CashFlowRE
Sign in Sign up
461 Jones Beach Ln
D Composite 40.58
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.0/30.0
  • ARV discount +7.8/15.0
  • Condition / age +4.8/5.0
  • DSCR +3.9/10.0
  • Livability +3.6/5.0
  • 1% rule +3.3/10.0
  • Rent growth +2.1/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$223,999

461 Jones Beach Ln · Jarrell, TX 76537
4 bd · 2.0 ba · 1,897 sqft · Other · 87 Days on market
Built 2026 Excellent condition 6,534 sqft lot $118/sqft · at area comps Est $226k · at est. $100/mo HOA · 5% of rent ↓ 5% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Belmar Collection offers new single-family homes for sale at the Rancho Del Cielo masterplan in Jarrell, TX. With low HOA fees and a great price point, this collection offers a great opportunity for firs-time homebuyers. Residents will enjoy amenities including pocket parks, green spaces, a swimming pool and picnic areas. The community is also located near University Oaks, Berry Springs Parka and Preserve, Wolf Ranch Town Center shopping and just 10 miles from downtown Georgetown for even more shopping, dining and entertainment options.

Key facts

  • Walk-in closet
  • Open layout
  • En-suite bathroom

Tags

OPEN LAYOUTOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETVERSATILE BONUS ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath other listed at $224k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-11 ($-134/yr) — negative.
  • To cash-flow at today's rent, offer at most $222k (0.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $186k (17.1% below list).
  • Recommended offer: $186k (17.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 4.7% in Jarrell — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#313 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: schools F, amenities F, commute F.
  • Jarrell ISD (rural): math 19% / reading 28% proficiency, ranked #713 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-1.7%/yr); 761 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 87 days — a 6% lower offer ($211k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $185,632 (17.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
6.23%
Cash-on-cash
-0.21%
DSCR
0.99
GRM
10.1

CMA / ARV

ARV (median comp)
$225,753
List price
$223,999
Delta
-0.78%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-19.9%
Equity multiple
0.32×
Total profit
$-42,461
Equity at exit
$33,399
10-year hold
IRR
-20.7%
Equity multiple
0.06×
Total profit
$-58,973
Equity at exit
$19,367

Cash invested: $62,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76537

Home prices YoY
-14.4%
Rents YoY
-1.7%
Active inventory
761
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,856 high interval (Pro) →
Mortgage (P&I)
$1,175
Tax from tax record
$110 /mo · $1,315/yr
Insurance
$93
HOA
$100
Vacancy / Maint / Mgmt
$390
Net cashflow
$-11

Break-even live

Break-even rent $1,870
Max offer price $222,034
Occupancy floor 96%

Sensitivity live

Price -10% $116 -5% $52 +0% $-11 +5% $-75 +10% $-138
Rent -10% $-158 -5% $-84 +0% $-11 +5% $62 +10% $136
Rate -1.0pp $102 -0.5pp $46 base $-11 +0.5pp $-69 +1.0pp $-128

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,000
Closing costs
$6,720
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
136 Texas Angel Way Jarrell, TX 3.0 2.0 1450 $1,550 $1.07 5d 1 0.11mi
136 Texas Angel Way Jarrell, TX 3.0 2.0 1450 $1,495 $1.03 44d 1 0.11mi
133 Texas Angel Way Jarrell, TX 3.0 2.0 1230 $1,500 $1.22 24d 1 0.12mi
112 Texas Angel Way Jarrell, TX 4.0 2.0 1897 $1,890 $1.00 18d 1 0.16mi
337 Rancho del Cielo Loop Georgetown, TX 3.0 2.0 1411 $1,535 $1.09 21d 1 0.19mi
128 Hasty Heart Ct Jarrell, TX 4.0 2.0 1606 $1,775 $1.11 18d 1 0.21mi
100 Tugboat Annie WAY Jarrell, TX 4.0 2.5 1984 $1,799 $0.91 44d 1 0.26mi
516 Rancho del Cielo Loop Jarrell, TX 3.0 2.0 1274 $1,700 $1.33 44d 1 0.27mi
544 Rancho del Cielo Loop Georgetown, TX 4.0 2.0 1606 $1,800 $1.12 44d 1 0.31mi
564 Rancho del Cielo Loop Jarrell, TX 3.0 2.0 1266 $1,600 $1.26 3d 1 0.33mi
856 Rancho del Cielo Loop Jarrell, TX 3.0 2.0 1447 $1,600 $1.11 44d 1 0.38mi
253 Tugboat Annie Way Jarrell, TX 3.0 2.0 1380 $1,495 $1.08 15d 1 0.40mi

HOA detail

Monthly dues
$100 · $1,200/yr
Likely covers
pool

Listing history 26 events

  1. 2026-06-19
    price $223,999 Active 87 DOM
  2. 2026-06-18
    days on market $223,249 Active 87 DOM
  3. 2026-06-18
    price $223,249 Active 86 DOM
  4. 2026-06-17
    pricedays on market $222,499 Active 86 DOM
  5. 2026-06-16
    days on market $224,499 Active 85 DOM
  6. 2026-06-16
    price $224,499 Active 84 DOM
  7. 2026-06-15
    days on market $223,749 Active 84 DOM
  8. 2026-06-13
    days on market $223,749 Active 82 DOM
  9. 2026-06-09
    pricedays on market $223,749 Active 78 DOM
  10. 2026-06-08
    days on market $220,499 Active 77 DOM
  11. 2026-06-07
    days on market $220,499 Active 76 DOM
  12. 2026-06-04
    days on market $220,499 Active 73 DOM
  13. 2026-06-03
    pricedays on market $220,499 Active 72 DOM
  14. 2026-06-02
    days on market $219,999 Active 71 DOM
  15. 2026-06-01
    days on market $219,999 Active 70 DOM
  16. 2026-05-31
    days on market $219,999 Active 69 DOM
  17. 2026-05-13
    listed $226,999 Active 546-char remark
    Show marketing remark (546 chars)

    The Belmar Collection offers new single-family homes for sale at the Rancho Del Cielo masterplan in Jarrell, TX. With low HOA fees and a great price point, this collection offers a great opportunity for firs-time homebuyers. Residents will enjoy amenities including pocket parks, green spaces, a swimming pool and picnic areas. The community is also located near University Oaks, Berry Springs Parka and Preserve, Wolf Ranch Town Center shopping and just 10 miles from downtown Georgetown for even more shopping, dining and entertainment options.

  18. 2026-05-05
    price $226,999 583-char remark
    Show marketing remark (583 chars)

    The Mayer - The first floor of this two-story home shares an open layout between the kitchen, dining area and family room for easy entertaining during special gatherings. An owner's suite is just off the shared living space and features an en-suite bathroom and walk-in closet. Upstairs are three secondary bedrooms, perfect for residents and overnight guests, as well as a versatile bonus room. Photos are for illustrative purposes only. Estimated Completion July 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  19. 2026-05-01
    price $232,990 583-char remark
    Show marketing remark (583 chars)

    The Mayer - The first floor of this two-story home shares an open layout between the kitchen, dining area and family room for easy entertaining during special gatherings. An owner's suite is just off the shared living space and features an en-suite bathroom and walk-in closet. Upstairs are three secondary bedrooms, perfect for residents and overnight guests, as well as a versatile bonus room. Photos are for illustrative purposes only. Estimated Completion July 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  20. 2026-04-27
    price $234,990 583-char remark
    Show marketing remark (583 chars)

    The Mayer - The first floor of this two-story home shares an open layout between the kitchen, dining area and family room for easy entertaining during special gatherings. An owner's suite is just off the shared living space and features an en-suite bathroom and walk-in closet. Upstairs are three secondary bedrooms, perfect for residents and overnight guests, as well as a versatile bonus room. Photos are for illustrative purposes only. Estimated Completion July 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  21. 2026-04-24
    price $237,990 583-char remark
    Show marketing remark (583 chars)

    The Mayer - The first floor of this two-story home shares an open layout between the kitchen, dining area and family room for easy entertaining during special gatherings. An owner's suite is just off the shared living space and features an en-suite bathroom and walk-in closet. Upstairs are three secondary bedrooms, perfect for residents and overnight guests, as well as a versatile bonus room. Photos are for illustrative purposes only. Estimated Completion July 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  22. 2026-04-07
    price $239,990 583-char remark
    Show marketing remark (583 chars)

    The Mayer - The first floor of this two-story home shares an open layout between the kitchen, dining area and family room for easy entertaining during special gatherings. An owner's suite is just off the shared living space and features an en-suite bathroom and walk-in closet. Upstairs are three secondary bedrooms, perfect for residents and overnight guests, as well as a versatile bonus room. Photos are for illustrative purposes only. Estimated Completion July 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  23. 2026-03-30
    price $241,990 583-char remark
    Show marketing remark (583 chars)

    The Mayer - The first floor of this two-story home shares an open layout between the kitchen, dining area and family room for easy entertaining during special gatherings. An owner's suite is just off the shared living space and features an en-suite bathroom and walk-in closet. Upstairs are three secondary bedrooms, perfect for residents and overnight guests, as well as a versatile bonus room. Photos are for illustrative purposes only. Estimated Completion July 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  24. 2026-03-27
    price $239,990 583-char remark
    Show marketing remark (583 chars)

    The Mayer - The first floor of this two-story home shares an open layout between the kitchen, dining area and family room for easy entertaining during special gatherings. An owner's suite is just off the shared living space and features an en-suite bathroom and walk-in closet. Upstairs are three secondary bedrooms, perfect for residents and overnight guests, as well as a versatile bonus room. Photos are for illustrative purposes only. Estimated Completion July 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  25. 2026-03-24
    price $238,990 583-char remark
    Show marketing remark (583 chars)

    The Mayer - The first floor of this two-story home shares an open layout between the kitchen, dining area and family room for easy entertaining during special gatherings. An owner's suite is just off the shared living space and features an en-suite bathroom and walk-in closet. Upstairs are three secondary bedrooms, perfect for residents and overnight guests, as well as a versatile bonus room. Photos are for illustrative purposes only. Estimated Completion July 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  26. 2026-03-23
    listed $237,990 Active 583-char remark
    Show marketing remark (583 chars)

    The Mayer - The first floor of this two-story home shares an open layout between the kitchen, dining area and family room for easy entertaining during special gatherings. An owner's suite is just off the shared living space and features an en-suite bathroom and walk-in closet. Upstairs are three secondary bedrooms, perfect for residents and overnight guests, as well as a versatile bonus room. Photos are for illustrative purposes only. Estimated Completion July 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,315 · $110/mo
Projected year-2 tax
$4,099 · $342/mo
Expected delta
+$2,784/yr (+$232/mo · 211.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,276
− Mortgage interest
−$12,547
− Property taxes
−$1,315
− Insurance
−$1,120
− Repairs & maintenance
−$1,782
− Management
−$1,782
− HOA
−$1,200
− Depreciation
−$6,516
Taxable loss
−$3,987
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$957
After-tax cash flow
$823/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Excellent 95/100 None rehab

This home is in excellent condition with no visible repairs needed. It is move-in ready and has the potential to be enhanced with a fresh paint job and smart home technology to further increase its value.

Value-add opportunities

  • Both Paint exterior to enhance curb appeal — Fresh paint can improve the home's appearance and attract more buyers
  • Both Replace carpet with hardwood or tile flooring in common areas — Hardwood or tile flooring can increase the home's value and make it more appealing to a wider range of buyers
  • Both Install smart home technology — Smart home features can increase the home's value and attract tech-savvy buyers

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior to enhance curb appeal — Fresh paint can improve the home's appearance and attract more buyers
  • Both Replace carpet with hardwood or tile flooring in common areas — Hardwood or tile flooring can increase the home's value and make it more appealing to a wider range of buyers
  • Both Install smart home technology — Smart home features can increase the home's value and attract tech-savvy buyers

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Jarrell ISD
NCES district ID
4824600
Math proficiency
19% ▼ -18.00%
Reading proficiency
28% ▼ -5.00%
Median HH income
$57,132
Composite
21.47/100
National rank
#8335
State rank
#713 of 826 in TX

Livability — Jarrell

Score
71/100
State rank
#313
US rank
#7020

Category grades

Amenities F Commute F Cost of living A Crime A Employment A+ Housing A+ Health & safety B User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Williamson County · 680,029 people
City population
16,272
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
16,272
Household income
$98,199
Rent vs Own
20.5% rent · 79.5% own
Severe rent burden
225.0

Population outlook (Williamson County) Hauer SSP2

Today (2025)
699,027 people
By 2030
795,537 · +13.8%
By 2040
990,683 · +41.7%
By 2050
1,184,292 · +69.4%
By 2075
1,623,825 · +132.3%
By 2100
1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 48% Hispanic / Latino 36% Two or more races 14% Black 7% Asian 4%
Hispanic origin (detail)
Mexican 30% Puerto Rican 5%
Common ancestry
Romanian 3% Italian 2% Slovak 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
69% English-only · Spanish 26% Chinese 2% French/Haitian/Cajun 1%

Political lean MEDSL · Williamson

2024 margin
Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
2008→2024 swing
+10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
All cycles
2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -31.03%
Current HPI
184.8935
Rent YoY
▼ -1.73%
Metro
Austin-Round Rock-Georgetown, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-4.6% since first listed
10 events — show timeline
  • 2026-05-13 Listed $226,999 Zillow
  • 2026-05-05 Price Changed $226,999 Unlock MLS
  • 2026-05-01 Price Changed $232,990 Unlock MLS
  • 2026-04-27 Price Changed $234,990 Unlock MLS
  • 2026-04-24 Price Changed $237,990 Unlock MLS
  • 2026-04-07 Price Changed $239,990 Unlock MLS
  • 2026-03-30 Price Changed $241,990 Unlock MLS
  • 2026-03-27 Price Changed $239,990 Unlock MLS
  • 2026-03-24 Price Changed $238,990 Unlock MLS
  • 2026-03-23 Listed $237,990 Unlock MLS

Property tax history

-7.4%/yr

Latest (2026): $1,315 · -7.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…