110 South St · Dallas, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 23.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.2/30.0
- ARV discount +7.9/15.0
- DSCR +4.3/10.0
- Schools +3.6/10.0
- Livability +3.3/5.0
- Rent growth +3.0/5.0
- 1% rule +2.7/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$250,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Stunningly renovated 3 bed/2 bath ranch home featuring brand new Luxury Vinyl Plank flooring, new interior and exterior paint, new HVAC, new 30-yr Architectural Roof, new lighting and plumbing fixtures everywhere, new granite countertops in kitchen and bathrooms, and new stainless-steel appliances. Home offers beautiful curb appeal. Large living room offers open floorplan views to the kitchen and big windows to allow in lots of natural lighting. Large kitchen offers new granite, tons of countertops and cabinet space, and eat in kitchen area. Large Master Bedroom offers a walk in closet and En-suite with double vanity, low flow toilet, and tub/shower combo. Two great sized secondary bedrooms and secondary bathroom offers a massive vanity, low flow toilet, and tub/shower combo. Out back the large backyard offers a storage shed.
Key facts
- Open floorplan views
- New hvac
- 0.33 acre lot
Tags
Property features AI
Finance
- HOA & community: Near shopping
Exterior
- Parking: Driveway parking; Open parking available
- Utilities: Public water; Public sewer; 110-volt electric; Electric service available
- Home design: One-story home; Resale property
- Construction: Vinyl siding; Composition / shingle roof; Brick/mortar and pier (pillar/post/pier) foundation
- Exterior features: Covered front porch; Rain gutters; Outbuilding / shed
Interior
- Kitchen: Country-style eat-in kitchen with stone countertops; Cabinets (other); Open view into the family room; Microwave; Electric range; Dishwasher
- Bedrooms: Three main-level bedrooms; Primary bedroom on the main level
- Flooring: Luxury vinyl
- Bathrooms: Two full bathrooms; Primary bathroom with double vanity and tub/shower combo
- Heating & cooling: Central heating; Central air; Ceiling fans
- Interior features: Double vanity; No shared/common walls; Crawl space basement
- Laundry & utility: Laundry closet
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $42 ($504/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $193k (22.7% below list).
- Recommended offer: $193k (22.7% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 4.2% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#192 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
- Paulding County (suburban): math 39% / reading 42% proficiency, ranked #33 of 174 in GA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Herschel Jones Middle School (math 24% / reading 33%, grade F, #260 of 470 statewide, top 56%, 807 students, 61% FRL); Paulding County High School (math 19% / reading 37%, grade F, #155 of 424 statewide, top 37%, 2,005 students, 48% FRL) — zoned schools average 55% FRL vs 33% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 28% at this address vs 40% district-wide (-12 pts) — the specific schools serving this property underperform the Paulding County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.8%/yr); 652 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,458 units permitted in Paulding County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Paulding County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $95k; list at $250k implies a 163% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.77% ✗
- Cap rate
- 6.49%
- Cash-on-cash
- 0.72%
- DSCR
- 1.03
- GRM
- 10.8
CMA / ARV
- ARV (median comp)
- $252,347
- List price
- $250,000
- Delta
- -0.93%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 130 Park St | 0.31mi | 2/2.0 (-1) | 836 (-7%) | 21mo | $230,000 | $275 | 48 |
| 361 West Ave | 0.67mi | 2/1.0 (-1) | 960 (+7%) | 8mo | $375,000 | $391 | 45 |
| 131 Veterans Dr | 0.66mi | 2/1.0 (-1) | 854 (-5%) | 22mo | $194,000 | $227 | 38 |
| 220 Buchanan St | 0.61mi | 2/2.0 (-1) | 956 (+7%) | 16mo | $170,000 | $178 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.84% rent growth · sell at horizon
- IRR
- -16.3%
- Equity multiple
- 0.43×
- Total profit
- $-40,185
- Equity at exit
- $37,276
- IRR
- -10.1%
- Equity multiple
- 0.41×
- Total profit
- $-40,972
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30132
- Home prices YoY
- -33.1%
- Rents YoY
- 1.8%
- Active inventory
- 652
- Price-to-rent
- 10.8×
Monthly cashflow live
- Estimated rent
- $1,932 medium interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$69 /mo · $829/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$406
- Net cashflow
- $42
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 211 Park St Unit B Dallas, GA | 2.0 | 1.0 | 750 | $1,350 | $1.80 | 17d | 1 | 0.27mi |
| 125 Westwood Dr Dallas, GA | 3.0 | 2.0 | 1052 | $2,195 | $2.09 | 4d | 1 | 0.70mi |
| 165 Cole Lake Rd Dallas, GA | 2.0 | 1.0 | 950 | $3,500 | $3.68 | 43d | 1 | 0.93mi |
| 211 Hampton Dr Dallas, GA | 3.0 | 2.0 | 1104 | $1,760 | $1.59 | 5d | 1 | 1.00mi |
| 234 Vernoy Aiken Rd Dallas, GA | 2.0 | 1.0 | 900 | $1,325 | $1.47 | 43d | 1 | 1.49mi |
Listing history 13 events
-
2026-06-13statusdays on market $250,000 Pending 41 DOM
-
2026-06-09days on market $250,000 Active 39 DOM
-
2026-06-08days on market $250,000 Active 38 DOM
-
2026-06-07days on market $250,000 Active 37 DOM
-
2026-06-04days on market $250,000 Active 34 DOM
-
2026-06-03days on market $250,000 Active 33 DOM
-
2026-06-02days on market $250,000 Active 32 DOM
-
2026-06-01days on market $250,000 Active 31 DOM
-
2026-05-31days on market $250,000 Active 30 DOM
-
2026-05-01$250,000 New 837-char remark
Show marketing remark (837 chars)
Stunningly renovated 3 bed/2 bath ranch home featuring brand new Luxury Vinyl Plank flooring, new interior and exterior paint, new HVAC, new 30-yr Architectural Roof, new lighting and plumbing fixtures everywhere, new granite countertops in kitchen and bathrooms, and new stainless-steel appliances. Home offers beautiful curb appeal. Large living room offers open floorplan views to the kitchen and big windows to allow in lots of natural lighting. Large kitchen offers new granite, tons of countertops and cabinet space, and eat in kitchen area. Large Master Bedroom offers a walk in closet and En-suite with double vanity, low flow toilet, and tub/shower combo. Two great sized secondary bedrooms and secondary bathroom offers a massive vanity, low flow toilet, and tub/shower combo. Out back the large backyard offers a storage shed.
-
2026-05-01$250,000 Active 837-char remark
Show marketing remark (837 chars)
Stunningly renovated 3 bed/2 bath ranch home featuring brand new Luxury Vinyl Plank flooring, new interior and exterior paint, new HVAC, new 30-yr Architectural Roof, new lighting and plumbing fixtures everywhere, new granite countertops in kitchen and bathrooms, and new stainless-steel appliances. Home offers beautiful curb appeal. Large living room offers open floorplan views to the kitchen and big windows to allow in lots of natural lighting. Large kitchen offers new granite, tons of countertops and cabinet space, and eat in kitchen area. Large Master Bedroom offers a walk in closet and En-suite with double vanity, low flow toilet, and tub/shower combo. Two great sized secondary bedrooms and secondary bathroom offers a massive vanity, low flow toilet, and tub/shower combo. Out back the large backyard offers a storage shed.
-
2025-11-19soldstatus $95,000
-
1990-06-20soldstatus $37,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $829 · $69/mo
- Projected year-2 tax
- $2,300 · $192/mo
- Expected delta
- +$1,471/yr (+$123/mo · 177.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 23% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,184
- − Mortgage interest
- −$14,004
- − Property taxes
- −$829
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$1,855
- − Management
- −$1,855
- − Depreciation
- −$7,273
- Taxable loss
- −$3,881
- Est. tax savings @ 24.0%
- +$931
- After-tax cash flow
- $1,436/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Paulding County
- NCES district ID
- 1304020
- Math proficiency
- 39% ▼ -6.00%
- Reading proficiency
- 42% ▼ -7.00%
- Median HH income
- $61,447
- Composite
- 36.0/100
- National rank
- #4784
- State rank
- #33 of 174 in GA
Livability — Dallas
- Score
- 66/100
- State rank
- #192
- US rank
- #11802
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dallas, GA
- County
- Paulding County · 134,013 people
- City population
- 106,793
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 53,348
- Household income
- $109,914
- Rent vs Own
- Severe rent burden
- 593.0
Population outlook (Paulding County) Hauer SSP2
- Today (2025)
- 175,714 people
- By 2030
- 186,082 · +5.9%
- By 2040
- 204,414 · +16.3%
- By 2050
- 217,040 · +23.5%
- By 2075
- 236,980 · +34.9%
- By 2100
- 238,314 · +35.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Black 19% Hispanic / Latino 9% Two or more races 8% Asian 2%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 2%
- Common ancestry
- Slovak 2% Romanian 2% Lithuanian 2%
- Foreign-born
- 8% · Canada, China
- Languages at home
- 91% English-only · Spanish 5% Other Indo-European 1% Tagalog/Filipino 1%
Political lean MEDSL · Paulding
- 2024 margin
- Strong R (+24.1) · D 37.6% · R 61.7%
- 2008→2024 swing
- +14.4pp toward D · 2008: -38.5pp · 2024: -24.1pp
- All cycles
- 2024: R+24.1 2020: R+29.1 2016: R+41.2 2012: R+43.6 2008: R+38.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -92.85%
- Current HPI
- 187.6553
- Rent YoY
- ▲ 1.84%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+566.7% since first listed6 events — show timeline
- 2026-06-11 Pending — GAMLS
- 2026-06-11 Pending — FMLS
- 2026-05-01 Listed $250,000 FMLS
- 2026-05-01 Listed $250,000 GAMLS
- 2025-11-19 Sold (Public Records) $95,000 Public Records
- 1990-06-20 Sold (Public Records) $37,500 Public Records
Property tax history
-0.1%/yrLatest (2025): $829 · +1.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…