24 Billingsley Dr · Bella Vista, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 4/10 · Minor
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.2/30.0
- ARV discount +9.8/15.0
- Schools +5.2/10.0
- DSCR +4.0/10.0
- Livability +3.4/5.0
- 1% rule +2.5/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$265,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
$2,650 provided towards buyer's closing costs with use of preferred lender!! New this! New that! Welcome home to this recently updated 2 bedroom/2 full bathroom home with large bedrooms and ample living space. Brand new high efficiency heat pump in 2026. ALL new septic system in 2025 including tank, box, and lateral lines. New roof 2024. New LVP flooring in all common areas, new interior and exterior paint, 2 covered decks in front, open uncovered deck in back with private access from primary ensuite, an extra patio area perfect for grilling, a workshop of 154 sqft ready for your personal touch. Wood beams in the living room along with a wood burning fireplace. This home is a retreat waitin
Key facts
- Covered decks
- New septic system
- Open uncovered deck
Tags
Property features AI
Finance
- HOA & community: Bella Vista POA (monthly association); Community features include biking, clubhouse, dock, fitness center, golf, playground, tennis courts, parks, pool, shopping, and trails/paths
Exterior
- Parking: Attached carport; 1 covered parking space; Has carport
- Security: Smoke detector(s)
- Utilities: Electricity available; Public water; Septic available (septic tank)
- Home design: Single-story home; Crawlspace foundation; Has view
- Construction: Rock and wood siding exterior; Architectural shingle roof; 25 years or older
- Exterior features: Covered patio/deck; Patio; Concrete driveway; Outbuilding; Workshop; Partial fencing; Views; Wooded setting; Near park; City lot
Interior
- Kitchen: Eat-in kitchen (9 x 8); Dishwasher; Electric range; Microwave; Microwave hood fan; Electric water heater
- Bedrooms: Main level bedroom (15 x 13)
- Flooring: Carpet; Luxury vinyl plank
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric, heat pump); Central cooling (electric, heat pump)
- Interior features: Double pane vinyl windows; Fireplace insert in living room (wood burning); Smoke detector(s)
- Laundry & utility: Washer hookup; Dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath single-family listed at $265k.
Deal economics
- At list price, monthly cash flow is $-4 ($-48/yr) — negative.
- To cash-flow at today's rent, offer at most $264k (0.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $198k (25.3% below list).
- Recommended offer: $198k (25.3% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 3.6% in Bella Vista — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#111 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F, health & safety F.
- Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 827 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $94k; list at $265k implies a 182% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.75% ✗
- Cap rate
- 6.27%
- Cash-on-cash
- -0.06%
- DSCR
- 1.00
- GRM
- 11.2
CMA / ARV
- ARV (on-the-fly)
- $279,552
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 24 Billingsley Dr | 0.00mi | 2/2.0 | 1,344 (0%) | 0mo | $270,000 | $201 | 98 |
| 4 Billingsley Ln | 0.11mi | 3/3.0 (+1) | 1,416 (+5%) | 1mo | $290,000 | $205 | 74 |
| 2 Arnold Ln | 0.63mi | 2/2.0 | 1,344 (0%) | 0mo | $249,900 | $186 | 69 |
| 2 Munster Dr | 0.48mi | 3/2.0 (+1) | 1,309 (-3%) | 3mo | $309,800 | $237 | 64 |
| 8 Wootton Dr | 0.62mi | 2/2.0 | 1,314 (-2%) | 7mo | $250,000 | $190 | 60 |
| 11 Sheneman Dr | 0.41mi | 2/2.0 | 1,511 (+12%) | 9mo | $315,000 | $208 | 51 |
| 18 Duvall Ln | 0.48mi | 2/2.0 | 1,152 (-14%) | 6mo | $250,000 | $217 | 47 |
| 12 Arnold Ln | 0.66mi | 3/2.0 (+1) | 1,416 (+5%) | 8mo | $327,000 | $231 | 46 |
| 29 Knighton Dr | 0.74mi | 3/2.0 (+1) | 1,276 (-5%) | 5mo | $280,000 | $219 | 46 |
| 68 Hope Dr | 0.73mi | 3/2.0 (+1) | 1,416 (+5%) | 6mo | $288,000 | $203 | 45 |
| 7 Bradford Dr | 0.67mi | 2/2.0 | 1,500 (+12%) | 4mo | $300,000 | $200 | 44 |
| 13 Swanage Dr | 0.60mi | 3/2.0 (+1) | 1,512 (+12%) | 5mo | $345,000 | $228 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -16.5%
- Equity multiple
- 0.42×
- Total profit
- $-43,328
- Equity at exit
- $39,512
- IRR
- -8.3%
- Equity multiple
- 0.48×
- Total profit
- $-38,596
- Equity at exit
- $22,912
Cash invested: $74,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72715
- Home prices YoY
- -6.6%
- Active inventory
- 827
- Price-to-rent
- 11.2×
Monthly cashflow live
- Estimated rent
- $1,978 high interval (Pro) →
- Mortgage (P&I)
- −$1,390
- Tax from tax record
- −$67 /mo · $802/yr
- Insurance
- −$110
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$415
- Net cashflow
- $-4
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $66,250
- Closing costs
- $7,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4 Tilbury Ln Bella Vista, AR | 3.0 | 2.5 | 1742 | $1,850 | $1.06 | 14d | 1 | 0.65mi |
| 26 Purfleet Dr Bella Vista, AR | 3.0 | 2.0 | 1276 | $1,575 | $1.23 | 14d | 1 | 0.67mi |
| 9 Purfleet Dr Unit 1366492P Bella Vista, AR | 3.0 | 2.0 | 1625 | $3,392 | $2.09 | 14d | 1 | 0.75mi |
| 20 Annette Ln Bella Vista, AR | 3.0 | 2.0 | 1520 | $1,650 | $1.09 | 14d | 1 | 0.76mi |
| 9 Hartlepool Dr Bella Vista, AR | 3.0 | 2.0 | 1264 | $1,500 | $1.19 | 44d | 1 | 1.22mi |
| 27 Shropshire Dr Bella Vista, AR | 3.0 | 3.0 | 1822 | $2,250 | $1.23 | 14d | 1 | 1.42mi |
Listing history 3 events
-
2026-05-05status Pending
-
2026-04-21$265,000 Active
-
2004-12-09soldstatus $94,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $802 · $67/mo
- Projected year-2 tax
- $1,696 · $141/mo
- Expected delta
- +$894/yr (+$75/mo · 111.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,741
- − Mortgage interest
- −$14,844
- − Property taxes
- −$802
- − Insurance
- −$1,325
- − Repairs & maintenance
- −$1,899
- − Management
- −$1,899
- − Depreciation
- −$7,709
- Taxable loss
- −$4,738
- Est. tax savings @ 24.0%
- +$1,137
- After-tax cash flow
- $1,089/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bentonville School District
- NCES district ID
- 0503060
- Math proficiency
- 59% ▼ -8.00%
- Reading proficiency
- 59% ▼ -6.00%
- Median HH income
- $66,721
- Composite
- 51.85/100
- National rank
- #1661
- State rank
- #3 of 238 in AR
Livability — Bella Vista
- Score
- 67/100
- State rank
- #111
- US rank
- #11129
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bella Vista, AR
- County
- Benton County · 259,241 people
- City population
- 31,638
- Metro
- Fayetteville-Springdale-Rogers, AR
- Population (ZIP)
- 17,288
- Household income
- $82,447
- Rent vs Own
- Severe rent burden
- 107.0
Population outlook (Benton County) Hauer SSP2
- Today (2025)
- 318,683 people
- By 2030
- 353,481 · +10.9%
- By 2040
- 425,280 · +33.4%
- By 2050
- 497,239 · +56.0%
- By 2075
- 662,114 · +107.8%
- By 2100
- 776,431 · +143.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Two or more races 12% Hispanic / Latino 6% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Dominican 2%
- Common ancestry
- Lithuanian 4% Slovak 4% Portuguese 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Benton
- 2024 margin
- Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
- 2008→2024 swing
- +9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
- All cycles
- 2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -21.53%
- Current HPI
- 304.946
- Rent YoY
- —
- Metro
- Fayetteville-Springdale-Rogers, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
+181.9% since first listed3 events — show timeline
- 2026-05-05 Pending — NWARMLS
- 2026-04-21 Listed $265,000 NWARMLS
- 2004-12-09 Sold (Public Records) $94,000 Public Records
Property tax history
+1.9%/yrLatest (2025): $802 · -3.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…