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100 Hidden Acres St
C- Composite 50.24
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.5/30.0
  • ARV discount +13.0/15.0
  • DSCR +4.8/10.0
  • 1% rule +4.3/10.0
  • Condition / age +3.8/5.0
  • Schools +3.4/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$155,000

100 Hidden Acres St · Bayou Blue, LA 70364
3 bd · 1.0 ba · 1,186 sqft · SingleFamily · 26 Days on market
Built 1963 Good condition 10,018 sqft lot Est $177k · 12% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This adorable cottage sitting on the corner of Bayou Blue and Hidden Acres is the perfect starter home or investment property. Well-maintained and move-in ready, this home features 3 bedrooms. the third bedroom can be used as a bedroom, office, or flex space. Enjoy additional storage in the backyard, and the sale also includes the batture property across the street -- perfect for a small garden or extra outdoor space.

Key facts

  • Extra outdoor space
  • Batture property
  • Bonus room

Tags

BONUS ROOMEXTRA OUTDOOR SPACEBATTURE PROPERTY

Property features AI

Exterior

  • Parking: Covered parking for 2 vehicles
  • Utilities: Public water; Septic tank sewer
  • Home design: Detached single-family residence; Residential property
  • Construction: Built with frame and cement siding; Composition roof; Pillar/post/pier foundation; Approximate living area: 1608
  • Exterior features: Corner lot; Shed(s)

Interior

  • Kitchen: Gas cooktop; Range; Oven
  • Flooring: Laminate flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Window screens; Covered patio/porch
  • Laundry & utility: Laundry room with washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $155k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $63 ($758/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $144k (7.4% below list).
  • Recommended offer: $144k (7.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.8% vs local median 3.5% in Bayou Blue — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#275 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Lafourche Parish (other): math 31% / reading 49% proficiency, ranked #22 of 98 in LA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Bayou Blue Elementary School (511 students, 58% FRL); Bayou Blue Middle School (math 20% / reading 51%, grade F, #91 of 218 statewide, top 42%, 424 students, 52% FRL); Central Lafourche High School (math 28% / reading 50%, grade F, #86 of 265 statewide, top 33%, 1,360 students, 61% FRL) — zoned schools at 57% FRL track the district average.
  • Market conditions: 313 active listings in the ZIP; 319 units permitted in Lafourche Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $143,587 (7.4% below list)

Questions for the listing agent

  1. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
6.78%
Cash-on-cash
1.75%
DSCR
1.08
GRM
9.0

CMA / ARV

ARV (on-the-fly)
$176,714
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2527 Bayou Blue Rd 0.09mi 2/1.0 (-1) 1,187 (+0%) 4mo $240,000 $202 87
103 Mary Beth Ave 0.22mi 3/2.5 1,225 (+3%) 14mo $182,000 $149 66
141 Louise Ln 0.11mi 2/1.0 (-1) 1,101 (-7%) 24mo $110,000 $100 58
307 Mary Beth Ave 0.61mi 3/2.0 1,223 (+3%) 14mo $175,000 $143 50
132 Holley St 0.65mi 3/2.0 1,300 (+10%) 2mo $220,000 $169 48
121 Crestwood Dr 0.33mi 2/2.0 (-1) 1,075 (-9%) 20mo $135,000 $126 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.5%
Equity multiple
0.51×
Total profit
$-21,072
Equity at exit
$23,111
10-year hold
IRR
-4.6%
Equity multiple
0.70×
Total profit
$-13,081
Equity at exit
$13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70364

Active inventory
313
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,436 medium interval (Pro) →
Mortgage (P&I)
$813
Tax est. 1.5%
$194 /mo · $2,325/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$302
Net cashflow
$63

Break-even live

Break-even rent $1,356
Max offer price $155,000
Occupancy floor 91%

Sensitivity live

Price -10% $170 -5% $117 +0% $63 +5% $10 +10% $-44
Rent -10% $-50 -5% $6 +0% $63 +5% $120 +10% $177
Rate -1.0pp $141 -0.5pp $103 base $63 +0.5pp $23 +1.0pp $-18

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-22
    days on market $155,000 Active 26 DOM
  2. 2026-06-19
    days on market $155,000 Active 24 DOM
  3. 2026-06-18
    days on market $155,000 Active 23 DOM
  4. 2026-06-17
    days on market $155,000 Active 22 DOM
  5. 2026-06-16
    days on market $155,000 Active 21 DOM
  6. 2026-06-15
    days on market $155,000 Active 20 DOM
  7. 2026-06-14
    days on market $155,000 Active 18 DOM
  8. 2026-06-13
    days on market $155,000 Active 17 DOM
  9. 2026-06-10
    days on market $155,000 Active 15 DOM
  10. 2026-06-09
    days on market $155,000 Active 14 DOM
  11. 2026-06-08
    days on market $155,000 Active 13 DOM
  12. 2026-06-07
    days on market $155,000 Active 12 DOM
  13. 2026-06-05
    days on market $155,000 Active 9 DOM
  14. 2026-06-03
    pricedays on market $155,000 Active 8 DOM
  15. 2026-06-02
    days on market $160,000 Active 7 DOM
  16. 2026-06-01
    days on market $160,000 Active 6 DOM
  17. 2026-05-31
    days on market $160,000 Active 5 DOM
  18. 2026-05-30
    days on market $160,000 Active 4 DOM
  19. 2026-05-12
    listed $160,000 Active
    Show marketing remark (421 chars)

    This adorable cottage sitting on the corner of Bayou Blue and Hidden Acres is the perfect starter home or investment property. Well-maintained and move-in ready, this home features 3 bedrooms. the third bedroom can be used as a bedroom, office, or flex space. Enjoy additional storage in the backyard, and the sale also includes the batture property across the street -- perfect for a small garden or extra outdoor space.

  20. 2026-05-12
    listed $160,000 Active 421-char remark
    Show marketing remark (421 chars)

    This adorable cottage sitting on the corner of Bayou Blue and Hidden Acres is the perfect starter home or investment property. Well-maintained and move-in ready, this home features 3 bedrooms. the third bedroom can be used as a bedroom, office, or flex space. Enjoy additional storage in the backyard, and the sale also includes the batture property across the street -- perfect for a small garden or extra outdoor space.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 13% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,230
− Mortgage interest
−$8,682
− Property taxes
−$2,325
− Insurance
−$775
− Repairs & maintenance
−$1,378
− Management
−$1,378
− Depreciation
−$4,509
Taxable loss
−$1,818
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$436
After-tax cash flow
$1,194/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab

This well-maintained, move-in ready home with good curb appeal and fresh paint is a great investment property.

Value-add opportunities

  • Both paint exterior — Fresh paint enhances curb appeal and value
  • Resale update kitchen cabinets — Modernizing the kitchen can attract more buyers
  • Both install new windows — Newer windows improve energy efficiency and aesthetics

Renovation cost estimate screening

Value-add ROI direction

  • Both paint exterior — Fresh paint enhances curb appeal and value
  • Resale update kitchen cabinets — Modernizing the kitchen can attract more buyers
  • Both install new windows — Newer windows improve energy efficiency and aesthetics

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Lafourche Parish
NCES district ID
2200900
Math proficiency
31% ▼ -43.00%
Reading proficiency
49% ▼ -32.00%
Median HH income
$49,703
Composite
34.4/100
National rank
#5205
State rank
#22 of 98 in LA

Livability — Bayou Blue

Score
59/100
State rank
#275
US rank
#19981

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety F User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bayou Blue, LA
County
Terrebonne Parish · 57,290 people
City population
28,990
Metro
Houma-Thibodaux, LA
Population (ZIP)
28,716
Household income
$68,843
Rent vs Own
25.5% rent · 74.5% own
Severe rent burden
387.0

Population outlook (Lafourche County) Hauer SSP2

Today (2025)
102,122 people
By 2030
103,361 · +1.2%
By 2040
104,401 · +2.2%
By 2050
102,795 · +0.7%
By 2075
95,599 · -6.4%
By 2100
82,303 · -19.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Black 16% Hispanic / Latino 9% Two or more races 9% Native American 7% Asian 1%
Hispanic origin (detail)
Mexican 7% Puerto Rican 1%
Common ancestry
Lithuanian 17% Slovak 1% Serbian 1%
Foreign-born
3% · Canada, Vietnam
Languages at home
92% English-only · Spanish 4% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Lafourche

2024 margin
Solid R (+62.1) · D 18.4% · R 80.4% · Other 1.2%
2008→2024 swing
-16.1pp toward R · 2008: -46.0pp · 2024: -62.1pp
All cycles
2024: R+62.1 2020: R+60.3 2016: R+56.5 2012: R+48.5 2008: R+46.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -99.75%
Current HPI
113.1047
Rent YoY
Metro
Houma-Thibodaux, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-05-12 Listed $160,000 AcadianaMLS
  • 2026-05-12 Listed $160,000 GBRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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