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5210 W Boniwood Turn
F Composite 30.26
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.0/30.0
  • ARV discount +4.9/15.0
  • Livability +3.2/5.0
  • DSCR +2.8/10.0
  • 1% rule +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$455,000

5210 W Boniwood Turn · Clinton, MD 20735
5 bd · 3.0 ba · 1,212 sqft · SingleFamily public records · 32 Days on market
Built 1981 7,406 sqft lot Est $430k · 6% over $69/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 5210 W Boniwood Turn, a beautifully reimagined residence where modern design, refined craftsmanship, and turnkey convenience come together seamlessly. Extensively updated in 2026, this home delivers the rare opportunity to own a truly move-in-ready property finished with today’s most desirable materials and style. Offering 5 spacious suites and 3 fully renovated bathrooms, the home provides exceptional flexibility for comfortable everyday living, multigenerational needs, or elegant guest accommodations. Fresh designer paint (2026) and new luxury vinyl plank flooring (2026) create a cohesive, contemporary aesthetic, while resurfaced hardwood floors add warmth and timeless ch

Key facts

  • Extensively updated
  • New kitchen
  • 7,406 sq ft lot

Tags

EXTENSIVELY UPDATEDMOVE-IN-READY PROPERTYFULLY RENOVATED BATHROOMSNEW KITCHENBRAND-NEW COUNTERTOPSSTAINLESS-STEEL APPLIANCES

Property features AI

Finance

  • Other: Fee simple ownership; Total below-grade finished area estimated at 1,212; Above-grade finished area estimated at 1,212; Property condition listed as excellent/very good; Ground rent payment frequency: annually
  • HOA & community: HOA fee approximately $69.33 per month; HOA covers management and common area maintenance; HOA amenities include common grounds

Exterior

  • Parking: Asphalt driveway; Driveway parking
  • Utilities: Public water and public sewer; Natural gas for heating, cooling fuel, and hot water; Electric service for central systems
  • Home design: Detached structure; Brick and stone construction; Architectural shingle roof; Slab foundation; Effective year of major renovation 2025 (year built estimated)
  • Construction: Brick and stone exterior; Architectural shingle roof; Slab foundation
  • Exterior features: Street lights and sidewalks; Deck(s) and patio(s); Pets allowed with no pet restrictions; Not in a federal flood zone

Interior

  • Kitchen: Dishwasher; Gas oven/range; Built-in microwave; Food disposal; Refrigerator; Extra refrigerator/freezer; Upgraded countertops; Kitchen island
  • Basement: Fully finished, heated basement with interior access and outside entrance; Poured concrete foundation, windows, walkout level
  • Bedrooms: Three bedrooms on the main level; Two bedrooms on the lower level
  • Flooring: Hardwood; Luxury vinyl plank
  • Bathrooms: Two full bathrooms on the main level; One full bathroom on the lower level (three full bathrooms total)
  • Fireplace: One fireplace
  • Heating & cooling: Central heating (forced air) with natural gas; Central air conditioning with programmable thermostat; Hot water heated by natural gas
  • Interior features: Breakfast area; Combination kitchen/dining and dining/living areas; Dining area; Family room off the kitchen; Kitchen with eat-in space and island; Pantry; Recessed lighting; Master bath(s) with tub/shower; Upgraded countertops; Insulated doors; High walls and ceilings (R-factor ceilings 49)
  • Laundry & utility: Washer and dryer in unit (lower floor laundry); Water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $455k.

Deal economics

  • At list price, monthly cash flow is $-275 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $406k (10.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $349k (23.4% below list).
  • Recommended offer: $349k (23.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 63/100 on livability (#304 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: crime D+, amenities F, commute F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Waldon Woods Elementary (math 4% / reading 11%, grade F, #681 of 860 statewide, top 81%, 529 students, 70% FRL); Stephen Decatur Middle (math 3% / reading 24%, grade F, #198 of 225 statewide, top 88%, 781 students, 70% FRL); Surrattsville High (math 2% / reading 27%, grade F, #185 of 222 statewide, top 85%, 772 students, 60% FRL).
  • Market conditions: 124 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($126k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $14k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 32 days — a 3% lower offer ($441k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $310k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 22% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $348,645 (23.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
5.57%
Cash-on-cash
-2.59%
DSCR
0.88
GRM
10.9

CMA / ARV

ARV (on-the-fly)
$430,260
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11603 Butlers Branch Rd 0.11mi 4/3.0 (-1) 1,216 (+0%) 0mo $392,000 $322 89
5245 W Boniwood Turn 0.14mi 4/3.0 (-1) 1,286 (+6%) 9mo $405,000 $315 70
5903 Sylvia Ct 0.52mi 4/3.0 (-1) 1,204 (-1%) 1mo $445,000 $370 69
5342 W Boniwood Turn 0.44mi 4/3.0 (-1) 1,216 (+0%) 11mo $450,000 $370 65
5242 W Boniwood Turn W 0.11mi 4/3.0 (-1) 1,276 (+5%) 21mo $445,000 $349 64
6104 Brooke Jane Dr 0.66mi 5/3.0 1,212 (0%) 10mo $460,000 $380 61
11829 Sylvia Dr 0.59mi 4/3.0 (-1) 1,212 (0%) 8mo $429,900 $355 60
11813 Sylvia Dr 0.56mi 4/3.0 (-1) 1,196 (-1%) 19mo $460,000 $385 51
11802 Thrift Rd 0.54mi 4/2.5 (-1) 1,266 (+4%) 13mo $420,000 $332 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-20.6%
Equity multiple
0.28×
Total profit
$-91,234
Equity at exit
$67,842
10-year hold
IRR
-13.8%
Equity multiple
0.20×
Total profit
$-102,036
Equity at exit
$39,340

Cash invested: $127,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20735

Active inventory
124
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$3,486 high interval (Pro) →
Mortgage (P&I)
$2,386
Tax from tax record
$384 /mo · $4,610/yr
Insurance
$190
HOA
$69
Vacancy / Maint / Mgmt
$732
Net cashflow
$-275

Break-even live

Break-even rent $3,834
Max offer price $406,500
Occupancy floor

Sensitivity live

Price -10% $-17 -5% $-146 +0% $-275 +5% $-403 +10% $-532
Rent -10% $-550 -5% $-412 +0% $-275 +5% $-137 +10% $1
Rate -1.0pp $-45 -0.5pp $-159 base $-275 +0.5pp $-392 +1.0pp $-512

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$113,750
Closing costs
$13,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5539 E Boniwood Turn Clinton, MD 4.0 3.5 1288 $2,950 $2.29 45d 1 0.10mi
5508 E Boniwood Turn Clinton, MD 4.0 3.5 1320 $2,600 $1.97 14d 1 0.14mi
5558 E Boniwood Turn Clinton, MD 4.0 3.5 1360 $3,200 $2.35 3d 1 0.17mi
11160 Tippett Rd Clinton, MD 6.0 2.0 1419 $3,500 $2.47 26d 1 0.67mi
6004 Clinton Way Clinton, MD 4.0 1.5 1028 $2,850 $2.77 45d 1 0.79mi
6907 Fulford St Clinton, MD 4.0 3.0 1125 $3,500 $3.11 20d 1 1.41mi

HOA detail

Monthly dues
$69 · $828/yr

Listing history 43 events

  1. 2026-06-21
    days on market $455,000 Active 32 DOM
  2. 2026-06-18
    days on market $455,000 Active 29 DOM
  3. 2026-06-17
    days on market $455,000 Active 28 DOM
  4. 2026-06-16
    days on market $455,000 Active 27 DOM
  5. 2026-06-15
    days on market $455,000 Active 26 DOM
  6. 2026-06-13
    days on market $455,000 Active 24 DOM
  7. 2026-06-10
    days on market $455,000 Active 20 DOM
  8. 2026-06-08
    days on market $455,000 Active 19 DOM
  9. 2026-06-07
    days on market $455,000 Active 18 DOM
  10. 2026-06-04
    days on market $455,000 Active 15 DOM
  11. 2026-06-03
    days on market $455,000 Active 14 DOM
  12. 2026-06-02
    days on market $455,000 Active 13 DOM
  13. 2026-06-01
    days on market $455,000 Active 12 DOM
  14. 2026-05-31
    days on market $455,000 Active 11 DOM
  15. 2026-05-11
    historical
  16. 2026-04-08
    listed $460,000 Active
  17. 2026-04-08
    historical
  18. 2026-03-17
    status Active
  19. 2026-03-09
    historical Active Under Contract
  20. 2026-03-01
    status Active
  21. 2026-02-20
    historical Active Under Contract
  22. 2026-02-12
    listed $460,000 Active
  23. 2026-02-11
    historical
  24. 2026-01-05
    soldstatus $310,000
  25. 2025-12-05
    soldstatus $310,000 Closed
  26. 2025-11-10
    historical Active Under Contract
  27. 2025-10-31
    listed $350,000 Active
  28. 2025-10-26
    historical
  29. 2025-10-25
    status Active
  30. 2025-10-17
    historical Active Under Contract
  31. 2025-10-01
    price $400,000
  32. 2025-08-05
    price $425,000
  33. 2025-07-22
    price $430,000
  34. 2025-07-07
    listed $450,000 Active
  35. 2025-07-03
    historical
  36. 2002-02-22
    soldstatus $159,900
  37. 2002-01-15
    soldstatus $159,900
  38. 2001-12-22
    historical
  39. 2001-11-16
    listed $159,900
  40. 2000-11-09
    historical
  41. 2000-07-14
    listed
  42. 1995-04-26
    soldstatus $146,500
  43. 1986-06-24
    soldstatus $62,550

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$4,610 · $384/mo
Projected year-2 tax
$4,785 · $399/mo
Expected delta
+$175/yr (+$15/mo · 3.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 22% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$41,837
− Mortgage interest
−$25,487
− Property taxes
−$4,610
− Insurance
−$2,275
− Repairs & maintenance
−$3,347
− Management
−$3,347
− HOA
−$828
− Depreciation
−$13,236
Taxable loss
−$11,293
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,710
After-tax cash flow
$-584/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Clinton

Score
63/100
State rank
#304
US rank
#15951

Category grades

Amenities F Commute F Cost of living F Crime D+ Employment A+ Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clinton, MD
County
Prince Georges County · 919,866 people
City population
37,464
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
37,464
Household income
$126,196
Rent vs Own
9.3% rent · 90.7% own
Severe rent burden
334.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (76%)
Race & ethnicity
Black 76% Hispanic / Latino 10% White 7% Two or more races 5% Asian 2%
Hispanic origin (detail)
Mexican 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
86% English-only · Spanish 9% Tagalog/Filipino 1% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -299.23%
Current HPI
251.6263
Rent YoY
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+627.4% since first listed
30 events — show timeline
  • 2026-05-20 Listed $455,000 BRIGHT MLS
  • 2026-05-11 Listing Removed BRIGHT MLS
  • 2026-04-08 Listing Removed BRIGHT MLS
  • 2026-04-08 Listed $460,000 BRIGHT MLS
  • 2026-03-17 Relisted BRIGHT MLS
  • 2026-03-09 Contingent BRIGHT MLS
  • 2026-03-01 Relisted BRIGHT MLS
  • 2026-02-20 Contingent BRIGHT MLS
  • 2026-02-12 Listed $460,000 BRIGHT MLS
  • 2026-02-11 Coming Soon BRIGHT MLS
  • 2026-01-05 Sold (Public Records) $310,000 Public Records
  • 2025-12-05 Sold (MLS) $310,000 BRIGHT MLS
  • 2025-11-10 Contingent BRIGHT MLS
  • 2025-10-31 Listed $350,000 BRIGHT MLS
  • 2025-10-26 Listing Removed BRIGHT MLS
  • 2025-10-25 Relisted BRIGHT MLS
  • 2025-10-17 Contingent BRIGHT MLS
  • 2025-10-01 Price Changed $400,000 BRIGHT MLS
  • 2025-08-05 Price Changed $425,000 BRIGHT MLS
  • 2025-07-22 Price Changed $430,000 BRIGHT MLS
  • 2025-07-07 Listed $450,000 BRIGHT MLS
  • 2025-07-03 Coming Soon BRIGHT MLS
  • 2002-02-22 Sold (Public Records) $159,900 Public Records
  • 2002-01-15 Sold (MLS) $159,900 MRIS
  • 2001-12-22 Delisted MRIS
  • 2001-11-16 Listed $159,900 MRIS
  • 2000-11-09 Delisted MRIS
  • 2000-07-14 Listed MRIS
  • 1995-04-26 Sold (Public Records) $146,500 Public Records
  • 1986-06-24 Sold (Public Records) $62,550 Public Records

Property tax history

+5.6%/yr

Latest (2025): $4,610 · +4.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…