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1416 NW Euclid Ave
B+ Composite 75.18
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$69,900

1416 NW Euclid Ave · Lawton, OK 73507
2 bd · 1.0 ba · 1,224 sqft · SingleFamily public records · 102 Days on market
Built 1937 7,000 sqft lot Est $114k · 39% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

A unique property for sale. This property features a 3 bedroom 1.5 bath house as well as 2 smaller houses behind the main house each with 1 bed and 1 bath. This will make an excellent investment opportunity. The property does need some TLC.

Key facts

  • 7,000 sq ft lot
  • Garage
  • Built 1937

Property features AI

Finance

  • Other: Located at corner of 15th and Euclid (directions provided)
  • Financial info: Not assumable; Not eligible for special loan qualification
  • HOA & community: No mandatory association dues

Exterior

  • Parking: Detached or attached garage not specified — 1 garage space
  • Home design: Single family residence; Residential property; One story; Located in the Mountain View addition
  • Construction: Frame construction; Shingle roof; Combination foundation; Built (existing)
  • Exterior features: Corner lot; No additional exterior features listed

Interior

  • Bedrooms: Five bedrooms (one-level home)
  • Bathrooms: Three full bathrooms; One half bathroom
  • Interior features: Three living areas; No fireplace; Existing property

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $70k.

Deal economics

  • At list price, monthly cash flow is $319 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Recommended offer: $64k (9.0% below list) — sets the bar for market timing.
  • Cap rate 11.8% vs local median 6.0% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
  • Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Whittier Es (math 22% / reading 17%, grade F, #479 of 845 statewide, top 63%, 351 students, 0% FRL); Lawton Hs (math 16% / reading 21%, grade F, #302 of 447 statewide, top 68%, 1,417 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents flat; 209 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 0.2% rent growth), your $20k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 102 days — a 9% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $30k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1937 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $63,609 (9.0% below list)

Questions for the listing agent

  1. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1937 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.54%
Cap rate
11.78%
Cash-on-cash
19.58%
DSCR
1.87
GRM
5.4

CMA / ARV

ARV (on-the-fly)
$113,832
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
732 NW 16th St 0.32mi 2/1.0 1,200 (-2%) 3mo $99,000 $83 80
1416 NW Bell Ave 0.21mi 3/2.0 (+1) 1,200 (-2%) 3mo $119,900 $100 76
1605 NW Columbia Ave 0.17mi 2/1.0 1,100 (-10%) 1mo $73,800 $67 75
1703 NW Euclid Ave 0.18mi 3/2.0 (+1) 1,300 (+6%) 2mo $42,000 $32 70
1722 NW Liberty Ave 0.44mi 3/3.0 (+1) 1,200 (-2%) 3mo $135,000 $113 60
911 NW Columbia Ave 0.49mi 3/1.0 (+1) 1,300 (+6%) 2mo $120,000 $92 60
1315 NW Ash Ave 0.18mi 3/2.0 (+1) 1,400 (+14%) 1mo $150,000 $107 58
909 NW Bell Ave 0.52mi 2/1.0 1,100 (-10%) 3mo $77,000 $70 56
1505 NW Lake Ave 0.26mi 3/2.0 (+1) 1,400 (+14%) 4mo $61,001 $44 52
1704 NW Oak Ave 0.55mi 3/2.0 (+1) 1,092 (-11%) 1mo $141,500 $130 47
803 NW Arlington Ave 0.66mi 3/3.0 (+1) 1,300 (+6%) 2mo $215,000 $165 44
1710 NW Kinyon Ave 0.51mi 3/2.0 (+1) 1,400 (+14%) 0mo $130,000 $93 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.25% rent growth · sell at horizon

5-year hold
IRR
8.3%
Equity multiple
1.32×
Total profit
$6,172
Equity at exit
$10,422
10-year hold
IRR
14.9%
Equity multiple
2.05×
Total profit
$20,526
Equity at exit
$6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73507

Home prices YoY
-23.2%
Rents YoY
0.2%
Active inventory
209
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,073 medium interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$133 /mo · $1,592/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$225
Net cashflow
$319

Break-even live

Break-even rent $669
Max offer price $69,900
Occupancy floor 65%

Sensitivity live

Price -10% $359 -5% $339 +0% $319 +5% $300 +10% $280
Rent -10% $235 -5% $277 +0% $319 +5% $362 +10% $404
Rate -1.0pp $355 -0.5pp $337 base $319 +0.5pp $301 +1.0pp $283

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,475
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 25 events

  1. 2026-06-21
    days on market $69,900 Active 102 DOM
  2. 2026-06-19
    days on market $69,900 Active 100 DOM
  3. 2026-06-18
    days on market $69,900 Active 99 DOM
  4. 2026-06-17
    days on market $69,900 Active 98 DOM
  5. 2026-06-16
    days on market $69,900 Active 97 DOM
  6. 2026-06-15
    days on market $69,900 Active 96 DOM
  7. 2026-06-14
    days on market $69,900 Active 94 DOM
  8. 2026-06-13
    days on market $69,900 Active 93 DOM
  9. 2026-06-10
    days on market $69,900 Active 91 DOM
  10. 2026-06-09
    days on market $69,900 Active 90 DOM
  11. 2026-06-08
    days on market $69,900 Active 89 DOM
  12. 2026-06-07
    pricedays on market $69,900 Active 88 DOM
  13. 2026-06-05
    days on market $79,900 Active 85 DOM
  14. 2026-06-03
    days on market $79,900 Active 84 DOM
  15. 2026-06-02
    days on market $79,900 Active 83 DOM
  16. 2026-06-01
    days on market $79,900 Active 82 DOM
  17. 2026-05-31
    days on market $79,900 Active 81 DOM
  18. 2026-05-30
    days on market $79,900 Active 80 DOM
  19. 2026-04-29
    status Pending
  20. 2026-04-28
    price $79,900
  21. 2026-03-21
    price $89,900
  22. 2026-02-12
    listed $99,900 Active
  23. 2025-03-11
    price $80,000
  24. 2024-10-01
    listed $256,250 Active
  25. 2022-08-08
    soldstatus $224,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$1,592 · $133/mo
Projected year-2 tax
$1,592 · $133/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,878
− Mortgage interest
−$3,915
− Property taxes
−$1,592
− Insurance
−$350
− Repairs & maintenance
−$1,030
− Management
−$1,030
− Depreciation
−$2,033
Taxable income
$2,927
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$702
After-tax cash flow
$3,131/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lawton
NCES district ID
4017250
Math proficiency
20% ▼ -12.00%
Reading proficiency
26% ▼ -9.00%
Median HH income
$42,618
Composite
19.68/100
National rank
#8732
State rank
#137 of 270 in OK

Livability — Lawton

Score
63/100
State rank
#206
US rank
#15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lawton, OK
County
Comanche County · 96,361 people
City population
89,233
Metro
Lawton, OK
Population (ZIP)
21,046
Household income
$62,132
Rent vs Own
42.1% rent · 57.9% own
Severe rent burden
979.0

Population outlook (Comanche County) Hauer SSP2

Today (2025)
124,518 people
By 2030
124,231 · -0.2%
By 2040
122,193 · -1.9%
By 2050
120,368 · -3.3%
By 2075
120,492 · -3.2%
By 2100
123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 56% Hispanic / Latino 14% Two or more races 13% Black 13% Native American 7% Asian 2%
Hispanic origin (detail)
Mexican 7% Puerto Rican 4%
Common ancestry
Lithuanian 2% Slovak 2% Italian 1%
Foreign-born
5% · Canada, South Korea
Languages at home
89% English-only · Spanish 6% German/W. Germanic 1% Other Asian/Pacific 1%

Political lean MEDSL · Comanche

2024 margin
Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
2008→2024 swing
-5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
All cycles
2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -38.48%
Current HPI
127.057
Rent YoY
▲ 0.25%
Metro
Lawton, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

-64.3% since first listed
7 events — show timeline
  • 2026-04-29 Pending MLSOK
  • 2026-04-28 Price Changed $79,900 MLSOK
  • 2026-03-21 Price Changed $89,900 MLSOK
  • 2026-02-12 Listed $99,900 MLSOK
  • 2025-03-11 Price Changed $80,000 LBRMLS
  • 2024-10-01 Listed $256,250 LBRMLS
  • 2022-08-08 Sold (Public Records) $224,000 Public Records

Property tax history

+4.9%/yr

Latest (2025): $1,592 · +2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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