	3.5	2885	$2,675	$0.93	43d	1	0.51mi
3750 Honey Daisy Dr Crandall, TX	4.0	3.5	2885	$2,675	$0.93	37d	1	0.51mi
3221 Sioux Trl Crandall, TX	4.0	2.0	1672	$2,450	$1.47	28d	1	0.56mi
3226 Sioux Trl Crandall, TX	4.0	3.0	2403	$3,100	$1.29	43d	1	0.59mi
3226 Sioux Trl Crandall, TX	4.0	3.0	2232	$3,100	$1.39	17d	1	0.59mi
3811 Thomas Plns Dr Crandall, TX	4.0	3.0	2728	$2,600	$0.95	37d	1	0.62mi
3630 Pendleton Ct Forney, TX	4.0	3.0	2334	$2,800	$1.20	3d	1	0.63mi
3936 Bellingham Ln Forney, TX	4.0	2.0	1938	$2,100	$1.08	32d	1	0.64mi
3004 Dakota Trl Crandall, TX	4.0	2.0	1938	$2,300	$1.19	53d	1	0.65mi
2915 Acacia Dr Forney, TX	4.0	2.5	1982	$2,400	$1.21	8d	1	0.66mi
2919 Cascade Ln Forney, TX	3.0	2.0	1481	$2,200	$1.49	93d	1	0.71mi
3903 Pioneer Dr Forney, TX	4.0	2.0	1754	$2,350	$1.34	36d	1	0.74mi
2826 Hudson Dr Crandall, TX	3.0	2.0	1639	$2,350	$1.43	41d	1	0.74mi
3941 Hometown Blvd Unit 3941 Crandall, TX	3.0	2.5	1736	$2,400	$1.38	93d	1	0.83mi
3140 Blacksmith Ln Forney, TX	4.0	2.0	1790	$2,300	$1.28	32d	1	0.83mi
1955 Quartz Trl Forney, TX	3.0	2.0	1717	$2,000	$1.16	4d	1	0.83mi
3909 Chesapeake Ln Forney, TX	3.0	2.0	1750	$2,300	$1.31	12d	1	0.86mi
3916 Ford Dr Heartland, TX	4.0	3.0	2484	$2,600	$1.05	70d	1	0.89mi
2745 Bronte Blvd Crandall, TX	4.0	2.0	1667	$1,845	$1.11	73d	1	0.92mi
2624 Bartlett St Crandall, TX	4.0	2.0	1707	$1,825	$1.07	73d	1	0.93mi
2739 Bronte Blvd Crandall, TX	4.0	2.0	1707	$1,825	$1.07	73d	1	0.94mi
2237 Mustang Ghost Trl Crandall, TX	3.0	2.0	1952	$2,040	$1.05	93d	1	0.94mi
2746 Bronte Blvd Crandall, TX	4.0	2.0	1707	$1,825	$1.07	73d	1	0.95mi
3948 Mercedes Bnd Forney, TX	5.0	3.0	2892	$2,700	$0.93	41d	1	0.97mi
2521 Flight Trl Crandall, TX	4.0	2.0	1707	$1,825	$1.07	73d	1	0.98mi
1968 Marble Ln Forney, TX	3.0	2.5	2051	$2,350	$1.15	64d	1	0.99mi
2513 Flight Trl Crandall, TX	4.0	2.0	1707	$1,825	$1.07	73d	1	1.00mi
2409 Fleming Dr Crandall, TX	4.0	2.0	1667	$1,845	$1.11	73d	1	1.01mi
2510 Flight Trl Crandall, TX	4.0	2.0	1667	$1,845	$1.11	73d	1	1.03mi
4121 Gaillardia Way Forney, TX	4.0	2.0	2135	$2,250	$1.05	68d	1	1.04mi
4005 Indian Paintbrush Ln Forney, TX	4.0	2.5	2866	$2,700	$0.94	62d	1	1.05mi
4115 Indian Paintbrush Ln Forney, TX	4.0	3.0	2280	$2,275	$1.00	20d	1	1.11mi
3101 Buckthorn St Forney, TX	3.0	2.0	1437	$2,150	$1.50	38d	1	1.13mi

Listing history 21 events

1. 2026-07-31
   pricedays on market $330,444 Active 107 DOM
2. 2026-06-26
   days on market $315,990 Active 106 DOM
3. 2026-06-24
   days on market $315,990 Active 104 DOM
4. 2026-06-22
   days on market $315,990 Active 102 DOM
5. 2026-06-21
   days on market $315,990 Active 101 DOM
6. 2026-06-18
   days on market $315,990 Active 98 DOM
7. 2026-06-17
   days on market $315,990 Active 97 DOM
8. 2026-06-16
   days on market $315,990 Active 96 DOM
9. 2026-06-15
   days on market $315,990 Active 95 DOM
10. 2026-06-13
    days on market $315,990 Active 93 DOM
11. 2026-06-10
    price $315,990 Active 89 DOM
12. 2026-06-09
    days on market $309,990 Active 89 DOM
13. 2026-06-08
    days on market $309,990 Active 88 DOM
14. 2026-06-07
    pricedays on market $309,990 Active 87 DOM
15. 2026-06-04
    days on market $319,990 Active 84 DOM
16. 2026-06-03
    days on market $319,990 Active 83 DOM
17. 2026-06-02
    days on market $319,990 Active 82 DOM
18. 2026-06-01
    days on market $319,990 Active 81 DOM
19. 2026-05-31
    days on market $319,990 Active 80 DOM
20. 2026-05-06
    price $319,990 1164-char remark

    Show marketing remark (1164 chars)

    Step into modern elegance with this stunning brand-new 2-story home designed to impress from the moment you arrive. A breathtaking 2-story entryway sets the tone, flooding the space with natural light and creating a grand first impression. This thoughtfully designed home features four spacious bedrooms and two and a half baths, offering both comfort and functionality for everyday living. A gorgeous flex space near the entry provides endless possibilities-perfect for a home office, formal dining area, or cozy sitting room. At the heart of the home, you'll find an open-concept kitchen that truly shines. Complete with a large island, it seamlessly connects to the main living area, making it ideal for entertaining guests or enjoying family time. Upstairs, a generous game room loft creates the perfect retreat for movie nights, play space, or relaxation. Step outside to a covered patio that invites you to unwind and enjoy outdoor living year-round, whether hosting gatherings or simply enjoying a quiet evening. Blending style, space, and versatility, this exceptional home offers everything you need and more-ready for you to move in and make it your own.

21. 2026-03-12
    listed $325,940 Active 1164-char remark

    Show marketing remark (1164 chars)

    Step into modern elegance with this stunning brand-new 2-story home designed to impress from the moment you arrive. A breathtaking 2-story entryway sets the tone, flooding the space with natural light and creating a grand first impression. This thoughtfully designed home features four spacious bedrooms and two and a half baths, offering both comfort and functionality for everyday living. A gorgeous flex space near the entry provides endless possibilities-perfect for a home office, formal dining area, or cozy sitting room. At the heart of the home, you'll find an open-concept kitchen that truly shines. Complete with a large island, it seamlessly connects to the main living area, making it ideal for entertaining guests or enjoying family time. Upstairs, a generous game room loft creates the perfect retreat for movie nights, play space, or relaxation. Step outside to a covered patio that invites you to unwind and enjoy outdoor living year-round, whether hosting gatherings or simply enjoying a quiet evening. Blending style, space, and versatility, this exceptional home offers everything you need and more-ready for you to move in and make it your own.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $31,182
• − Mortgage interest: −$18,510
• − Property taxes: −$4,957
• − Insurance: −$1,652
• − Repairs & maintenance: −$2,495
• − Management: −$2,495
• − Depreciation: −$9,613
• Taxable loss: −$8,539
• Est. tax savings @ 24.0%: +$2,049
• After-tax cash flow: $-720/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Excellent 100/100 None rehab

This stunning, brand-new 2-story home is move-in ready with no visible repairs or maintenance needed. It offers modern elegance and ample space, making it an excellent investment opportunity.

Value-add opportunities

• Both Painting exterior and interior — Enhances curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhances curb appeal and adds value ↑
• Resale Kitchen appliances — Modernizes the kitchen and appeals to potential buyers ↑
• Resale Bathroom fixtures — Modernizes bathrooms and appeals to potential buyers ↑

F Composite school gradezoned avg 40/100

Zoned Schools

Elementary Barbara Walker El F TX #1,946/4,322 Nat'l #22,764/41,679 Middle Crandall Middle F TX #646/1,662 Nat'l #6,005/14,009 High Crandall H S F TX #713/1,632 Nat'l #7,439/17,239

Schools (NCES district)

• District: Crandall ISD
• NCES district ID: 4815510
• Math proficiency: 36% ▼ -13.00%
• Reading proficiency: 42% ▼ -8.00%
• Median HH income: $70,076
• Composite: 35.57/100
• National rank: #4901
• State rank: #351 of 826 in TX

Livability — Heartland

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Heartland, TX
• County: Kaufman County · 138,716 people
• Metro: Dallas-Fort Worth-Arlington, TX
• Population (ZIP): 9,333
• Household income: $88,013
• Rent vs Own: 12.7% rent · 87.3% own
• Severe rent burden: 5% of renters

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Population outlook (Kaufman County) Hauer SSP2

• Today (2025): 138,716 people
• By 2030: 150,815 · +8.7%
• By 2040: 174,877 · +26.1%
• By 2050: 198,020 · +42.8%
• By 2075: 251,908 · +81.6%
• By 2100: 285,325 · +105.7%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 48% Hispanic / Latino 36% Two or more races 14% Black 14%
• Hispanic origin (detail): Mexican 34%
• Common ancestry: Slovak 1%
• Foreign-born: 18% · Canada, China
• Languages at home: 71% English-only · Spanish 27% Other Indo-European 1%

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Political lean MEDSL · Kaufman

• 2024 margin: Strong R (+27.9) · D 35.6% · R 63.5%
• 2008→2024 swing: +7.9pp toward D · 2008: -35.8pp · 2024: -27.9pp
• All cycles: 2024: R+27.9 2020: R+33.9 2016: R+47.0 2012: R+44.4 2008: R+35.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -71.61%
• Current HPI: 196.4773
• Rent YoY: —
• Metro: Dallas-Fort Worth-Arlington, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

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Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-1.8% since first listed

2 events — show timeline

• 2026-05-06 Price Changed $319,990 Zillow
• 2026-03-12 Listed $325,940 Zillow