1100 East Bay Dr #89 · Largo, FL
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.54%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.5/30.0
- 1% rule +7.7/10.0
- ARV discount +7.5/15.0
- DSCR +4.8/10.0
- Schools +4.3/10.0
- Livability +4.1/5.0
- Condition / age +2.5/5.0
- Rent growth +1.6/5.0
- Appreciation +0.0/10.0
$145,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This 55+ condo community has everything – an inviting pool and spa, a sauna room, an activity room, a shuffleboard court, a clubhouse, and more! Very quiet complex. Many homeowners are seasonal. Move-in ready with neutral décor. Nicely furnished second floor 2 bedrooms, 2 bathrooms, with views of a landscaped courtyard. Just bring your suitcase! Everything you need has already been provided – a fully stocked kitchen and linen closet. Each unit has a separate locked storage room. Laundry facility on each floor. Assigned parking and plenty of guest parking. Make this condo your rental investment property or your seasonal getaway. Only 20 miles from Tampa International Airport, and 5 miles to the Gulf beaches.
Key facts
- Spa hot tub
- Community amenities
- Pool
Tags
Property features AI
Finance
- Other: Furnished: Yes; No lease restrictions indicated; Senior community
- Financial info: Total monthly fees: $401.07; Total annual fees: $4,812.84
- HOA & community: Monthly HOA fee of $401.07; HOA includes pool, insurance, structure and grounds maintenance, pest control, sewer, trash and water; Community amenities: clubhouse, fitness center, pool, sidewalks, community mailbox, laundry, sauna, shuffleboard court, spa/hot tub, storage; Association approval not required for purchase; Pets not allowed; Association name: BRITTANY STARRATT
Exterior
- Parking: Asphalt road access
- Utilities: Public water; Public sewer; Cable available; Electricity available; Sewer connected; Water connected
- Home design: Residential condominium; 2 total stories; Unit located on 2nd floor; Northeast facing
- Construction: Frame construction; Built-up roof; Built in 1 story level designation (interior levels listed as one)
- Exterior features: Exterior lighting; Rain gutters; Sidewalk; Sliding doors; Storage; Spa/Hot Tub (community)
Interior
- Kitchen: Dishwasher; Garbage disposal; Range; Refrigerator
- Bedrooms: 2 bedrooms (unit on 2nd floor)
- Flooring: Carpet; Ceramic tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Eat-in kitchen; Split bedroom layout; Blinds; Building does not have an elevator
- Laundry & utility: Laundry: Other; Slab foundation
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $145k.
Deal economics
- At list price, monthly cash flow is $58 ($700/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $145k).
- Recommended offer: $136k (6.0% below list) — sets the bar for market timing.
- Cap rate 6.8% vs local median 4.2% in Largo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#82 in FL, #1,240 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, amenities F.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents falling (-3.5%/yr); 217 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
- This rent runs 37% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 64 days — a 6% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
- 12 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $51k; list at $145k implies a 184% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 22% of rent.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 64 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.27% ✓
- Cap rate
- 6.78%
- Cash-on-cash
- 1.72%
- DSCR
- 1.08
- GRM
- 6.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -18.1%
- Equity multiple
- 0.39×
- Total profit
- $-24,908
- Equity at exit
- $21,620
- IRR
- -21.6%
- Equity multiple
- 0.10×
- Total profit
- $-36,666
- Equity at exit
- $12,537
Cash invested: $40,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33770
- Rents YoY
- -3.5%
- Active inventory
- 217
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,842 high interval (Pro) →
- Mortgage (P&I)
- −$760
- Tax from tax record
- −$175 /mo · $2,097/yr
- Insurance
- −$60
- HOA
- −$401
- Vacancy / Maint / Mgmt
- −$387
- Net cashflow
- $58
Break-even live
Sensitivity live
| Price | -10% $140 | -5% $99 | +0% $58 | +5% $17 | +10% $-24 |
|---|---|---|---|---|---|
| Rent | -10% $-87 | -5% $-14 | +0% $58 | +5% $131 | +10% $204 |
| Rate | -1.0pp $131 | -0.5pp $95 | base $58 | +0.5pp $21 | +1.0pp $-17 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,250
- Closing costs
- $4,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1100 East Bay Dr #104 Largo, FL | 2.0 | 2.0 | 840 | $1,950 | $2.32 | 5d | 1 | 0.02mi |
| 705 3rd Ave NE Unit C Largo, FL | 3.0 | 2.0 | 1113 | $2,195 | $1.97 | 4d | 1 | 0.21mi |
| 221 Lake Ave NE Largo, FL | 1.0–2.0 | 1.0–2.0 | 1095 | $2,160 | $1.97 | 3d | 11 | 0.36mi |
| 516 5th Ave NE Largo, FL | 3.0 | 2.0 | 1073 | $2,250 | $2.10 | 15d | 1 | 0.38mi |
| 516 5th Ave NE Largo, FL | 3.0 | 2.0 | 1057 | $2,250 | $2.13 | 24d | 1 | 0.38mi |
| 447 6th Ave NE Unit B Largo, FL | 2.0 | 1.0 | 840 | $1,650 | $1.96 | 11d | 1 | 0.41mi |
| 601 Rosery Rd NE Largo, FL | 1.0–3.0 | 1.0–2.5 | 1192 | $1,830 | $1.54 | 2d | 38 | 0.58mi |
| 401 Rosery Rd NE Largo, FL | 2.0 | 1.0–2.0 | 850 | $1,879 | $2.21 | 2d | 31 | 0.59mi |
| 705 Redbud LN Largo, FL | 1.0–2.0 | 1.0–2.0 | 986 | $2,615 | $2.65 | 2d | 189 | 0.63mi |
| 101 Imperial Palm Dr Largo, FL | 1.0–2.0 | 1.0–2.0 | 907 | $1,810 | $1.99 | 3d | 35 | 0.70mi |
| 2045 E Bay Dr Largo, FL | 1.0–2.0 | 1.0–2.0 | 1114 | $1,830 | $1.64 | 2d | 15 | 0.71mi |
| 157 2nd Ave SW Unit A Largo, FL | 2.0 | 1.0 | 678 | $1,600 | $2.36 | 25d | 1 | 0.82mi |
| 1845 S Highland Ave Clearwater, FL | 2.0 | 2.0 | 904 | $1,525 | $1.69 | 3d | 2 | 0.82mi |
| 2291 E Bay Dr Largo, FL | 2.0 | 2.0 | 708 | $1,600 | $2.26 | 21d | 1 | 0.82mi |
| 2291 E Bay Dr Largo, FL | 2.0 | 2.0 | 708 | $1,600 | $2.26 | 22d | 1 | 0.82mi |
| 600 Starkey Rd Largo, FL | 1.0–3.0 | 1.0–2.0 | 982 | $1,774 | $1.81 | 3d | 21 | 0.87mi |
| 428 4th St NW Largo, FL | 2.0 | 1.0 | 850 | $1,900 | $2.24 | 25d | 1 | 0.94mi |
| 417 Woodrow Ave Largo, FL | 1.0 | 1.0 | 650 | $1,175 | $1.81 | 18d | 1 | 0.97mi |
| 423 4th St NW Largo, FL | 3.0 | 1.0 | 960 | $1,500 | $1.56 | 5d | 1 | 0.97mi |
| 2505 E Bay Dr Lot 77 Largo, FL | 2.0 | 1.5 | 1080 | $1,395 | $1.29 | 21d | 1 | 1.01mi |
| 605 4th Ave NW Largo, FL | 1.0–2.0 | 1.0–2.0 | 1032 | $2,350 | $2.28 | 4d | 6 | 1.07mi |
| 1201 Seminole Blvd Largo, FL | 1.0–3.0 | 1.0–2.0 | 1067 | $1,870 | $1.75 | 2d | 1 | 1.07mi |
| 1517 16th Cir SE Largo, FL | 1.0 | 1.0 | 625 | $1,250 | $2.00 | 5d | 1 | 1.07mi |
| 264 Ridge Rd N Largo, FL | 3.0 | 1.5 | 981 | $2,400 | $2.45 | 25d | 1 | 1.11mi |
| 250 Rosery Rd NW Largo, FL | 1.0 | 1.0 | 672 | $1,295 | $1.93 | 3d | 1 | 1.14mi |
| 250 Rosery Rd NW #283 Largo, FL | 2.0 | 1.0 | 764 | $1,395 | $1.83 | 21d | 1 | 1.17mi |
| 556 Clearwater Largo Rd Unit 1 Largo, FL | 2.0 | 1.0 | 750 | $1,600 | $2.13 | 2d | 1 | 1.18mi |
| 558 Clearwater Largo Rd Unit 1 Largo, FL | 1.0 | 1.0 | 620 | $1,400 | $2.26 | 2d | 1 | 1.20mi |
| 1040 Clearwater Largo Rd Apt 411 Largo, FL | 1.0 | 1.0 | 696 | $1,650 | $2.37 | 5d | 1 | 1.28mi |
| 1030 Clearwater Largo Rd N Largo, FL | 2.0 | 1.0 | 849 | $1,875 | $2.21 | 24d | 1 | 1.29mi |
| 911 Washington Ave #212 Largo, FL | 2.0 | 2.0 | 885 | $1,675 | $1.89 | 5d | 1 | 1.30mi |
| 3022 Meadow Lake Ave Largo, FL | 2.0 | 1.0 | 900 | $1,450 | $1.61 | 11d | 1 | 1.32mi |
| 3022 Meadow Lake Ave Largo, FL | 2.0 | 1.0 | 900 | $1,450 | $1.61 | 5d | 1 | 1.32mi |
| 636 Lake Palms Dr Unit Stylish Largo, FL | 2.0 | 2.0 | 870 | $2,000 | $2.30 | 5d | 1 | 1.32mi |
| 636 Lake Palms Dr Unit Stylish Largo, FL | 3.0 | 2.0 | 1000 | $2,200 | $2.20 | 25d | 1 | 1.32mi |
| 253 Sago Palm St Largo, FL | 2.0 | 2.0 | 1000 | $1,295 | $1.29 | 25d | 1 | 1.35mi |
| 811 Rosery Rd NW Largo, FL | 1.0–3.0 | 1.0–3.0 | 1050 | $2,538 | $2.42 | 4d | 20 | 1.35mi |
| 3073 Pine Tree Ave Largo, FL | 2.0 | 1.0 | 825 | $1,350 | $1.64 | 25d | 1 | 1.38mi |
| 3135 Pine Tree Ave Unit A Largo, FL | 2.0 | 1.0 | 923 | $1,395 | $1.51 | 22d | 1 | 1.41mi |
| 199 Fulton St NE Unit 4 Largo, FL | 2.0 | 1.0 | 760 | $1,600 | $2.11 | 15d | 1 | 1.41mi |
HOA detail condo
- Monthly dues
- $401 · $4,812/yr
- Likely covers
- poolparking
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 43 events
-
2026-06-18days on market $145,000 Active 64 DOM
-
2026-06-17days on market $145,000 Active 63 DOM
-
2026-06-16days on market $145,000 Active 62 DOM
-
2026-06-15days on market $145,000 Active 61 DOM
-
2026-06-13days on market $145,000 Active 59 DOM
-
2026-06-09days on market $145,000 Active 55 DOM
-
2026-06-08days on market $145,000 Active 54 DOM
-
2026-06-07days on market $145,000 Active 53 DOM
-
2026-06-04days on market $145,000 Active 50 DOM
-
2026-06-03days on market $145,000 Active 49 DOM
-
2026-06-01days on market $145,000 Active 47 DOM
-
2026-05-31days on market $145,000 Active 46 DOM
-
2026-05-13price $145,000
-
2026-04-15$150,000 Active
-
2025-03-31historical
-
2025-03-26price $174,900
-
2025-01-21historical $2,250
-
2025-01-21price $184,900
-
2024-09-19price $199,900
-
2024-09-01$189,900 Active
-
2024-08-07$2,250
-
2015-03-04soldstatus $51,000
-
2015-03-02soldstatus $51,000 Sold 737-char remark
Show marketing remark (737 chars)
This 55+ condo community has everything – an inviting pool and spa, a sauna room, an activity room, a shuffleboard court, a clubhouse, and more! Very quiet complex. Many homeowners are seasonal. Move-in ready with neutral décor. Nicely furnished second floor 2 bedrooms, 2 bathrooms, with views of a landscaped courtyard. Just bring your suitcase! Everything you need has already been provided – a fully stocked kitchen and linen closet. Each unit has a separate locked storage room. Laundry facility on each floor. Assigned parking and plenty of guest parking. Make this condo your rental investment property or your seasonal getaway. Only 20 miles from Tampa International Airport, and 5 miles to the Gulf beaches.
-
2015-02-19historical Active with Contract 737-char remark
Show marketing remark (737 chars)
This 55+ condo community has everything – an inviting pool and spa, a sauna room, an activity room, a shuffleboard court, a clubhouse, and more! Very quiet complex. Many homeowners are seasonal. Move-in ready with neutral décor. Nicely furnished second floor 2 bedrooms, 2 bathrooms, with views of a landscaped courtyard. Just bring your suitcase! Everything you need has already been provided – a fully stocked kitchen and linen closet. Each unit has a separate locked storage room. Laundry facility on each floor. Assigned parking and plenty of guest parking. Make this condo your rental investment property or your seasonal getaway. Only 20 miles from Tampa International Airport, and 5 miles to the Gulf beaches.
-
2015-02-16status Active 737-char remark
Show marketing remark (737 chars)
This 55+ condo community has everything – an inviting pool and spa, a sauna room, an activity room, a shuffleboard court, a clubhouse, and more! Very quiet complex. Many homeowners are seasonal. Move-in ready with neutral décor. Nicely furnished second floor 2 bedrooms, 2 bathrooms, with views of a landscaped courtyard. Just bring your suitcase! Everything you need has already been provided – a fully stocked kitchen and linen closet. Each unit has a separate locked storage room. Laundry facility on each floor. Assigned parking and plenty of guest parking. Make this condo your rental investment property or your seasonal getaway. Only 20 miles from Tampa International Airport, and 5 miles to the Gulf beaches.
-
2015-02-10status Pending 737-char remark
Show marketing remark (737 chars)
This 55+ condo community has everything – an inviting pool and spa, a sauna room, an activity room, a shuffleboard court, a clubhouse, and more! Very quiet complex. Many homeowners are seasonal. Move-in ready with neutral décor. Nicely furnished second floor 2 bedrooms, 2 bathrooms, with views of a landscaped courtyard. Just bring your suitcase! Everything you need has already been provided – a fully stocked kitchen and linen closet. Each unit has a separate locked storage room. Laundry facility on each floor. Assigned parking and plenty of guest parking. Make this condo your rental investment property or your seasonal getaway. Only 20 miles from Tampa International Airport, and 5 miles to the Gulf beaches.
-
2014-12-08price $55,000 737-char remark
Show marketing remark (737 chars)
This 55+ condo community has everything – an inviting pool and spa, a sauna room, an activity room, a shuffleboard court, a clubhouse, and more! Very quiet complex. Many homeowners are seasonal. Move-in ready with neutral décor. Nicely furnished second floor 2 bedrooms, 2 bathrooms, with views of a landscaped courtyard. Just bring your suitcase! Everything you need has already been provided – a fully stocked kitchen and linen closet. Each unit has a separate locked storage room. Laundry facility on each floor. Assigned parking and plenty of guest parking. Make this condo your rental investment property or your seasonal getaway. Only 20 miles from Tampa International Airport, and 5 miles to the Gulf beaches.
-
2014-08-11$59,900 Active 737-char remark
Show marketing remark (737 chars)
This 55+ condo community has everything – an inviting pool and spa, a sauna room, an activity room, a shuffleboard court, a clubhouse, and more! Very quiet complex. Many homeowners are seasonal. Move-in ready with neutral décor. Nicely furnished second floor 2 bedrooms, 2 bathrooms, with views of a landscaped courtyard. Just bring your suitcase! Everything you need has already been provided – a fully stocked kitchen and linen closet. Each unit has a separate locked storage room. Laundry facility on each floor. Assigned parking and plenty of guest parking. Make this condo your rental investment property or your seasonal getaway. Only 20 miles from Tampa International Airport, and 5 miles to the Gulf beaches.
-
2014-07-26historical
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2014-06-14status Active
-
2014-06-10historical
-
2014-04-26price $59,900
-
2014-04-26$69,900 Active
-
2008-10-17historical
-
2008-02-06$109,800
-
2008-02-06historical
-
2007-11-08$119,700
-
2007-11-08historical
-
2007-05-07$119,700
-
2006-11-07$126,900
-
2006-07-14soldstatus $85,000
-
2006-07-06soldstatus $85,000
-
2006-05-31$89,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,097 · $175/mo
- Projected year-2 tax
- $2,097 · $175/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (shaded) · 54% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,100
- − Mortgage interest
- −$8,122
- − Property taxes
- −$2,097
- − Insurance
- −$725
- − Repairs & maintenance
- −$1,768
- − Management
- −$1,768
- − HOA
- −$4,812
- − Depreciation
- −$4,218
- Taxable loss
- −$1,411
- Est. tax savings @ 24.0%
- +$339
- After-tax cash flow
- $1,039/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — Largo
- Score
- 82/100
- State rank
- #82
- US rank
- #1240
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Largo, FL
- County
- Pinellas County · 939,478 people
- City population
- 106,311
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 25,368
- Household income
- $59,815
- Rent vs Own
- Severe rent burden
- 1404.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 11% Two or more races 9% Black 8% Asian 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 3% Cuban 2%
- Common ancestry
- Lithuanian 3% Romanian 2% Slovak 2%
- Foreign-born
- 9% · Canada, Jamaica
- Languages at home
- 89% English-only · Spanish 5% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -317.05%
- Current HPI
- 353.8484
- Rent YoY
- ▼ -3.47%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+61.3% since first listed31 events — show timeline
- 2026-05-13 Price Changed $145,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-15 Listed $150,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-03-26 Price Changed $174,900 Stellar MLS as Distributed by MLS Grid
- 2025-01-21 Rental Removed $2,250 STELLARMLS
- 2025-01-21 Price Changed $184,900 Stellar MLS as Distributed by MLS Grid
- 2024-09-19 Price Changed $199,900 Stellar MLS as Distributed by MLS Grid
- 2024-09-01 Listed $189,900 Stellar MLS as Distributed by MLS Grid
- 2024-08-07 Listed for Rent $2,250 STELLARMLS
- 2015-03-04 Sold (Public Records) $51,000 Public Records
- 2015-03-02 Sold (MLS) $51,000 Stellar MLS as Distributed by MLS Grid
- 2015-02-19 Contingent — Stellar MLS as Distributed by MLS Grid
- 2015-02-16 Relisted — Stellar MLS as Distributed by MLS Grid
- 2015-02-10 Pending — Stellar MLS as Distributed by MLS Grid
- 2014-12-08 Price Changed $55,000 Stellar MLS as Distributed by MLS Grid
- 2014-08-11 Listed $59,900 Stellar MLS as Distributed by MLS Grid
- 2014-07-26 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2014-06-14 Relisted — Stellar MLS as Distributed by MLS Grid
- 2014-06-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2014-04-26 Price Changed $59,900 Stellar MLS as Distributed by MLS Grid
- 2014-04-26 Listed $69,900 Stellar MLS as Distributed by MLS Grid
- 2008-10-17 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2008-02-06 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2008-02-06 Listed $109,800 Stellar MLS as Distributed by MLS Grid
- 2007-11-08 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2007-11-08 Listed $119,700 Stellar MLS as Distributed by MLS Grid
- 2007-05-07 Listed $119,700 Stellar MLS as Distributed by MLS Grid
- 2006-11-07 Listed $126,900 Stellar MLS as Distributed by MLS Grid
- 2006-07-14 Sold (Public Records) $85,000 Public Records
- 2006-07-06 Sold (MLS) $85,000 Stellar MLS as Distributed by MLS Grid
- 2006-05-31 Listed $89,900 Stellar MLS as Distributed by MLS Grid
Property tax history
+8.6%/yrLatest (2025): $2,097 · +14.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…