2580 Lewisberry Rd #13 · Newberry, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 100°F)
- 6 days/yr
- Hot days in 30 yrs
- 13 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.1/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$65,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This detached double-wide home at 2580 Lewisberry Road within Laurelwood Mobile Home offers 3 bedrooms and 2 full bathrooms. You will love the new flooring throughout. The owner's suite offers a spacious full bathroom and walk-in closet. Located within the West Shore School District, this home provides a comfortable living environment with practical amenities in a great location! The monthly lot rent includes sewer, water, and trash.
Key facts
- Off street parking
- Walk-in closet
- Ample cabinet space
Tags
Property features AI
Finance
- Other: Property manager present; Not in a federal flood zone
- Financial info: Ground rent amount $440 monthly; Annual ground rent listed as an income/expense item
- HOA & community: Community fees include water, trash, and sewer
Exterior
- Parking: Driveway parking (2 spaces); Total of 2 garage/parking spaces
- Utilities: Public water; Public sewer; 100 Amp electric service
- Home design: Manufactured home; Double wide; Skyline make; Estimated year built
- Construction: Vinyl siding with frame construction; Above-grade finished space
- Exterior features: Located in Laurelwood MHP; Ground rent exists (paid monthly)
Interior
- Bedrooms: 3 bedrooms on the main level
- Bathrooms: 2 full bathrooms on the main level
- Heating & cooling: Forced air heating; Propane (leased) heating fuel; Central air conditioning; Electric hot water
- Interior features: Estimated living area; No basement; 2+ access exits
- Laundry & utility: Main floor laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath manufactured listed at $65k.
Deal economics
- At list price, monthly cash flow is $668 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $65k).
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- West Shore SD (suburban): math 37% / reading 56% proficiency, ranked #222 of 539 in PA (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 36 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $50k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.15% ✓
- Cap rate
- 18.63%
- Cash-on-cash
- 44.06%
- DSCR
- 2.96
- GRM
- 3.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 41.0%
- Equity multiple
- 2.76×
- Total profit
- $32,038
- Equity at exit
- $9,692
- IRR
- 47.3%
- Equity multiple
- 5.55×
- Total profit
- $82,753
- Equity at exit
- $5,620
Cash invested: $18,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 17370
- Home prices YoY
- -31.1%
- Active inventory
- 36
- Price-to-rent
- 3.9×
Monthly cashflow live
- Estimated rent
- $1,400 medium interval (Pro) →
- Mortgage (P&I)
- −$341
- Tax from tax record
- −$70 /mo · $839/yr
- Insurance
- −$27
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$294
- Net cashflow
- $668
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,250
- Closing costs
- $1,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1660 Bamberger Rd Etters, PA | 2.0 | 1.0 | 1100 | $1,400 | $1.27 | 13d | 1 | 1.34mi |
Listing history 7 events
-
2026-04-30status Pending
-
2026-04-20$65,000 Active
-
2024-10-29soldstatus $50,000 Closed 437-char remark
Show marketing remark (437 chars)
This detached double-wide home at 2580 Lewisberry Road within Laurelwood Mobile Home offers 3 bedrooms and 2 full bathrooms. You will love the new flooring throughout. The owner's suite offers a spacious full bathroom and walk-in closet. Located within the West Shore School District, this home provides a comfortable living environment with practical amenities in a great location! The monthly lot rent includes sewer, water, and trash.
-
2024-10-19status Pending 437-char remark
Show marketing remark (437 chars)
This detached double-wide home at 2580 Lewisberry Road within Laurelwood Mobile Home offers 3 bedrooms and 2 full bathrooms. You will love the new flooring throughout. The owner's suite offers a spacious full bathroom and walk-in closet. Located within the West Shore School District, this home provides a comfortable living environment with practical amenities in a great location! The monthly lot rent includes sewer, water, and trash.
-
2024-10-08status Active 437-char remark
Show marketing remark (437 chars)
This detached double-wide home at 2580 Lewisberry Road within Laurelwood Mobile Home offers 3 bedrooms and 2 full bathrooms. You will love the new flooring throughout. The owner's suite offers a spacious full bathroom and walk-in closet. Located within the West Shore School District, this home provides a comfortable living environment with practical amenities in a great location! The monthly lot rent includes sewer, water, and trash.
-
2024-10-02historical Active Under Contract 437-char remark
Show marketing remark (437 chars)
This detached double-wide home at 2580 Lewisberry Road within Laurelwood Mobile Home offers 3 bedrooms and 2 full bathrooms. You will love the new flooring throughout. The owner's suite offers a spacious full bathroom and walk-in closet. Located within the West Shore School District, this home provides a comfortable living environment with practical amenities in a great location! The monthly lot rent includes sewer, water, and trash.
-
2024-09-19$54,995 Active 437-char remark
Show marketing remark (437 chars)
This detached double-wide home at 2580 Lewisberry Road within Laurelwood Mobile Home offers 3 bedrooms and 2 full bathrooms. You will love the new flooring throughout. The owner's suite offers a spacious full bathroom and walk-in closet. Located within the West Shore School District, this home provides a comfortable living environment with practical amenities in a great location! The monthly lot rent includes sewer, water, and trash.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $839 · $70/mo
- Projected year-2 tax
- $933 · $78/mo
- Expected delta
- +$94/yr (+$8/mo · 11.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 4/10 Moderate 6 d/yr ≥100°F today · 13 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,800
- − Mortgage interest
- −$3,641
- − Property taxes
- −$839
- − Insurance
- −$325
- − Repairs & maintenance
- −$1,344
- − Management
- −$1,344
- − Depreciation
- −$1,891
- Taxable income
- $7,417
- Est. tax owed @ 24.0%
- −$1,780
- After-tax cash flow
- $6,238/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- West Shore SD
- NCES district ID
- 4225830
- Math proficiency
- 37% ▼ -12.00%
- Reading proficiency
- 56% ▼ -10.00%
- Median HH income
- $61,398
- Composite
- 40.9/100
- National rank
- #3617
- State rank
- #222 of 539 in PA
Livability — Newberry
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 6,970
Population outlook (York County) Hauer SSP2
- Today (2025)
- 454,205 people
- By 2030
- 457,407 · +0.7%
- By 2040
- 457,529 · +0.7%
- By 2050
- 448,261 · -1.3%
- By 2075
- 427,388 · -5.9%
- By 2100
- 384,218 · -15.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Two or more races 6% Hispanic / Latino 5% Black 4%
- Hispanic origin (detail)
- Puerto Rican 3%
- Common ancestry
- Romanian 5% Polish 3% Lithuanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 2%
Political lean MEDSL · York
- 2024 margin
- Strong R (+25.3) · D 36.9% · R 62.1%
- 2008→2024 swing
- -11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
- All cycles
- 2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -112.20%
- Current HPI
- 248.9386
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+18.2% since first listed7 events — show timeline
- 2026-04-30 Pending — BRIGHT MLS
- 2026-04-20 Listed $65,000 BRIGHT MLS
- 2024-10-29 Sold (MLS) $50,000 BRIGHT MLS
- 2024-10-19 Pending — BRIGHT MLS
- 2024-10-08 Relisted — BRIGHT MLS
- 2024-10-02 Contingent — BRIGHT MLS
- 2024-09-19 Listed $54,995 BRIGHT MLS
Property tax history
+3.5%/yrLatest (2025): $839 · +5.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…