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3701 Broadmor Rd NW
D Composite 40.91
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.6/30.0
  • ARV discount +7.2/15.0
  • DSCR +4.5/10.0
  • Livability +4.1/5.0
  • Schools +2.9/10.0
  • 1% rule +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$209,900

3701 Broadmor Rd NW · Huntsville, AL 35810
3 bd · 0.5 ba · 1,578 sqft · SingleFamily public records · 99 Days on market
Built 1959 0.46 ac lot Est $208k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Move in Ready! Beautiful 3 Bedroom, 2 Bath home offers new roof, new HAVC, new LVP flooring, fresh paint, and more. Kitchen features new cabinets, new Granite countertop, backsplash, brand-new stainless-steel appliances.

Key facts

  • Fresh paint
  • New hvac
  • New water heater

Tags

NEW ROOFNEW HVACNEW WATER HEATERNEW LVP FLOORINGFRESH PAINTNEW CABINETS

Property features AI

Finance

  • Other: Lot size approximately 0.46 acres; Living area approximately 1,627 square feet; Property type: Residential — Single Family Residence; Includes one fireplace
  • HOA & community: No association; Subdivision: Shady Lane

Exterior

  • Parking: Concrete driveway
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One level; Built in 1959; Brick construction
  • Construction: Brick exterior; Shallow crawl space foundation; Built in 1959
  • Exterior features: Public water; Public sewer

Interior

  • Kitchen: Range; Dishwasher; Microwave
  • Bedrooms: 7 total rooms (bedroom count not specified)
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central cooling
  • Interior features: Crawl space basement; Fireplace (one)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/0.5-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $50 ($598/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $162k (22.7% below list).
  • Recommended offer: $162k (22.7% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 3.8% in Huntsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#3 in AL, #1,082 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
  • Huntsville City (urban): math 21% / reading 46% proficiency, ranked #48 of 129 in AL (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Highlands Elementary School (math 2% / reading 27%, grade F, #508 of 627 statewide, top 84%, 371 students, 83% FRL); Jemison High School (math 12% / reading 12%, grade F, #242 of 305 statewide, top 80%, 843 students, 64% FRL) — zoned schools average 74% FRL vs 46% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 13% at this address vs 34% district-wide (-20 pts) — the specific schools serving this property underperform the Huntsville City average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.1%/yr); 337 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 99 days — a 9% lower offer ($191k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $162,328 (22.7% below list)

Questions for the listing agent

  1. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
6.58%
Cash-on-cash
1.02%
DSCR
1.05
GRM
10.8

CMA / ARV

ARV (on-the-fly)
$208,296
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3701 Broadmor Rd NW 0.00mi 3/2.0 1,627 (+3%) 1mo $208,000 $128 88
3308 Barton St 0.20mi 3/2.0 1,589 (+1%) 3mo $135,000 $85 81
2416 Redmont Rd NW 0.24mi 4/2.0 (+1) 1,629 (+3%) 2mo $135,000 $83 71
3910 Shamrock Dr NW 0.42mi 4/2.0 (+1) 1,672 (+6%) 4mo $230,000 $138 56
2107 Euclid Rd NW 0.64mi 3/2.0 1,520 (-4%) 3mo $200,000 $132 56
3015 Mallory Ave NW 0.54mi 3/2.0 1,698 (+8%) 2mo $235,000 $138 55
2532 Brookline Dr 0.26mi 3/2.0 1,800 (+14%) 5mo $232,500 $129 55
3306 Reynolds Dr NW 0.66mi 3/2.0 1,636 (+4%) 5mo $229,000 $140 53
2101 Euclid Rd NW 0.69mi 3/2.0 1,482 (-6%) 3mo $218,000 $147 50
3508 Purdy Dr NW 0.33mi 4/2.0 (+1) 1,800 (+14%) 3mo $230,000 $128 48
3406 Oakmont Ave 0.60mi 3/2.0 1,389 (-12%) 3mo $199,995 $144 44
3003 Sparkman Dr NW 0.75mi 3/2.0 1,460 (-8%) 4mo $190,000 $130 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-17.7%
Equity multiple
0.39×
Total profit
$-35,704
Equity at exit
$31,297
10-year hold
IRR
-15.7%
Equity multiple
0.22×
Total profit
$-45,831
Equity at exit
$18,148

Cash invested: $58,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35810

Home prices YoY
-23.5%
Rents YoY
-0.1%
Active inventory
337
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$1,623 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$44 /mo · $532/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$341
Net cashflow
$50

Break-even live

Break-even rent $1,560
Max offer price $209,900
Occupancy floor 92%

Sensitivity live

Price -10% $169 -5% $109 +0% $50 +5% $-10 +10% $-69
Rent -10% $-78 -5% $-14 +0% $50 +5% $114 +10% $178
Rate -1.0pp $156 -0.5pp $103 base $50 +0.5pp $-5 +1.0pp $-60

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,475
Closing costs
$6,297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3309 Charleston Ave NW Huntsville, AL 3.0 2.0 1425 $1,375 $0.96 22d 1 0.17mi
3721 Broadmor Rd NW Huntsville, AL 3.0 1.5 1423 $1,450 $1.02 45d 1 0.19mi
3303 Barton Ave NW Huntsville, AL 3.0 2.0 1750 $1,600 $0.91 45d 1 0.22mi
2215 Shady Lane Dr NW Huntsville, AL 4.0 1.0 1450 $1,500 $1.03 45d 1 0.25mi
2201 Shady Lane Dr NW Huntsville, AL 3.0 1.5 1472 $3,000 $2.04 45d 1 0.29mi
2613 Skyline Dr NW Huntsville, AL 4.0 2.0 1572 $1,695 $1.08 24d 1 0.39mi
3203 Dyas Dr NW Huntsville, AL 3.0 2.0 1346 $2,100 $1.56 24d 1 0.50mi
3616 Hester Ln NW Huntsville, AL 4.0 2.0 1650 $1,350 $0.82 45d 1 0.50mi
2508 Piney Branch Rd NW Huntsville, AL 3.0 1.5 1205 $1,385 $1.15 45d 1 0.60mi
3406 Oakmont Ave NW Huntsville, AL 3.0 2.0 1389 $1,600 $1.15 45d 1 0.60mi
4700 Sparkman Dr NW Huntsville, AL 3.0 1.5 1554 $1,350 $0.87 24d 1 0.62mi
3614 Wilbur Ave NW Huntsville, AL 3.0 1.5 1196 $1,420 $1.19 24d 1 0.62mi
2505 Piney Branch Rd NW Huntsville, AL 3.0 1.5 1222 $1,300 $1.06 24d 1 0.62mi
2002 Laverne Dr NW Huntsville, AL 3.0 1.5 1165 $1,100 $0.94 24d 1 0.62mi
3306 Reynolds Dr NW Huntsville, AL 3.0 2.0 1636 $1,800 $1.10 24d 1 0.64mi
3304 Caywood Dr NW Huntsville, AL 3.0 1.5 1300 $1,475 $1.13 24d 1 0.70mi
4214 Fortson Ln NW Huntsville, AL 3.0 2.0 1308 $1,395 $1.07 45d 1 0.71mi
3415 Mimosa Ln NW Huntsville, AL 3.0 2.0 1320 $1,590 $1.20 45d 1 0.77mi
2706 Norton Ave NW Huntsville, AL 3.0 2.0 1127 $1,098 $0.97 45d 1 0.80mi
4216 Chalet Cir NW Huntsville, AL 3.0 2.0 1296 $1,500 $1.16 24d 1 0.82mi
3803 Mastin Lake Rd NW Huntsville, AL 3.0 1.0 1103 $1,295 $1.17 45d 1 0.83mi
3100 Gayhart Dr NW Huntsville, AL 3.0 1.0 1050 $1,298 $1.24 45d 1 0.83mi
2502 Hill St NW Huntsville, AL 3.0 1.0 1288 $1,200 $0.93 45d 1 0.84mi
2803 Hester Ln NW Huntsville, AL 3.0 1.5 1224 $1,400 $1.14 24d 1 0.85mi
3505 Mastin Lake Rd NW Huntsville, AL 3.0 2.0 1376 $2,000 $1.45 45d 1 0.87mi
3606 Crestmore Ave NW Huntsville, AL 4.0 2.0 1275 $1,400 $1.10 22d 1 1.04mi
2416 Hanover Dr NW Huntsville, AL 3.0 2.0 1300 $1,395 $1.07 45d 1 1.06mi
3423 Rosedale Dr NW Huntsville, AL 3.0 1.0 1145 $1,000 $0.87 45d 1 1.07mi
3503 Crestmore Cir NW Huntsville, AL 3.0 2.0 2115 $1,475 $0.70 15d 1 1.08mi
3205 Lewisburg Dr NW Huntsville, AL 3.0 2.0 1408 $1,600 $1.14 24d 1 1.12mi
3304 Buttrey Dr NW Huntsville, AL 4.0 2.0 1656 $1,681 $1.02 24d 1 1.21mi
3013 Kirkland Dr NW Huntsville, AL 3.0 1.5 1324 $1,295 $0.98 45d 1 1.25mi
2601 Blue Spring Rd NW Huntsville, AL 3.0 1.5 1700 $1,350 $0.79 24d 1 1.29mi
6008 Ellington Rd NW Huntsville, AL 4.0 2.5 1845 $1,595 $0.86 45d 1 1.31mi
4706 Whitehall Dr NW Huntsville, AL 3.0 2.0 1469 $1,550 $1.06 22d 1 1.32mi
6015 Kimbrell Ln NW Huntsville, AL 4.0 2.5 1958 $2,300 $1.17 45d 1 1.36mi
1601 Armstrong St NW Huntsville, AL 3.0 1.0 1200 $1,195 $1.00 45d 1 1.36mi
2640 Blue Spring Rd NW Huntsville, AL 1.0–3.0 1.0–2.0 944 $1,149 $1.22 45d 3 1.36mi
2801 Penland Ave NW Huntsville, AL 3.0 2.0 1650 $1,450 $0.88 24d 1 1.40mi
1801 Carson Ln NW Huntsville, AL 3.0 3.0 1405 $2,000 $1.42 15d 1 1.49mi

Listing history 4 events

  1. 2026-04-14
    status Pending
  2. 2026-04-01
    status Active
  3. 2026-02-28
    historical Contingent
  4. 2026-01-05
    listed $209,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$532 · $44/mo
Projected year-2 tax
$861 · $72/mo
Expected delta
+$329/yr (+$27/mo · 61.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,479
− Mortgage interest
−$11,758
− Property taxes
−$532
− Insurance
−$1,050
− Repairs & maintenance
−$1,558
− Management
−$1,558
− Depreciation
−$6,106
Taxable loss
−$3,083
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$740
After-tax cash flow
$1,338/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Huntsville City
NCES district ID
0101800
Math proficiency
21% ▼ -23.00%
Reading proficiency
46% ▬ 0.00%
Median HH income
$48,264
Composite
28.84/100
National rank
#6647
State rank
#48 of 129 in AL

Livability — Huntsville

Score
82/100
State rank
#3
US rank
#1082

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Huntsville, AL
County
Madison County · 380,832 people
City population
220,435
Metro
Huntsville, AL
Population (ZIP)
32,843
Household income
$51,233
Rent vs Own
36.6% rent · 63.4% own
Severe rent burden
1223.0

Population outlook (Madison County) Hauer SSP2

Today (2025)
392,086 people
By 2030
409,788 · +4.5%
By 2040
440,557 · +12.4%
By 2050
460,990 · +17.6%
By 2075
502,872 · +28.3%
By 2100
513,623 · +31.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (69%)
Race & ethnicity
Black 69% White 18% Hispanic / Latino 9% Two or more races 5%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2% Dominican 2%
Common ancestry
Italian 2% Lithuanian 0%
Foreign-born
6% · Canada
Languages at home
92% English-only · Spanish 7%

Political lean MEDSL · Madison

2024 margin
Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
2008→2024 swing
+6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
All cycles
2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -61.00%
Current HPI
198.9629
Rent YoY
▬ -0.05%
Metro
Huntsville, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

4 events — show timeline
  • 2026-04-14 Pending VMLS
  • 2026-04-01 Relisted VMLS
  • 2026-02-28 Contingent VMLS
  • 2026-01-05 Listed $209,900 VMLS

Property tax history

+8.6%/yr

Latest (2024): $532 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…