1412 W Baltimore St · Baltimore, MD
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.3/10.0
- Rent growth +4.4/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$115,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investor or Multi-Generational Opportunity in Franklin Square! This unique non-conforming 2-unit property offers versatile living arrangements and excellent potential. The main level features a 1-bedroom unit complete with a full bath and kitchen—perfect for guests or rental income. The upper bi-level unit boasts two levels of living space, a living room, kitchen, bedroom, and 2 full baths. The property is equipped with a single electric meter and water heater. Ideally located near Carroll Park, Carroll Park Golf Course, Grace Medical Center, Mount Clare Junction Shopping Center, and the University of Maryland Medical Center, this home offers both convenience and accessibility. A rare find in a sought-after location!
Key facts
- Near carroll park
- Water heater
- 2 unit property
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/3.0-bath townhouse listed at $115k.
Deal economics
- At list price, monthly cash flow is $517 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $115k).
- Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
- Cap rate 11.7% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+7.5%/yr); 422 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 40% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 7.5% rent growth), your $32k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 405 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 9y ago; this cycle's ask has dropped $35k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $51k; list at $115k implies a 125% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 405 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.33% ✓
- Cap rate
- 11.69%
- Cash-on-cash
- 19.28%
- DSCR
- 1.86
- GRM
- 6.3
CMA / ARV
- ARV (median comp)
- $189,500
- List price
- $115,000
- Delta
- -39.31%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8 Gilmor St | 0.14mi | 3/1.5 (+1) | — | 0mo | $40,000 | — | 70 |
| 1613 Lemmon St | 0.26mi | 2/1.0 | 686 | 1mo | $20,000 | $29 | 67 |
| 1609 Lemmon St | 0.25mi | 1/1.0 (-1) | 686 | 1mo | $20,000 | $29 | 62 |
| 216 Scott St | 0.63mi | 2/3.5 | 1,933 | 0mo | $275,000 | $142 | 56 |
| 121 Parkin St | 0.54mi | 3/2.0 (+1) | 1,208 | 0mo | $175,000 | $145 | 53 |
| 207 Roundhouse Ct | 0.60mi | 3/2.5 (+1) | 1,890 | 0mo | $290,000 | $153 | 52 |
| 605 N Fremont Ave N | 0.64mi | 3/3.0 (+1) | 1,440 | 0mo | $185,000 | $128 | 52 |
| 1125 Bayard St | 0.62mi | 1/2.0 (-1) | 1,032 | 0mo | $120,000 | $116 | 49 |
| 1403 S Carey St | 0.73mi | 3/3.0 (+1) | 1,757 | 0mo | $249,900 | $142 | 48 |
| 2004 Mchenry St | 0.57mi | 3/1.0 (+1) | — | 0mo | $25,000 | — | 48 |
| 1244 Carroll St | 0.66mi | 3/1.5 (+1) | 1,140 | 0mo | $213,900 | $188 | 45 |
| 2209 W Baltimore St | 0.64mi | 3/1.0 (+1) | — | 0mo | $25,000 | — | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.51% rent growth · sell at horizon
- IRR
- 15.8%
- Equity multiple
- 1.67×
- Total profit
- $21,512
- Equity at exit
- $17,147
- IRR
- 27.3%
- Equity multiple
- 3.91×
- Total profit
- $93,605
- Equity at exit
- $9,943
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21223
- Rents YoY
- 7.5%
- Active inventory
- 422
- Price-to-rent
- 6.3×
Monthly cashflow live
- Estimated rent
- $1,526 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$38 /mo · $451/yr
- Insurance
- −$48
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$321
- Net cashflow
- $517
Break-even live
Sensitivity live
| Price | -10% $582 | -5% $550 | +0% $517 | +5% $485 | +10% $452 |
|---|---|---|---|---|---|
| Rent | -10% $397 | -5% $457 | +0% $517 | +5% $578 | +10% $638 |
| Rate | -1.0pp $575 | -0.5pp $547 | base $517 | +0.5pp $488 | +1.0pp $457 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 28 N Norris St Baltimore, MD | 1.0 | 2.0 | 700 | $1,450 | $2.07 | 44d | 1 | 0.03mi |
| 1436 W Baltimore St #2 Baltimore, MD | 1.0 | 1.0 | 4315 | $1,100 | $0.25 | 44d | 1 | 0.05mi |
| 10 S Carey St Baltimore, MD | 2.0 | 1.0 | 1140 | $1,550 | $1.36 | 24d | 1 | 0.11mi |
| 16 S Carey St Baltimore, MD | 1.0 | 1.0 | — | $750 | — | 24d | 1 | 0.11mi |
| 7 N Carey St Unit 4 Baltimore, MD | 1.0 | 1.0 | — | $1,000 | — | 24d | 1 | 0.11mi |
| 1315 Hollins St Unit 2 Baltimore, MD | 3.0 | 2.0 | 1096 | $1,860 | $1.70 | 5d | 1 | 0.13mi |
| 1315 Hollins St Unit 2 Baltimore, MD | 3.0 | 2.0 | 1096 | $1,950 | $1.78 | 13d | 1 | 0.13mi |
| 1601 Frederick Ave Unit 3 Baltimore, MD | 2.0 | 1.0 | 1050 | $1,050 | $1.00 | 5d | 1 | 0.15mi |
| 1518 1/2 W Lexington St Baltimore, MD | 2.0 | 2.0 | 1650 | $1,200 | $0.73 | 5d | 1 | 0.16mi |
| 1328 W Lombard St Baltimore, MD | 3.0 | 3.5 | 2312 | $3,600 | $1.56 | 13d | 1 | 0.17mi |
| 1324 W Lombard St Unit 2 Baltimore, MD | 2.0 | 1.5 | 1100 | $1,450 | $1.32 | 44d | 1 | 0.17mi |
| 1324 W Lombard St Unit 1 Baltimore, MD | 2.0 | 2.0 | 1100 | $1,500 | $1.36 | 24d | 1 | 0.17mi |
| 200 N Carey St Unit 3 Baltimore, MD | 2.0 | 1.0 | — | $1,757 | — | 44d | 1 | 0.17mi |
| 1519 Penrose Ave Baltimore, MD | 3.0 | 2.0 | 1200 | $1,875 | $1.56 | 44d | 1 | 0.18mi |
| 1433 W Lombard St Unit 3 Baltimore, MD | 1.0 | 1.0 | 3510 | $1,299 | $0.37 | 11d | 1 | 0.19mi |
| 7 S Carrollton Ave Baltimore, MD | 2.0 | 2.0 | 4950 | $1,750 | $0.35 | 44d | 1 | 0.20mi |
| 21 S Carrollton Ave Baltimore, MD | 2.0 | 1.0 | — | $1,500 | — | 5d | 1 | 0.20mi |
| 48 S Carrollton Ave Unit 4 Baltimore, MD | 2.0 | 1.0 | 670 | $1,600 | $2.39 | 44d | 1 | 0.20mi |
| 1635 Frederick Ave Baltimore, MD | 3.0 | 2.0 | 1224 | $1,850 | $1.51 | 44d | 1 | 0.21mi |
| 60 S Carrollton Ave Baltimore, MD | 2.0 | 2.5 | — | $1,650 | — | 18d | 1 | 0.21mi |
| 1412 W Saratoga St Unit 2 Baltimore, MD | 1.0 | 1.0 | — | $1,375 | — | 24d | 1 | 0.23mi |
| 1138 W Lombard St Baltimore, MD | 3.0 | 3.5 | 2400 | $1,795 | $0.75 | 24d | 1 | 0.25mi |
| 104 S Carrollton Ave Baltimore, MD | 3.0 | 4.0 | 1232 | $2,400 | $1.95 | 5d | 1 | 0.26mi |
| 27 N Fulton Ave Baltimore, MD | 2.0 | 1.0 | — | $1,200 | — | 44d | 1 | 0.27mi |
| 210 N Mount St Baltimore, MD | 2.0 | 2.0 | — | $1,350 | — | 22d | 1 | 0.27mi |
| 210 N Mount St Unit 3B W/Bath Available $850 Baltimore, MD | 1.0 | 1.0 | — | $850 | — | 24d | 1 | 0.27mi |
| 210 N Mount St Baltimore, MD | 1.0 | 1.0 | — | $1,350 | — | 24d | 1 | 0.27mi |
| 210 N Mount St Baltimore, MD | 1.0 | 1.0 | — | $850 | — | 16d | 1 | 0.27mi |
| 1037 W Baltimore St Apt C Baltimore, MD | 2.0 | 1.0 | — | $1,200 | — | 44d | 1 | 0.27mi |
| 1123 W Lombard St Baltimore, MD | 2.0 | 2.5 | — | $1,900 | — | 44d | 1 | 0.28mi |
| 1725 Hollins St Baltimore, MD | 2.0 | 1.0 | — | $1,195 | — | 24d | 1 | 0.28mi |
| 1725 Hollins St Baltimore, MD | 1.0 | 1.0 | — | $1,135 | — | 4d | 1 | 0.28mi |
| 1725 Hollins St Unit 4 Baltimore, MD | 2.0 | 1.0 | 2796 | $1,195 | $0.43 | 45d | 1 | 0.28mi |
| 1725 Hollins St #3 Baltimore, MD | 2.0 | 1.0 | 2796 | $1,195 | $0.43 | 44d | 1 | 0.28mi |
| 1029 W Baltimore St Unit C Baltimore, MD | 1.0 | 1.0 | — | $1,200 | — | 44d | 1 | 0.28mi |
| 1029 W Baltimore St Unit B Baltimore, MD | 2.0 | 1.0 | — | $1,300 | — | 24d | 1 | 0.28mi |
| 1725 Hollins St Baltimore, MD | 2.0 | 1.0 | — | $1,440 | — | 44d | 1 | 0.28mi |
| 119 S Carrollton Ave Baltimore, MD | 2.0 | 1.5 | — | $1,900 | — | 22d | 1 | 0.28mi |
| 1117 W Lombard St Baltimore, MD | 3.0 | 1.5 | — | $2,100 | — | 44d | 1 | 0.28mi |
| 1115 W Lombard St Baltimore, MD | 3.0 | 1.0 | 1468 | $2,100 | $1.43 | 44d | 1 | 0.28mi |
Listing history 43 events
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2026-06-18days on market $115,000 Active 405 DOM
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2026-06-17days on market $115,000 Active 404 DOM
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2026-06-16days on market $115,000 Active 403 DOM
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2026-06-15days on market $115,000 Active 402 DOM
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2026-06-13days on market $115,000 Active 400 DOM
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2026-06-09days on market $115,000 Active 396 DOM
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2026-06-08days on market $115,000 Active 395 DOM
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2026-06-07days on market $115,000 Active 394 DOM
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2026-06-04days on market $115,000 Active 391 DOM
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2026-06-03days on market $115,000 Active 390 DOM
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2026-06-02days on market $115,000 Active 389 DOM
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2026-06-01days on market $115,000 Active 388 DOM
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2026-05-31days on market $115,000 Active 387 DOM
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2025-11-04price $115,000 732-char remark
Show marketing remark (732 chars)
Investor or Multi-Generational Opportunity in Franklin Square! This unique non-conforming 2-unit property offers versatile living arrangements and excellent potential. The main level features a 1-bedroom unit complete with a full bath and kitchen—perfect for guests or rental income. The upper bi-level unit boasts two levels of living space, a living room, kitchen, bedroom, and 2 full baths. The property is equipped with a single electric meter and water heater. Ideally located near Carroll Park, Carroll Park Golf Course, Grace Medical Center, Mount Clare Junction Shopping Center, and the University of Maryland Medical Center, this home offers both convenience and accessibility. A rare find in a sought-after location!
-
2025-11-04price $115,000 732-char remark
Show marketing remark (732 chars)
Investor or Multi-Generational Opportunity in Franklin Square! This unique non-conforming 2-unit property offers versatile living arrangements and excellent potential. The main level features a 1-bedroom unit complete with a full bath and kitchen—perfect for guests or rental income. The upper bi-level unit boasts two levels of living space, a living room, kitchen, bedroom, and 2 full baths. The property is equipped with a single electric meter and water heater. Ideally located near Carroll Park, Carroll Park Golf Course, Grace Medical Center, Mount Clare Junction Shopping Center, and the University of Maryland Medical Center, this home offers both convenience and accessibility. A rare find in a sought-after location!
-
2025-06-11price $125,000 732-char remark
Show marketing remark (732 chars)
Investor or Multi-Generational Opportunity in Franklin Square! This unique non-conforming 2-unit property offers versatile living arrangements and excellent potential. The main level features a 1-bedroom unit complete with a full bath and kitchen—perfect for guests or rental income. The upper bi-level unit boasts two levels of living space, a living room, kitchen, bedroom, and 2 full baths. The property is equipped with a single electric meter and water heater. Ideally located near Carroll Park, Carroll Park Golf Course, Grace Medical Center, Mount Clare Junction Shopping Center, and the University of Maryland Medical Center, this home offers both convenience and accessibility. A rare find in a sought-after location!
-
2025-06-11price $125,000 732-char remark
Show marketing remark (732 chars)
Investor or Multi-Generational Opportunity in Franklin Square! This unique non-conforming 2-unit property offers versatile living arrangements and excellent potential. The main level features a 1-bedroom unit complete with a full bath and kitchen—perfect for guests or rental income. The upper bi-level unit boasts two levels of living space, a living room, kitchen, bedroom, and 2 full baths. The property is equipped with a single electric meter and water heater. Ideally located near Carroll Park, Carroll Park Golf Course, Grace Medical Center, Mount Clare Junction Shopping Center, and the University of Maryland Medical Center, this home offers both convenience and accessibility. A rare find in a sought-after location!
-
2025-05-22price $134,900 732-char remark
Show marketing remark (732 chars)
Investor or Multi-Generational Opportunity in Franklin Square! This unique non-conforming 2-unit property offers versatile living arrangements and excellent potential. The main level features a 1-bedroom unit complete with a full bath and kitchen—perfect for guests or rental income. The upper bi-level unit boasts two levels of living space, a living room, kitchen, bedroom, and 2 full baths. The property is equipped with a single electric meter and water heater. Ideally located near Carroll Park, Carroll Park Golf Course, Grace Medical Center, Mount Clare Junction Shopping Center, and the University of Maryland Medical Center, this home offers both convenience and accessibility. A rare find in a sought-after location!
-
2025-05-22price $134,900 732-char remark
Show marketing remark (732 chars)
Investor or Multi-Generational Opportunity in Franklin Square! This unique non-conforming 2-unit property offers versatile living arrangements and excellent potential. The main level features a 1-bedroom unit complete with a full bath and kitchen—perfect for guests or rental income. The upper bi-level unit boasts two levels of living space, a living room, kitchen, bedroom, and 2 full baths. The property is equipped with a single electric meter and water heater. Ideally located near Carroll Park, Carroll Park Golf Course, Grace Medical Center, Mount Clare Junction Shopping Center, and the University of Maryland Medical Center, this home offers both convenience and accessibility. A rare find in a sought-after location!
-
2025-05-09$149,900 Active 732-char remark
Show marketing remark (732 chars)
Investor or Multi-Generational Opportunity in Franklin Square! This unique non-conforming 2-unit property offers versatile living arrangements and excellent potential. The main level features a 1-bedroom unit complete with a full bath and kitchen—perfect for guests or rental income. The upper bi-level unit boasts two levels of living space, a living room, kitchen, bedroom, and 2 full baths. The property is equipped with a single electric meter and water heater. Ideally located near Carroll Park, Carroll Park Golf Course, Grace Medical Center, Mount Clare Junction Shopping Center, and the University of Maryland Medical Center, this home offers both convenience and accessibility. A rare find in a sought-after location!
-
2025-05-09$149,900 Active 732-char remark
Show marketing remark (732 chars)
Investor or Multi-Generational Opportunity in Franklin Square! This unique non-conforming 2-unit property offers versatile living arrangements and excellent potential. The main level features a 1-bedroom unit complete with a full bath and kitchen—perfect for guests or rental income. The upper bi-level unit boasts two levels of living space, a living room, kitchen, bedroom, and 2 full baths. The property is equipped with a single electric meter and water heater. Ideally located near Carroll Park, Carroll Park Golf Course, Grace Medical Center, Mount Clare Junction Shopping Center, and the University of Maryland Medical Center, this home offers both convenience and accessibility. A rare find in a sought-after location!
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2025-05-02historical
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2025-04-07$65,000 Active
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2024-10-31historical
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2024-09-20price $149,000
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2024-08-25price $125,000
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2024-07-08price $139,000
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2024-06-26price $147,500
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2024-06-21$149,000 Active
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2024-06-05soldstatus $51,000 Closed
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2023-05-30status Pending
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2023-05-19$10,000 Active
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2022-08-31historical
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2022-03-29$300,000 Active
-
2017-11-14soldstatus $20,000
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2017-10-21historical
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2017-10-20soldstatus $20,000 Sold
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2017-10-20soldstatus $20,000 Closed
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2017-08-02historical
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2017-08-02$10,000
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1996-09-20soldstatus $4,141,464
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1991-08-05soldstatus $33,000
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1985-06-24soldstatus $34,450
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $451 · $38/mo
- Projected year-2 tax
- $852 · $71/mo
- Expected delta
- +$401/yr (+$33/mo · 89.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,317
- − Mortgage interest
- −$6,442
- − Property taxes
- −$451
- − Insurance
- −$575
- − Repairs & maintenance
- −$1,465
- − Management
- −$1,465
- − Depreciation
- −$3,345
- Taxable income
- $4,573
- Est. tax owed @ 24.0%
- −$1,098
- After-tax cash flow
- $5,110/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 19,572
- Household income
- $45,840
- Rent vs Own
- Severe rent burden
- 1755.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (72%)
- Race & ethnicity
- Black 72% White 16% Hispanic / Latino 7% Two or more races 6% Asian 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 1%
- Common ancestry
- Romanian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 90% English-only · Spanish 6% French/Haitian/Cajun 2% Other Indo-European 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -97.99%
- Current HPI
- 140.5836
- Rent YoY
- ▲ 7.51%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+233.8% since first listed30 events — show timeline
- 2025-11-04 Price Changed $115,000 BRIGHT MLS
- 2025-11-04 Price Changed $115,000 BRIGHT MLS
- 2025-06-11 Price Changed $125,000 BRIGHT MLS
- 2025-06-11 Price Changed $125,000 BRIGHT MLS
- 2025-05-22 Price Changed $134,900 BRIGHT MLS
- 2025-05-22 Price Changed $134,900 BRIGHT MLS
- 2025-05-09 Listed $149,900 BRIGHT MLS
- 2025-05-09 Listed $149,900 BRIGHT MLS
- 2025-05-02 Listing Removed — BRIGHT MLS
- 2025-04-07 Listed $65,000 BRIGHT MLS
- 2024-10-31 Listing Removed — BRIGHT MLS
- 2024-09-20 Price Changed $149,000 BRIGHT MLS
- 2024-08-25 Price Changed $125,000 BRIGHT MLS
- 2024-07-08 Price Changed $139,000 BRIGHT MLS
- 2024-06-26 Price Changed $147,500 BRIGHT MLS
- 2024-06-21 Listed $149,000 BRIGHT MLS
- 2024-06-05 Sold (MLS) $51,000 BRIGHT MLS
- 2023-05-30 Pending — BRIGHT MLS
- 2023-05-19 Listed $10,000 BRIGHT MLS
- 2022-08-31 Listing Removed — BRIGHT MLS
- 2022-03-29 Listed $300,000 BRIGHT MLS
- 2017-11-14 Sold (Public Records) $20,000 Public Records
- 2017-10-21 Delisted — MRIS
- 2017-10-20 Sold (MLS) $20,000 BRIGHT MLS
- 2017-10-20 Sold (MLS) $20,000 MRIS
- 2017-08-02 Listed $10,000 MRIS
- 2017-08-02 Delisted — MRIS
- 1996-09-20 Sold (Public Records) $4,141,464 Public Records
- 1991-08-05 Sold (Public Records) $33,000 Public Records
- 1985-06-24 Sold (Public Records) $34,450 Public Records
Property tax history
-1.6%/yrLatest (2025): $451 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…