1110 W Lombard St · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.3/30.0
- ARV discount +7.7/15.0
- DSCR +6.5/10.0
- 1% rule +5.0/10.0
- Rent growth +4.4/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$185,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
List price to be opening bid at online only auction. Bidding Begins Saturday, April 16th and ends on Thursday, April 21, 2023 at 12:00pm. A Brick End-of-Row Townhouse & a Detached 2-Story Garage in the "Hollins Market" Neighborhood of Baltimore City. The auction includes 2 properties with separate tax id numbers. This is a great opportunity to purchase & renovate both properties. 1110 W. Lombard St: A brick end-of-row townhouse that has been fully gutted with 3 levels. Both upper levels have been framed. Upper level 1 is configured with 2 bedrooms, a laundry room and 1 full bath. Upper level 2 is configured with the owner suite, walk-in closet and 1 full bath. The main level is not framed. The seller's plans include a living room, dining room and kitchen. The property has some new windows. The property is in need of renovation. Also, A 2-story garage located just behind 1110 W. Lombard. Potentially can fit 2 cars. The upper level is accessible from a wood bridge from the Lombard St. property (upper level 1). The property is in need of renovation. Location: The property is located near Mt. Claire Junction Shopping Mall, Hollins Market, Union Square Park, Franklin Square Park, Carroll Park, The University of Maryland Medical Center, Edgar Allan Poe House & Museum, M & T Bank Ravens Stadium, Oriole Park at Camden Yards, Downtown Baltimore and more. It has a convenient location near dining, shopping, schools, recreational facilities, and access to transportation routes.
Key facts
- New kitchen
- Led lighting
- Convenient access
Tags
Property features AI
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer; Electric cooling fuel
- Home design: End of Row/Townhouse; Fee simple ownership; Excellent condition; Effective/major renovation in 2025
- Construction: Brick construction; Other foundation type; Above-grade and below-grade structures
- Exterior features: Patio(s); End-of-row townhouse setting
Interior
- Kitchen: Built-in microwave; Dishwasher; ENERGY STAR refrigerator; Stainless steel appliances; Stove; Upgraded countertops; Kitchen island
- Bedrooms: Two bedrooms on the first upper level; One bedroom on the second upper level
- Flooring: Carpet
- Bathrooms: Two full bathrooms (all on upper levels); One half bathroom on the main level
- Heating & cooling: Heating: Other; Cooling: Other (electric); Hot water: Other
- Interior features: Carpeted areas; Kitchen island; Master bathroom(s); Upgraded countertops; ENERGY STAR qualified windows
- Laundry & utility: Washer; Dryer; In-unit laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $185k.
Deal economics
- At list price, monthly cash flow is $238 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $185k).
- Cap rate 7.8% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+7.5%/yr); 422 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- At $1,855/mo this rent would consume 49% of the median local household income ($46k/yr) (locally 1755% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 7.5% rent growth), your $52k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
- 16 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✓
- Cap rate
- 7.84%
- Cash-on-cash
- 5.52%
- DSCR
- 1.25
- GRM
- 8.3
CMA / ARV
- ARV (median comp)
- $185,797
- List price
- $185,000
- Delta
- -0.43%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1110 W Lombard St | 0.00mi | 3/2.5 | 1,206 (0%) | 1mo | $180,000 | $149 | 99 |
| 121 Parkin St | 0.28mi | 3/2.0 | 1,208 (+0%) | 0mo | $175,000 | $145 | 84 |
| 835 1/2 W Lombard St | 0.34mi | 3/1.0 | 1,242 (+3%) | 1mo | $255,000 | $205 | 72 |
| 1404 Lemmon St | 0.24mi | 3/2.0 | 1,100 (-9%) | 1mo | $189,000 | $172 | 71 |
| 916 S Carey St | 0.36mi | 3/1.5 | 1,288 (+7%) | 1mo | $100,000 | $78 | 67 |
| 1145 W Cross St | 0.42mi | 2/1.5 (-1) | 1,172 (-3%) | 2mo | $121,900 | $104 | 66 |
| 1244 Carroll St | 0.45mi | 3/1.5 | 1,140 (-6%) | 0mo | $213,900 | $188 | 65 |
| 1236 Sargeant St | 0.35mi | 2/2.0 (-1) | 1,350 (+12%) | 2mo | $205,000 | $152 | 55 |
| 538 Eislen St | 0.64mi | 2/1.0 (-1) | 1,170 (-3%) | 1mo | $345,000 | $295 | 53 |
| 817 W Cross St | 0.58mi | 3/3.5 | 1,320 (+10%) | 0mo | $260,000 | $197 | 53 |
| 835 W Cross St | 0.55mi | 3/2.5 | 1,380 (+14%) | 1mo | $243,600 | $177 | 49 |
| 1933 W Pratt St | 0.67mi | 4/— (+1) | 1,365 (+13%) | 2mo | $30,000 | $22 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.51% rent growth · sell at horizon
- IRR
- -2.9%
- Equity multiple
- 0.88×
- Total profit
- $-5,999
- Equity at exit
- $27,584
- IRR
- 11.1%
- Equity multiple
- 2.04×
- Total profit
- $53,943
- Equity at exit
- $15,995
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21223
- Rents YoY
- 7.5%
- Active inventory
- 422
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $1,855 high interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax from tax record
- −$179 /mo · $2,153/yr
- Insurance
- −$77
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$389
- Net cashflow
- $238
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1115 W Lombard St Baltimore, MD | 3.0 | 1.0 | 1468 | $2,100 | $1.43 | 43d | 1 | 0.03mi |
| 1111 W Lombard St Baltimore, MD | 3.0 | 1.0 | 1200 | $1,295 | $1.08 | 4d | 1 | 0.04mi |
| 104 S Carrollton Ave Baltimore, MD | 3.0 | 4.0 | 1232 | $2,400 | $1.95 | 4d | 1 | 0.06mi |
| 1000 Hollins St Unit 1000 Hollins Baltimore, MD | 3.0 | 2.5 | 1472 | $2,600 | $1.77 | 44d | 1 | 0.13mi |
| 1315 Hollins St Unit 2 Baltimore, MD | 3.0 | 2.0 | 1096 | $1,950 | $1.78 | 12d | 1 | 0.14mi |
| 1315 Hollins St Unit 2 Baltimore, MD | 3.0 | 2.0 | 1096 | $1,860 | $1.70 | 4d | 1 | 0.14mi |
| 10 S Carey St Baltimore, MD | 2.0 | 1.0 | 1140 | $1,550 | $1.36 | 23d | 1 | 0.15mi |
| 1324 W Lombard St Unit 1 Baltimore, MD | 2.0 | 2.0 | 1100 | $1,500 | $1.36 | 23d | 1 | 0.16mi |
| 1324 W Lombard St Unit 2 Baltimore, MD | 2.0 | 1.5 | 1100 | $1,450 | $1.32 | 43d | 1 | 0.16mi |
| 913 W Lombard St Baltimore, MD | 3.0 | 1.0 | 1452 | $1,600 | $1.10 | 23d | 1 | 0.18mi |
| 923 McHenry St Baltimore, MD | 3.0 | 1.0 | 1008 | $1,625 | $1.61 | 43d | 1 | 0.25mi |
| 305 S Calhoun St Baltimore, MD | 2.0 | 1.0 | 1000 | $1,300 | $1.30 | 21d | 1 | 0.25mi |
| 101 N Schroeder St Baltimore, MD | 3.0 | 1.0–2.0 | 1037 | $3,185 | $3.07 | 2d | 12 | 0.26mi |
| 847 McHenry St Baltimore, MD | 2.0 | 2.0 | 952 | $1,795 | $1.89 | 4d | 1 | 0.29mi |
| 1142 Sargeant St Baltimore, MD | 3.0 | 2.0 | 1080 | $1,601 | $1.48 | 2d | 1 | 0.31mi |
| 1127 Sargeant St Baltimore, MD | 2.0 | 1.5 | 1080 | $1,275 | $1.18 | 23d | 1 | 0.33mi |
| 1215 James St Baltimore, MD | 2.0 | 1.0 | 960 | $1,500 | $1.56 | 43d | 1 | 0.34mi |
| 1262 Glyndon Ave Baltimore, MD | 2.0 | 3.0 | 1258 | $1,850 | $1.47 | 23d | 1 | 0.34mi |
| 1160 Washington Blvd Baltimore, MD | 2.0 | 1.0 | 960 | $1,575 | $1.64 | 23d | 1 | 0.35mi |
| 1601 Frederick Ave Unit 3 Baltimore, MD | 2.0 | 1.0 | 1050 | $1,050 | $1.00 | 4d | 1 | 0.36mi |
| 1125 Washington Blvd Baltimore, MD | 4.0 | 2.5 | 1200 | $2,750 | $2.29 | 17d | 1 | 0.36mi |
| 1163 Washington Blvd Baltimore, MD | 2.0 | 2.5 | 1012 | $1,700 | $1.68 | 12d | 1 | 0.38mi |
| 1101 S Carey St Baltimore, MD | 2.0 | 2.0 | 1400 | $1,200 | $0.86 | 21d | 1 | 0.38mi |
| 1253 Sargeant St Baltimore, MD | 2.0 | 1.5 | 1200 | $1,695 | $1.41 | 23d | 1 | 0.39mi |
| 1635 Frederick Ave Baltimore, MD | 3.0 | 2.0 | 1224 | $1,850 | $1.51 | 43d | 1 | 0.41mi |
| 1303 James St Baltimore, MD | 2.0 | 1.5 | 1160 | $1,350 | $1.16 | 23d | 1 | 0.41mi |
| 1127 S Carey St Baltimore, MD | 3.0 | 2.5 | 1340 | $1,900 | $1.42 | 4d | 1 | 0.42mi |
| 1243 Washington Blvd Baltimore, MD | 3.0 | 2.0 | 1148 | $1,950 | $1.70 | 43d | 1 | 0.42mi |
| 1519 Penrose Ave Baltimore, MD | 3.0 | 2.0 | 1200 | $1,875 | $1.56 | 43d | 1 | 0.43mi |
| 1259 Washington Blvd Baltimore, MD | 3.0 | 3.0 | 1232 | $2,999 | $2.43 | 4d | 1 | 0.43mi |
| 853 Reinhart St Baltimore, MD | 2.0 | 2.5 | 780 | $1,800 | $2.31 | 43d | 1 | 0.43mi |
| 748 McHenry St Baltimore, MD | 3.0 | 2.0 | 1288 | $2,100 | $1.63 | 4d | 1 | 0.45mi |
| 508 Wyeth St Baltimore, MD | 3.0 | 3.0 | 1234 | $1,850 | $1.50 | 43d | 1 | 0.45mi |
| 805 Washington Blvd Unit A Baltimore, MD | 2.0 | 2.0 | 1050 | $1,650 | $1.57 | 43d | 1 | 0.47mi |
| 805 Washington Blvd Unit B Baltimore, MD | 2.0 | 2.0 | 1106 | $1,650 | $1.49 | 20d | 1 | 0.47mi |
| 1132 Nanticoke St Baltimore, MD | 2.0 | 2.5 | 1500 | $1,875 | $1.25 | 23d | 1 | 0.50mi |
| 1205 Cleveland St Baltimore, MD | 2.0 | 2.0 | 1232 | $1,900 | $1.54 | 43d | 1 | 0.51mi |
| 519 Scott St Unit 1 Baltimore, MD | 2.0 | 2.0 | 800 | $2,000 | $2.50 | 43d | 1 | 0.51mi |
| 709 Scott St Baltimore, MD | 3.0 | 2.5 | 1448 | $2,500 | $1.73 | 23d | 1 | 0.55mi |
| 709 Scott St Baltimore, MD | 3.0 | 3.0 | 1448 | $2,500 | $1.73 | 14d | 1 | 0.55mi |
Listing history 48 events
-
2026-05-08status Pending 774-char remark
-
2026-05-01$185,000 Active 774-char remark
-
2026-03-02historical
-
2026-02-16status Active
-
2026-02-05status Pending
-
2026-02-03price $180,000
-
2026-01-09price $190,000
-
2025-12-01$200,000 Active
-
2023-06-21soldstatus $58,300
-
2023-06-07soldstatus $58,300 Closed
Show marketing remark (1522 chars)
List price to be opening bid at online only auction. Bidding Begins Saturday, April 16th and ends on Thursday, April 21, 2023 at 12:00pm. A Brick End-of-Row Townhouse & a Detached 2-Story Garage in the "Hollins Market" Neighborhood of Baltimore City. The auction includes 2 properties with separate tax id numbers. This is a great opportunity to purchase & renovate both properties. 1110 W. Lombard St: A brick end-of-row townhouse that has been fully gutted with 3 levels. Both upper levels have been framed. Upper level 1 is configured with 2 bedrooms, a laundry room and 1 full bath. Upper level 2 is configured with the owner suite, walk-in closet and 1 full bath. The main level is not framed. The seller's plans include a living room, dining room and kitchen. The property has some new windows. The property is in need of renovation. Also, A 2-story garage located just behind 1110 W. Lombard. Potentially can fit 2 cars. The upper level is accessible from a wood bridge from the Lombard St. property (upper level 1). The property is in need of renovation. Location: The property is located near Mt. Claire Junction Shopping Mall, Hollins Market, Union Square Park, Franklin Square Park, Carroll Park, The University of Maryland Medical Center, Edgar Allan Poe House & Museum, M & T Bank Ravens Stadium, Oriole Park at Camden Yards, Downtown Baltimore and more. It has a convenient location near dining, shopping, schools, recreational facilities, and access to transportation routes.
-
2023-04-25status Pending
Show marketing remark (1522 chars)
List price to be opening bid at online only auction. Bidding Begins Saturday, April 16th and ends on Thursday, April 21, 2023 at 12:00pm. A Brick End-of-Row Townhouse & a Detached 2-Story Garage in the "Hollins Market" Neighborhood of Baltimore City. The auction includes 2 properties with separate tax id numbers. This is a great opportunity to purchase & renovate both properties. 1110 W. Lombard St: A brick end-of-row townhouse that has been fully gutted with 3 levels. Both upper levels have been framed. Upper level 1 is configured with 2 bedrooms, a laundry room and 1 full bath. Upper level 2 is configured with the owner suite, walk-in closet and 1 full bath. The main level is not framed. The seller's plans include a living room, dining room and kitchen. The property has some new windows. The property is in need of renovation. Also, A 2-story garage located just behind 1110 W. Lombard. Potentially can fit 2 cars. The upper level is accessible from a wood bridge from the Lombard St. property (upper level 1). The property is in need of renovation. Location: The property is located near Mt. Claire Junction Shopping Mall, Hollins Market, Union Square Park, Franklin Square Park, Carroll Park, The University of Maryland Medical Center, Edgar Allan Poe House & Museum, M & T Bank Ravens Stadium, Oriole Park at Camden Yards, Downtown Baltimore and more. It has a convenient location near dining, shopping, schools, recreational facilities, and access to transportation routes.
-
2023-04-06$25,000 Active
Show marketing remark (1522 chars)
List price to be opening bid at online only auction. Bidding Begins Saturday, April 16th and ends on Thursday, April 21, 2023 at 12:00pm. A Brick End-of-Row Townhouse & a Detached 2-Story Garage in the "Hollins Market" Neighborhood of Baltimore City. The auction includes 2 properties with separate tax id numbers. This is a great opportunity to purchase & renovate both properties. 1110 W. Lombard St: A brick end-of-row townhouse that has been fully gutted with 3 levels. Both upper levels have been framed. Upper level 1 is configured with 2 bedrooms, a laundry room and 1 full bath. Upper level 2 is configured with the owner suite, walk-in closet and 1 full bath. The main level is not framed. The seller's plans include a living room, dining room and kitchen. The property has some new windows. The property is in need of renovation. Also, A 2-story garage located just behind 1110 W. Lombard. Potentially can fit 2 cars. The upper level is accessible from a wood bridge from the Lombard St. property (upper level 1). The property is in need of renovation. Location: The property is located near Mt. Claire Junction Shopping Mall, Hollins Market, Union Square Park, Franklin Square Park, Carroll Park, The University of Maryland Medical Center, Edgar Allan Poe House & Museum, M & T Bank Ravens Stadium, Oriole Park at Camden Yards, Downtown Baltimore and more. It has a convenient location near dining, shopping, schools, recreational facilities, and access to transportation routes.
-
2023-03-24historical
-
2023-03-23status Active
-
2023-03-22historical
-
2023-03-19price $75,000
-
2023-03-19status Active
-
2023-01-02price $40,000
-
2023-01-02status Pending
-
2022-11-08price $75,000
-
2022-10-06price $110,000
-
2022-09-06$125,000 Active
-
2022-08-05historical
-
2022-04-15$75,000 Active
-
2021-11-23soldstatus $95,700
-
2021-09-13soldstatus $63,900 Closed
-
2021-08-01status Pending
-
2021-07-06$20,000 Active
-
2016-09-02soldstatus $30,500
-
2016-07-28soldstatus $30,500
-
2016-07-28soldstatus $30,500 Sold
-
2016-06-14status Contingent (No Kick Out)
-
2016-06-06status Active
-
2016-05-16status Contingent (No Kick Out)
-
2016-04-26status Active
-
2016-04-26historical
-
2016-04-25price $29,000
-
2016-04-25status Active
-
2015-12-02status Contingent (No Kick Out)
-
2015-11-03price $38,000
-
2015-09-22$46,000 Active
-
2008-04-24historical
-
2008-04-21
-
2007-09-16historical
-
2007-01-05
-
2004-06-28soldstatus $85,000
-
2004-05-03historical
-
2004-04-12$89,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $2,153 · $179/mo
- Projected year-2 tax
- $2,153 · $179/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,254
- − Mortgage interest
- −$10,363
- − Property taxes
- −$2,153
- − Insurance
- −$925
- − Repairs & maintenance
- −$1,780
- − Management
- −$1,780
- − Depreciation
- −$5,382
- Taxable loss
- −$129
- Est. tax savings @ 24.0%
- +$31
- After-tax cash flow
- $2,892/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 19,572
- Household income
- $45,840
- Rent vs Own
- Severe rent burden
- 1755.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (72%)
- Race & ethnicity
- Black 72% White 16% Hispanic / Latino 7% Two or more races 6% Asian 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 1%
- Common ancestry
- Romanian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 90% English-only · Spanish 6% French/Haitian/Cajun 2% Other Indo-European 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -97.99%
- Current HPI
- 140.5836
- Rent YoY
- ▲ 7.51%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
|
||
Price history
+100.2% since first listed49 events — show timeline
- 2026-05-29 Sold (MLS) $180,000 BRIGHT MLS
- 2026-05-08 Pending — BRIGHT MLS
- 2026-05-01 Listed $185,000 BRIGHT MLS
- 2026-03-02 Listing Removed — BRIGHT MLS
- 2026-02-16 Relisted — BRIGHT MLS
- 2026-02-05 Pending — BRIGHT MLS
- 2026-02-03 Price Changed $180,000 BRIGHT MLS
- 2026-01-09 Price Changed $190,000 BRIGHT MLS
- 2025-12-01 Listed $200,000 BRIGHT MLS
- 2023-06-21 Sold (Public Records) $58,300 Public Records
- 2023-06-07 Sold (MLS) $58,300 BRIGHT MLS
- 2023-04-25 Pending — BRIGHT MLS
- 2023-04-06 Listed $25,000 BRIGHT MLS
- 2023-03-24 Listing Removed — BRIGHT MLS
- 2023-03-23 Relisted — BRIGHT MLS
- 2023-03-22 Listing Removed — BRIGHT MLS
- 2023-03-19 Price Changed $75,000 BRIGHT MLS
- 2023-03-19 Relisted — BRIGHT MLS
- 2023-01-02 Price Changed $40,000 BRIGHT MLS
- 2023-01-02 Pending — BRIGHT MLS
- 2022-11-08 Price Changed $75,000 BRIGHT MLS
- 2022-10-06 Price Changed $110,000 BRIGHT MLS
- 2022-09-06 Listed $125,000 BRIGHT MLS
- 2022-08-05 Listing Removed — BRIGHT MLS
- 2022-04-15 Listed $75,000 BRIGHT MLS
- 2021-11-23 Sold (Public Records) $95,700 Public Records
- 2021-09-13 Sold (MLS) $63,900 BRIGHT MLS
- 2021-08-01 Pending — BRIGHT MLS
- 2021-07-06 Listed $20,000 BRIGHT MLS
- 2016-09-02 Sold (Public Records) $30,500 Public Records
- 2016-07-28 Sold (MLS) $30,500 MRIS
- 2016-07-28 Sold (MLS) $30,500 BRIGHT MLS
- 2016-06-14 Pending — MRIS
- 2016-06-06 Relisted — MRIS
- 2016-05-16 Pending — MRIS
- 2016-04-26 Relisted — MRIS
- 2016-04-26 Delisted — MRIS
- 2016-04-25 Price Changed $29,000 MRIS
- 2016-04-25 Relisted — MRIS
- 2015-12-02 Pending — MRIS
- 2015-11-03 Price Changed $38,000 MRIS
- 2015-09-22 Listed $46,000 MRIS
- 2008-04-24 Delisted — MRIS
- 2008-04-21 Listed — MRIS
- 2007-09-16 Delisted — MRIS
- 2007-01-05 Listed — MRIS
- 2004-06-28 Sold (MLS) $85,000 MRIS
- 2004-05-03 Delisted — MRIS
- 2004-04-12 Listed $89,900 MRIS
Property tax history
+2.2%/yrLatest (2025): $2,153 · +10.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…