2521 Point Del Mar · Newport Beach, CA 92625

$3,745,000

3 bd · 2.5 ba · 2,392 sqft · SingleFamily public records · 59 Days on market

Built 1987 4,000 sqft lot $1566/sqft · 12% below area Est $4277k · 12% under $255/mo HOA · 2% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.1/15.0
• Appreciation +10.0/10.0
• Rent growth +5.0/5.0
• Schools +4.8/10.0
• Livability +3.8/5.0
• Cash flow +2.5/30.0
• Condition / age +2.5/5.0
• 1% rule +0.0/10.0
• DSCR +0.0/10.0

Listing remarks MLS

Stunning single family home in the village of Corona del Mar. Brilliant lay out and open floor plan, with two bedrooms on main level - one being a master suite - and two more bedrooms on the upper level with another master suite; along with an office and a loft. 3 full baths & a powder make this home complete. A rare lot offering a large rear yard. As you walk through the gated front courtyard you approach the front Dutch door, true to Corona del Mar living. Once in the home you experience the wow factor: wood floors throughout; copious windows, along with French doors and framed sliders leading to the yard with meticulous gardens. Custom fixtures throughout; large baseboards and crown moldings; designer paint; new windows; and a perfect newly remodel chefs kitchen. Finished garage with exercise room option and plenty of storage areas. Experience CdM living. Centrally located within walking distance to the beaches, restaurant, shops, parks, Oasis Senior center and Fashion Island.

Key facts

• Custom kitchen
• Volume ceilings
• Inviting fireplace

Tags

• GATED FRONT COURTYARD
• DUTCH ENTRY FRONT DOOR
• VOLUME CEILINGS
• INVITING FIREPLACE
• CUSTOM KITCHEN
• CARRARA MARBLE COUNTERTOPS

Property features AI

Finance

• HOA & community: Part of Point Del Mar association; Monthly association fee of $255; Community of 43 units; Community features include curbs and gutters

Exterior

• Parking: Attached garage with direct access; Built-in storage in garage; Two garage/parking spaces
• Security: Smoke detector(s); Carbon monoxide detector(s)
• Utilities: Public sewer; District/public water
• Home design: House; Two stories; Entry level 1; No common walls; Updated/remodeled property
• Construction: Stucco construction; Tile roof; Concrete slab foundation; Built in (year source: assessor)
• Exterior features: Front porch; Open patio; Patio; Rain gutters; Sprinkler system

Interior

• Kitchen: Remodeled kitchen with stone counters; Gas cooktop; Microwave; Refrigerator; Range/stove hood; Dishwasher; Breakfast counter/bar; Breakfast nook; Formal dining room
• Bedrooms: Main floor primary bedroom; Two primary bedrooms; Primary suite; Walk-in closet; Two main level bedrooms
• Flooring: Wood floors
• Bathrooms: Three full bathrooms; One half bathroom; Upgraded and remodeled baths; Double sinks in primary bath; Separate tub and walk-in shower
• Heating & cooling: Central cooling; Central furnace heating
• Interior features: Recessed lighting; Open floor plan; Stone counters; Cathedral/vaulted ceilings; Updated/remodeled condition; Two levels
• Laundry & utility: Laundry room (individual room); Washer included; Dryer included

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $3.75M.

Deal economics

• At list price, monthly cash flow is $-13k ($-156k/yr) — negative.
• To cash-flow at today's rent, offer at most $1.45M (61.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $1.27M (66.2% below list).
• Recommended offer: $1.27M (66.2% below list) — sets the bar for 1% rule.
• Cap rate 2.1% vs local median 0.6% in Newport Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#101 in CA, #3,645 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, employment A+, commute A; Watch: health & safety C-, cost of living F.
• Newport-Mesa Unified (urban): math 46% / reading 58% proficiency, ranked #106 of 517 in CA (top 20%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Harbor View Elementary (math 67%, 295 students, 12% FRL); Corona Del Mar High (math 55% / reading 63%, grade C+, #221 of 1,170 statewide, top 19%, 2,059 students, 20% FRL) — zoned schools average 16% FRL vs 40% district-wide (24 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+12.4%/yr); 91 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
• At $12,664/mo this rent would consume 87% of the median local household income ($175k/yr) (locally 767% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $400k of equity ($26k loan paydown + $374k appreciation (10.0% local appreciation)).
• Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$644k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 59 days — a 3% lower offer ($3.63M) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $1.39M; list at $3.75M implies a 170% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $1,266,394 (66.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 66% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.34% ✗
• Cap rate: 2.14%
• Cash-on-cash: -14.85%
• DSCR: 0.34
• GRM: 24.6

CMA / ARV

• ARV (median comp): $4,277,155
• List price: $3,745,000
• Delta: -12.44%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1007 White Sails	0.15mi	3/2.0	2,474 (+3%)	2mo	$5,025,000	$2,031	83
2661 Point Del Mar	0.10mi	4/3.5 (+1)	2,580 (+8%)	2mo	$3,225,000	$1,250	72
9 Jasmine Creek Dr	0.49mi	3/2.5	2,428 (+2%)	4mo	$3,150,000	$1,297	71
3201 4th Avenue Ave	0.45mi	3/2.5	2,438 (+2%)	6mo	$2,861,000	$1,174	71
15 Curl Dr	0.52mi	3/3.0	2,428 (+2%)	1mo	$3,300,000	$1,359	70
26 Skysail	0.50mi	3/2.5	2,428 (+2%)	5mo	$2,575,000	$1,061	70
5 Curl	0.54mi	3/2.5	2,524 (+6%)	0mo	$3,650,000	$1,446	65
1727 Galatea Ter	0.58mi	3/2.0	2,320 (-3%)	5mo	$8,505,000	$3,666	62
2815 Ebbtide	0.32mi	3/2.0	2,722 (+14%)	6mo	$8,550,000	$3,141	55
2507 Blue Water Dr	0.55mi	4/3.0 (+1)	2,629 (+10%)	3mo	$5,710,000	$2,172	49
1039 Tiller Way	0.65mi	4/3.0 (+1)	2,604 (+9%)	0mo	$6,775,000	$2,602	48
10 Shoal Dr	0.69mi	3/2.5	2,706 (+13%)	5mo	$2,600,000	$961	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 14.7%
• Equity multiple: 2.22×
• Total profit: $1,278,697
• Equity at exit: $3,373,793

10-year hold

• IRR: 15.0%
• Equity multiple: 5.37×
• Total profit: $4,577,950
• Equity at exit: $7,275,711

Cash invested: $1,048,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92625

• Home prices YoY: 3.5%
• Rents YoY: 12.4%
• Active inventory: 91
• Price-to-rent: 24.6×

Monthly cashflow live

• Estimated rent: $12,664 high
• Mortgage (P&I): −$19,639
• Tax from tax record: −$1,523 /mo · $18,276/yr
• Insurance: −$1,560
• HOA: −$255
• Vacancy / Maint / Mgmt: −$2,659
• Net cashflow: $-12,973

Break-even live

Break-even rent $29,086

Max offer price $1,453,251

Occupancy floor —

Sensitivity live

Price	-10% $-10,853	-5% $-11,913	+0% $-12,973	+5% $-14,033	+10% $-15,093
Rent	-10% $-13,974	-5% $-13,473	+0% $-12,973	+5% $-12,473	+10% $-11,973
Rate	-1.0pp $-11,087	-0.5pp $-12,021	base $-12,973	+0.5pp $-13,944	+1.0pp $-14,931

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $936,250
• Closing costs: $112,350
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2500 Bungalow Pl Corona Del Mar, CA	2.0	2.5	1818	$7,000	$3.85	26d	1	0.06mi
2546 Bungalow Pl Corona Del Mar, CA	3.0	2.5	2020	$7,998	$3.96	45d	1	0.07mi
2672 Bungalow Pl Corona del Mar, CA	3.0	2.5	2020	$11,900	$5.89	45d	1	0.11mi
2682 Bungalow Pl Corona del Mar, CA	3.0	2.5	2020	$8,000	$3.96	45d	1	0.11mi
2681 Point del Mar Corona del Mar, CA	4.0	3.5	2700	$12,000	$4.44	45d	1	0.13mi
707 Begonia Ave Corona del Mar, CA	3.0	3.5	2085	$10,500	$5.04	45d	1	0.14mi
2730 Point del Mar Corona del Mar, CA	4.0	3.0	2017	$9,000	$4.46	20d	1	0.16mi
2730 Point del Mar Corona del Mar, CA	4.0	3.0	2017	$10,000	$4.96	45d	1	0.16mi
604 Acacia Ave Corona del Mar, CA	3.0	2.5	2127	$18,000	$8.46	45d	1	0.21mi
517 Fernleaf Ave Corona del Mar, CA	4.0	3.5	2000	$13,000	$6.50	26d	1	0.26mi
441 Carnation Ave Corona del Mar, CA	3.0	2.5	2084	$13,000	$6.24	26d	1	0.30mi
504 Avocado Ave Corona del Mar, CA	3.0	3.0	2006	$20,000	$9.97	45d	1	0.31mi
3007 Harbor View Dr Corona del Mar, CA	3.0	2.5	2590	$23,000	$8.88	12d	1	0.35mi
717 Jasmine Ave Unit A Corona Del Mar, CA	3.0	3.0	1620	$8,750	$5.40	16d	1	0.35mi
43 Beachcomber Dr Corona del Mar, CA	3.0	2.0	1994	$9,950	$4.99	0d	1	0.42mi
411 Goldenrod Ave Unit B Corona Del Mar, CA	3.0	3.0	1900	$8,575	$4.51	0d	1	0.43mi
409 Goldenrod Ave Unit A Corona Del Mar, CA	3.0	2.5	1809	$9,750	$5.39	45d	1	0.44mi
1901 Altura Dr Corona del Mar, CA	4.0	3.0	2616	$14,250	$5.45	45d	1	0.45mi
512 Jasmine Ave Corona del Mar, CA	3.0	3.5	2097	$19,995	$9.54	45d	1	0.45mi
411 1/2 Heliotrope Ave Corona del Mar, CA	3.0	3.5	1847	$14,000	$7.58	6d	1	0.45mi
312 Carnation Ave Corona del Mar, CA	3.0	4.5	3357	$24,000	$7.15	45d	1	0.47mi
5 Jasmine Creek Dr Unit 5 Corona Del Mar, CA	3.0	4.0	2472	$16,000	$6.47	6d	1	0.48mi
315 Goldenrod Ave Corona del Mar, CA	4.0	3.5	2800	$25,000	$8.93	45d	1	0.49mi
315 1/2 Goldenrod Ave Corona del Mar, CA	3.0	2.5	1690	$9,995	$5.91	9d	1	0.49mi
2801 Bayside Dr Corona del Mar, CA	4.0	4.5	2801	$19,995	$7.14	45d	1	0.50mi
721 Marigold Ave Corona del Mar, CA	3.0	2.5	2631	$7,900	$3.00	26d	1	0.52mi
709 Marigold Ave Corona Del Mar, CA	2.0	3.0	1753	$14,995	$8.55	1d	1	0.53mi
319 Jasmine Ave Corona del Mar, CA	3.0	3.5	2472	$16,000	$6.47	8d	1	0.57mi
8 Sandbar Dr Corona del Mar, CA	3.0	2.0	1928	$11,000	$5.71	1d	1	0.59mi
3 Breakwater Dr Corona del Mar, CA	3.0	2.0	1917	$12,000	$6.26	26d	1	0.60mi
2820 Bayview Dr Corona del Mar, CA	3.0	3.5	3222	$35,000	$10.86	26d	1	0.61mi
232 Jasmine Ave Corona del Mar, CA	3.0	3.0	1720	$12,800	$7.44	45d	1	0.64mi
3541 Lilac Ave #42 Corona del Mar, CA	2.0	2.0	1800	$8,250	$4.58	24d	1	0.65mi
214 Marguerite Ave Corona del Mar, CA	3.0	3.0	1894	$30,000	$15.84	45d	1	0.74mi
212 Marguerite Ave Corona del Mar, CA	3.0	2.5	2500	$25,000	$10.00	45d	1	0.75mi
2137 Channel Rd Newport Beach, CA	4.0	2.5	2598	$14,000	$5.39	4d	1	0.76mi
2137 Channel Rd Newport Beach, CA	4.0	2.5	2632	$13,750	$5.22	26d	1	0.76mi
2105 E Balboa Blvd Newport Beach, CA	4.0	4.5	2985	$28,500	$9.55	5d	1	0.77mi
2105 E Balboa Blvd Newport Beach, CA	4.0	4.5	2985	$28,500	$9.55	45d	1	0.77mi
319 Orchid Ave Corona del Mar, CA	4.0	3.5	3126	$17,495	$5.60	26d	1	0.78mi

HOA detail

• Monthly dues: $255 · $3,060/yr
• Likely covers: security

Listing history 37 events

1. 2026-06-21
   days on market $3,745,000 Active 59 DOM
2. 2026-06-18
   days on market $3,745,000 Active 56 DOM
3. 2026-06-17
   days on market $3,745,000 Active 55 DOM
4. 2026-06-16
   days on market $3,745,000 Active 54 DOM
5. 2026-06-15
   days on market $3,745,000 Active 53 DOM
6. 2026-06-13
   days on market $3,745,000 Active 51 DOM
7. 2026-06-13
   days on market $3,745,000 Active 50 DOM
8. 2026-06-09
   days on market $3,745,000 Active 47 DOM
9. 2026-06-08
   days on market $3,745,000 Active 46 DOM
10. 2026-06-07
    days on market $3,745,000 Active 45 DOM
11. 2026-06-04
    days on market $3,745,000 Active 42 DOM
12. 2026-06-03
    days on market $3,745,000 Active 41 DOM
13. 2026-06-02
    days on market $3,745,000 Active 40 DOM
14. 2026-06-01
    days on market $3,745,000 Active 39 DOM
15. 2026-05-31
    days on market $3,745,000 Active 38 DOM
16. 2026-04-23
    listed $3,745,000 Active 1055-char remark
17. 2025-07-10
    historical $10,000
18. 2025-07-08
    listed $10,000
19. 2025-07-08
    historical $10,000
20. 2025-07-08
    historical $10,000
21. 2025-07-04
    listed $10,000
22. 2025-07-04
    listed $10,000
23. 2025-07-04
    historical $10,000
24. 2025-07-02
    listed $10,000
25. 2024-04-10
    historical $9,000
26. 2024-03-13
    listed $9,000
27. 2024-03-13
    historical $9,000
28. 2024-02-22
    listed $9,000
29. 2023-07-23
    historical
30. 2013-02-14
    soldstatus $1,385,000 Closed 1003-char remark

    Show marketing remark (1003 chars)

    Stunning single family home in the village of Corona del Mar. Brilliant lay out and open floor plan, with two bedrooms on main level - one being a master suite - and two more bedrooms on the upper level with another master suite; along with an office and a loft. 3 full baths & a powder make this home complete. A rare lot offering a large rear yard. As you walk through the gated front courtyard you approach the front Dutch door, true to Corona del Mar living. Once in the home you experience the wow factor: wood floors throughout; copious windows, along with French doors and framed sliders leading to the yard with meticulous gardens. Custom fixtures throughout; large baseboards and crown moldings; designer paint; new windows; and a perfect newly remodel chefs kitchen. Finished garage with exercise room option and plenty of storage areas. Experience CdM living. Centrally located within walking distance to the beaches, restaurant, shops, parks, Oasis Senior center and Fashion Island.

31. 2013-02-14
    soldstatus $1,385,000

    Show marketing remark (1003 chars)

    Stunning single family home in the village of Corona del Mar. Brilliant lay out and open floor plan, with two bedrooms on main level - one being a master suite - and two more bedrooms on the upper level with another master suite; along with an office and a loft. 3 full baths & a powder make this home complete. A rare lot offering a large rear yard. As you walk through the gated front courtyard you approach the front Dutch door, true to Corona del Mar living. Once in the home you experience the wow factor: wood floors throughout; copious windows, along with French doors and framed sliders leading to the yard with meticulous gardens. Custom fixtures throughout; large baseboards and crown moldings; designer paint; new windows; and a perfect newly remodel chefs kitchen. Finished garage with exercise room option and plenty of storage areas. Experience CdM living. Centrally located within walking distance to the beaches, restaurant, shops, parks, Oasis Senior center and Fashion Island.

32. 2013-01-30
    status Pending 1003-char remark

    Show marketing remark (1003 chars)

    Stunning single family home in the village of Corona del Mar. Brilliant lay out and open floor plan, with two bedrooms on main level - one being a master suite - and two more bedrooms on the upper level with another master suite; along with an office and a loft. 3 full baths & a powder make this home complete. A rare lot offering a large rear yard. As you walk through the gated front courtyard you approach the front Dutch door, true to Corona del Mar living. Once in the home you experience the wow factor: wood floors throughout; copious windows, along with French doors and framed sliders leading to the yard with meticulous gardens. Custom fixtures throughout; large baseboards and crown moldings; designer paint; new windows; and a perfect newly remodel chefs kitchen. Finished garage with exercise room option and plenty of storage areas. Experience CdM living. Centrally located within walking distance to the beaches, restaurant, shops, parks, Oasis Senior center and Fashion Island.

33. 2013-01-17
    status Backup Offers Accepted 1003-char remark

    Show marketing remark (1003 chars)

    Stunning single family home in the village of Corona del Mar. Brilliant lay out and open floor plan, with two bedrooms on main level - one being a master suite - and two more bedrooms on the upper level with another master suite; along with an office and a loft. 3 full baths & a powder make this home complete. A rare lot offering a large rear yard. As you walk through the gated front courtyard you approach the front Dutch door, true to Corona del Mar living. Once in the home you experience the wow factor: wood floors throughout; copious windows, along with French doors and framed sliders leading to the yard with meticulous gardens. Custom fixtures throughout; large baseboards and crown moldings; designer paint; new windows; and a perfect newly remodel chefs kitchen. Finished garage with exercise room option and plenty of storage areas. Experience CdM living. Centrally located within walking distance to the beaches, restaurant, shops, parks, Oasis Senior center and Fashion Island.

34. 2013-01-10
    listed $1,385,000 Active 1003-char remark

    Show marketing remark (1003 chars)

    Stunning single family home in the village of Corona del Mar. Brilliant lay out and open floor plan, with two bedrooms on main level - one being a master suite - and two more bedrooms on the upper level with another master suite; along with an office and a loft. 3 full baths & a powder make this home complete. A rare lot offering a large rear yard. As you walk through the gated front courtyard you approach the front Dutch door, true to Corona del Mar living. Once in the home you experience the wow factor: wood floors throughout; copious windows, along with French doors and framed sliders leading to the yard with meticulous gardens. Custom fixtures throughout; large baseboards and crown moldings; designer paint; new windows; and a perfect newly remodel chefs kitchen. Finished garage with exercise room option and plenty of storage areas. Experience CdM living. Centrally located within walking distance to the beaches, restaurant, shops, parks, Oasis Senior center and Fashion Island.

35. 1989-06-23
    soldstatus $525,000
36. 1989-06-23
    soldstatus $525,000
37. 1987-09-25
    soldstatus $312,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $18,276 · $1,523/mo
• Projected year-2 tax: $28,462 · $2,372/mo
• Expected delta: +$10,186/yr (+$849/mo · 55.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥83°F today · 22 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $151,967
• − Mortgage interest: −$209,778
• − Property taxes: −$18,276
• − Insurance: −$18,725
• − Repairs & maintenance: −$12,157
• − Management: −$12,157
• − HOA: −$3,060
• − Depreciation: −$108,945
• Taxable loss: −$231,132
• Est. tax savings @ 24.0%: +$55,472
• After-tax cash flow: $-100,205/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Newport-Mesa Unified
• NCES district ID: 0627240
• Math proficiency: 46% ▼ -6.00%
• Reading proficiency: 58% ▼ -5.00%
• Median HH income: $83,922
• Composite: 47.64/100
• National rank: #2248
• State rank: #106 of 517 in CA

Livability — Newport Beach

• Score: 76/100
• State rank: #101
• US rank: #3645

Category grades

Amenities A+ Commute A Cost of living F Crime C+ Employment A+ Housing C+ Health & safety C- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Newport Beach, CA
• County: Orange County · 3,096,323 people
• City population: 83,845
• Metro: Los Angeles-Long Beach-Anaheim, CA
• Population (ZIP): 12,294
• Household income: $174,904
• Rent vs Own: 39.1% rent · 60.9% own
• Severe rent burden: 767.0

Population outlook (Orange County) Hauer SSP2

• Today (2025): 3,477,456 people
• By 2030: 3,613,117 · +3.9%
• By 2040: 3,835,945 · +10.3%
• By 2050: 3,968,736 · +14.1%
• By 2075: 4,097,053 · +17.8%
• By 2100: 3,903,633 · +12.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 10% Two or more races 10% Asian 8%
• Hispanic origin (detail): Mexican 7%
• Common ancestry: Scotch-Irish 5% Slovak 5% Italian 4%
• Foreign-born: 15% · Canada, China, Vietnam
• Languages at home: 82% English-only · Spanish 6% Other Indo-European 5% Chinese 3%

Political lean MEDSL · Orange

• 2024 margin: Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
• 2008→2024 swing: +5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
• All cycles: 2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 16.70%
• Current HPI: 494.6724
• Rent YoY: ▲ 12.39%
• Metro: Los Angeles-Long Beach-Anaheim, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+1098.4% since first listed

22 events — show timeline

• 2026-04-23 Listed $3,745,000 CRMLS
• 2025-07-10 Rental Removed $10,000 REALLYO
• 2025-07-08 Listed for Rent $10,000 REALLYO
• 2025-07-08 Rental Removed $10,000 REALLYO
• 2025-07-08 Rental Removed $10,000 SDMLS
• 2025-07-04 Listed for Rent $10,000 REALLYO
• 2025-07-04 Listed for Rent $10,000 SDMLS
• 2025-07-04 Rental Removed $10,000 CRMLS
• 2025-07-02 Listed for Rent $10,000 CRMLS
• 2024-04-10 Rental Removed $9,000 APPFOLIO
• 2024-03-13 Listed for Rent $9,000 APPFOLIO
• 2024-03-13 Rental Removed $9,000 CRMLS
• 2024-02-22 Listed for Rent $9,000 CRMLS
• 2023-07-23 Rental Removed — CRMLS
• 2013-02-14 Sold (Public Records) $1,385,000 Public Records
• 2013-02-14 Sold (MLS) $1,385,000 CRMLS
• 2013-01-30 Pending — CRMLS
• 2013-01-17 Pending — CRMLS
• 2013-01-10 Listed $1,385,000 CRMLS
• 1989-06-23 Sold (Public Records) $525,000 Public Records
• 1989-06-23 Sold (Public Records) $525,000 Public Records
• 1987-09-25 Sold (Public Records) $312,500 Public Records

Property tax history

+4.8%/yr

Latest (2025): $18,276 · +1.6% YoY. Source: county tax records.