Triplex
7313 Tudor Way Unit 0ABCD · El Paso, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 6/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.9/10.0
- ARV discount +7.5/15.0
- Livability +4.0/5.0
- Rent growth +3.1/5.0
- Schools +2.7/10.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$320,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 3 units. confirmed
Listing remarks
Rare opportunity to own a quadraplex in one of West El Paso's most sought-after areas. Conveniently located near shopping, dining, parks, and major thoroughfares, this property offers excellent potential for both cash flow and long-term appreciation. Property is being sold as is.
Key facts
- West el paso
- Near dining
- Near shopping
Tags
Property features AI
Finance
- Other: Listed as a fixer upper; Lot approximately 0.19 acres
- HOA & community: No HOA fees
Exterior
- Home design: Quadruplex
- Construction: Brick construction; Shingle roof; Building area about 3,288 total
- Exterior features: Back yard access; Fenced yard; Shingle roof; Brick construction
Interior
- Kitchen: Free-standing gas oven
- Flooring: Tile
- Bathrooms: Four full bathrooms
- Heating & cooling: Central heating; Refrigerated cooling; Evaporative cooling
- Interior features: High-speed internet; Tile flooring; Free-standing gas oven; One fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3 × 3-bed/?-bath units multifamily listed at $320k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $1k ($15k/yr) — positive. Per door: $430/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $320k).
Location & tenants
- Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
- El Paso ISD (urban): math 27% / reading 37% proficiency, ranked #591 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Guerrero El (math 17% / reading 32%, grade F, #3,052 of 4,322 statewide, top 74%, 395 students, 76% FRL); Brown Middle (math 20% / reading 40%, grade F, #1,056 of 1,662 statewide, top 65%, 718 students, 70% FRL); Franklin H S (math 45% / reading 63%, grade C-, #422 of 1,632 statewide, top 26%, 3,149 students, 54% FRL) — zoned schools at 67% FRL track the district average.
- Market conditions: Rents rising (+2.3%/yr); 283 active listings in the ZIP; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).
- At $4,434/mo this rent would consume 73% of the median local household income ($73k/yr) (locally 3448% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 2.3% rent growth), your $90k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.39% ✓
- Cap rate
- 11.14%
- Cash-on-cash
- 17.30%
- DSCR
- 1.77
- GRM
- 6.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.3% rent growth · sell at horizon
- IRR
- 7.9%
- Equity multiple
- 1.31×
- Total profit
- $27,362
- Equity at exit
- $47,713
- IRR
- 16.5%
- Equity multiple
- 2.31×
- Total profit
- $117,461
- Equity at exit
- $27,668
Cash invested: $89,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79912
- Rents YoY
- 2.3%
- Active inventory
- 283
- Price-to-rent
- 18.0×
Monthly cashflow live
- Estimated rent
- $4,434 high interval (Pro) →
- Mortgage (P&I)
- −$1,678
- Tax est. 1.5%
- −$400 /mo · $4,800/yr
- Insurance
- −$133
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$931
- Net cashflow
- $1,291
Break-even live
Sensitivity live
| Price | -10% $1,513 | -5% $1,402 | +0% $1,291 | +5% $1,181 | +10% $1,070 |
|---|---|---|---|---|---|
| Rent | -10% $941 | -5% $1,116 | +0% $1,291 | +5% $1,467 | +10% $1,642 |
| Rate | -1.0pp $1,453 | -0.5pp $1,373 | base $1,291 | +0.5pp $1,208 | +1.0pp $1,124 |
3-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 3× units | 3 | — | $4,434 |
| #1 | 3 | — | $1,478 |
| #2 | 3 | — | $1,478 |
| #3 | 3 | — | $1,478 |
| Total (3 units) | $4,434 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $80,000
- Closing costs
- $9,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 6 events
-
2026-06-13status $320,000 Pending 4 DOM
-
2026-06-10days on market $320,000 Active 4 DOM
-
2026-06-09days on market $320,000 Active 3 DOM
-
2026-06-08days on market $320,000 Active 2 DOM
-
2026-06-07remarks 280-char remark
-
2026-06-07$320,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥99°F today · 23 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $53,208
- − Mortgage interest
- −$17,925
- − Property taxes
- −$4,800
- − Insurance
- −$1,600
- − Repairs & maintenance
- −$4,257
- − Management
- −$4,257
- − Depreciation
- −$9,309
- Taxable income
- $11,061
- Est. tax owed @ 24.0%
- −$2,655
- After-tax cash flow
- $12,842/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This quadraplex requires moderate renovations, including painting, replacing worn kitchen appliances and countertops, and updating the exterior siding and landscaping. These improvements will significantly enhance its resale and rental value.
Repairs flagged
- Moderate Kitchen appliances — Outdated and worn, need replacement.
- Moderate Kitchen countertop — Worn, needs replacement or repair.
- Moderate Bathroom tiles — Worn, needs replacement or grout cleaning.
- Moderate Exterior siding — Weathered, needs repainting or replacement.
- Moderate Interior walls/paint — Faded, needs fresh paint job.
- Major Landscaping — Sparse and unkempt, needs significant improvement.
Value-add opportunities
- Both Paint job and fresh landscaping — Fresh paint and landscaping will improve curb appeal and interior aesthetics.
- Both New kitchen appliances — New appliances will enhance functionality and appeal to potential buyers/tenants.
- Both Replaced worn kitchen countertop — A new countertop will improve functionality and aesthetics, attracting more buyers/tenants.
- Both Replaced worn bathroom tiles — New tiles will improve functionality and aesthetics, attracting more buyers/tenants.
- Both Replaced weathered exterior siding — New siding will improve curb appeal and functionality, attracting more buyers/tenants.
- Both Replaced faded interior walls/paint — Fresh paint will improve aesthetics and functionality, attracting more buyers/tenants.
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Kitchen appliances · Outdated and worn, need replacement. | Moderate | $3,000–15,000 |
| Kitchen countertop · Worn, needs replacement or repair. | Moderate | $3,000–15,000 |
| Bathroom tiles · Worn, needs replacement or grout cleaning. | Moderate | $3,000–15,000 |
| Exterior siding · Weathered, needs repainting or replacement. | Moderate | $3,000–15,000 |
| Interior walls/paint · Faded, needs fresh paint job. | Moderate | $3,000–15,000 |
| Landscaping · Sparse and unkempt, needs significant improvement. | Major | $15,000–50,000 |
| Total estimated repair cost · 6 items | $30,000–125,000 |
Value-add ROI direction
- Both Paint job and fresh landscaping — Fresh paint and landscaping will improve curb appeal and interior aesthetics. ↑
- Both New kitchen appliances — New appliances will enhance functionality and appeal to potential buyers/tenants. ↑
- Both Replaced worn kitchen countertop — A new countertop will improve functionality and aesthetics, attracting more buyers/tenants. ↑
- Both Replaced worn bathroom tiles — New tiles will improve functionality and aesthetics, attracting more buyers/tenants. ↑
- Both Replaced weathered exterior siding — New siding will improve curb appeal and functionality, attracting more buyers/tenants. ↑
- Both Replaced faded interior walls/paint — Fresh paint will improve aesthetics and functionality, attracting more buyers/tenants. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- El Paso ISD
- NCES district ID
- 4818300
- Math proficiency
- 27% ▼ -24.00%
- Reading proficiency
- 37% ▼ -7.00%
- Median HH income
- $38,704
- Composite
- 26.75/100
- National rank
- #7138
- State rank
- #591 of 826 in TX
Livability — El Paso
- Score
- 81/100
- State rank
- #23
- US rank
- #1375
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- El Paso, TX
- County
- El Paso County · 761,266 people
- City population
- 630,223
- Metro
- El Paso, TX
- Population (ZIP)
- 78,819
- Household income
- $72,943
- Rent vs Own
- Severe rent burden
- 3448.0
Population outlook (El Paso County) Hauer SSP2
- Today (2025)
- 897,899 people
- By 2030
- 922,694 · +2.8%
- By 2040
- 960,492 · +7.0%
- By 2050
- 982,919 · +9.5%
- By 2075
- 997,266 · +11.1%
- By 2100
- 900,630 · +0.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (72%)
- Race & ethnicity
- Hispanic / Latino 72% Two or more races 32% White 20% Asian 4% Black 2%
- Hispanic origin (detail)
- Mexican 67% Puerto Rican 1%
- Common ancestry
- Lithuanian 1% Slovak 1% Italian 1%
- Foreign-born
- 23% · Canada, China, South Korea
- Languages at home
- 40% English-only · Spanish 55% Other Indo-European 1% Other Asian/Pacific 1%
Political lean MEDSL · El Paso
- 2024 margin
- D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
- 2008→2024 swing
- -17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
- All cycles
- 2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -138.17%
- Current HPI
- 237.5824
- Rent YoY
- ▲ 2.30%
- Metro
- El Paso, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
1 event — show timeline
- 2026-06-06 Listed $320,000 GEPARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…