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2580 Lewisberry Rd #13
B- Composite 69.09
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$65,000

2580 Lewisberry Rd #13 · Newberry, PA 17370
3 bd · 1.5 ba · 920 sqft · Manufactured public records · 10 Days on market
Built 2001

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This detached double-wide home at 2580 Lewisberry Road within Laurelwood Mobile Home offers 3 bedrooms and 2 full bathrooms. You will love the new flooring throughout. The owner's suite offers a spacious full bathroom and walk-in closet. Located within the West Shore School District, this home provides a comfortable living environment with practical amenities in a great location! The monthly lot rent includes sewer, water, and trash.

Key facts

  • Off street parking
  • Walk-in closet
  • Ample cabinet space

Tags

OFF STREET PARKINGBRAND NEW FURNACECENTRAL AIR UNITNEWER LAMINATE FLOORINGAMPLE CABINET SPACEWALK-IN CLOSET

Property features AI

Finance

  • Other: Property manager present; Not in a federal flood zone
  • Financial info: Ground rent amount $440 monthly; Annual ground rent listed as an income/expense item
  • HOA & community: Community fees include water, trash, and sewer

Exterior

  • Parking: Driveway parking (2 spaces); Total of 2 garage/parking spaces
  • Utilities: Public water; Public sewer; 100 Amp electric service
  • Home design: Manufactured home; Double wide; Skyline make; Estimated year built
  • Construction: Vinyl siding with frame construction; Above-grade finished space
  • Exterior features: Located in Laurelwood MHP; Ground rent exists (paid monthly)

Interior

  • Bedrooms: 3 bedrooms on the main level
  • Bathrooms: 2 full bathrooms on the main level
  • Heating & cooling: Forced air heating; Propane (leased) heating fuel; Central air conditioning; Electric hot water
  • Interior features: Estimated living area; No basement; 2+ access exits
  • Laundry & utility: Main floor laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath manufactured listed at $65k.

Deal economics

  • At list price, monthly cash flow is $668 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $65k).

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • West Shore SD (suburban): math 37% / reading 56% proficiency, ranked #222 of 539 in PA (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 36 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $50k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $65,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.15%
Cap rate
18.63%
Cash-on-cash
44.06%
DSCR
2.96
GRM
3.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
41.0%
Equity multiple
2.76×
Total profit
$32,038
Equity at exit
$9,692
10-year hold
IRR
47.3%
Equity multiple
5.55×
Total profit
$82,753
Equity at exit
$5,620

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17370

Home prices YoY
-31.1%
Active inventory
36
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$1,400 medium interval (Pro) →
Mortgage (P&I)
$341
Tax from tax record
$70 /mo · $839/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$294
Net cashflow
$668

Break-even live

Break-even rent $554
Max offer price $65,000
Occupancy floor 47%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1660 Bamberger Rd Etters, PA 2.0 1.0 1100 $1,400 $1.27 13d 1 1.34mi

Listing history 7 events

  1. 2026-04-30
    status Pending
  2. 2026-04-20
    listed $65,000 Active
  3. 2024-10-29
    soldstatus $50,000 Closed 437-char remark
    Show marketing remark (437 chars)

    This detached double-wide home at 2580 Lewisberry Road within Laurelwood Mobile Home offers 3 bedrooms and 2 full bathrooms. You will love the new flooring throughout. The owner's suite offers a spacious full bathroom and walk-in closet. Located within the West Shore School District, this home provides a comfortable living environment with practical amenities in a great location! The monthly lot rent includes sewer, water, and trash.

  4. 2024-10-19
    status Pending 437-char remark
    Show marketing remark (437 chars)

    This detached double-wide home at 2580 Lewisberry Road within Laurelwood Mobile Home offers 3 bedrooms and 2 full bathrooms. You will love the new flooring throughout. The owner's suite offers a spacious full bathroom and walk-in closet. Located within the West Shore School District, this home provides a comfortable living environment with practical amenities in a great location! The monthly lot rent includes sewer, water, and trash.

  5. 2024-10-08
    status Active 437-char remark
    Show marketing remark (437 chars)

    This detached double-wide home at 2580 Lewisberry Road within Laurelwood Mobile Home offers 3 bedrooms and 2 full bathrooms. You will love the new flooring throughout. The owner's suite offers a spacious full bathroom and walk-in closet. Located within the West Shore School District, this home provides a comfortable living environment with practical amenities in a great location! The monthly lot rent includes sewer, water, and trash.

  6. 2024-10-02
    historical Active Under Contract 437-char remark
    Show marketing remark (437 chars)

    This detached double-wide home at 2580 Lewisberry Road within Laurelwood Mobile Home offers 3 bedrooms and 2 full bathrooms. You will love the new flooring throughout. The owner's suite offers a spacious full bathroom and walk-in closet. Located within the West Shore School District, this home provides a comfortable living environment with practical amenities in a great location! The monthly lot rent includes sewer, water, and trash.

  7. 2024-09-19
    listed $54,995 Active 437-char remark
    Show marketing remark (437 chars)

    This detached double-wide home at 2580 Lewisberry Road within Laurelwood Mobile Home offers 3 bedrooms and 2 full bathrooms. You will love the new flooring throughout. The owner's suite offers a spacious full bathroom and walk-in closet. Located within the West Shore School District, this home provides a comfortable living environment with practical amenities in a great location! The monthly lot rent includes sewer, water, and trash.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$839 · $70/mo
Projected year-2 tax
$933 · $78/mo
Expected delta
+$94/yr (+$8/mo · 11.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 6 d/yr ≥100°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,800
− Mortgage interest
−$3,641
− Property taxes
−$839
− Insurance
−$325
− Repairs & maintenance
−$1,344
− Management
−$1,344
− Depreciation
−$1,891
Taxable income
$7,417
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,780
After-tax cash flow
$6,238/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Shore SD
NCES district ID
4225830
Math proficiency
37% ▼ -12.00%
Reading proficiency
56% ▼ -10.00%
Median HH income
$61,398
Composite
40.9/100
National rank
#3617
State rank
#222 of 539 in PA

Livability — Newberry

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
6,970

Population outlook (York County) Hauer SSP2

Today (2025)
454,205 people
By 2030
457,407 · +0.7%
By 2040
457,529 · +0.7%
By 2050
448,261 · -1.3%
By 2075
427,388 · -5.9%
By 2100
384,218 · -15.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Two or more races 6% Hispanic / Latino 5% Black 4%
Hispanic origin (detail)
Puerto Rican 3%
Common ancestry
Romanian 5% Polish 3% Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · York

2024 margin
Strong R (+25.3) · D 36.9% · R 62.1%
2008→2024 swing
-11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
All cycles
2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -112.20%
Current HPI
248.9386
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+18.2% since first listed
7 events — show timeline
  • 2026-04-30 Pending BRIGHT MLS
  • 2026-04-20 Listed $65,000 BRIGHT MLS
  • 2024-10-29 Sold (MLS) $50,000 BRIGHT MLS
  • 2024-10-19 Pending BRIGHT MLS
  • 2024-10-08 Relisted BRIGHT MLS
  • 2024-10-02 Contingent BRIGHT MLS
  • 2024-09-19 Listed $54,995 BRIGHT MLS

Property tax history

+3.5%/yr

Latest (2025): $839 · +5.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…