1541 27th Ave N · Hueytown, AL 35023

$119,900

2 bd · 1.0 ba · 1,200 sqft · SingleFamily public records · 42 Days on market

Built 1950 0.33 ac lot $100/sqft · 17% below area Est $144k · 17% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.2/30.0
• ARV discount +15.0/15.0
• DSCR +6.8/10.0
• 1% rule +5.3/10.0
• Appreciation +4.7/10.0
• Rent growth +2.9/5.0
• Livability +2.9/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0

Listing remarks MLS

Huge corner lot with fenced in yard. Large 24' X 30' detached garage that could also be used for a workshop. Seller added an extra 400 sf of living space on back of home. Low maintenance with metal roof and aluminum siding. Homes needs some TLC. Water heater 4 yrs old, 2018 new HVAC/Furnace, 10 yr metal roof, garage roof 3 yrs old. There is gas available to property and furnace can be switched to gas.

Key facts

• 0.33 acre lot
• Built 1950
• Listed 42 days

Property features AI

Finance

• Other: Subdivision: Bessemer North Highlands
• HOA & community: No association fees

Exterior

• Parking: Driveway parking; Off-street parking
• Utilities: Public water; Gas water heater; Internet availability unknown
• Home design: Existing construction; Siding (other) exterior; Slab foundation
• Construction: Siding exterior material; Slab foundation
• Exterior features: No pool; No patio; No deck; No garden/patio; Not waterfront; Lot does not offer a particular view; Approximately 0.33 acres

Interior

• Kitchen: Solid surface countertops; Dishwasher (built-in); Refrigerator; Electric stove
• Bedrooms: Master bedroom (main level) approximately 10 x 11; Bedroom (main level) approximately 11 x 11; Bedroom (main level) approximately 11 x 11
• Flooring: Hardwood; Hardwood laminate; Vinyl
• Bathrooms: Two full bathrooms; Garden tub in bathroom
• Heating & cooling: Central heating; Central electric cooling
• Interior features: Ceilings: other (see remarks); Living area approximately 1,200 sq ft; Main level living area
• Laundry & utility: Laundry on main level; Washer hookup; Dryer hookups for both electric and gas; Attic present

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $120k.

Deal economics

• At list price, monthly cash flow is $174 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $120k).
• Recommended offer: $116k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.0% vs local median 5.9% in Hueytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Hueytown Primary School (653 students, 64% FRL); Hueytown High School (math 7% / reading 20%, grade F, #235 of 305 statewide, top 77%, 1,210 students, 79% FRL) — zoned schools average 72% FRL vs 49% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.6%/yr); 250 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• In year one you build about $110 of equity ($829 loan paydown + $-719 appreciation (-0.6% local appreciation)).
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 42 days — a 3% lower offer ($116k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 44% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $116,303 (3.0% below list)

Questions for the listing agent

1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.03% ✓
• Cap rate: 8.04%
• Cash-on-cash: 6.22%
• DSCR: 1.28
• GRM: 8.1

CMA / ARV

• ARV (median comp): $144,160
• List price: $119,900
• Delta: -16.83%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2731 19th St	0.50mi	2/1.0	1,184 (-1%)	10mo	$153,000	$129	66
1103 26th Ave N	0.49mi	3/1.5 (+1)	1,232 (+3%)	1mo	$175,900	$143	65
1801 29th Ave N	0.34mi	3/1.0 (+1)	1,220 (+2%)	15mo	$159,900	$131	64
1321 25th Ave N	0.25mi	3/1.0 (+1)	1,080 (-10%)	4mo	$108,000	$100	64
1802 Devon Rd	0.62mi	3/1.0 (+1)	1,168 (-3%)	1mo	$94,000	$80	61
1809 28th Ave N	0.36mi	3/2.0 (+1)	1,176 (-2%)	14mo	$145,000	$123	59
2008 Short 14th St N	0.74mi	3/1.0 (+1)	1,225 (+2%)	2mo	$100,000	$82	56
2221 Short 14th St N	0.53mi	3/1.0 (+1)	1,075 (-10%)	11mo	$40,000	$37	44
2313 N 20th St	0.57mi	2/1.0	1,064 (-11%)	13mo	$45,000	$42	44
1303 Berryhill Rd	0.73mi	3/2.0 (+1)	1,281 (+7%)	13mo	$133,800	$104	35
1314 22nd Ave N	0.66mi	3/1.0 (+1)	1,038 (-14%)	13mo	$67,500	$65	31
3400 King St	0.71mi	3/2.0 (+1)	1,378 (+15%)	10mo	$40,000	$29	24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: 1.7%
• Equity multiple: 1.08×
• Total profit: $2,531
• Equity at exit: $31,261

10-year hold

• IRR: 6.7%
• Equity multiple: 1.65×
• Total profit: $21,716
• Equity at exit: $34,847

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35023

• Home prices YoY: -0.1%
• Rents YoY: 1.6%
• Active inventory: 250
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,231 high
• Mortgage (P&I): −$629
• Tax from tax record: −$120 /mo · $1,440/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$259
• Net cashflow: $174

Break-even live

Break-even rent $1,011

Max offer price $119,900

Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,975
• Closing costs: $3,597
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1623 26th Ave N Bessemer, AL	2.0	1.0	1004	$1,095	$1.09	11d	1	0.16mi
1036 Rose Hill Cir Bessemer, AL	3.0	2.0	1277	$1,300	$1.02	21d	1	0.39mi
2234 19th St N Bessemer, AL	2.0	1.0	1106	$975	$0.88	43d	1	0.57mi
1013 25th Ave N Bessemer, AL	3.0	2.0	1144	$1,546	$1.35	15d	1	0.60mi
1314 22nd Ave N Bessemer, AL	3.0	1.0	1038	$1,000	$0.96	43d	1	0.65mi
3447 Jeanne Ln Bessemer, AL	3.0	2.0	1460	$1,850	$1.27	1d	1	0.75mi
1929 15th St N Bessemer, AL	3.0	2.0	1140	$1,250	$1.10	19d	1	0.76mi
2028 13th St N Bessemer, AL	3.0	2.0	1372	$1,073	$0.78	23d	1	0.83mi
2423 Circle Dr Bessemer, AL	2.0	1.0	732	$1,050	$1.43	43d	1	0.92mi
2822 Brooklane Dr Bessemer, AL	2.0	1.0	975	$1,000	$1.03	43d	1	1.17mi
2832 Clyburne St Bessemer, AL	3.0	2.0	1295	$1,650	$1.27	1d	1	1.20mi
216 Meadowood Ave Bessemer, AL	3.0	1.0	1430	$1,250	$0.87	2d	1	1.43mi

Listing history 23 events

1. 2026-06-18
   days on market $119,900 Active 42 DOM
2. 2026-06-17
   days on market $119,900 Active 41 DOM
3. 2026-06-16
   days on market $119,900 Active 40 DOM
4. 2026-06-15
   days on market $119,900 Active 39 DOM
5. 2026-06-13
   days on market $119,900 Active 37 DOM
6. 2026-06-10
   days on market $119,900 Active 34 DOM
7. 2026-06-09
   days on market $119,900 Active 33 DOM
8. 2026-06-08
   days on market $119,900 Active 32 DOM
9. 2026-06-07
   days on market $119,900 Active 31 DOM
10. 2026-06-03
    days on market $119,900 Active 27 DOM
11. 2026-06-02
    days on market $119,900 Active 26 DOM
12. 2026-06-01
    days on market $119,900 Active 25 DOM
13. 2026-05-31
    days on market $119,900 Active 24 DOM
14. 2026-05-07
    listed $119,900 Active 490-char remark
15. 2022-03-01
    soldstatus $113,859
16. 2022-02-13
    price $1,100
17. 2019-05-01
    soldstatus $59,000
18. 2019-04-19
    soldstatus $59,000 Sold 404-char remark

    Show marketing remark (404 chars)

    Huge corner lot with fenced in yard. Large 24' X 30' detached garage that could also be used for a workshop. Seller added an extra 400 sf of living space on back of home. Low maintenance with metal roof and aluminum siding. Homes needs some TLC. Water heater 4 yrs old, 2018 new HVAC/Furnace, 10 yr metal roof, garage roof 3 yrs old. There is gas available to property and furnace can be switched to gas.

19. 2019-03-21
    historical Contingent 404-char remark

    Show marketing remark (404 chars)

    Huge corner lot with fenced in yard. Large 24' X 30' detached garage that could also be used for a workshop. Seller added an extra 400 sf of living space on back of home. Low maintenance with metal roof and aluminum siding. Homes needs some TLC. Water heater 4 yrs old, 2018 new HVAC/Furnace, 10 yr metal roof, garage roof 3 yrs old. There is gas available to property and furnace can be switched to gas.

20. 2019-02-28
    status Active 404-char remark

    Show marketing remark (404 chars)

    Huge corner lot with fenced in yard. Large 24' X 30' detached garage that could also be used for a workshop. Seller added an extra 400 sf of living space on back of home. Low maintenance with metal roof and aluminum siding. Homes needs some TLC. Water heater 4 yrs old, 2018 new HVAC/Furnace, 10 yr metal roof, garage roof 3 yrs old. There is gas available to property and furnace can be switched to gas.

21. 2019-02-12
    historical Contingent 404-char remark

    Show marketing remark (404 chars)

    Huge corner lot with fenced in yard. Large 24' X 30' detached garage that could also be used for a workshop. Seller added an extra 400 sf of living space on back of home. Low maintenance with metal roof and aluminum siding. Homes needs some TLC. Water heater 4 yrs old, 2018 new HVAC/Furnace, 10 yr metal roof, garage roof 3 yrs old. There is gas available to property and furnace can be switched to gas.

22. 2019-01-21
    listed $79,900 Active 404-char remark

    Show marketing remark (404 chars)

    Huge corner lot with fenced in yard. Large 24' X 30' detached garage that could also be used for a workshop. Seller added an extra 400 sf of living space on back of home. Low maintenance with metal roof and aluminum siding. Homes needs some TLC. Water heater 4 yrs old, 2018 new HVAC/Furnace, 10 yr metal roof, garage roof 3 yrs old. There is gas available to property and furnace can be switched to gas.

23. 1979-02-01
    soldstatus $32,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,440 · $120/mo
• Projected year-2 tax: $1,440 · $120/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 44% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,778
• − Mortgage interest: −$6,716
• − Property taxes: −$1,440
• − Insurance: −$600
• − Repairs & maintenance: −$1,182
• − Management: −$1,182
• − Depreciation: −$3,488
• Taxable income: $169
• Est. tax owed @ 24.0%: −$41
• After-tax cash flow: $2,049/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Hueytown

• Score: 57/100
• State rank: #378
• US rank: #21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hueytown, AL
• County: Jefferson County · 527,445 people
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 25,533
• Household income: $69,863
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 247.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.60%
• Current HPI: 389.38
• Rent YoY: ▲ 1.60%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+264.4% since first listed

10 events — show timeline

• 2026-05-07 Listed $119,900 Greater Alabama MLS
• 2022-03-01 Sold (Public Records) $113,859 Public Records
• 2022-02-13 Price Changed $1,100 RENT.
• 2019-05-01 Sold (Public Records) $59,000 Public Records
• 2019-04-19 Sold (MLS) $59,000 Greater Alabama MLS
• 2019-03-21 Contingent — Greater Alabama MLS
• 2019-02-28 Relisted — Greater Alabama MLS
• 2019-02-12 Contingent — Greater Alabama MLS
• 2019-01-21 Listed $79,900 Greater Alabama MLS
• 1979-02-01 Sold (Public Records) $32,900 Public Records

Property tax history

+3.1%/yr

Latest (2025): $1,440 · -0.2% YoY. Source: county tax records.