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7313 Tudor Way Unit 0ABCD Triplex
B- Composite 68.41
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.9/10.0
  • ARV discount +7.5/15.0
  • Livability +4.0/5.0
  • Rent growth +3.1/5.0
  • Schools +2.7/10.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$320,000

7313 Tudor Way Unit 0ABCD · El Paso, TX 79912
9 bd · 3.9 ba · 3,288 sqft · MultiFamily · 4 Days on market
Built 1984 Fair condition 8,360 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 3 units. confirmed

Listing remarks

Rare opportunity to own a quadraplex in one of West El Paso's most sought-after areas. Conveniently located near shopping, dining, parks, and major thoroughfares, this property offers excellent potential for both cash flow and long-term appreciation. Property is being sold as is.

Key facts

  • West el paso
  • Near dining
  • Near shopping

Tags

WEST EL PASONEAR SHOPPINGNEAR DININGNEAR PARKSNEAR MAJOR THOROUGHFARESCASH FLOW

Property features AI

Finance

  • Other: Listed as a fixer upper; Lot approximately 0.19 acres
  • HOA & community: No HOA fees

Exterior

  • Home design: Quadruplex
  • Construction: Brick construction; Shingle roof; Building area about 3,288 total
  • Exterior features: Back yard access; Fenced yard; Shingle roof; Brick construction

Interior

  • Kitchen: Free-standing gas oven
  • Flooring: Tile
  • Bathrooms: Four full bathrooms
  • Heating & cooling: Central heating; Refrigerated cooling; Evaporative cooling
  • Interior features: High-speed internet; Tile flooring; Free-standing gas oven; One fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3 × 3-bed/?-bath units multifamily listed at $320k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $1k ($15k/yr) — positive. Per door: $430/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $320k).

Location & tenants

  • Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
  • El Paso ISD (urban): math 27% / reading 37% proficiency, ranked #591 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Guerrero El (math 17% / reading 32%, grade F, #3,052 of 4,322 statewide, top 74%, 395 students, 76% FRL); Brown Middle (math 20% / reading 40%, grade F, #1,056 of 1,662 statewide, top 65%, 718 students, 70% FRL); Franklin H S (math 45% / reading 63%, grade C-, #422 of 1,632 statewide, top 26%, 3,149 students, 54% FRL) — zoned schools at 67% FRL track the district average.
  • Market conditions: Rents rising (+2.3%/yr); 283 active listings in the ZIP; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).
  • At $4,434/mo this rent would consume 73% of the median local household income ($73k/yr) (locally 3448% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 2.3% rent growth), your $90k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $320,000

Questions for the listing agent

  1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.39%
Cap rate
11.14%
Cash-on-cash
17.30%
DSCR
1.77
GRM
6.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.3% rent growth · sell at horizon

5-year hold
IRR
7.9%
Equity multiple
1.31×
Total profit
$27,362
Equity at exit
$47,713
10-year hold
IRR
16.5%
Equity multiple
2.31×
Total profit
$117,461
Equity at exit
$27,668

Cash invested: $89,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79912

Rents YoY
2.3%
Active inventory
283
Price-to-rent
18.0×

Monthly cashflow live

Estimated rent
$4,434 high interval (Pro) →
Mortgage (P&I)
$1,678
Tax est. 1.5%
$400 /mo · $4,800/yr
Insurance
$133
HOA
$0
Vacancy / Maint / Mgmt
$931
Net cashflow
$1,291

Break-even live

Break-even rent $2,799
Max offer price $320,000
Occupancy floor 66%

Sensitivity live

Price -10% $1,513 -5% $1,402 +0% $1,291 +5% $1,181 +10% $1,070
Rent -10% $941 -5% $1,116 +0% $1,291 +5% $1,467 +10% $1,642
Rate -1.0pp $1,453 -0.5pp $1,373 base $1,291 +0.5pp $1,208 +1.0pp $1,124

3-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (3 units) $4,434

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$80,000
Closing costs
$9,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 6 events

  1. 2026-06-13
    status $320,000 Pending 4 DOM
  2. 2026-06-10
    days on market $320,000 Active 4 DOM
  3. 2026-06-09
    days on market $320,000 Active 3 DOM
  4. 2026-06-08
    days on market $320,000 Active 2 DOM
  5. 2026-06-07
    remarks 280-char remark
  6. 2026-06-07
    listed $320,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$53,208
− Mortgage interest
−$17,925
− Property taxes
−$4,800
− Insurance
−$1,600
− Repairs & maintenance
−$4,257
− Management
−$4,257
− Depreciation
−$9,309
Taxable income
$11,061
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,655
After-tax cash flow
$12,842/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Fair 45/100 Moderate rehab

This quadraplex requires moderate renovations, including painting, replacing worn kitchen appliances and countertops, and updating the exterior siding and landscaping. These improvements will significantly enhance its resale and rental value.

Repairs flagged

  • Moderate Kitchen appliances — Outdated and worn, need replacement.
  • Moderate Kitchen countertop — Worn, needs replacement or repair.
  • Moderate Bathroom tiles — Worn, needs replacement or grout cleaning.
  • Moderate Exterior siding — Weathered, needs repainting or replacement.
  • Moderate Interior walls/paint — Faded, needs fresh paint job.
  • Major Landscaping — Sparse and unkempt, needs significant improvement.

Value-add opportunities

  • Both Paint job and fresh landscaping — Fresh paint and landscaping will improve curb appeal and interior aesthetics.
  • Both New kitchen appliances — New appliances will enhance functionality and appeal to potential buyers/tenants.
  • Both Replaced worn kitchen countertop — A new countertop will improve functionality and aesthetics, attracting more buyers/tenants.
  • Both Replaced worn bathroom tiles — New tiles will improve functionality and aesthetics, attracting more buyers/tenants.
  • Both Replaced weathered exterior siding — New siding will improve curb appeal and functionality, attracting more buyers/tenants.
  • Both Replaced faded interior walls/paint — Fresh paint will improve aesthetics and functionality, attracting more buyers/tenants.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Kitchen appliances · Outdated and worn, need replacement. Moderate $3,000–15,000
Kitchen countertop · Worn, needs replacement or repair. Moderate $3,000–15,000
Bathroom tiles · Worn, needs replacement or grout cleaning. Moderate $3,000–15,000
Exterior siding · Weathered, needs repainting or replacement. Moderate $3,000–15,000
Interior walls/paint · Faded, needs fresh paint job. Moderate $3,000–15,000
Landscaping · Sparse and unkempt, needs significant improvement. Major $15,000–50,000
Total estimated repair cost · 6 items $30,000–125,000

Value-add ROI direction

  • Both Paint job and fresh landscaping — Fresh paint and landscaping will improve curb appeal and interior aesthetics.
  • Both New kitchen appliances — New appliances will enhance functionality and appeal to potential buyers/tenants.
  • Both Replaced worn kitchen countertop — A new countertop will improve functionality and aesthetics, attracting more buyers/tenants.
  • Both Replaced worn bathroom tiles — New tiles will improve functionality and aesthetics, attracting more buyers/tenants.
  • Both Replaced weathered exterior siding — New siding will improve curb appeal and functionality, attracting more buyers/tenants.
  • Both Replaced faded interior walls/paint — Fresh paint will improve aesthetics and functionality, attracting more buyers/tenants.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
El Paso ISD
NCES district ID
4818300
Math proficiency
27% ▼ -24.00%
Reading proficiency
37% ▼ -7.00%
Median HH income
$38,704
Composite
26.75/100
National rank
#7138
State rank
#591 of 826 in TX

Livability — El Paso

Score
81/100
State rank
#23
US rank
#1375

Category grades

Amenities B Commute A+ Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety B- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
El Paso, TX
County
El Paso County · 761,266 people
City population
630,223
Metro
El Paso, TX
Population (ZIP)
78,819
Household income
$72,943
Rent vs Own
47.0% rent · 53.0% own
Severe rent burden
3448.0

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (72%)
Race & ethnicity
Hispanic / Latino 72% Two or more races 32% White 20% Asian 4% Black 2%
Hispanic origin (detail)
Mexican 67% Puerto Rican 1%
Common ancestry
Lithuanian 1% Slovak 1% Italian 1%
Foreign-born
23% · Canada, China, South Korea
Languages at home
40% English-only · Spanish 55% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -138.17%
Current HPI
237.5824
Rent YoY
▲ 2.30%
Metro
El Paso, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-06 Listed $320,000 GEPARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…