Duplex
3616 Russell Blvd · St. Louis, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.7/30.0
- ARV discount +15.0/15.0
- DSCR +5.9/10.0
- 1% rule +4.7/10.0
- Rent growth +4.1/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$344,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
Exceptional opportunity in the heart of the highly sought-after Shaw neighborhood! This classic St. Louis red brick 2-family flat showcases the timeless architecture and historic character that define the area, just two blocks from beautiful Tower Grove Park. The fully residential building features one spacious 2-bedroom, 2-bathroom unit and one generous 3-bedroom, 2-bathroom unit — an attractive layout for both owner-occupants and investors alike. A brand-new roof adds long-term value and peace of mind. Additional highlights include a dedicated rear parking lot with two off-street spaces (one per unit), a rare convenience in this premier urban location. The unfinished basement offers excellent access to building systems and presents potential for shared tenant storage or future value-add improvements. Enjoy outstanding walkability with easy access to parks, restaurants, coffee shops, and neighborhood amenities. This is a prime opportunity to own a solid historic asset in one of St. Louis’ most vibrant and enduring communities.
Key facts
- 3,902 sq ft lot
- Built 1897
- Listed 124 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1×2bd/2.0ba + 1×3bd/2.0ba units multifamily listed at $345k.
Deal economics
- At list price, monthly cash flow is $342 ($4k/yr) — positive. Per door: $171/mo.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $335k (3.0% below list).
- Recommended offer: $304k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.5% vs local median 5.0% in St. Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+6.2%/yr); 101 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 57% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).
- At $3,347/mo this rent would consume 49% of the median local household income ($82k/yr) (locally 921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 125 days — a 12% lower offer ($304k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $214k; list at $345k implies a 62% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1897 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 125 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1897 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 7.48%
- Cash-on-cash
- 4.25%
- DSCR
- 1.19
- GRM
- 8.6
CMA / ARV
- ARV (median comp)
- $413,979
- List price
- $344,900
- Delta
- -16.69%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3438 Shenandoah Ave | 0.32mi | 4/4.0 | 3,528 (+4%) | 10mo | $495,000 | $140 | 70 |
| 3224 Henrietta St | 0.48mi | 4/4.0 | 3,300 (-3%) | 7mo | $350,000 | $106 | 67 |
| 2715 Arkansas Ave | 0.48mi | 4/4.0 | 3,060 (-10%) | 12mo | $485,000 | $158 | 51 |
| 4154 Mcree Ave | 0.73mi | 4/4.0 | 3,672 (+8%) | 9mo | $350,000 | $95 | 45 |
| 3022 Shenandoah Ave | 0.61mi | 4/2.0 | 3,190 (-6%) | 21mo | $399,900 | $125 | 36 |
| 2856 Shenandoah Ave | 0.72mi | 4/4.0 | 2,970 (-12%) | 19mo | $310,000 | $104 | 30 |
| 2849 Accomac St | 0.69mi | 5/2.0 (+1) | 2,922 (-14%) | 7mo | $369,900 | $127 | 26 |
| 2835 Accomac St | 0.72mi | 5/3.0 (+1) | 2,922 (-14%) | 21mo | $410,000 | $140 | 16 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.24% rent growth · sell at horizon
- IRR
- -6.2%
- Equity multiple
- 0.76×
- Total profit
- $-22,832
- Equity at exit
- $51,426
- IRR
- 6.9%
- Equity multiple
- 1.60×
- Total profit
- $57,592
- Equity at exit
- $29,821
Cash invested: $96,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63110
- Rents YoY
- 6.2%
- Active inventory
- 101
- Price-to-rent
- 17.8×
Monthly cashflow live
- Estimated rent
- $3,347 high interval (Pro) →
- Mortgage (P&I)
- −$1,809
- Tax from tax record
- −$350 /mo · $4,195/yr
- Insurance
- −$144
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$703
- Net cashflow
- $342
Break-even live
Sensitivity live
| Price | -10% $537 | -5% $440 | +0% $342 | +5% $245 | +10% $147 |
|---|---|---|---|---|---|
| Rent | -10% $78 | -5% $210 | +0% $342 | +5% $474 | +10% $607 |
| Rate | -1.0pp $516 | -0.5pp $430 | base $342 | +0.5pp $253 | +1.0pp $162 |
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 1× unit | 2 | 2 | $1,614 |
| 1× unit | 3 | 2 | $1,733 |
| Total (2 units) | $3,347 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $86,225
- Closing costs
- $10,347
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2648 California Ave Saint Louis, MO | 4.0 | 2.0 | 2458 | $2,000 | $0.81 | 24d | 1 | 0.92mi |
| 4145-4147 Hartford St St. Louis, MO | 4.0 | 3.5 | 2400 | $3,800 | $1.58 | 13d | 1 | 1.08mi |
| 2811 Missouri Ave Saint Louis, MO | 4.0 | 2.5 | 2673 | $3,622 | $1.36 | 44d | 1 | 1.30mi |
| 2048 Russell Blvd Saint Louis, MO | 4.0 | 2.0 | 3024 | $2,300 | $0.76 | 44d | 1 | 1.32mi |
| 2643 Wyoming St Saint Louis, MO | 3.0 | 2.5 | 2592 | $2,600 | $1.00 | 44d | 1 | 1.33mi |
| 3807 Potomac St Saint Louis, MO | 3.0 | 1.0 | 2588 | $1,300 | $0.50 | 8d | 1 | 1.34mi |
| 3807 Potomac St Saint Louis, MO | 3.0 | 1.0 | 2588 | $1,100 | $0.43 | 44d | 1 | 1.34mi |
Listing history 39 events
-
2026-06-21days on market $344,900 Active 125 DOM
-
2026-06-18days on market $344,900 Active 122 DOM
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2026-06-17days on market $344,900 Active 121 DOM
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2026-06-16days on market $344,900 Active 120 DOM
-
2026-06-15days on market $344,900 Active 119 DOM
-
2026-06-13days on market $344,900 Active 117 DOM
-
2026-06-09days on market $344,900 Active 113 DOM
-
2026-06-08days on market $344,900 Active 112 DOM
-
2026-06-08days on market $344,900 Active 111 DOM
-
2026-06-05days on market $344,900 Active 108 DOM
-
2026-06-03days on market $344,900 Active 107 DOM
-
2026-06-02days on market $344,900 Active 106 DOM
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2026-06-01days on market $344,900 Active 105 DOM
-
2026-05-31days on market $344,900 Active 104 DOM
-
2026-05-12status Active 1058-char remark
Show marketing remark (1058 chars)
Exceptional opportunity in the heart of the highly sought-after Shaw neighborhood! This classic St. Louis red brick 2-family flat showcases the timeless architecture and historic character that define the area, just two blocks from beautiful Tower Grove Park. The fully residential building features one spacious 2-bedroom, 2-bathroom unit and one generous 3-bedroom, 2-bathroom unit — an attractive layout for both owner-occupants and investors alike. A brand-new roof adds long-term value and peace of mind. Additional highlights include a dedicated rear parking lot with two off-street spaces (one per unit), a rare convenience in this premier urban location. The unfinished basement offers excellent access to building systems and presents potential for shared tenant storage or future value-add improvements. Enjoy outstanding walkability with easy access to parks, restaurants, coffee shops, and neighborhood amenities. This is a prime opportunity to own a solid historic asset in one of St. Louis’ most vibrant and enduring communities.
-
2026-05-05historical Active Under Contract 1058-char remark
Show marketing remark (1058 chars)
Exceptional opportunity in the heart of the highly sought-after Shaw neighborhood! This classic St. Louis red brick 2-family flat showcases the timeless architecture and historic character that define the area, just two blocks from beautiful Tower Grove Park. The fully residential building features one spacious 2-bedroom, 2-bathroom unit and one generous 3-bedroom, 2-bathroom unit — an attractive layout for both owner-occupants and investors alike. A brand-new roof adds long-term value and peace of mind. Additional highlights include a dedicated rear parking lot with two off-street spaces (one per unit), a rare convenience in this premier urban location. The unfinished basement offers excellent access to building systems and presents potential for shared tenant storage or future value-add improvements. Enjoy outstanding walkability with easy access to parks, restaurants, coffee shops, and neighborhood amenities. This is a prime opportunity to own a solid historic asset in one of St. Louis’ most vibrant and enduring communities.
-
2026-04-21price $344,900 1058-char remark
Show marketing remark (1058 chars)
Exceptional opportunity in the heart of the highly sought-after Shaw neighborhood! This classic St. Louis red brick 2-family flat showcases the timeless architecture and historic character that define the area, just two blocks from beautiful Tower Grove Park. The fully residential building features one spacious 2-bedroom, 2-bathroom unit and one generous 3-bedroom, 2-bathroom unit — an attractive layout for both owner-occupants and investors alike. A brand-new roof adds long-term value and peace of mind. Additional highlights include a dedicated rear parking lot with two off-street spaces (one per unit), a rare convenience in this premier urban location. The unfinished basement offers excellent access to building systems and presents potential for shared tenant storage or future value-add improvements. Enjoy outstanding walkability with easy access to parks, restaurants, coffee shops, and neighborhood amenities. This is a prime opportunity to own a solid historic asset in one of St. Louis’ most vibrant and enduring communities.
-
2026-03-20status Active 1058-char remark
Show marketing remark (1058 chars)
Exceptional opportunity in the heart of the highly sought-after Shaw neighborhood! This classic St. Louis red brick 2-family flat showcases the timeless architecture and historic character that define the area, just two blocks from beautiful Tower Grove Park. The fully residential building features one spacious 2-bedroom, 2-bathroom unit and one generous 3-bedroom, 2-bathroom unit — an attractive layout for both owner-occupants and investors alike. A brand-new roof adds long-term value and peace of mind. Additional highlights include a dedicated rear parking lot with two off-street spaces (one per unit), a rare convenience in this premier urban location. The unfinished basement offers excellent access to building systems and presents potential for shared tenant storage or future value-add improvements. Enjoy outstanding walkability with easy access to parks, restaurants, coffee shops, and neighborhood amenities. This is a prime opportunity to own a solid historic asset in one of St. Louis’ most vibrant and enduring communities.
-
2026-03-11historical Active Under Contract 1058-char remark
Show marketing remark (1058 chars)
Exceptional opportunity in the heart of the highly sought-after Shaw neighborhood! This classic St. Louis red brick 2-family flat showcases the timeless architecture and historic character that define the area, just two blocks from beautiful Tower Grove Park. The fully residential building features one spacious 2-bedroom, 2-bathroom unit and one generous 3-bedroom, 2-bathroom unit — an attractive layout for both owner-occupants and investors alike. A brand-new roof adds long-term value and peace of mind. Additional highlights include a dedicated rear parking lot with two off-street spaces (one per unit), a rare convenience in this premier urban location. The unfinished basement offers excellent access to building systems and presents potential for shared tenant storage or future value-add improvements. Enjoy outstanding walkability with easy access to parks, restaurants, coffee shops, and neighborhood amenities. This is a prime opportunity to own a solid historic asset in one of St. Louis’ most vibrant and enduring communities.
-
2026-02-16$350,000 Active 1058-char remark
Show marketing remark (1058 chars)
Exceptional opportunity in the heart of the highly sought-after Shaw neighborhood! This classic St. Louis red brick 2-family flat showcases the timeless architecture and historic character that define the area, just two blocks from beautiful Tower Grove Park. The fully residential building features one spacious 2-bedroom, 2-bathroom unit and one generous 3-bedroom, 2-bathroom unit — an attractive layout for both owner-occupants and investors alike. A brand-new roof adds long-term value and peace of mind. Additional highlights include a dedicated rear parking lot with two off-street spaces (one per unit), a rare convenience in this premier urban location. The unfinished basement offers excellent access to building systems and presents potential for shared tenant storage or future value-add improvements. Enjoy outstanding walkability with easy access to parks, restaurants, coffee shops, and neighborhood amenities. This is a prime opportunity to own a solid historic asset in one of St. Louis’ most vibrant and enduring communities.
-
2026-02-16historical $350,000 1058-char remark
Show marketing remark (1058 chars)
Exceptional opportunity in the heart of the highly sought-after Shaw neighborhood! This classic St. Louis red brick 2-family flat showcases the timeless architecture and historic character that define the area, just two blocks from beautiful Tower Grove Park. The fully residential building features one spacious 2-bedroom, 2-bathroom unit and one generous 3-bedroom, 2-bathroom unit — an attractive layout for both owner-occupants and investors alike. A brand-new roof adds long-term value and peace of mind. Additional highlights include a dedicated rear parking lot with two off-street spaces (one per unit), a rare convenience in this premier urban location. The unfinished basement offers excellent access to building systems and presents potential for shared tenant storage or future value-add improvements. Enjoy outstanding walkability with easy access to parks, restaurants, coffee shops, and neighborhood amenities. This is a prime opportunity to own a solid historic asset in one of St. Louis’ most vibrant and enduring communities.
-
2020-08-21soldstatus Closed 631-char remark
Show marketing remark (631 chars)
This is your opportunity knocking! BIG 2 family located just blocks from SLU, 44, 40, South Grand strip, Tower Grove Park. Every room is large and very gracious, not a tight space to be found. Easy to rent to young professionals, families and/or to several SLU students, it couldn't be easier. Your options on this beautiful historical duplex are many, this one is priced to go fast!! The 2bed/2bath bottom unit is currently rented soon to be on a month to month, 3 Bedroom Upper unit will be vacant. You will want to hurry in to see this one. Being Sold AS-IS, all inspections are up to the buyer and for buyers information only.
-
2020-07-30status Pending 631-char remark
Show marketing remark (631 chars)
This is your opportunity knocking! BIG 2 family located just blocks from SLU, 44, 40, South Grand strip, Tower Grove Park. Every room is large and very gracious, not a tight space to be found. Easy to rent to young professionals, families and/or to several SLU students, it couldn't be easier. Your options on this beautiful historical duplex are many, this one is priced to go fast!! The 2bed/2bath bottom unit is currently rented soon to be on a month to month, 3 Bedroom Upper unit will be vacant. You will want to hurry in to see this one. Being Sold AS-IS, all inspections are up to the buyer and for buyers information only.
-
2020-07-26status Active 631-char remark
Show marketing remark (631 chars)
This is your opportunity knocking! BIG 2 family located just blocks from SLU, 44, 40, South Grand strip, Tower Grove Park. Every room is large and very gracious, not a tight space to be found. Easy to rent to young professionals, families and/or to several SLU students, it couldn't be easier. Your options on this beautiful historical duplex are many, this one is priced to go fast!! The 2bed/2bath bottom unit is currently rented soon to be on a month to month, 3 Bedroom Upper unit will be vacant. You will want to hurry in to see this one. Being Sold AS-IS, all inspections are up to the buyer and for buyers information only.
-
2020-07-07status Pending 631-char remark
Show marketing remark (631 chars)
This is your opportunity knocking! BIG 2 family located just blocks from SLU, 44, 40, South Grand strip, Tower Grove Park. Every room is large and very gracious, not a tight space to be found. Easy to rent to young professionals, families and/or to several SLU students, it couldn't be easier. Your options on this beautiful historical duplex are many, this one is priced to go fast!! The 2bed/2bath bottom unit is currently rented soon to be on a month to month, 3 Bedroom Upper unit will be vacant. You will want to hurry in to see this one. Being Sold AS-IS, all inspections are up to the buyer and for buyers information only.
-
2020-07-03status Active 631-char remark
Show marketing remark (631 chars)
This is your opportunity knocking! BIG 2 family located just blocks from SLU, 44, 40, South Grand strip, Tower Grove Park. Every room is large and very gracious, not a tight space to be found. Easy to rent to young professionals, families and/or to several SLU students, it couldn't be easier. Your options on this beautiful historical duplex are many, this one is priced to go fast!! The 2bed/2bath bottom unit is currently rented soon to be on a month to month, 3 Bedroom Upper unit will be vacant. You will want to hurry in to see this one. Being Sold AS-IS, all inspections are up to the buyer and for buyers information only.
-
2020-06-23$239,900 Active 631-char remark
Show marketing remark (631 chars)
This is your opportunity knocking! BIG 2 family located just blocks from SLU, 44, 40, South Grand strip, Tower Grove Park. Every room is large and very gracious, not a tight space to be found. Easy to rent to young professionals, families and/or to several SLU students, it couldn't be easier. Your options on this beautiful historical duplex are many, this one is priced to go fast!! The 2bed/2bath bottom unit is currently rented soon to be on a month to month, 3 Bedroom Upper unit will be vacant. You will want to hurry in to see this one. Being Sold AS-IS, all inspections are up to the buyer and for buyers information only.
-
2020-06-23status Pending 631-char remark
Show marketing remark (631 chars)
This is your opportunity knocking! BIG 2 family located just blocks from SLU, 44, 40, South Grand strip, Tower Grove Park. Every room is large and very gracious, not a tight space to be found. Easy to rent to young professionals, families and/or to several SLU students, it couldn't be easier. Your options on this beautiful historical duplex are many, this one is priced to go fast!! The 2bed/2bath bottom unit is currently rented soon to be on a month to month, 3 Bedroom Upper unit will be vacant. You will want to hurry in to see this one. Being Sold AS-IS, all inspections are up to the buyer and for buyers information only.
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2018-01-03status Pending
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2017-12-15soldstatus $213,500
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2017-12-12soldstatus Closed
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2017-10-11historical Contingent (No Kickout)
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2017-09-21$239,900 Active
-
2017-09-19historical $239,900
-
2015-01-26soldstatus
-
2015-01-26soldstatus
-
2006-07-03soldstatus $148,500
-
1998-04-27soldstatus
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1998-02-10soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $4,195 · $350/mo
- Projected year-2 tax
- $4,195 · $350/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $40,164
- − Mortgage interest
- −$19,320
- − Property taxes
- −$4,195
- − Insurance
- −$1,724
- − Repairs & maintenance
- −$3,213
- − Management
- −$3,213
- − Depreciation
- −$10,033
- Taxable loss
- −$1,535
- Est. tax savings @ 24.0%
- +$368
- After-tax cash flow
- $4,474/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- St. Louis City
- NCES district ID
- 2929280
- Math proficiency
- 10% ▼ -6.00%
- Reading proficiency
- 18% ▼ -3.00%
- Median HH income
- $35,685
- Composite
- 11.54/100
- National rank
- #9699
- State rank
- #312 of 324 in MO
Livability — St. Louis
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. Louis, MO
- County
- Saint Louis City · 254,015 people
- City population
- 283,259
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 17,645
- Household income
- $81,655
- Rent vs Own
- Severe rent burden
- 921.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 315,737 people
- By 2030
- 313,865 · -0.6%
- By 2040
- 305,439 · -3.3%
- By 2050
- 296,529 · -6.1%
- By 2075
- 271,028 · -14.2%
- By 2100
- 255,359 · -19.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Black 19% Two or more races 9% Hispanic / Latino 8% Asian 4%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Lithuanian 5% Slovak 3% Italian 3%
- Foreign-born
- 6% · Canada, China, South Korea
- Languages at home
- 91% English-only · Spanish 3% French/Haitian/Cajun 1% Other Asian/Pacific 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
- 2008→2024 swing
- -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
- All cycles
- 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -206.93%
- Current HPI
- 342.2466
- Rent YoY
- ▲ 6.24%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+132.3% since first listed25 events — show timeline
- 2026-05-12 Relisted — MARIS as Distributed by MLS Grid
- 2026-05-05 Contingent — MARIS as Distributed by MLS Grid
- 2026-04-21 Price Changed $344,900 MARIS as Distributed by MLS Grid
- 2026-03-20 Relisted — MARIS as Distributed by MLS Grid
- 2026-03-11 Contingent — MARIS as Distributed by MLS Grid
- 2026-02-16 Listed $350,000 MARIS as Distributed by MLS Grid
- 2026-02-16 Coming Soon $350,000 MARIS as Distributed by MLS Grid
- 2020-08-21 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2020-07-30 Pending — MARIS as Distributed by MLS Grid
- 2020-07-26 Relisted — MARIS as Distributed by MLS Grid
- 2020-07-07 Pending — MARIS as Distributed by MLS Grid
- 2020-07-03 Relisted — MARIS as Distributed by MLS Grid
- 2020-06-23 Listed $239,900 MARIS as Distributed by MLS Grid
- 2020-06-23 Pending — MARIS as Distributed by MLS Grid
- 2018-01-03 Pending — MARIS as Distributed by MLS Grid
- 2017-12-15 Sold (Public Records) $213,500 Public Records
- 2017-12-12 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2017-10-11 Contingent — MARIS as Distributed by MLS Grid
- 2017-09-21 Listed $239,900 MARIS as Distributed by MLS Grid
- 2017-09-19 Coming Soon $239,900 MARIS as Distributed by MLS Grid
- 2015-01-26 Sold (Public Records) — Public Records
- 2015-01-26 Sold (Public Records) — Public Records
- 2006-07-03 Sold (Public Records) $148,500 Public Records
- 1998-04-27 Sold (Public Records) — Public Records
- 1998-02-10 Sold (Public Records) — Public Records
Property tax history
+9.3%/yrLatest (2024): $4,195 · +5.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…