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2715 72nd Street Ct W
D+ Composite 49.14
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.3/30.0
  • 1% rule +8.2/10.0
  • ARV discount +7.5/15.0
  • DSCR +4.7/10.0
  • Schools +4.4/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$125,000

2715 72nd Street Ct W · Bradenton, FL 34209
1 bd · 1.0 ba · 696 sqft · Condo public records · 42 Days on market
Built 1983 $443/mo HOA · 27% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

PRICE ADJUSTED! Budget friendly Florida living in the desirable community of Country Village, a 55+ active condominium in West Bradenton. Beaches, shopping, doctors, restaurants are all nearby. This immaculate one bedroom, one bath first floor condo makes the most of a small square footage and lives comfortably year round or seasonally. Tile floors for easy maintenance, a newer A/C system for comfort, and a new shower enclosure as well. A screen lanai is perfect for those beautiful Florida sunsets and a dedicated parking space is directly outside your door. Country Village has a large community pool, clubhouse and activities for residents. Our award-winning Anna Maria Island is only a short distance away, plus easy access to Sarasota Bradenton International Airport.

Key facts

  • Updated appliances
  • First floor condo
  • In unit laundry

Tags

FIRST FLOOR CONDONEW COUNTERTOPSUPDATED APPLIANCESGENEROUS CLOSET SPACENEWER SHOWER ENCLOSUREIN UNIT LAUNDRY

Property features AI

Finance

  • Other: Lease restrictions apply
  • HOA & community: Monthly condo fee of $443 (includes cable TV, common area taxes, pool, escrow reserves, structure and grounds maintenance, private road, recreational facilities, trash); Association approval required; Association recreation owned, clubhouse, pool, tennis courts; Buyer approval required; Deed restrictions; Senior community; Pets allowed (cats and dogs, max ~35 lbs)

Exterior

  • Parking: Private maintained road access (parking instructions referenced in directions)
  • Utilities: Public water; Public sewer; Electricity connected; Cable connected
  • Home design: Condominium; One-story; Faces west
  • Construction: Stucco and frame construction; Shingle roof; Slab foundation; Built as part of a 7-unit building
  • Exterior features: Covered front porch; Screened porch; Exterior storage; Mature landscaping with trees

Interior

  • Kitchen: Dishwasher; Range; Refrigerator; Disposal
  • Bedrooms: 1 bedroom
  • Flooring: Carpet; Tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Living room / dining room combo; Open floorplan; Walk-in closet(s); Blinds and drapes
  • Laundry & utility: Washer and dryer inside (laundry room)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $125k.

Deal economics

  • At list price, monthly cash flow is $45 ($546/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $125k).
  • Recommended offer: $121k (3.0% below list) — sets the bar for market timing.
  • Cap rate 6.7% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
  • Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-0.3%/yr); 510 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 27% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $121,250 (3.0% below list)

Questions for the listing agent

  1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.32%
Cap rate
6.73%
Cash-on-cash
1.56%
DSCR
1.07
GRM
6.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.6%
Equity multiple
0.37×
Total profit
$-21,940
Equity at exit
$18,638
10-year hold
IRR
-23.6%
Equity multiple
0.06×
Total profit
$-33,028
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34209

Rents YoY
-0.3%
Active inventory
510
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$1,655 high interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$112 /mo · $1,340/yr
Insurance
$52
HOA
$443
Vacancy / Maint / Mgmt
$348
Net cashflow
$45

Break-even live

Break-even rent $1,598
Max offer price $125,000
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2727 75th St W Bradenton, FL 1.0–2.0 1.5 835 $1,550 $1.86 3d 4 0.15mi
2903 63rd St W Bradenton, FL 1.0 1.0 693 $2,000 $2.89 3d 1 0.57mi
5909 30th Ave W Bradenton, FL 1.0–2.0 1.0–2.0 788 $1,465 $1.86 2d 6 0.84mi
4501 71st St W Bradenton, FL 1.0–2.0 1.0–2.0 850 $1,280 $1.51 2d 28 1.10mi
4601 66th St W Bradenton, FL 3.0 1.0–2.0 917 $1,716 $1.87 2d 24 1.32mi

HOA detail condo

Monthly dues
$443 · $5,316/yr
Likely covers
pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 36 events

  1. 2026-06-18
    days on market $125,000 Active 42 DOM
  2. 2026-06-17
    days on market $125,000 Active 41 DOM
  3. 2026-06-16
    days on market $125,000 Active 40 DOM
  4. 2026-06-15
    days on market $125,000 Active 39 DOM
  5. 2026-06-13
    days on market $125,000 Active 37 DOM
  6. 2026-06-13
    days on market $125,000 Active 36 DOM
  7. 2026-06-10
    days on market $125,000 Active 34 DOM
  8. 2026-06-09
    days on market $125,000 Active 33 DOM
  9. 2026-06-08
    days on market $125,000 Active 32 DOM
  10. 2026-06-08
    days on market $125,000 Active 31 DOM
  11. 2026-06-03
    days on market $125,000 Active 27 DOM
  12. 2026-06-02
    days on market $125,000 Active 26 DOM
  13. 2026-06-01
    days on market $125,000 Active 25 DOM
  14. 2026-05-31
    days on market $125,000 Active 24 DOM
  15. 2026-05-07
    listed $125,000 Active
  16. 2026-04-29
    historical
  17. 2026-02-13
    price $134,900
  18. 2026-01-28
    price $139,000
  19. 2026-01-05
    price $144,000
  20. 2025-11-05
    price $149,000
  21. 2025-11-01
    price $159,000
  22. 2025-10-10
    price $164,900
  23. 2025-10-01
    listed $169,900 Active
  24. 2024-04-05
    soldstatus $158,000 Closed 776-char remark
    Show marketing remark (776 chars)

    PRICE ADJUSTED! Budget friendly Florida living in the desirable community of Country Village, a 55+ active condominium in West Bradenton. Beaches, shopping, doctors, restaurants are all nearby. This immaculate one bedroom, one bath first floor condo makes the most of a small square footage and lives comfortably year round or seasonally. Tile floors for easy maintenance, a newer A/C system for comfort, and a new shower enclosure as well. A screen lanai is perfect for those beautiful Florida sunsets and a dedicated parking space is directly outside your door. Country Village has a large community pool, clubhouse and activities for residents. Our award-winning Anna Maria Island is only a short distance away, plus easy access to Sarasota Bradenton International Airport.

  25. 2024-01-27
    status Pending 776-char remark
    Show marketing remark (776 chars)

    PRICE ADJUSTED! Budget friendly Florida living in the desirable community of Country Village, a 55+ active condominium in West Bradenton. Beaches, shopping, doctors, restaurants are all nearby. This immaculate one bedroom, one bath first floor condo makes the most of a small square footage and lives comfortably year round or seasonally. Tile floors for easy maintenance, a newer A/C system for comfort, and a new shower enclosure as well. A screen lanai is perfect for those beautiful Florida sunsets and a dedicated parking space is directly outside your door. Country Village has a large community pool, clubhouse and activities for residents. Our award-winning Anna Maria Island is only a short distance away, plus easy access to Sarasota Bradenton International Airport.

  26. 2024-01-26
    price $168,900 776-char remark
    Show marketing remark (776 chars)

    PRICE ADJUSTED! Budget friendly Florida living in the desirable community of Country Village, a 55+ active condominium in West Bradenton. Beaches, shopping, doctors, restaurants are all nearby. This immaculate one bedroom, one bath first floor condo makes the most of a small square footage and lives comfortably year round or seasonally. Tile floors for easy maintenance, a newer A/C system for comfort, and a new shower enclosure as well. A screen lanai is perfect for those beautiful Florida sunsets and a dedicated parking space is directly outside your door. Country Village has a large community pool, clubhouse and activities for residents. Our award-winning Anna Maria Island is only a short distance away, plus easy access to Sarasota Bradenton International Airport.

  27. 2023-12-15
    price $169,900 776-char remark
    Show marketing remark (776 chars)

    PRICE ADJUSTED! Budget friendly Florida living in the desirable community of Country Village, a 55+ active condominium in West Bradenton. Beaches, shopping, doctors, restaurants are all nearby. This immaculate one bedroom, one bath first floor condo makes the most of a small square footage and lives comfortably year round or seasonally. Tile floors for easy maintenance, a newer A/C system for comfort, and a new shower enclosure as well. A screen lanai is perfect for those beautiful Florida sunsets and a dedicated parking space is directly outside your door. Country Village has a large community pool, clubhouse and activities for residents. Our award-winning Anna Maria Island is only a short distance away, plus easy access to Sarasota Bradenton International Airport.

  28. 2023-11-13
    listed $174,900 Active 776-char remark
    Show marketing remark (776 chars)

    PRICE ADJUSTED! Budget friendly Florida living in the desirable community of Country Village, a 55+ active condominium in West Bradenton. Beaches, shopping, doctors, restaurants are all nearby. This immaculate one bedroom, one bath first floor condo makes the most of a small square footage and lives comfortably year round or seasonally. Tile floors for easy maintenance, a newer A/C system for comfort, and a new shower enclosure as well. A screen lanai is perfect for those beautiful Florida sunsets and a dedicated parking space is directly outside your door. Country Village has a large community pool, clubhouse and activities for residents. Our award-winning Anna Maria Island is only a short distance away, plus easy access to Sarasota Bradenton International Airport.

  29. 2021-02-17
    soldstatus $92,000
  30. 2020-01-07
    soldstatus $89,900
  31. 2018-05-14
    soldstatus $55,000
  32. 2013-07-12
    soldstatus $45,000
  33. 2005-03-16
    soldstatus $92,500
  34. 2003-01-13
    soldstatus $54,500
  35. 2001-06-01
    soldstatus $42,000
  36. 1984-02-01
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,340 · $112/mo
Projected year-2 tax
$1,340 · $112/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 31 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,864
− Mortgage interest
−$7,002
− Property taxes
−$1,340
− Insurance
−$625
− Repairs & maintenance
−$1,589
− Management
−$1,589
− HOA
−$5,316
− Depreciation
−$3,636
Taxable loss
−$1,233
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$296
After-tax cash flow
$842/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Manatee
NCES district ID
1201230
Math proficiency
54% ▼ -6.00%
Reading proficiency
50% ▼ -2.00%
Median HH income
$49,607
Composite
44.43/100
National rank
#2806
State rank
#26 of 73 in FL

Livability — Bradenton

Score
81/100
State rank
#101
US rank
#1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Manatee County · 416,364 people
City population
227,091
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
33,224
Household income
$81,728
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
1126.0

Population outlook (Manatee County) Hauer SSP2

Today (2025)
447,342 people
By 2030
488,911 · +9.3%
By 2040
567,934 · +27.0%
By 2050
637,995 · +42.6%
By 2075
781,970 · +74.8%
By 2100
848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 11% Two or more races 6% Black 2% Asian 1%
Hispanic origin (detail)
Puerto Rican 4% Cuban 3%
Common ancestry
Romanian 3% Slovak 3% Lithuanian 3%
Foreign-born
9% · Canada, Jamaica, China
Languages at home
90% English-only · Spanish 6% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Manatee

2024 margin
Strong R (+23.5) · D 37.9% · R 61.4%
2008→2024 swing
-16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -360.34%
Current HPI
320.0061
Rent YoY
▼ -0.30%
Metro
North Port-Sarasota-Bradenton, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+177.8% since first listed
22 events — show timeline
  • 2026-05-07 Listed $125,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-29 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2026-02-13 Price Changed $134,900 Stellar MLS as Distributed by MLS Grid
  • 2026-01-28 Price Changed $139,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-05 Price Changed $144,000 Stellar MLS as Distributed by MLS Grid
  • 2025-11-05 Price Changed $149,000 Stellar MLS as Distributed by MLS Grid
  • 2025-11-01 Price Changed $159,000 Stellar MLS as Distributed by MLS Grid
  • 2025-10-10 Price Changed $164,900 Stellar MLS as Distributed by MLS Grid
  • 2025-10-01 Listed $169,900 Stellar MLS as Distributed by MLS Grid
  • 2024-04-05 Sold (MLS) $158,000 Stellar MLS as Distributed by MLS Grid
  • 2024-01-27 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-01-26 Price Changed $168,900 Stellar MLS as Distributed by MLS Grid
  • 2023-12-15 Price Changed $169,900 Stellar MLS as Distributed by MLS Grid
  • 2023-11-13 Listed $174,900 Stellar MLS as Distributed by MLS Grid
  • 2021-02-17 Sold (Public Records) $92,000 Public Records
  • 2020-01-07 Sold (Public Records) $89,900 Public Records
  • 2018-05-14 Sold (Public Records) $55,000 Public Records
  • 2013-07-12 Sold (Public Records) $45,000 Public Records
  • 2005-03-16 Sold (Public Records) $92,500 Public Records
  • 2003-01-13 Sold (Public Records) $54,500 Public Records
  • 2001-06-01 Sold (Public Records) $42,000 Public Records
  • 1984-02-01 Sold (Public Records) $45,000 Public Records

Property tax history

+4.3%/yr

Latest (2025): $1,340 · -33.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…