1574 Hubbell Rd · Wesley Chapel, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.2/15.0
- Cash flow +7.2/30.0
- Schools +6.4/10.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- 1% rule +3.4/10.0
- Rent growth +2.4/5.0
- DSCR +1.4/10.0
- Appreciation +0.0/10.0
$279,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Under Construction. Builder offering buyers up to $10,000 toward closing costs with use of preferred lender & title. All townhomes at Union Park are modernly designed and built-to-last by featuring exclusive all concrete block construction, a full appliance package, granite countertops, an automated smart home package. Aside from being close to shopping, dining, entertainment and local events, Union Park residents will have access to an exclusive clubhouse with a fitness center, sparking pool, tot lot, open sports field, walking trails, and more. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. CBC039052.
Key facts
- Upgraded townhome
- Carpet free interior
- Open concept layout
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath townhouse listed at $280k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-385 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $212k (24.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $235k (16.1% below list).
- Recommended offer: $212k (24.3% below list) — sets the bar for cash-flow.
- Cap rate 4.6% vs local median 3.6% in Wesley Chapel — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 79/100 on livability (#143 in FL, #2,137 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: commute F.
- Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Double Branch Elementary School (math 58% / reading 62%, grade B-, #680 of 2,144 statewide, top 32%, 847 students, 31% FRL); Dr. John Long Middle School (math 75% / reading 62%, grade A, #72 of 571 statewide, top 13%, 1,349 students, 28% FRL); Wiregrass Ranch High School (math 60% / reading 69%, grade B-, #78 of 667 statewide, top 13%, 2,114 students, 25% FRL) — zoned schools average 28% FRL vs 48% district-wide (21 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 64% at this address vs 51% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the Pasco average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents soft (-0.4%/yr); 757 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 62d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 88% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 91 days — a 9% lower offer ($255k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 5y ago; this cycle's ask has dropped $15k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 91 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 4.64%
- Cash-on-cash
- -5.89%
- DSCR
- 0.74
- GRM
- 9.9
CMA / ARV
- ARV (median comp)
- $312,359
- List price
- $279,900
- Delta
- -10.39%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1570 Hubbell Rd | 0.00mi | 3/2.5 | 1,673 (0%) | 4mo | $279,500 | $167 | 95 |
| 1656 Hubbell Rd | 0.05mi | 3/2.5 | 1,673 (0%) | 1mo | $270,000 | $161 | 95 |
| 1821 Hovenweep Rd | 0.21mi | 3/2.5 | 1,673 (0%) | 2mo | $265,000 | $158 | 87 |
| 1579 Hubbell Rd | 0.03mi | 3/2.5 | 1,673 (0%) | 15mo | $300,000 | $179 | 84 |
| 1881 Hovenweep Rd | 0.21mi | 3/2.5 | 1,673 (0%) | 6mo | $260,400 | $156 | 83 |
| 32965 Kaloko Rd | 0.15mi | 3/2.5 | 1,673 (0%) | 12mo | $260,000 | $155 | 81 |
| 1291 Colt Creek Pl | 0.12mi | 3/2.5 | 1,673 (0%) | 15mo | $313,900 | $188 | 80 |
| 32803 Pez Landing Ln | 0.18mi | 3/2.5 | 1,673 (0%) | 12mo | $280,000 | $167 | 80 |
| 1998 Hovenweep Rd | 0.27mi | 3/2.5 | 1,673 (0%) | 10mo | $295,000 | $176 | 77 |
| 1853 Hovenweep Rd | 0.22mi | 3/2.5 | 1,673 (0%) | 13mo | $285,000 | $170 | 76 |
| 1869 Hovenweep Rd | 0.22mi | 3/2.5 | 1,758 (+5%) | 4mo | $285,000 | $162 | 76 |
| 1798 Hovenweep Rd | 0.17mi | 3/2.5 | 1,758 (+5%) | 14mo | $310,000 | $176 | 70 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -30.4%
- Equity multiple
- 0.02×
- Total profit
- $-76,508
- Equity at exit
- $41,734
- IRR
- -56.9%
- Equity multiple
- -0.58×
- Total profit
- $-123,858
- Equity at exit
- $24,201
Cash invested: $78,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 33 active · 15 under contract
- Months of supply
- 9.4 mo (11%/mo absorbed)
- Median asking
- $320,000 ($191/sqft)
- Median days on market
- 111 d
- This list price
- 9% of active listings are priced below it
- ARV vs active asking
- -2.4% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33543
- Home prices YoY
- -24.0%
- Rents YoY
- -0.4%
- Active inventory
- 757
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $2,349 high interval (Pro) →
- Mortgage (P&I)
- −$1,468
- Tax from tax record
- −$502 /mo · $6,026/yr
- Insurance
- −$117
- HOA
- −$154
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$493
- Net cashflow
- $-385
Break-even live
Sensitivity live
| Price | -10% $-226 | -5% $-305 | +0% $-385 | +5% $-464 | +10% $-543 |
|---|---|---|---|---|---|
| Rent | -10% $-570 | -5% $-477 | +0% $-385 | +5% $-292 | +10% $-199 |
| Rate | -1.0pp $-244 | -0.5pp $-313 | base $-385 | +0.5pp $-457 | +1.0pp $-531 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,975
- Closing costs
- $8,397
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1604 Hubbell Rd Wesley Chapel, FL | 3.0 | 2.5 | 1673 | $2,170 | $1.30 | 73d | 1 | 0.06mi |
| 1550 Ranchette Rd Wesley Chapel, FL | 3.0 | 2.5 | 1758 | $2,300 | $1.31 | 54d | 1 | 0.09mi |
| 1340 Colt Creek Pl Wesley Chapel, FL | 3.0 | 2.5 | 1673 | $2,600 | $1.55 | 18d | 1 | 0.14mi |
| 1347 Colt Creek Pl Wesley Chapel, FL | 3.0 | 2.5 | 1673 | $2,150 | $1.29 | 48d | 1 | 0.16mi |
| 32997 Kaloko Rd Wesley Chapel, FL | 3.0 | 3.0 | 1758 | $1,650 | $0.94 | 41d | 1 | 0.19mi |
| 32997 Kaloko Rd Wesley Chapel, FL | 3.0 | 2.5 | 1758 | $1,650 | $0.94 | 42d | 1 | 0.19mi |
| 1387 Colt Creek Pl Wesley Chapel, FL | 3.0 | 3.0 | 1673 | $2,100 | $1.26 | 73d | 1 | 0.19mi |
| 1401 Colt Creek Pl Wesley Chapel, FL | 3.0 | 3.0 | 1673 | $2,025 | $1.21 | 73d | 1 | 0.22mi |
| 32794 Pez Landing Ln Wesley Chapel, FL | 3.0 | 2.0 | 1673 | $2,075 | $1.24 | 41d | 1 | 0.23mi |
| 32794 Pez Landing Ln Wesley Chapel, FL | 3.0 | 2.5 | 1673 | $2,075 | $1.24 | 48d | 1 | 0.23mi |
| 32670 Ansley Bloom Ln Wesley Chapel, FL | 4.0 | 2.5 | 2007 | $2,850 | $1.42 | 23d | 1 | 0.33mi |
| 32871 Brooks Hawk Ln Wesley Chapel, FL | 4.0 | 2.5 | 2007 | $2,600 | $1.30 | 42d | 1 | 0.40mi |
| 1092 Pipestone Pl Wesley Chapel, FL | 4.0 | 2.0 | 2057 | $2,650 | $1.29 | 73d | 1 | 0.59mi |
| 1092 Pipestone Pl Wesley Chapel, FL | 4.0 | 2.0 | 2057 | $2,575 | $1.25 | 36d | 1 | 0.59mi |
| 32447 Weathered Oak Dr Wesley Chapel, FL | 3.0 | 2.0 | 1560 | $2,300 | $1.47 | 73d | 1 | 0.68mi |
| 32544 Midsummer Night Ln Wesley Chapel, FL | 3.0 | 2.5 | 1464 | $2,000 | $1.37 | 61d | 1 | 0.90mi |
| 32544 Midsummer Night Ln Unit Labs Wesley Chapel, FL | 3.0 | 2.5 | 1464 | $2,000 | $1.37 | 71d | 1 | 0.90mi |
| 32544 Midsummer Night Ln Wesley Chapel, FL | 3.0 | 2.5 | 1464 | $2,000 | $1.37 | 60d | 1 | 0.90mi |
| 32538 Midsummer Night Ln Wesley Chapel, FL | 3.0 | 2.5 | 1463 | $2,199 | $1.50 | 73d | 1 | 0.90mi |
| 32526 Midsummer Night Ln Wesley Chapel, FL | 3.0 | 2.5 | 1463 | $2,300 | $1.57 | 73d | 1 | 0.91mi |
| 2476 Riversong Lodge Ln Wesley Chapel, FL | 3.0 | 2.5 | 1463 | $2,000 | $1.37 | 73d | 1 | 0.91mi |
| 32497 Midsummer Night Ln Wesley Chapel, FL | 3.0 | 2.5 | 1463 | $2,200 | $1.50 | 73d | 1 | 0.93mi |
| 2477 Bending Bonsai Dr Wesley Chapel, FL | 3.0 | 2.5 | 1593 | $2,250 | $1.41 | 73d | 1 | 1.01mi |
| 2373 Bending Bonsai Dr Wesley Chapel, FL | 3.0 | 2.0 | 1593 | $2,300 | $1.44 | 73d | 1 | 1.03mi |
| 32305 Lexington St Wesley Chapel, FL | 3.0 | 2.0 | 1575 | $2,450 | $1.56 | 71d | 1 | 1.04mi |
| 32305 Lexington St Wesley Chapel, FL | 3.0 | 2.0 | 1575 | $2,450 | $1.56 | 73d | 1 | 1.04mi |
| 32745 Sugarplum Loop Wesley Chapel, FL | 3.0 | 2.0 | 1466 | $2,675 | $1.82 | 24d | 1 | 1.10mi |
| 32475 Sugarplum Loop Wesley Chapel, FL | 1.0–3.0 | 1.0–2.0 | 1130 | $2,750 | $2.43 | 7d | 182 | 1.15mi |
| 34142 Polacca Ln Wesley Chapel, FL | 3.0 | 2.5 | 1373 | $2,100 | $1.53 | 73d | 1 | 1.30mi |
| 2085 Hallier Cv Wesley Chapel, FL | 3.0 | 2.5 | 1373 | $2,200 | $1.60 | 54d | 1 | 1.32mi |
| 2081 Hallier Cv Wesley Chapel, FL | 3.0 | 2.5 | 1553 | $1,900 | $1.22 | 18d | 1 | 1.32mi |
| 2187 Hallier Cv Wesley Chapel, FL | 3.0 | 3.0 | 1373 | $1,945 | $1.42 | 64d | 1 | 1.33mi |
| 2191 Hallier Cv Wesley Chapel, FL | 3.0 | 2.5 | 1373 | $1,900 | $1.38 | 60d | 1 | 1.34mi |
| 2191 Hallier Cv Wesley Chapel, FL | 3.0 | 2.5 | 1373 | $1,999 | $1.46 | 71d | 1 | 1.34mi |
| 2191 Hallier Cv Wesley Chapel, FL | 3.0 | 2.5 | 1373 | $1,999 | $1.46 | 73d | 1 | 1.34mi |
| 2073 Hallier Cv Wesley Chapel, FL | 3.0 | 2.5 | 1373 | $1,980 | $1.44 | 38d | 1 | 1.34mi |
| 2313 Alee Ln Wesley Chapel, FL | 3.0 | 2.5 | 1555 | $1,925 | $1.24 | 41d | 1 | 1.36mi |
| 31748 Blythewood Way Wesley Chapel, FL | 2.0 | 2.0 | 1455 | $2,150 | $1.48 | 38d | 1 | 1.37mi |
| 31748 Blythewood Way Wesley Chapel, FL | 2.0 | 2.0 | 1455 | $2,150 | $1.48 | 37d | 1 | 1.37mi |
| 2308 Alee Ln Wesley Chapel, FL | 3.0 | 2.5 | 1373 | $1,825 | $1.33 | 66d | 1 | 1.38mi |
Property features AI
Finance
- Other
- Lease restrictions applyUnfurnished
- Financial info
- CDD presentOther annual assessments apply
- HOA & community
- HOA required; monthly HOA $65Additional quarterly association fee $267.07Association fees include cable TV, internet, and recreational facilitiesCommunity amenities: clubhouse, playground, pool, sidewalksPets allowed
Exterior
- Parking
- Attached garage with 1 garage space
- Security
- Fire alarmSecurity system
- Utilities
- Public waterPublic sewerPublic utilities
- Home design
- TownhouseResidential propertyTwo storiesFaces southEntry on multiple levels
- Construction
- Block constructionShingle roofSlab foundationBuilt on a 0.04-acre lot
- Exterior features
- SidewalksAsphalt road access
Interior
- Kitchen
- DishwasherDisposalMicrowaveRange
- Bedrooms
- 3 bedrooms
- Flooring
- CarpetCeramic tile
- Bathrooms
- 2 full bathrooms1 half bathroom
- Heating & cooling
- Central heatingCentral air
- Interior features
- Ceiling fansOpen floor planWindow treatmentsBlindsENERGY STAR qualified windows
- Laundry & utility
- Washer and dryerLaundry closet on upper levelElectric water heater
HOA detail $154/mo · $1,848/yr
- Likely covers
- poolgym
Listing history 50 events
-
2026-08-08days on market $279,900 Active 91 DOM
-
2026-08-07price $279,900 Active 89 DOM
-
2026-08-06days on market $285,000 Active 89 DOM
-
2026-08-05days on market $285,000 Active 88 DOM
-
2026-08-04days on market $285,000 Active 87 DOM
-
2026-08-03days on market $285,000 Active 86 DOM
-
2026-07-31days on market $285,000 Active 83 DOM
-
2026-07-30days on market $285,000 Active 81 DOM
-
2026-07-28days on market $285,000 Active 80 DOM
-
2026-07-26days on market $285,000 Active 78 DOM
-
2026-07-24days on market $285,000 Active 76 DOM
-
2026-07-23days on market $285,000 Active 75 DOM
-
2026-07-22days on market $285,000 Active 74 DOM
-
2026-07-21days on market $285,000 Active 73 DOM
-
2026-07-20days on market $285,000 Active 72 DOM
-
2026-07-18days on market $285,000 Active 69 DOM
-
2026-07-16days on market $285,000 Active 68 DOM
-
2026-07-15days on market $285,000 Active 67 DOM
-
2026-07-13days on market $285,000 Active 65 DOM
-
2026-07-13days on market $285,000 Active 64 DOM
-
2026-07-11days on market $285,000 Active 63 DOM
-
2026-07-10days on market $285,000 Active 62 DOM
-
2026-07-09days on market $285,000 Active 61 DOM
-
2026-07-07days on market $285,000 Active 59 DOM
-
2026-07-06days on market $285,000 Active 58 DOM
-
2026-07-06days on market $285,000 Active 57 DOM
-
2026-07-05days on market $285,000 Active 56 DOM
-
2026-07-03days on market $285,000 Active 55 DOM
-
2026-07-02days on market $285,000 Active 54 DOM
-
2026-07-01days on market $285,000 Active 53 DOM
-
2026-06-30days on market $285,000 Active 52 DOM
-
2026-06-29days on market $285,000 Active 51 DOM
-
2026-06-28days on market $285,000 Active 50 DOM
-
2026-06-27days on market $285,000 Active 49 DOM
-
2026-06-26days on market $285,000 Active 48 DOM
-
2026-06-24days on market $285,000 Active 46 DOM
-
2026-06-22days on market $285,000 Active 44 DOM
-
2026-06-22days on market $285,000 Active 43 DOM
-
2026-06-18days on market $285,000 Active 40 DOM
-
2026-06-17days on market $285,000 Active 39 DOM
-
2026-06-16days on market $285,000 Active 38 DOM
-
2026-06-15days on market $285,000 Active 37 DOM
-
2026-06-13days on market $285,000 Active 35 DOM
-
2026-06-09days on market $285,000 Active 31 DOM
-
2026-06-08days on market $285,000 Active 30 DOM
-
2026-06-07days on market $285,000 Active 29 DOM
-
2026-06-04days on market $285,000 Active 26 DOM
-
2026-06-03days on market $285,000 Active 25 DOM
-
2026-06-02days on market $285,000 Active 24 DOM
-
2026-06-01days on market $285,000 Active 23 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $6,026 · $502/mo
- Projected year-2 tax
- $6,026 · $502/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,194
- − Mortgage interest
- −$15,679
- − Property taxes
- −$6,026
- − Insurance
- −$1,400
- − Repairs & maintenance
- −$2,256
- − Management
- −$2,256
- − HOA
- −$1,848
- − Depreciation
- −$8,143
- Taxable loss
- −$9,412
- Est. tax savings @ 24.0%
- +$2,259
- After-tax cash flow
- $-2,355/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This modern townhouse in Union Park is in good condition with minimal repairs needed. It offers a great layout and is ready for a new owner to move in.
Value-add opportunities
- Both Painting the exterior — Enhances curb appeal and value ↑
- Both Landscaping improvements — Enhances curb appeal and value ↑
- Both Adding smart home features — Improves convenience and marketability ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Pasco
- NCES district ID
- 1201530
- Math proficiency
- 50% ▼ -10.00%
- Reading proficiency
- 52% ▼ -5.00%
- Median HH income
- $45,039
- Composite
- 43.14/100
- National rank
- #3074
- State rank
- #32 of 73 in FL
Livability — Wesley Chapel
- Score
- 79/100
- State rank
- #143
- US rank
- #2137
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Wesley Chapel, FL
- County
- Pasco County · 570,045 people
- City population
- 100,771
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 40,648
- Household income
- $107,349
- Rent vs Own
- Severe rent burden
- 16% of renters
Population outlook (Pasco County) Hauer SSP2
- Today (2025)
- 570,045 people
- By 2030
- 605,844 · +6.3%
- By 2040
- 674,806 · +18.4%
- By 2050
- 736,022 · +29.1%
- By 2075
- 862,900 · +51.4%
- By 2100
- 906,364 · +59.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- White 51% Hispanic / Latino 22% Two or more races 15% Black 12% Asian 9%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 8% Cuban 2% Dominican 2%
- Common ancestry
- Romanian 3% Lithuanian 1% Scotch-Irish 1%
- Foreign-born
- 20% · Canada, Jamaica, China
- Languages at home
- 71% English-only · Spanish 16% Other Indo-European 2% Tagalog/Filipino 2%
Political lean MEDSL · Pasco
- 2024 margin
- Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
- 2008→2024 swing
- -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
- All cycles
- 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -83.13%
- Current HPI
- 263.2513
- Rent YoY
- ▼ -0.37%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+1.8% since first listed18 events — show timeline
- 2026-05-21 Price Changed $285,000 Stellar MLS as Distributed by MLS Grid
- 2026-05-09 Listed $295,000 Stellar MLS as Distributed by MLS Grid
- 2025-04-20 Rental Removed $2,050 RENT.
- 2025-04-01 Listed for Rent $2,050 RENT.
- 2025-03-29 Rental Removed $2,050 RENTALBEAST
- 2025-03-29 Rental Removed $2,050 PROPERTYWARE
- 2025-03-29 Listed for Rent $2,050 RENTALBEAST
- 2025-03-28 Rental Removed $2,050 RENT.
- 2025-03-14 Price Changed $2,050 PROPERTYWARE
- 2025-03-13 Price Changed $2,050 RENT.
- 2025-02-25 Listed for Rent $2,200 PROPERTYWARE
- 2025-02-25 Listed for Rent $2,200 RENT.
- 2021-12-29 Sold (MLS) $291,990 Stellar MLS as Distributed by MLS Grid
- 2021-06-01 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-05-24 Price Changed $291,990 Stellar MLS as Distributed by MLS Grid
- 2021-04-28 Price Changed $289,990 Stellar MLS as Distributed by MLS Grid
- 2021-04-26 Price Changed $284,990 Stellar MLS as Distributed by MLS Grid
- 2021-04-20 Listed $279,990 Stellar MLS as Distributed by MLS Grid
Property tax history
+148.6%/yrLatest (2025): $6,026 · -1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…