479 N Sunnyslope Dr · Hayden, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.4/30.0
- ARV discount +7.5/15.0
- DSCR +5.4/10.0
- Appreciation +5.0/10.0
- 1% rule +3.6/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
$145,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this beautifully remodeled two-bedroom, one-bath home nestled in the heart of Hayden. This inviting property features a modern open-concept layout that maximizes space and natural light. The kitchen boasts updated appliances, sleek countertops, and ample cabinetry, perfect for both cooking and entertaining. Each bedroom offers a cozy retreat, with fresh paint and flooring throughout. The bathroom has been stylishly updated with contemporary fixtures and finishes, providing a spa-like atmosphere. Enjoy outdoor living in the spacious backyard, ideal for gatherings or quiet relaxation under the Arizona sun. Located in a friendly neighborhood, this home is just minutes away from local amenities, parks, and stunning natural landscapes. Don't miss the chance to make this love
Key facts
- 3,730 sq ft lot
- Parking
- Built 1989
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $145k.
Deal economics
- At list price, monthly cash flow is $110 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $125k (13.8% below list).
- Recommended offer: $125k (13.8% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 57/100 on livability (#223 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
- Hayden-Winkelman Unified District (4212) (rural): math 20% / reading 20% proficiency, ranked #374 of 501 in AZ (top 75%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Leonor Hambly K-8 (math 8% / reading 22%, grade F, #888 of 1,109 statewide, top 81%, 221 students, 83% FRL); Hayden High School (math 5% / reading 15%, grade F, #298 of 381 statewide, top 90%, 93 students, 50% FRL) — zoned schools at 66% FRL track the district average.
- Market conditions: 6 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 217 units permitted in Gila County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($1k loan paydown + $4k appreciation (3.0% local appreciation)).
- Gila County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~6 years — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 138 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 138 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 7.20%
- Cash-on-cash
- 3.24%
- DSCR
- 1.14
- GRM
- 9.7
CMA / ARV
- ARV (median comp)
- $20,020
- List price
- $145,000
- Delta
- 624.29%
- Verdict
- OVERPRICED
- Comps
- 15 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 194 S Terrace Dr | 0.18mi | 2/1.0 | 1,093 (+2%) | 10mo | $17,000 | $16 | 80 |
| 151 S Hillcrest Ave | 0.17mi | 3/1.0 (+1) | 1,144 (+7%) | 21mo | $37,000 | $32 | 58 |
| 5226 N Kennecott Rd | 0.45mi | 2/1.0 | 950 (-11%) | 8mo | $15,000 | $16 | 53 |
| 706 N San Pedro Rd | 0.55mi | 3/2.0 (+1) | 1,000 (-6%) | 6mo | $15,000 | $15 | 49 |
| 676 N San Pedro Rd | 0.51mi | 1/1.2 (-1) | 990 (-8%) | 14mo | $20,000 | $20 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 10.5%
- Equity multiple
- 1.60×
- Total profit
- $24,399
- Equity at exit
- $65,198
- IRR
- 12.8%
- Equity multiple
- 2.90×
- Total profit
- $77,006
- Equity at exit
- $100,478
Cash invested: $40,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85135
- Active inventory
- 6
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $1,250 medium interval (Pro) →
- Mortgage (P&I)
- −$760
- Tax from tax record
- −$57 /mo · $683/yr
- Insurance
- −$60
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$262
- Net cashflow
- $110
Break-even live
Sensitivity live
| Price | -10% $192 | -5% $151 | +0% $110 | +5% $69 | +10% $28 |
|---|---|---|---|---|---|
| Rent | -10% $11 | -5% $60 | +0% $110 | +5% $159 | +10% $208 |
| Rate | -1.0pp $183 | -0.5pp $147 | base $110 | +0.5pp $72 | +1.0pp $34 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,250
- Closing costs
- $4,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 576 N Garfield Rd Hayden, AZ | 2.0 | 1.0 | 1030 | $1,250 | $1.21 | 0d | 1 | 0.19mi |
Listing history 23 events
-
2026-06-21days on market $145,000 Active 138 DOM
-
2026-06-19days on market $145,000 Active 136 DOM
-
2026-06-18days on market $145,000 Active 135 DOM
-
2026-06-17days on market $145,000 Active 134 DOM
-
2026-06-16days on market $145,000 Active 133 DOM
-
2026-06-15days on market $145,000 Active 132 DOM
-
2026-06-14days on market $145,000 Active 130 DOM
-
2026-06-12days on market $145,000 Active 129 DOM
-
2026-06-09days on market $145,000 Active 126 DOM
-
2026-06-08days on market $145,000 Active 125 DOM
-
2026-06-07days on market $145,000 Active 124 DOM
-
2026-06-05days on market $145,000 Active 122 DOM
-
2026-06-04days on market $145,000 Active 120 DOM
-
2026-06-02days on market $145,000 Active 119 DOM
-
2026-06-01days on market $145,000 Active 118 DOM
-
2026-05-31days on market $145,000 Active 117 DOM
-
2026-05-31days on market $145,000 Active 116 DOM
-
2026-03-23price $145,000 799-char remark
Show marketing remark (799 chars)
Welcome to this beautifully remodeled two-bedroom, one-bath home nestled in the heart of Hayden. This inviting property features a modern open-concept layout that maximizes space and natural light. The kitchen boasts updated appliances, sleek countertops, and ample cabinetry, perfect for both cooking and entertaining. Each bedroom offers a cozy retreat, with fresh paint and flooring throughout. The bathroom has been stylishly updated with contemporary fixtures and finishes, providing a spa-like atmosphere. Enjoy outdoor living in the spacious backyard, ideal for gatherings or quiet relaxation under the Arizona sun. Located in a friendly neighborhood, this home is just minutes away from local amenities, parks, and stunning natural landscapes. Don't miss the chance to make this love
-
2026-02-03status Active 799-char remark
Show marketing remark (799 chars)
Welcome to this beautifully remodeled two-bedroom, one-bath home nestled in the heart of Hayden. This inviting property features a modern open-concept layout that maximizes space and natural light. The kitchen boasts updated appliances, sleek countertops, and ample cabinetry, perfect for both cooking and entertaining. Each bedroom offers a cozy retreat, with fresh paint and flooring throughout. The bathroom has been stylishly updated with contemporary fixtures and finishes, providing a spa-like atmosphere. Enjoy outdoor living in the spacious backyard, ideal for gatherings or quiet relaxation under the Arizona sun. Located in a friendly neighborhood, this home is just minutes away from local amenities, parks, and stunning natural landscapes. Don't miss the chance to make this love
-
2026-01-01status Active 799-char remark
Show marketing remark (799 chars)
Welcome to this beautifully remodeled two-bedroom, one-bath home nestled in the heart of Hayden. This inviting property features a modern open-concept layout that maximizes space and natural light. The kitchen boasts updated appliances, sleek countertops, and ample cabinetry, perfect for both cooking and entertaining. Each bedroom offers a cozy retreat, with fresh paint and flooring throughout. The bathroom has been stylishly updated with contemporary fixtures and finishes, providing a spa-like atmosphere. Enjoy outdoor living in the spacious backyard, ideal for gatherings or quiet relaxation under the Arizona sun. Located in a friendly neighborhood, this home is just minutes away from local amenities, parks, and stunning natural landscapes. Don't miss the chance to make this love
-
2025-12-31historical 799-char remark
Show marketing remark (799 chars)
Welcome to this beautifully remodeled two-bedroom, one-bath home nestled in the heart of Hayden. This inviting property features a modern open-concept layout that maximizes space and natural light. The kitchen boasts updated appliances, sleek countertops, and ample cabinetry, perfect for both cooking and entertaining. Each bedroom offers a cozy retreat, with fresh paint and flooring throughout. The bathroom has been stylishly updated with contemporary fixtures and finishes, providing a spa-like atmosphere. Enjoy outdoor living in the spacious backyard, ideal for gatherings or quiet relaxation under the Arizona sun. Located in a friendly neighborhood, this home is just minutes away from local amenities, parks, and stunning natural landscapes. Don't miss the chance to make this love
-
2025-05-05$150,000 Active 799-char remark
Show marketing remark (799 chars)
Welcome to this beautifully remodeled two-bedroom, one-bath home nestled in the heart of Hayden. This inviting property features a modern open-concept layout that maximizes space and natural light. The kitchen boasts updated appliances, sleek countertops, and ample cabinetry, perfect for both cooking and entertaining. Each bedroom offers a cozy retreat, with fresh paint and flooring throughout. The bathroom has been stylishly updated with contemporary fixtures and finishes, providing a spa-like atmosphere. Enjoy outdoor living in the spacious backyard, ideal for gatherings or quiet relaxation under the Arizona sun. Located in a friendly neighborhood, this home is just minutes away from local amenities, parks, and stunning natural landscapes. Don't miss the chance to make this love
-
2025-05-05historical 799-char remark
Show marketing remark (799 chars)
Welcome to this beautifully remodeled two-bedroom, one-bath home nestled in the heart of Hayden. This inviting property features a modern open-concept layout that maximizes space and natural light. The kitchen boasts updated appliances, sleek countertops, and ample cabinetry, perfect for both cooking and entertaining. Each bedroom offers a cozy retreat, with fresh paint and flooring throughout. The bathroom has been stylishly updated with contemporary fixtures and finishes, providing a spa-like atmosphere. Enjoy outdoor living in the spacious backyard, ideal for gatherings or quiet relaxation under the Arizona sun. Located in a friendly neighborhood, this home is just minutes away from local amenities, parks, and stunning natural landscapes. Don't miss the chance to make this love
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $683 · $57/mo
- Projected year-2 tax
- $957 · $80/mo
- Expected delta
- +$274/yr (+$23/mo · 40.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,000
- − Mortgage interest
- −$8,122
- − Property taxes
- −$683
- − Insurance
- −$725
- − Repairs & maintenance
- −$1,200
- − Management
- −$1,200
- − Depreciation
- −$4,218
- Taxable loss
- −$1,149
- Est. tax savings @ 24.0%
- +$276
- After-tax cash flow
- $1,593/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hayden-Winkelman Unified District (4212)
- NCES district ID
- 0403730
- Math proficiency
- 20% ▬ 0.00%
- Reading proficiency
- 20% ▼ -5.00%
- Median HH income
- $38,514
- Composite
- 20.06/100
- National rank
- #13860
- State rank
- #374 of 501 in AZ
Livability — Hayden
- Score
- 57/100
- State rank
- #223
- US rank
- #21713
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hayden, AZ
- City population
- 412
- Population (ZIP)
- 412
Population outlook (Gila County) Hauer SSP2
- Today (2025)
- 50,229 people
- By 2030
- 48,202 · -4.0%
- By 2040
- 44,101 · -12.2%
- By 2050
- 41,041 · -18.3%
- By 2075
- 37,536 · -25.3%
- By 2100
- 32,485 · -35.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (85%)
- Race & ethnicity
- Hispanic / Latino 85% Two or more races 40% White 15%
- Hispanic origin (detail)
- Mexican 85%
- Common ancestry
- English 1% Portuguese 1% Romanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 56% English-only · Spanish 44%
Political lean MEDSL · Gila
- 2024 margin
- Solid R (+37.6) · D 30.8% · R 68.4%
- 2008→2024 swing
- -9.8pp toward R · 2008: -27.8pp · 2024: -37.6pp
- All cycles
- 2024: R+37.6 2020: R+34.1 2016: R+32.4 2012: R+26.4 2008: R+27.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
|
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| Environmental Services | 1 | $16B |
|
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
|
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Price history
-3.3% since first listed6 events — show timeline
- 2026-03-23 Price Changed $145,000 ARMLS
- 2026-02-03 Relisted — ARMLS
- 2026-01-01 Relisted — ARMLS
- 2025-12-31 Listing Removed — ARMLS
- 2025-05-05 Listed $150,000 ARMLS
- 2025-05-05 Listing Removed — ARMLS
Property tax history
+2.7%/yrLatest (2025): $683 · +4.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…