131 Pazdur Blvd S · Rome, NY 13440

$47,500

3 bd · 2.0 ba · 1,200 sqft · SingleFamily · 181 Days on market

Built 1988 Good condition 5,000 sqft lot

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +5.6/10.0
• Condition / age +3.8/5.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Exceptional Value-doublewide mobile home located in Camelot Village. This home offers 3 bedrooms and 2 full bathrooms, including a primary suite. Enjoy a spacious living room, an eat-in kitchen perfect for casual dining, and generously sized bedrooms with ample closet space throughout. A rear laundry/mudroom provides convenient access to the backyard, while an exterior shed offers additional storage. The property also features plenty of parking. Recent updates include a brand-new roof completed this year and a furnace that is just one year old, offering peace of mind for the next owner. Conveniently located right off Route 233, this home provides easy access to both Utica and Rome. Current lot rent is $625 per month. Lot rent covers water, sewer & taxes. Property is being sold as-is.

Key facts

• Brand new roof
• Primary suite
• Plenty of parking

Tags

• PRIMARY SUITE
• REAR LAUNDRY MUDROOM
• EXTERIOR SHED
• PLENTY OF PARKING
• BRAND NEW ROOF
• ONE YEAR OLD FURNACE

🏷️ Possibly a rental listed for sale. The $47,500 price doesn't fit this home's estimated sale value (~$268,800) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $48k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $900 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $48k).
• Recommended offer: $42k (12.0% below list) — sets the bar for market timing.
• Cap rate 29.0% vs local median 5.6% in Rome — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#722 in NY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, schools F, amenities F.
• Westmoreland Central School District (rural): math 61% / reading 68% proficiency, ranked #173 of 590 in NY (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 272 active listings in the ZIP; 204 units permitted in Oneida County in 2024 (68 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $328 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Oneida County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 181 days — a 12% lower offer ($42k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 28y ago; this cycle's ask has dropped $22k (31%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $41,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 181 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.27% ✓
• Cap rate: 29.04%
• Cash-on-cash: 81.22%
• DSCR: 4.61
• GRM: 2.5

CMA / ARV

• ARV (on-the-fly): $268,800
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6753 Sutliff Rd	0.59mi	2/1.0 (-1)	1,171 (-2%)	21mo	$191,000	$163	42
6323 State Route 233	0.48mi	3/2.0	1,040 (-13%)	22mo	$252,000	$242	37
6539 Evans Rd	0.68mi	2/1.5 (-1)	1,073 (-11%)	12mo	$240,000	$224	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 81.5%
• Equity multiple: 4.73×
• Total profit: $49,662
• Equity at exit: $7,082

10-year hold

• IRR: 84.8%
• Equity multiple: 9.81×
• Total profit: $117,170
• Equity at exit: $4,107

Cash invested: $13,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 13440

• Home prices YoY: -8.0%
• Active inventory: 272
• Price-to-rent: 2.5×

Monthly cashflow live

• Estimated rent: $1,555 medium
• Mortgage (P&I): −$249
• Tax est. 1.5%: −$59 /mo · $712/yr
• Insurance: −$20
• HOA: −$0
• Vacancy / Maint / Mgmt: −$327
• Net cashflow: $900

Break-even live

Break-even rent $416

Max offer price $47,500

Occupancy floor 37%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $11,875
• Closing costs: $1,425
• Reserves months: —
• Total cash needed: —

Listing history 23 events

1. 2026-06-19
   days on market $47,500 Active 181 DOM
2. 2026-06-18
   days on market $47,500 Active 180 DOM
3. 2026-06-17
   days on market $47,500 Active 179 DOM
4. 2026-06-16
   days on market $47,500 Active 178 DOM
5. 2026-06-15
   days on market $47,500 Active 177 DOM
6. 2026-06-14
   days on market $47,500 Active 175 DOM
7. 2026-06-13
   pricedays on market $47,500 Active 174 DOM
8. 2026-06-10
   days on market $49,000 Active 172 DOM
9. 2026-06-09
   days on market $49,000 Active 171 DOM
10. 2026-06-08
    days on market $49,000 Active 170 DOM
11. 2026-06-07
    days on market $49,000 Active 169 DOM
12. 2026-06-03
    days on market $49,000 Active 165 DOM
13. 2026-06-02
    days on market $49,000 Active 164 DOM
14. 2026-06-01
    days on market $49,000 Active 163 DOM
15. 2026-05-31
    days on market $49,000 Active 162 DOM
16. 2026-05-30
    days on market $49,000 Active 161 DOM
17. 2026-05-10
    price $49,000 800-char remark

    Show marketing remark (800 chars)

    Exceptional Value-doublewide mobile home located in Camelot Village. This home offers 3 bedrooms and 2 full bathrooms, including a primary suite. Enjoy a spacious living room, an eat-in kitchen perfect for casual dining, and generously sized bedrooms with ample closet space throughout. A rear laundry/mudroom provides convenient access to the backyard, while an exterior shed offers additional storage. The property also features plenty of parking. Recent updates include a brand-new roof completed this year and a furnace that is just one year old, offering peace of mind for the next owner. Conveniently located right off Route 233, this home provides easy access to both Utica and Rome. Current lot rent is $625 per month. Lot rent covers water, sewer & taxes. Property is being sold as-is.

18. 2026-02-20
    price $54,900 800-char remark

    Show marketing remark (800 chars)

    Exceptional Value-doublewide mobile home located in Camelot Village. This home offers 3 bedrooms and 2 full bathrooms, including a primary suite. Enjoy a spacious living room, an eat-in kitchen perfect for casual dining, and generously sized bedrooms with ample closet space throughout. A rear laundry/mudroom provides convenient access to the backyard, while an exterior shed offers additional storage. The property also features plenty of parking. Recent updates include a brand-new roof completed this year and a furnace that is just one year old, offering peace of mind for the next owner. Conveniently located right off Route 233, this home provides easy access to both Utica and Rome. Current lot rent is $625 per month. Lot rent covers water, sewer & taxes. Property is being sold as-is.

19. 2026-01-21
    price $59,900 800-char remark

    Show marketing remark (800 chars)

    Exceptional Value-doublewide mobile home located in Camelot Village. This home offers 3 bedrooms and 2 full bathrooms, including a primary suite. Enjoy a spacious living room, an eat-in kitchen perfect for casual dining, and generously sized bedrooms with ample closet space throughout. A rear laundry/mudroom provides convenient access to the backyard, while an exterior shed offers additional storage. The property also features plenty of parking. Recent updates include a brand-new roof completed this year and a furnace that is just one year old, offering peace of mind for the next owner. Conveniently located right off Route 233, this home provides easy access to both Utica and Rome. Current lot rent is $625 per month. Lot rent covers water, sewer & taxes. Property is being sold as-is.

20. 2026-01-08
    price $65,000 800-char remark

    Show marketing remark (800 chars)

    Exceptional Value-doublewide mobile home located in Camelot Village. This home offers 3 bedrooms and 2 full bathrooms, including a primary suite. Enjoy a spacious living room, an eat-in kitchen perfect for casual dining, and generously sized bedrooms with ample closet space throughout. A rear laundry/mudroom provides convenient access to the backyard, while an exterior shed offers additional storage. The property also features plenty of parking. Recent updates include a brand-new roof completed this year and a furnace that is just one year old, offering peace of mind for the next owner. Conveniently located right off Route 233, this home provides easy access to both Utica and Rome. Current lot rent is $625 per month. Lot rent covers water, sewer & taxes. Property is being sold as-is.

21. 2025-12-20
    listed $69,000 Active 800-char remark

    Show marketing remark (800 chars)

    Exceptional Value-doublewide mobile home located in Camelot Village. This home offers 3 bedrooms and 2 full bathrooms, including a primary suite. Enjoy a spacious living room, an eat-in kitchen perfect for casual dining, and generously sized bedrooms with ample closet space throughout. A rear laundry/mudroom provides convenient access to the backyard, while an exterior shed offers additional storage. The property also features plenty of parking. Recent updates include a brand-new roof completed this year and a furnace that is just one year old, offering peace of mind for the next owner. Conveniently located right off Route 233, this home provides easy access to both Utica and Rome. Current lot rent is $625 per month. Lot rent covers water, sewer & taxes. Property is being sold as-is.

22. 1998-03-16
    historical
23. 1998-02-06
    listed $36,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥94°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,661
• − Mortgage interest: −$2,661
• − Property taxes: −$712
• − Insurance: −$238
• − Repairs & maintenance: −$1,493
• − Management: −$1,493
• − Depreciation: −$1,382
• Taxable income: $10,682
• Est. tax owed @ 24.0%: −$2,564
• After-tax cash flow: $8,239/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 75/100 Cosmetic rehab

This doublewide mobile home in Camelot Village is in good condition with recent updates to the roof and furnace. It offers a good investment opportunity with potential for modest cosmetic improvements to boost its value.

Value-add opportunities

• Both Paint exterior — Enhances curb appeal and can increase both resale and rental value.
• Both Replace deck if damaged — Improves functionality and aesthetics, boosting both resale and rental value.

Renovation cost estimate screening

Value-add ROI direction

• Both Paint exterior — Enhances curb appeal and can increase both resale and rental value. ↑
• Both Replace deck if damaged — Improves functionality and aesthetics, boosting both resale and rental value. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Westmoreland Central School District
• NCES district ID: 3631050
• Math proficiency: 61% ▼ -1.00%
• Reading proficiency: 68% ▲ 7.00%
• Median HH income: $64,671
• Composite: 56.19/100
• National rank: #1176
• State rank: #173 of 590 in NY

Livability — Rome

• Score: 64/100
• State rank: #722
• US rank: #13676

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C Housing A+ Health & safety C- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 41,418
• Population (ZIP): 41,273

Population outlook (Oneida County) Hauer SSP2

• Today (2025): 225,223 people
• By 2030: 220,384 · -2.1%
• By 2040: 209,071 · -7.2%
• By 2050: 197,920 · -12.1%
• By 2075: 175,541 · -22.1%
• By 2100: 148,491 · -34.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 7% Two or more races 6% Black 4% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 4%
• Common ancestry: Romanian 9% Lithuanian 4% Slovak 1%
• Foreign-born: 3% · Canada, China
• Languages at home: 94% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Oneida

• 2024 margin: Strong R (+21.3) · D 39.4% · R 60.6%
• 2008→2024 swing: -15.2pp toward R · 2008: -6.1pp · 2024: -21.3pp
• All cycles: 2024: R+21.3 2020: R+15.5 2016: R+21.1 2012: R+5.3 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -29.58%
• Current HPI: 339.3589
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+32.8% since first listed

7 events — show timeline

• 2026-05-10 Price Changed $49,000 CNYIS
• 2026-02-20 Price Changed $54,900 CNYIS
• 2026-01-21 Price Changed $59,900 CNYIS
• 2026-01-08 Price Changed $65,000 CNYIS
• 2025-12-20 Listed $69,000 CNYIS
• 1998-03-16 Listing Removed — CNYIS
• 1998-02-06 Listed $36,900 CNYIS