434 Daffodil Dr · Temple, GA 30179

$320,500

4 bd · 3.0 ba · 2,349 sqft · Other public records · 13 Days on market

Built 2021 7,840 sqft lot

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Cash flow +6.6/30.0
• Schools +3.6/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.5/10.0
• DSCR +0.8/10.0

Listing remarks MLS

Tucked away on a quiet cul-de-sac, this beautifully maintained 5 bedroom, 3 bathroom, one owner home offers the perfect blend of space, style, and convenience-just minutes from Interstate 20. Step inside to discover high ceilings and an open-concept layout designed for modern living. The kitchen features granite countertops, stainless steel appliances, and a spacious island that flows seamlessly into the main living area. A stunning custom fireplace serves as the focal point, complemented by designer touches like a stylish accent wall that adds character and charm. With five generously sized bedrooms and three full bathrooms, there's plenty of room for all. The bedroom on the main floor would even be great for guests, or a home office setup. The thoughtful layout provides both functionality and flexibility to fit your lifestyle. Enjoy outdoor living on the extended patio-perfect for entertaining or relaxing in your private backyard space. Located in a peaceful neighborhood with easy access to shopping, dining, and major commuting routes, this home truly checks all the boxes. Don't miss your opportunity to make it yours!

Key facts

• Spacious island
• Cul-de-sac
• High ceilings

Tags

• CUL-DE-SAC
• HIGH CEILINGS
• OPEN-CONCEPT LAYOUT
• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• SPACIOUS ISLAND

Property features AI

Exterior

• Parking: Garage with 2 parking spaces
• Utilities: Public water; Public sewer; Electricity available; Cable available
• Home design: Two levels; Resale property
• Construction: HardiPlank-type siding; Shingle roof; Slab foundation; Built on Lot per recorded description
• Exterior features: Patio; Wood fencing; Asphalt road frontage on a county road

Interior

• Kitchen: Breakfast bar; White cabinets; Eat-in kitchen; Kitchen island; Pantry; Stone countertops; Open view to family room; Dishwasher; Electric oven; Electric range
• Bedrooms: One main-level bedroom; Four upper-level bedrooms; Bedrooms include Other features
• Flooring: Carpet; Hardwood; Laminate
• Bathrooms: Three full bathrooms; One main-level bathroom; Upper level includes two full baths; Master bath with double vanity, separate tub and shower, and soaking tub
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Two-story entrance foyer; Walk-in closets; Double vanity in baths; Family room fireplace
• Laundry & utility: Upper-level laundry room

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath other listed at $320k.

Deal economics

• At list price, monthly cash flow is $-530 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $227k (29.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $207k (35.3% below list).
• Recommended offer: $207k (35.3% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 72/100 on livability (#60 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
• Carroll County (rural): math 42% / reading 41% proficiency, ranked #38 of 174 in GA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Temple Elementary School (math 37% / reading 38%, grade F, #474 of 1,228 statewide, top 39%, 662 students, 75% FRL); Temple Middle School (math 31% / reading 36%, grade F, #206 of 470 statewide, top 45%, 621 students, 67% FRL); Temple High School (math 22% / reading 22%, grade F, #213 of 424 statewide, top 51%, 746 students, 62% FRL).
• Market conditions: 190 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 876 units permitted in Carroll County in 2024 (150 in 5+ unit buildings).
• This rent runs 33% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $34k of equity ($2k loan paydown + $32k appreciation (10.0% local appreciation)).
• Carroll County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$55k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $207,433 (35.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.65% ✗
• Cap rate: 4.31%
• Cash-on-cash: -7.09%
• DSCR: 0.68
• GRM: 12.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 19.3%
• Equity multiple: 2.57×
• Total profit: $140,788
• Equity at exit: $288,732

10-year hold

• IRR: 17.8%
• Equity multiple: 5.92×
• Total profit: $441,158
• Equity at exit: $622,661

Cash invested: $89,740 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30179

• Home prices YoY: 6.7%
• Active inventory: 190
• Price-to-rent: 12.9×

Monthly cashflow live

• Estimated rent: $2,074 high
• Mortgage (P&I): −$1,681
• Tax from tax record: −$355 /mo · $4,256/yr
• Insurance: −$134
• HOA: −$0
• Vacancy / Maint / Mgmt: −$436
• Net cashflow: $-530

Break-even live

Break-even rent $2,745

Max offer price $226,841

Occupancy floor —

Sensitivity live

Price	-10% $-349	-5% $-439	+0% $-530	+5% $-621	+10% $-712
Rent	-10% $-694	-5% $-612	+0% $-530	+5% $-448	+10% $-366
Rate	-1.0pp $-369	-0.5pp $-449	base $-530	+0.5pp $-613	+1.0pp $-698

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $80,125
• Closing costs: $9,615
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
206 Randa Run Temple, GA	3.0	2.5	1600	$1,295	$0.81	16d	1	0.92mi
207 Randa Run Temple, GA	3.0	2.5	1600	$1,395	$0.87	45d	1	0.93mi
133 Glendale Blvd Temple, GA	4.0	2.5	2009	$1,779	$0.89	2d	1	0.96mi
121 Breckenridge Pt Temple, GA	3.0	2.0	1687	$1,800	$1.07	20d	1	0.96mi
805 Ali St Temple, GA	4.0	2.0	1608	$1,789	$1.11	0d	1	1.00mi
321 Sue Ct Temple, GA	4.0	3.0	1621	$2,111	$1.30	13d	1	1.35mi
269 Villa Rosa Way Temple, GA	3.0	2.0	1664	$1,925	$1.16	2d	1	1.37mi
116 Arborwood Way Temple, GA	3.0	2.0	1782	$1,905	$1.07	13d	1	1.40mi
273 Patriot Dr Temple, GA	3.0	2.0	1720	$2,100	$1.22	13d	1	1.40mi

Listing history 7 events

1. 2026-05-22
   soldstatus $330,000 Sold 1143-char remark

   Show marketing remark (1143 chars)

   Tucked away on a quiet cul-de-sac, this beautifully maintained 5 bedroom, 3 bathroom, one owner home offers the perfect blend of space, style, and convenience-just minutes from Interstate 20. Step inside to discover high ceilings and an open-concept layout designed for modern living. The kitchen features granite countertops, stainless steel appliances, and a spacious island that flows seamlessly into the main living area. A stunning custom fireplace serves as the focal point, complemented by designer touches like a stylish accent wall that adds character and charm. With five generously sized bedrooms and three full bathrooms, there's plenty of room for all. The bedroom on the main floor would even be great for guests, or a home office setup. The thoughtful layout provides both functionality and flexibility to fit your lifestyle. Enjoy outdoor living on the extended patio-perfect for entertaining or relaxing in your private backyard space. Located in a peaceful neighborhood with easy access to shopping, dining, and major commuting routes, this home truly checks all the boxes. Don't miss your opportunity to make it yours!

2. 2026-04-30
   status Under Contract 1143-char remark

   Show marketing remark (1143 chars)

   Tucked away on a quiet cul-de-sac, this beautifully maintained 5 bedroom, 3 bathroom, one owner home offers the perfect blend of space, style, and convenience-just minutes from Interstate 20. Step inside to discover high ceilings and an open-concept layout designed for modern living. The kitchen features granite countertops, stainless steel appliances, and a spacious island that flows seamlessly into the main living area. A stunning custom fireplace serves as the focal point, complemented by designer touches like a stylish accent wall that adds character and charm. With five generously sized bedrooms and three full bathrooms, there's plenty of room for all. The bedroom on the main floor would even be great for guests, or a home office setup. The thoughtful layout provides both functionality and flexibility to fit your lifestyle. Enjoy outdoor living on the extended patio-perfect for entertaining or relaxing in your private backyard space. Located in a peaceful neighborhood with easy access to shopping, dining, and major commuting routes, this home truly checks all the boxes. Don't miss your opportunity to make it yours!

3. 2026-04-30
   status Pending

   Show marketing remark (1143 chars)

   Tucked away on a quiet cul-de-sac, this beautifully maintained 5 bedroom, 3 bathroom, one owner home offers the perfect blend of space, style, and convenience-just minutes from Interstate 20. Step inside to discover high ceilings and an open-concept layout designed for modern living. The kitchen features granite countertops, stainless steel appliances, and a spacious island that flows seamlessly into the main living area. A stunning custom fireplace serves as the focal point, complemented by designer touches like a stylish accent wall that adds character and charm. With five generously sized bedrooms and three full bathrooms, there's plenty of room for all. The bedroom on the main floor would even be great for guests, or a home office setup. The thoughtful layout provides both functionality and flexibility to fit your lifestyle. Enjoy outdoor living on the extended patio-perfect for entertaining or relaxing in your private backyard space. Located in a peaceful neighborhood with easy access to shopping, dining, and major commuting routes, this home truly checks all the boxes. Don't miss your opportunity to make it yours!

4. 2026-04-17
   listed $320,500 New 1143-char remark

   Show marketing remark (1143 chars)

   Tucked away on a quiet cul-de-sac, this beautifully maintained 5 bedroom, 3 bathroom, one owner home offers the perfect blend of space, style, and convenience-just minutes from Interstate 20. Step inside to discover high ceilings and an open-concept layout designed for modern living. The kitchen features granite countertops, stainless steel appliances, and a spacious island that flows seamlessly into the main living area. A stunning custom fireplace serves as the focal point, complemented by designer touches like a stylish accent wall that adds character and charm. With five generously sized bedrooms and three full bathrooms, there's plenty of room for all. The bedroom on the main floor would even be great for guests, or a home office setup. The thoughtful layout provides both functionality and flexibility to fit your lifestyle. Enjoy outdoor living on the extended patio-perfect for entertaining or relaxing in your private backyard space. Located in a peaceful neighborhood with easy access to shopping, dining, and major commuting routes, this home truly checks all the boxes. Don't miss your opportunity to make it yours!

5. 2026-04-17
   listed $320,500 Active

   Show marketing remark (1143 chars)

   Tucked away on a quiet cul-de-sac, this beautifully maintained 5 bedroom, 3 bathroom, one owner home offers the perfect blend of space, style, and convenience-just minutes from Interstate 20. Step inside to discover high ceilings and an open-concept layout designed for modern living. The kitchen features granite countertops, stainless steel appliances, and a spacious island that flows seamlessly into the main living area. A stunning custom fireplace serves as the focal point, complemented by designer touches like a stylish accent wall that adds character and charm. With five generously sized bedrooms and three full bathrooms, there's plenty of room for all. The bedroom on the main floor would even be great for guests, or a home office setup. The thoughtful layout provides both functionality and flexibility to fit your lifestyle. Enjoy outdoor living on the extended patio-perfect for entertaining or relaxing in your private backyard space. Located in a peaceful neighborhood with easy access to shopping, dining, and major commuting routes, this home truly checks all the boxes. Don't miss your opportunity to make it yours!

6. 2018-12-13
   soldstatus $1,196,000
7. 2017-08-18
   soldstatus $145,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $4,256 · $355/mo
• Projected year-2 tax: $4,256 · $355/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 19 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,892
• − Mortgage interest: −$17,953
• − Property taxes: −$4,256
• − Insurance: −$1,602
• − Repairs & maintenance: −$1,991
• − Management: −$1,991
• − Depreciation: −$9,324
• Taxable loss: −$12,225
• Est. tax savings @ 24.0%: +$2,934
• After-tax cash flow: $-3,428/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Carroll County
• NCES district ID: 1300840
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 41% ▼ -8.00%
• Median HH income: $48,692
• Composite: 35.62/100
• National rank: #4888
• State rank: #38 of 174 in GA

Livability — Temple

• Score: 72/100
• State rank: #60
• US rank: #5802

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Temple, GA
• County: Carroll County · 124,888 people
• City population: 19,882
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• Population (ZIP): 19,882
• Household income: $76,571
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 396.0

Population outlook (Carroll County) Hauer SSP2

• Today (2025): 123,370 people
• By 2030: 127,186 · +3.1%
• By 2040: 133,534 · +8.2%
• By 2050: 137,612 · +11.5%
• By 2075: 142,892 · +15.8%
• By 2100: 136,294 · +10.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Black 15% Hispanic / Latino 5% Two or more races 4%
• Common ancestry: Italian 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 4%

Political lean MEDSL · Carroll

• 2024 margin: Solid R (+41.2) · D 29.1% · R 70.3%
• 2008→2024 swing: -8.2pp toward R · 2008: -32.9pp · 2024: -41.2pp
• All cycles: 2024: R+41.2 2020: R+39.0 2016: R+40.1 2012: R+37.7 2008: R+32.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 27.16%
• Current HPI: 435.3863
• Rent YoY: —
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+127.6% since first listed

7 events — show timeline

• 2026-05-22 Sold (MLS) $330,000 GAMLS
• 2026-04-30 Pending — GAMLS
• 2026-04-30 Pending — FMLS
• 2026-04-17 Listed $320,500 FMLS
• 2026-04-17 Listed $320,500 GAMLS
• 2018-12-13 Sold (Public Records) $1,196,000 Public Records
• 2017-08-18 Sold (Public Records) $145,000 Public Records

Property tax history

+24.6%/yr

Latest (2025): $4,256 · -0.9% YoY. Source: county tax records.