8865 Brigade Trl · Ensley, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 106°F)
- 6 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +7.7/30.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- Schools +3.6/10.0
- Rent growth +3.4/5.0
- 1% rule +3.1/10.0
- DSCR +1.8/10.0
- Appreciation +0.0/10.0
$229,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This 3 bed 2.5 bath Admiral's Quarter townhome is the perfect turnkey property. Built in 2021 Admiral's Quarter is conveniently located minutes from The University of West Florida, Navy Federal Credit Union, and just 5 minutes from I-10 with access to downtown Pensacola in 15-20 minutes and the beautiful white sand beaches in 25-30 minutes. This unit boasts granite countertops in throughout, 9ft ceilings in downstairs living areas, stainless steel appliance package, luxury vinyl tile flooring in living areas and bathrooms, carpet in bedrooms and hallway upstairs, and 2 inch blinds on all windows. All 3 bedrooms and laundry room are located on the 2nd level. The 1st floor has a 1 car garage, a half bath, kitchen with white shaker cabinetry, a pantry, a breakfast bar and the living/dining area. The Admiral's Quarters community offers a pool and a dog park making it an attractive property for potential tenants or residents. Schedule your showing today!
Key facts
- Community pool
- Granite countertops
- $164 HOA
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $229k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-262 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $183k (20.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (19.2% below list).
- Recommended offer: $183k (20.2% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 79/100 on livability (#133 in FL, #1,996 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D, employment D.
- Escambia (suburban): math 40% / reading 45% proficiency, ranked #56 of 73 in FL (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Pine Meadow Elementary School (math 59% / reading 65%, grade B, #608 of 2,144 statewide, top 29%, 710 students, 51% FRL); J. M. Tate Senior High School (math 42% / reading 52%, grade D-, #207 of 667 statewide, top 32%, 2,110 students, 44% FRL).
- Zoned-school proficiency averages 54% at this address vs 42% district-wide (+12 pts) — the actual schools serving this property are materially stronger than the Escambia average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising (+3.6%/yr); 115 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,479 units permitted in Escambia County in 2024 (0 in 5+ unit buildings).
- This rent runs 38% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Escambia County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 397 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 5y ago; this cycle's ask has dropped $54k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 397 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 4.92%
- Cash-on-cash
- -4.91%
- DSCR
- 0.78
- GRM
- 10.3
CMA / ARV
- ARV (median comp)
- $282,330
- List price
- $229,000
- Delta
- -18.89%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8905 Brigade Trl #8905 | 0.04mi | 3/2.5 | 1,537 (+8%) | 2mo | $222,250 | $145 | 83 |
| 8913 Brigade Trl | 0.05mi | 3/2.5 | 1,537 (+8%) | 3mo | $230,000 | $150 | 81 |
| 1587 Iroquois Ct | 0.20mi | 3/2.5 | 1,537 (+8%) | 2mo | $225,900 | $147 | 76 |
| 1455 Iroquois Ct | 0.20mi | 3/2.5 | 1,553 (+9%) | 4mo | $242,500 | $156 | 72 |
| 1590 Iroquois Ct | 0.20mi | 3/2.5 | 1,553 (+9%) | 6mo | $275,000 | $177 | 70 |
| 1940 Highland Ridge Ct Unit 8B | 0.51mi | 3/2.5 | 1,543 (+9%) | 2mo | $233,900 | $152 | 60 |
| 1960 Highland Ridge Ct Unit 3B | 0.51mi | 3/2.5 | 1,543 (+9%) | 2mo | $233,900 | $152 | 60 |
| 1964 Highland Ridge Ct Unit 2B | 0.52mi | 3/2.5 | 1,543 (+9%) | 2mo | $233,900 | $152 | 60 |
| 1968 Highland Ridge Ct Unit 1B | 0.53mi | 3/2.5 | 1,543 (+9%) | 3mo | $227,400 | $147 | 58 |
| 8332 Highland Ridge Dr Unit 4A | 0.53mi | 3/2.5 | 1,543 (+9%) | 5mo | $225,900 | $146 | 56 |
| 8344 Highland Ridge Dr Unit 7A | 0.54mi | 3/2.5 | 1,543 (+9%) | 5mo | $225,900 | $146 | 56 |
| 8336 Highland Ridge Dr Unit 5A | 0.54mi | 3/2.5 | 1,543 (+9%) | 5mo | $225,900 | $146 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.63% rent growth · sell at horizon
- IRR
- -23.8%
- Equity multiple
- 0.18×
- Total profit
- $-52,530
- Equity at exit
- $34,145
- IRR
- -16.9%
- Equity multiple
- 0.03×
- Total profit
- $-61,900
- Equity at exit
- $19,800
Cash invested: $64,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32534
- Home prices YoY
- -19.1%
- Rents YoY
- 3.6%
- Active inventory
- 115
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $1,849 high interval (Pro) →
- Mortgage (P&I)
- −$1,201
- Tax from tax record
- −$263 /mo · $3,158/yr
- Insurance
- −$95
- HOA
- −$164
- Vacancy / Maint / Mgmt
- −$388
- Net cashflow
- $-262
Break-even live
Sensitivity live
| Price | -10% $-133 | -5% $-198 | +0% $-262 | +5% $-327 | +10% $-392 |
|---|---|---|---|---|---|
| Rent | -10% $-409 | -5% $-336 | +0% $-262 | +5% $-189 | +10% $-116 |
| Rate | -1.0pp $-147 | -0.5pp $-204 | base $-262 | +0.5pp $-322 | +1.0pp $-382 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,250
- Closing costs
- $6,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8869 Brigade Trl Pensacola, FL | 3.0 | 2.5 | 1537 | $1,725 | $1.12 | 15d | 1 | 0.02mi |
| 1512 Iroquois Ct Pensacola, FL | 3.0 | 2.5 | 1500 | $1,750 | $1.17 | 25d | 1 | 0.02mi |
| 8932 Brigade Trl Pensacola, FL | 3.0 | 2.5 | 1530 | $1,825 | $1.19 | 25d | 1 | 0.07mi |
| 8932 Abbington Dr Pensacola, FL | 3.0 | 2.0 | 1576 | $2,015 | $1.28 | 25d | 1 | 0.12mi |
| 8980 Brigade Trl Pensacola, FL | 3.0 | 2.5 | 1537 | $1,725 | $1.12 | 25d | 1 | 0.16mi |
| 8980 Brigade Trl Pensacola, FL | 3.0 | 2.5 | 1537 | $1,725 | $1.12 | 23d | 1 | 0.16mi |
| 1524 Farragut Way Pensacola, FL | 3.0 | 2.5 | 1537 | $1,750 | $1.14 | 15d | 1 | 0.21mi |
| 1559 W Nine Mile Rd Pensacola, FL | 1.0–2.0 | 1.0–2.0 | 894 | $2,280 | $2.55 | 15d | 31 | 0.26mi |
| 1431 W Nine Mile Rd Pensacola, FL | 1.0–3.0 | 1.0–2.0 | 1017 | $1,780 | $1.75 | 15d | 12 | 0.33mi |
| 2292 Sparrow Ln Pensacola, FL | 3.0 | 2.0 | 1275 | $1,525 | $1.20 | 25d | 1 | 0.43mi |
| 8800 Pine Forest Rd Pensacola, FL | 1.0–3.0 | 1.0–2.0 | 1077 | $1,809 | $1.68 | 15d | 18 | 0.57mi |
| 28 Easton St Cantonment, FL | 3.0 | 2.0 | 1695 | $1,850 | $1.09 | 15d | 1 | 0.58mi |
| 8644 Cove Ave Pensacola, FL | 3.0 | 2.0 | 1588 | $1,850 | $1.16 | 25d | 1 | 0.88mi |
| 9980 Bowman Ave Unit N Pensacola, FL | 3.0 | 2.0 | 1150 | $1,595 | $1.39 | 23d | 1 | 1.04mi |
| 9980 Bowman Ave Unit L Pensacola, FL | 3.0 | 2.0 | 1150 | $1,595 | $1.39 | 15d | 1 | 1.04mi |
| 975 Lovebird Ct Pensacola, FL | 4.0 | 2.0 | 1768 | $2,100 | $1.19 | 15d | 1 | 1.26mi |
| 951 Lovebird Ct Pensacola, FL | 4.0 | 2.0 | 1787 | $2,150 | $1.20 | 15d | 1 | 1.29mi |
| 1229 W Ten Mile Rd Cantonment, FL | 3.0 | 2.0 | 1528 | $2,000 | $1.31 | 25d | 1 | 1.41mi |
| 3318 Pine Forest Rd Cantonment, FL | 2.0 | 2.0 | 968 | $1,250 | $1.29 | 25d | 1 | 1.50mi |
HOA detail
- Monthly dues
- $164 · $1,968/yr
- Likely covers
- pool
Listing history 32 events
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2026-06-21days on market $229,000 Active 397 DOM
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2026-06-18days on market $229,000 Active 394 DOM
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2026-06-17days on market $229,000 Active 393 DOM
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2026-06-16days on market $229,000 Active 392 DOM
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2026-06-15days on market $229,000 Active 391 DOM
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2026-06-14days on market $229,000 Active 389 DOM
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2026-06-10days on market $229,000 Active 386 DOM
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2026-06-09days on market $229,000 Active 385 DOM
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2026-06-08days on market $229,000 Active 384 DOM
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2026-06-07days on market $229,000 Active 383 DOM
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2026-06-03days on market $229,000 Active 379 DOM
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2026-06-02days on market $229,000 Active 378 DOM
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2026-06-01pricedays on market $229,000 Active 377 DOM
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2026-05-31days on market $236,000 Active 376 DOM
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2026-03-27status Active 963-char remark
Show marketing remark (963 chars)
This 3 bed 2.5 bath Admiral's Quarter townhome is the perfect turnkey property. Built in 2021 Admiral's Quarter is conveniently located minutes from The University of West Florida, Navy Federal Credit Union, and just 5 minutes from I-10 with access to downtown Pensacola in 15-20 minutes and the beautiful white sand beaches in 25-30 minutes. This unit boasts granite countertops in throughout, 9ft ceilings in downstairs living areas, stainless steel appliance package, luxury vinyl tile flooring in living areas and bathrooms, carpet in bedrooms and hallway upstairs, and 2 inch blinds on all windows. All 3 bedrooms and laundry room are located on the 2nd level. The 1st floor has a 1 car garage, a half bath, kitchen with white shaker cabinetry, a pantry, a breakfast bar and the living/dining area. The Admiral's Quarters community offers a pool and a dog park making it an attractive property for potential tenants or residents. Schedule your showing today!
-
2026-03-27price $236,000 963-char remark
Show marketing remark (963 chars)
This 3 bed 2.5 bath Admiral's Quarter townhome is the perfect turnkey property. Built in 2021 Admiral's Quarter is conveniently located minutes from The University of West Florida, Navy Federal Credit Union, and just 5 minutes from I-10 with access to downtown Pensacola in 15-20 minutes and the beautiful white sand beaches in 25-30 minutes. This unit boasts granite countertops in throughout, 9ft ceilings in downstairs living areas, stainless steel appliance package, luxury vinyl tile flooring in living areas and bathrooms, carpet in bedrooms and hallway upstairs, and 2 inch blinds on all windows. All 3 bedrooms and laundry room are located on the 2nd level. The 1st floor has a 1 car garage, a half bath, kitchen with white shaker cabinetry, a pantry, a breakfast bar and the living/dining area. The Admiral's Quarters community offers a pool and a dog park making it an attractive property for potential tenants or residents. Schedule your showing today!
-
2025-04-06historical 963-char remark
Show marketing remark (963 chars)
This 3 bed 2.5 bath Admiral's Quarter townhome is the perfect turnkey property. Built in 2021 Admiral's Quarter is conveniently located minutes from The University of West Florida, Navy Federal Credit Union, and just 5 minutes from I-10 with access to downtown Pensacola in 15-20 minutes and the beautiful white sand beaches in 25-30 minutes. This unit boasts granite countertops in throughout, 9ft ceilings in downstairs living areas, stainless steel appliance package, luxury vinyl tile flooring in living areas and bathrooms, carpet in bedrooms and hallway upstairs, and 2 inch blinds on all windows. All 3 bedrooms and laundry room are located on the 2nd level. The 1st floor has a 1 car garage, a half bath, kitchen with white shaker cabinetry, a pantry, a breakfast bar and the living/dining area. The Admiral's Quarters community offers a pool and a dog park making it an attractive property for potential tenants or residents. Schedule your showing today!
-
2025-02-04price $250,000 963-char remark
Show marketing remark (963 chars)
This 3 bed 2.5 bath Admiral's Quarter townhome is the perfect turnkey property. Built in 2021 Admiral's Quarter is conveniently located minutes from The University of West Florida, Navy Federal Credit Union, and just 5 minutes from I-10 with access to downtown Pensacola in 15-20 minutes and the beautiful white sand beaches in 25-30 minutes. This unit boasts granite countertops in throughout, 9ft ceilings in downstairs living areas, stainless steel appliance package, luxury vinyl tile flooring in living areas and bathrooms, carpet in bedrooms and hallway upstairs, and 2 inch blinds on all windows. All 3 bedrooms and laundry room are located on the 2nd level. The 1st floor has a 1 car garage, a half bath, kitchen with white shaker cabinetry, a pantry, a breakfast bar and the living/dining area. The Admiral's Quarters community offers a pool and a dog park making it an attractive property for potential tenants or residents. Schedule your showing today!
-
2025-01-09status Active 963-char remark
Show marketing remark (963 chars)
This 3 bed 2.5 bath Admiral's Quarter townhome is the perfect turnkey property. Built in 2021 Admiral's Quarter is conveniently located minutes from The University of West Florida, Navy Federal Credit Union, and just 5 minutes from I-10 with access to downtown Pensacola in 15-20 minutes and the beautiful white sand beaches in 25-30 minutes. This unit boasts granite countertops in throughout, 9ft ceilings in downstairs living areas, stainless steel appliance package, luxury vinyl tile flooring in living areas and bathrooms, carpet in bedrooms and hallway upstairs, and 2 inch blinds on all windows. All 3 bedrooms and laundry room are located on the 2nd level. The 1st floor has a 1 car garage, a half bath, kitchen with white shaker cabinetry, a pantry, a breakfast bar and the living/dining area. The Admiral's Quarters community offers a pool and a dog park making it an attractive property for potential tenants or residents. Schedule your showing today!
-
2025-01-01historical 963-char remark
Show marketing remark (963 chars)
This 3 bed 2.5 bath Admiral's Quarter townhome is the perfect turnkey property. Built in 2021 Admiral's Quarter is conveniently located minutes from The University of West Florida, Navy Federal Credit Union, and just 5 minutes from I-10 with access to downtown Pensacola in 15-20 minutes and the beautiful white sand beaches in 25-30 minutes. This unit boasts granite countertops in throughout, 9ft ceilings in downstairs living areas, stainless steel appliance package, luxury vinyl tile flooring in living areas and bathrooms, carpet in bedrooms and hallway upstairs, and 2 inch blinds on all windows. All 3 bedrooms and laundry room are located on the 2nd level. The 1st floor has a 1 car garage, a half bath, kitchen with white shaker cabinetry, a pantry, a breakfast bar and the living/dining area. The Admiral's Quarters community offers a pool and a dog park making it an attractive property for potential tenants or residents. Schedule your showing today!
-
2024-06-28price $262,000 963-char remark
Show marketing remark (963 chars)
This 3 bed 2.5 bath Admiral's Quarter townhome is the perfect turnkey property. Built in 2021 Admiral's Quarter is conveniently located minutes from The University of West Florida, Navy Federal Credit Union, and just 5 minutes from I-10 with access to downtown Pensacola in 15-20 minutes and the beautiful white sand beaches in 25-30 minutes. This unit boasts granite countertops in throughout, 9ft ceilings in downstairs living areas, stainless steel appliance package, luxury vinyl tile flooring in living areas and bathrooms, carpet in bedrooms and hallway upstairs, and 2 inch blinds on all windows. All 3 bedrooms and laundry room are located on the 2nd level. The 1st floor has a 1 car garage, a half bath, kitchen with white shaker cabinetry, a pantry, a breakfast bar and the living/dining area. The Admiral's Quarters community offers a pool and a dog park making it an attractive property for potential tenants or residents. Schedule your showing today!
-
2024-06-17price $279,000 963-char remark
Show marketing remark (963 chars)
This 3 bed 2.5 bath Admiral's Quarter townhome is the perfect turnkey property. Built in 2021 Admiral's Quarter is conveniently located minutes from The University of West Florida, Navy Federal Credit Union, and just 5 minutes from I-10 with access to downtown Pensacola in 15-20 minutes and the beautiful white sand beaches in 25-30 minutes. This unit boasts granite countertops in throughout, 9ft ceilings in downstairs living areas, stainless steel appliance package, luxury vinyl tile flooring in living areas and bathrooms, carpet in bedrooms and hallway upstairs, and 2 inch blinds on all windows. All 3 bedrooms and laundry room are located on the 2nd level. The 1st floor has a 1 car garage, a half bath, kitchen with white shaker cabinetry, a pantry, a breakfast bar and the living/dining area. The Admiral's Quarters community offers a pool and a dog park making it an attractive property for potential tenants or residents. Schedule your showing today!
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2024-05-22$283,000 Active 963-char remark
Show marketing remark (963 chars)
This 3 bed 2.5 bath Admiral's Quarter townhome is the perfect turnkey property. Built in 2021 Admiral's Quarter is conveniently located minutes from The University of West Florida, Navy Federal Credit Union, and just 5 minutes from I-10 with access to downtown Pensacola in 15-20 minutes and the beautiful white sand beaches in 25-30 minutes. This unit boasts granite countertops in throughout, 9ft ceilings in downstairs living areas, stainless steel appliance package, luxury vinyl tile flooring in living areas and bathrooms, carpet in bedrooms and hallway upstairs, and 2 inch blinds on all windows. All 3 bedrooms and laundry room are located on the 2nd level. The 1st floor has a 1 car garage, a half bath, kitchen with white shaker cabinetry, a pantry, a breakfast bar and the living/dining area. The Admiral's Quarters community offers a pool and a dog park making it an attractive property for potential tenants or residents. Schedule your showing today!
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2021-07-30soldstatus $262,900 Sold 1287-char remark
Show marketing remark (1287 chars)
GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to Pine Forest area, shopping, dining, medical care, Navy Federal Credit Union and more. Turn out on 9 mile road the opposite way, will take you to Hwy 29, University Parkway, min. to West Fl. hospital, the malls and a straight shot down 9 mile Road to Pace or Milton. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, quiet diswasher, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.
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2021-06-14status Pending 1287-char remark
Show marketing remark (1287 chars)
GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to Pine Forest area, shopping, dining, medical care, Navy Federal Credit Union and more. Turn out on 9 mile road the opposite way, will take you to Hwy 29, University Parkway, min. to West Fl. hospital, the malls and a straight shot down 9 mile Road to Pace or Milton. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, quiet diswasher, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.
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2021-06-12status Active 1287-char remark
Show marketing remark (1287 chars)
GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to Pine Forest area, shopping, dining, medical care, Navy Federal Credit Union and more. Turn out on 9 mile road the opposite way, will take you to Hwy 29, University Parkway, min. to West Fl. hospital, the malls and a straight shot down 9 mile Road to Pace or Milton. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, quiet diswasher, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.
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2021-06-12price $262,900 1287-char remark
Show marketing remark (1287 chars)
GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to Pine Forest area, shopping, dining, medical care, Navy Federal Credit Union and more. Turn out on 9 mile road the opposite way, will take you to Hwy 29, University Parkway, min. to West Fl. hospital, the malls and a straight shot down 9 mile Road to Pace or Milton. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, quiet diswasher, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.
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2021-06-02historical 1287-char remark
Show marketing remark (1287 chars)
GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to Pine Forest area, shopping, dining, medical care, Navy Federal Credit Union and more. Turn out on 9 mile road the opposite way, will take you to Hwy 29, University Parkway, min. to West Fl. hospital, the malls and a straight shot down 9 mile Road to Pace or Milton. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, quiet diswasher, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.
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2021-05-08status Pending 1287-char remark
Show marketing remark (1287 chars)
GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to Pine Forest area, shopping, dining, medical care, Navy Federal Credit Union and more. Turn out on 9 mile road the opposite way, will take you to Hwy 29, University Parkway, min. to West Fl. hospital, the malls and a straight shot down 9 mile Road to Pace or Milton. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, quiet diswasher, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.
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2021-05-05status Active 1287-char remark
Show marketing remark (1287 chars)
GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to Pine Forest area, shopping, dining, medical care, Navy Federal Credit Union and more. Turn out on 9 mile road the opposite way, will take you to Hwy 29, University Parkway, min. to West Fl. hospital, the malls and a straight shot down 9 mile Road to Pace or Milton. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, quiet diswasher, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.
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2021-04-27historical 1287-char remark
Show marketing remark (1287 chars)
GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to Pine Forest area, shopping, dining, medical care, Navy Federal Credit Union and more. Turn out on 9 mile road the opposite way, will take you to Hwy 29, University Parkway, min. to West Fl. hospital, the malls and a straight shot down 9 mile Road to Pace or Milton. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, quiet diswasher, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.
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2021-04-26$247,900 Active 1287-char remark
Show marketing remark (1287 chars)
GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to Pine Forest area, shopping, dining, medical care, Navy Federal Credit Union and more. Turn out on 9 mile road the opposite way, will take you to Hwy 29, University Parkway, min. to West Fl. hospital, the malls and a straight shot down 9 mile Road to Pace or Milton. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, quiet diswasher, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,158 · $263/mo
- Projected year-2 tax
- $3,158 · $263/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 6 d/yr ≥106°F today · 17 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $22,193
- − Mortgage interest
- −$12,828
- − Property taxes
- −$3,158
- − Insurance
- −$1,145
- − Repairs & maintenance
- −$1,775
- − Management
- −$1,775
- − HOA
- −$1,968
- − Depreciation
- −$6,662
- Taxable loss
- −$7,119
- Est. tax savings @ 24.0%
- +$1,708
- After-tax cash flow
- $-1,441/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This turnkey Admiral's Quarter townhome is in excellent condition with modern finishes and a great location.
Value-add opportunities
- Both landscaping — enhances curb appeal and adds value
- Both painting — fresh paint can make a big difference in curb appeal and interior aesthetics
Renovation cost estimate screening
Value-add ROI direction
- Both landscaping — enhances curb appeal and adds value ↑
- Both painting — fresh paint can make a big difference in curb appeal and interior aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Escambia
- NCES district ID
- 1200510
- Math proficiency
- 40% ▼ -9.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $44,649
- Composite
- 36.04/100
- National rank
- #4773
- State rank
- #56 of 73 in FL
Livability — Ensley
- Score
- 79/100
- State rank
- #133
- US rank
- #1996
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Ensley, FL
- County
- Escambia County · 301,722 people
- City population
- 15,879
- Metro
- Pensacola-Ferry Pass-Brent, FL
- Population (ZIP)
- 17,104
- Household income
- $58,992
- Rent vs Own
- Severe rent burden
- 540.0
Population outlook (Escambia County) Hauer SSP2
- Today (2025)
- 334,637 people
- By 2030
- 345,779 · +3.3%
- By 2040
- 364,828 · +9.0%
- By 2050
- 378,514 · +13.1%
- By 2075
- 403,220 · +20.5%
- By 2100
- 386,125 · +15.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 51% Black 30% Two or more races 9% Hispanic / Latino 8% Asian 5%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Serbian 3% Italian 2% Portuguese 1%
- Foreign-born
- 8% · Canada, Vietnam, Jamaica
- Languages at home
- 89% English-only · Spanish 6% Vietnamese 2% Tagalog/Filipino 1%
Political lean MEDSL · Escambia
- 2024 margin
- R (+19.5) · D 39.7% · R 59.2% · Other 1.1%
- 2008→2024 swing
- -0.2pp no change · 2008: -19.3pp · 2024: -19.5pp
- All cycles
- 2024: R+19.5 2020: R+15.1 2016: R+20.6 2012: R+20.6 2008: R+19.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -60.23%
- Current HPI
- 255.7617
- Rent YoY
- ▲ 3.63%
- Metro
- Pensacola-Ferry Pass-Brent, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-4.8% since first listed18 events — show timeline
- 2026-03-27 Relisted — PARMLS
- 2026-03-27 Price Changed $236,000 PARMLS
- 2025-04-06 Listing Removed — PARMLS
- 2025-02-04 Price Changed $250,000 PARMLS
- 2025-01-09 Relisted — PARMLS
- 2025-01-01 Listing Removed — PARMLS
- 2024-06-28 Price Changed $262,000 PARMLS
- 2024-06-17 Price Changed $279,000 PARMLS
- 2024-05-22 Listed $283,000 PARMLS
- 2021-07-30 Sold (MLS) $262,900 PARMLS
- 2021-06-14 Pending — PARMLS
- 2021-06-12 Relisted — PARMLS
- 2021-06-12 Price Changed $262,900 PARMLS
- 2021-06-02 Listing Removed — PARMLS
- 2021-05-08 Pending — PARMLS
- 2021-05-05 Relisted — PARMLS
- 2021-04-27 Listing Removed — PARMLS
- 2021-04-26 Listed $247,900 PARMLS
Property tax history
-0.6%/yrLatest (2025): $3,158 · -2.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…