3825 Valley Blvd #17 · Pomona, CA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.71%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 10 days/yr
- Unhealthy air days in 30 yrs
- 13 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Condition / age +4.0/5.0
- Livability +2.9/5.0
- Rent growth +2.6/5.0
- Schools +2.0/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$229,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this nearly new Golden West manufactured home, built in November 2022, offering modern design, generous living space, and excellent value in Walnut. This thoughtfully designed 3-bedroom, 2 full-bath home spans approximately 1,428 square feet and features an open, light-filled floor plan with high ceilings that create a spacious and inviting atmosphere. The main living area flows seamlessly into the kitchen, which is designed for both everyday living and entertaining, featuring a center island, ample cabinetry, and a walk-in pantry. The home is equipped with central heating and ductless cooling for year-round comfort. A dedicated indoor laundry room with washer hookup and gas dryer hookup adds everyday convenience, while the kitchen comes complete with included appliances such as the dishwasher, gas range, microwave, and refrigerator, making this a comfortable move-in-ready opportunity. The private primary suite includes its own ensuite bath, while a second full bathroom serves the two additional bedrooms—ideal for guests, family members, or a home office setup. Located within a well-maintained, all-ages manufactured-home community, the property includes two assigned parking spaces and is subject to park approval. Conveniently situated near shopping, dining, local parks, nearby colleges, and major commuter routes, this home offers a rare combination of space, modern construction, and accessibility.
Key facts
- Ample cabinetry
- Modern design
- High ceilings
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $229k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $1k ($17k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $229k).
- Recommended offer: $202k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.6% vs local median 2.8% in Pomona — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 58/100 on livability (#676 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A+; Watch: schools D, crime F, amenities F.
- Pomona Unified (suburban): math 12% / reading 31% proficiency, ranked #444 of 517 in CA (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents flat; 137 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
- This rent runs 34% of the median local income ($126k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.3% rent growth), your $64k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 143 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 2y ago; this cycle's ask has dropped $16k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major flood risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 143 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.57% ✓
- Cap rate
- 13.55%
- Cash-on-cash
- 25.93%
- DSCR
- 2.15
- GRM
- 5.3
CMA / ARV
- ARV (median comp)
- $180,706
- List price
- $229,000
- Delta
- 26.73%
- Verdict
- OVERPRICED
- Comps
- 10 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3745 Valley Blvd | 0.13mi | 3/2.0 | 1,440 (+1%) | 1mo | $253,000 | $176 | 92 |
| 3745 Valley Blvd #160 | 0.13mi | 3/2.0 | 1,440 (+1%) | 6mo | $255,000 | $177 | 88 |
| 3745 Valley Blvd #117 | 0.13mi | 3/2.0 | 1,440 (+1%) | 19mo | $198,000 | $138 | 77 |
| 3745 VALLEY Blvd #167 | 0.13mi | 4/2.0 (+1) | 1,440 (+1%) | 14mo | $320,000 | $222 | 76 |
| 3825 VALLEY Blvd #14 | 0.00mi | 3/2.0 | 1,259 (-12%) | 9mo | $169,000 | $134 | 72 |
| 3667 Valley Blvd | 0.25mi | 3/2.0 | 1,458 (+2%) | 16mo | $279,000 | $191 | 72 |
| 3667 Valley Blvd #54 | 0.28mi | 2/2.0 (-1) | 1,344 (-6%) | 8mo | $175,000 | $130 | 65 |
| 3667 VALLEY Blvd #64 | 0.28mi | 3/2.0 | 1,248 (-13%) | 2mo | $205,000 | $164 | 65 |
| 3745 Valley | 0.14mi | 2/2.0 (-1) | 1,585 (+11%) | 18mo | $210,000 | $132 | 55 |
| 3667 Valley Blvd #215 | 0.28mi | 3/2.0 | 1,638 (+15%) | 10mo | $299,880 | $183 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.35% rent growth · sell at horizon
- IRR
- 16.7%
- Equity multiple
- 1.65×
- Total profit
- $41,792
- Equity at exit
- $34,145
- IRR
- 23.3%
- Equity multiple
- 2.77×
- Total profit
- $113,632
- Equity at exit
- $19,800
Cash invested: $64,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 91789
- Rents YoY
- 0.3%
- Active inventory
- 137
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $3,590 high interval (Pro) →
- Mortgage (P&I)
- −$1,201
- Tax from tax record
- −$154 /mo · $1,849/yr
- Insurance
- −$95
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$754
- Net cashflow
- $1,386
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,250
- Closing costs
- $6,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3507 Legato Ct Pomona, CA | 2.0 | 2.0 | 920 | $2,400 | $2.61 | 43d | 1 | 1.17mi |
| 3435 Legato Ct Pomona, CA | 2.0 | 2.0 | 930 | $2,445 | $2.63 | 12d | 1 | 1.20mi |
| 227 Red Cloud Dr Diamond Bar, CA | 3.0 | 1.5 | 1449 | $3,550 | $2.45 | 7d | 1 | 1.24mi |
| 227 Red Cloud Dr Diamond Bar, CA | 3.0 | 2.0 | 1449 | $3,550 | $2.45 | 10d | 1 | 1.24mi |
| 400 Appian Way Pomona, CA | 2.0 | 1.0–2.0 | 624 | $3,145 | $5.04 | 4d | 1 | 1.29mi |
| 356 Carrione Ct Pomona, CA | 2.0 | 2.5 | 1392 | $3,500 | $2.51 | 43d | 1 | 1.37mi |
| 24151 High Knob Rd Diamond Bar, CA | 2.0 | 1.0 | 1174 | $2,300 | $1.96 | 12d | 1 | 1.48mi |
Listing history 21 events
-
2026-06-09days on market $229,000 Active 143 DOM
-
2026-06-08days on market $229,000 Active 142 DOM
-
2026-06-07days on market $229,000 Active 141 DOM
-
2026-06-04days on market $229,000 Active 138 DOM
-
2026-06-03days on market $229,000 Active 137 DOM
-
2026-06-02days on market $229,000 Active 136 DOM
-
2026-06-01days on market $229,000 Active 135 DOM
-
2026-05-31days on market $229,000 Active 134 DOM
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2026-03-24price $265,000 1437-char remark
Show marketing remark (1437 chars)
Welcome to this nearly new Golden West manufactured home, built in November 2022, offering modern design, generous living space, and excellent value in Walnut. This thoughtfully designed 3-bedroom, 2 full-bath home spans approximately 1,428 square feet and features an open, light-filled floor plan with high ceilings that create a spacious and inviting atmosphere. The main living area flows seamlessly into the kitchen, which is designed for both everyday living and entertaining, featuring a center island, ample cabinetry, and a walk-in pantry. The home is equipped with central heating and ductless cooling for year-round comfort. A dedicated indoor laundry room with washer hookup and gas dryer hookup adds everyday convenience, while the kitchen comes complete with included appliances such as the dishwasher, gas range, microwave, and refrigerator, making this a comfortable move-in-ready opportunity. The private primary suite includes its own ensuite bath, while a second full bathroom serves the two additional bedrooms—ideal for guests, family members, or a home office setup. Located within a well-maintained, all-ages manufactured-home community, the property includes two assigned parking spaces and is subject to park approval. Conveniently situated near shopping, dining, local parks, nearby colleges, and major commuter routes, this home offers a rare combination of space, modern construction, and accessibility.
-
2026-02-10price $235,000 1437-char remark
Show marketing remark (1437 chars)
Welcome to this nearly new Golden West manufactured home, built in November 2022, offering modern design, generous living space, and excellent value in Walnut. This thoughtfully designed 3-bedroom, 2 full-bath home spans approximately 1,428 square feet and features an open, light-filled floor plan with high ceilings that create a spacious and inviting atmosphere. The main living area flows seamlessly into the kitchen, which is designed for both everyday living and entertaining, featuring a center island, ample cabinetry, and a walk-in pantry. The home is equipped with central heating and ductless cooling for year-round comfort. A dedicated indoor laundry room with washer hookup and gas dryer hookup adds everyday convenience, while the kitchen comes complete with included appliances such as the dishwasher, gas range, microwave, and refrigerator, making this a comfortable move-in-ready opportunity. The private primary suite includes its own ensuite bath, while a second full bathroom serves the two additional bedrooms—ideal for guests, family members, or a home office setup. Located within a well-maintained, all-ages manufactured-home community, the property includes two assigned parking spaces and is subject to park approval. Conveniently situated near shopping, dining, local parks, nearby colleges, and major commuter routes, this home offers a rare combination of space, modern construction, and accessibility.
-
2026-01-17$245,000 Active 1437-char remark
Show marketing remark (1437 chars)
Welcome to this nearly new Golden West manufactured home, built in November 2022, offering modern design, generous living space, and excellent value in Walnut. This thoughtfully designed 3-bedroom, 2 full-bath home spans approximately 1,428 square feet and features an open, light-filled floor plan with high ceilings that create a spacious and inviting atmosphere. The main living area flows seamlessly into the kitchen, which is designed for both everyday living and entertaining, featuring a center island, ample cabinetry, and a walk-in pantry. The home is equipped with central heating and ductless cooling for year-round comfort. A dedicated indoor laundry room with washer hookup and gas dryer hookup adds everyday convenience, while the kitchen comes complete with included appliances such as the dishwasher, gas range, microwave, and refrigerator, making this a comfortable move-in-ready opportunity. The private primary suite includes its own ensuite bath, while a second full bathroom serves the two additional bedrooms—ideal for guests, family members, or a home office setup. Located within a well-maintained, all-ages manufactured-home community, the property includes two assigned parking spaces and is subject to park approval. Conveniently situated near shopping, dining, local parks, nearby colleges, and major commuter routes, this home offers a rare combination of space, modern construction, and accessibility.
-
2025-12-17historical
-
2025-11-12$269,999 Active
-
2025-06-18historical
-
2025-04-30price $259,000
-
2025-04-15price $269,000
-
2025-04-01$279,000 Active
-
2024-12-03historical
-
2024-11-24price $299,999
-
2024-11-03price $329,999
-
2024-09-05$349,999 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $1,849 · $154/mo
- Projected year-2 tax
- $1,849 · $154/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 6/10 Major 10 unhealthy d/yr today · 13 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $43,079
- − Mortgage interest
- −$12,828
- − Property taxes
- −$1,849
- − Insurance
- −$1,145
- − Repairs & maintenance
- −$3,446
- − Management
- −$3,446
- − Depreciation
- −$6,662
- Taxable income
- $13,703
- Est. tax owed @ 24.0%
- −$3,289
- After-tax cash flow
- $13,339/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This nearly new Golden West manufactured home offers a good condition with modern design and ample living space. It is move-in ready with minor cosmetic updates that can significantly increase its value.
Value-add opportunities
- Both Painting the exterior (if applicable) — Enhances curb appeal and can increase both resale and rental value.
- Both Landscaping the front yard — Improves curb appeal and can increase both resale and rental value.
- Resale Upgrading the flooring in the bathrooms — Modernizes the space and can increase resale value.
- Resale Upgrading the kitchen appliances — Modernizes the space and can increase resale value.
- Both Upgrading the lighting fixtures — Enhances the overall aesthetic and can increase both resale and rental value.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior (if applicable) — Enhances curb appeal and can increase both resale and rental value. ↑
- Both Landscaping the front yard — Improves curb appeal and can increase both resale and rental value. ↑
- Resale Upgrading the flooring in the bathrooms — Modernizes the space and can increase resale value. ↑
- Resale Upgrading the kitchen appliances — Modernizes the space and can increase resale value. ↑
- Both Upgrading the lighting fixtures — Enhances the overall aesthetic and can increase both resale and rental value. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Pomona Unified
- NCES district ID
- 0631320
- Math proficiency
- 12% ▼ -15.00%
- Reading proficiency
- 31% ▼ -10.00%
- Median HH income
- $54,839
- Composite
- 19.54/100
- National rank
- #8761
- State rank
- #444 of 517 in CA
Livability — Pomona
- Score
- 58/100
- State rank
- #676
- US rank
- #20782
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pomona, CA
- County
- Los Angeles County · 9,444,647 people
- City population
- 152,679
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 40,298
- Household income
- $125,720
- Rent vs Own
- Severe rent burden
- 603.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Asian (67%)
- Race & ethnicity
- Asian 67% Hispanic / Latino 18% White 9% Two or more races 7% Black 2%
- Hispanic origin (detail)
- Mexican 15%
- Foreign-born
- 51% · China, South Korea, Canada
- Languages at home
- 33% English-only · Chinese 38% Spanish 9% Tagalog/Filipino 6%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -884.62%
- Current HPI
- 368.0775
- Rent YoY
- ▲ 0.35%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
-24.3% since first listed13 events — show timeline
- 2026-03-24 Price Changed $265,000 CRMLS
- 2026-02-10 Price Changed $235,000 CRMLS
- 2026-01-17 Listed $245,000 CRMLS
- 2025-12-17 Listing Removed — CRMLS
- 2025-11-12 Listed $269,999 CRMLS
- 2025-06-18 Listing Removed — CRMLS
- 2025-04-30 Price Changed $259,000 CRMLS
- 2025-04-15 Price Changed $269,000 CRMLS
- 2025-04-01 Listed $279,000 CRMLS
- 2024-12-03 Listing Removed — CRMLS
- 2024-11-24 Price Changed $299,999 CRMLS
- 2024-11-03 Price Changed $329,999 CRMLS
- 2024-09-05 Listed $349,999 CRMLS
Property tax history
+1.5%/yrLatest (2025): $1,849 · +1.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…