100 Hidden Acres St · Bayou Blue, LA
Flood risk 4/10 · Minor
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.13%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.5/30.0
- ARV discount +13.0/15.0
- DSCR +4.8/10.0
- 1% rule +4.3/10.0
- Condition / age +3.8/5.0
- Schools +3.4/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$155,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This adorable cottage sitting on the corner of Bayou Blue and Hidden Acres is the perfect starter home or investment property. Well-maintained and move-in ready, this home features 3 bedrooms. the third bedroom can be used as a bedroom, office, or flex space. Enjoy additional storage in the backyard, and the sale also includes the batture property across the street -- perfect for a small garden or extra outdoor space.
Key facts
- Extra outdoor space
- Batture property
- Bonus room
Tags
Property features AI
Exterior
- Parking: Covered parking for 2 vehicles
- Utilities: Public water; Septic tank sewer
- Home design: Detached single-family residence; Residential property
- Construction: Built with frame and cement siding; Composition roof; Pillar/post/pier foundation; Approximate living area: 1608
- Exterior features: Corner lot; Shed(s)
Interior
- Kitchen: Gas cooktop; Range; Oven
- Flooring: Laminate flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Window screens; Covered patio/porch
- Laundry & utility: Laundry room with washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $155k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $63 ($758/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $144k (7.4% below list).
- Recommended offer: $144k (7.4% below list) — sets the bar for 1% rule.
- Cap rate 6.8% vs local median 3.5% in Bayou Blue — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 59/100 on livability (#275 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
- Lafourche Parish (other): math 31% / reading 49% proficiency, ranked #22 of 98 in LA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Bayou Blue Elementary School (511 students, 58% FRL); Bayou Blue Middle School (math 20% / reading 51%, grade F, #91 of 218 statewide, top 42%, 424 students, 52% FRL); Central Lafourche High School (math 28% / reading 50%, grade F, #86 of 265 statewide, top 33%, 1,360 students, 61% FRL) — zoned schools at 57% FRL track the district average.
- Market conditions: 313 active listings in the ZIP; 319 units permitted in Lafourche Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 26 days — a 2% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 6.78%
- Cash-on-cash
- 1.75%
- DSCR
- 1.08
- GRM
- 9.0
CMA / ARV
- ARV (on-the-fly)
- $176,714
- Comps found
- 6
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2527 Bayou Blue Rd | 0.09mi | 2/1.0 (-1) | 1,187 (+0%) | 4mo | $240,000 | $202 | 87 |
| 103 Mary Beth Ave | 0.22mi | 3/2.5 | 1,225 (+3%) | 14mo | $182,000 | $149 | 66 |
| 141 Louise Ln | 0.11mi | 2/1.0 (-1) | 1,101 (-7%) | 24mo | $110,000 | $100 | 58 |
| 307 Mary Beth Ave | 0.61mi | 3/2.0 | 1,223 (+3%) | 14mo | $175,000 | $143 | 50 |
| 132 Holley St | 0.65mi | 3/2.0 | 1,300 (+10%) | 2mo | $220,000 | $169 | 48 |
| 121 Crestwood Dr | 0.33mi | 2/2.0 (-1) | 1,075 (-9%) | 20mo | $135,000 | $126 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -13.5%
- Equity multiple
- 0.51×
- Total profit
- $-21,072
- Equity at exit
- $23,111
- IRR
- -4.6%
- Equity multiple
- 0.70×
- Total profit
- $-13,081
- Equity at exit
- $13,402
Cash invested: $43,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70364
- Active inventory
- 313
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $1,436 medium interval (Pro) →
- Mortgage (P&I)
- −$813
- Tax est. 1.5%
- −$194 /mo · $2,325/yr
- Insurance
- −$65
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$302
- Net cashflow
- $63
Break-even live
Sensitivity live
| Price | -10% $170 | -5% $117 | +0% $63 | +5% $10 | +10% $-44 |
|---|---|---|---|---|---|
| Rent | -10% $-50 | -5% $6 | +0% $63 | +5% $120 | +10% $177 |
| Rate | -1.0pp $141 | -0.5pp $103 | base $63 | +0.5pp $23 | +1.0pp $-18 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,750
- Closing costs
- $4,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
-
2026-06-22days on market $155,000 Active 26 DOM
-
2026-06-19days on market $155,000 Active 24 DOM
-
2026-06-18days on market $155,000 Active 23 DOM
-
2026-06-17days on market $155,000 Active 22 DOM
-
2026-06-16days on market $155,000 Active 21 DOM
-
2026-06-15days on market $155,000 Active 20 DOM
-
2026-06-14days on market $155,000 Active 18 DOM
-
2026-06-13days on market $155,000 Active 17 DOM
-
2026-06-10days on market $155,000 Active 15 DOM
-
2026-06-09days on market $155,000 Active 14 DOM
-
2026-06-08days on market $155,000 Active 13 DOM
-
2026-06-07days on market $155,000 Active 12 DOM
-
2026-06-05days on market $155,000 Active 9 DOM
-
2026-06-03pricedays on market $155,000 Active 8 DOM
-
2026-06-02days on market $160,000 Active 7 DOM
-
2026-06-01days on market $160,000 Active 6 DOM
-
2026-05-31days on market $160,000 Active 5 DOM
-
2026-05-30days on market $160,000 Active 4 DOM
-
2026-05-12$160,000 Active
Show marketing remark (421 chars)
This adorable cottage sitting on the corner of Bayou Blue and Hidden Acres is the perfect starter home or investment property. Well-maintained and move-in ready, this home features 3 bedrooms. the third bedroom can be used as a bedroom, office, or flex space. Enjoy additional storage in the backyard, and the sale also includes the batture property across the street -- perfect for a small garden or extra outdoor space.
-
2026-05-12$160,000 Active 421-char remark
Show marketing remark (421 chars)
This adorable cottage sitting on the corner of Bayou Blue and Hidden Acres is the perfect starter home or investment property. Well-maintained and move-in ready, this home features 3 bedrooms. the third bedroom can be used as a bedroom, office, or flex space. Enjoy additional storage in the backyard, and the sale also includes the batture property across the street -- perfect for a small garden or extra outdoor space.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X · 13% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,230
- − Mortgage interest
- −$8,682
- − Property taxes
- −$2,325
- − Insurance
- −$775
- − Repairs & maintenance
- −$1,378
- − Management
- −$1,378
- − Depreciation
- −$4,509
- Taxable loss
- −$1,818
- Est. tax savings @ 24.0%
- +$436
- After-tax cash flow
- $1,194/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This well-maintained, move-in ready home with good curb appeal and fresh paint is a great investment property.
Value-add opportunities
- Both paint exterior — Fresh paint enhances curb appeal and value
- Resale update kitchen cabinets — Modernizing the kitchen can attract more buyers
- Both install new windows — Newer windows improve energy efficiency and aesthetics
Renovation cost estimate screening
Value-add ROI direction
- Both paint exterior — Fresh paint enhances curb appeal and value ↑
- Resale update kitchen cabinets — Modernizing the kitchen can attract more buyers ↑
- Both install new windows — Newer windows improve energy efficiency and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Lafourche Parish
- NCES district ID
- 2200900
- Math proficiency
- 31% ▼ -43.00%
- Reading proficiency
- 49% ▼ -32.00%
- Median HH income
- $49,703
- Composite
- 34.4/100
- National rank
- #5205
- State rank
- #22 of 98 in LA
Livability — Bayou Blue
- Score
- 59/100
- State rank
- #275
- US rank
- #19981
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bayou Blue, LA
- County
- Terrebonne Parish · 57,290 people
- City population
- 28,990
- Metro
- Houma-Thibodaux, LA
- Population (ZIP)
- 28,716
- Household income
- $68,843
- Rent vs Own
- Severe rent burden
- 387.0
Population outlook (Lafourche County) Hauer SSP2
- Today (2025)
- 102,122 people
- By 2030
- 103,361 · +1.2%
- By 2040
- 104,401 · +2.2%
- By 2050
- 102,795 · +0.7%
- By 2075
- 95,599 · -6.4%
- By 2100
- 82,303 · -19.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Black 16% Hispanic / Latino 9% Two or more races 9% Native American 7% Asian 1%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 1%
- Common ancestry
- Lithuanian 17% Slovak 1% Serbian 1%
- Foreign-born
- 3% · Canada, Vietnam
- Languages at home
- 92% English-only · Spanish 4% French/Haitian/Cajun 2% Other Indo-European 1%
Political lean MEDSL · Lafourche
- 2024 margin
- Solid R (+62.1) · D 18.4% · R 80.4% · Other 1.2%
- 2008→2024 swing
- -16.1pp toward R · 2008: -46.0pp · 2024: -62.1pp
- All cycles
- 2024: R+62.1 2020: R+60.3 2016: R+56.5 2012: R+48.5 2008: R+46.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -99.75%
- Current HPI
- 113.1047
- Rent YoY
- —
- Metro
- Houma-Thibodaux, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+0.0% since first listed2 events — show timeline
- 2026-05-12 Listed $160,000 AcadianaMLS
- 2026-05-12 Listed $160,000 GBRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…