114 Timothy Trl · Rosenberg, TX 77471

$73,995

3 bd · 2.0 ba · 1,216 sqft · Manufactured · 51 Days on market

Built 2026 Good condition 5,000 sqft lot

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.6/10.0
• Condition / age +4.0/5.0
• Livability +3.1/5.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks

Step into modern comfort with this beautifully designed 3-bedroom, 2-bathroom home offering 1,216 square feet of smart, stylish living. Nestled in a brand new, maintenance-free neighborhood in Rosenberg, this home is the perfect blend of practicality and charm. Features include: Bright, open floor plan with spacious living and dining areas Contemporary kitchen with sleek finishes Private primary suite with full bath Large deck perfect for outdoor lounging or entertaining 10x10 detached storage shed - included! Off-street parking for added convenience Enjoy the ease of homeownership in a quiet, welcoming community without the hassle of upkeep. This is more than a home - it's a fresh start in

Key facts

• Large deck
• Open floor plan
• Contemporary kitchen

Tags

• OPEN FLOOR PLAN
• CONTEMPORARY KITCHEN
• PRIVATE PRIMARY SUITE
• LARGE DECK
• DETACHED STORAGE SHED
• OFF STREET PARKING

Property features AI

Finance

• Other: Living area approximately 1,216; Address: 114 Timothy Trl, Rosenberg TX 77471
• Financial info: List price $73,995

Exterior

• Utilities: Electric heating and power; Central air conditioning
• Home design: Spec new construction, Plan: Resolution X
• Construction: Built in 2026 (new construction)
• Exterior features: Shake roof

Interior

• Kitchen: Includes dishwasher and refrigerator
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric forced-air heating; Central air conditioning; Ceiling fan(s)
• Interior features: Dishwasher; Refrigerator

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $74k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $923 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $74k).
• Recommended offer: $72k (3.0% below list) — sets the bar for market timing.
• Cap rate 21.3% vs local median 3.4% in Rosenberg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 62/100 on livability (#922 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: schools D-, amenities F, commute F.
• Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-1.0%/yr); 728 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $511 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 51 days — a 3% lower offer ($72k) is reasonable based on typical stale-listing flexibility.

Recommended offer $71,775 (3.0% below list)

Questions for the listing agent

1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.45% ✓
• Cap rate: 21.26%
• Cash-on-cash: 53.44%
• DSCR: 3.38
• GRM: 3.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 48.1%
• Equity multiple: 3.00×
• Total profit: $41,481
• Equity at exit: $11,033

10-year hold

• IRR: 52.4%
• Equity multiple: 5.41×
• Total profit: $91,342
• Equity at exit: $6,398

Cash invested: $20,719 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77471

• Home prices YoY: -19.3%
• Rents YoY: -1.0%
• Active inventory: 728
• Price-to-rent: 3.4×

Monthly cashflow live

• Estimated rent: $1,815 high
• Mortgage (P&I): −$388
• Tax est. 1.5%: −$92 /mo · $1,110/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$381
• Net cashflow: $923

Break-even live

Break-even rent $647

Max offer price $73,995

Occupancy floor 44%

Sensitivity live

Price	-10% $974	-5% $948	+0% $923	+5% $897	+10% $872
Rent	-10% $779	-5% $851	+0% $923	+5% $994	+10% $1,066
Rate	-1.0pp $960	-0.5pp $941	base $923	+0.5pp $903	+1.0pp $884

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,499
• Closing costs: $2,220
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
637 Brazos Point Dr Rosenberg, TX	3.0	2.0	1140	$1,850	$1.62	25d	1	0.18mi
1209 Mulcahy St Unit 1205 Rosenberg, TX	2.0	1.0	700	$1,075	$1.54	3d	1	0.83mi
1202 3rd St Rosenberg, TX	3.0	2.0	1400	$1,575	$1.12	25d	1	1.11mi
1202 3rd St Rosenberg, TX	3.0	2.0	1400	$1,575	$1.12	0d	1	1.11mi
2009 Tremont Ct Rosenberg, TX	3.0	1.5	1425	$1,701	$1.19	23d	1	1.46mi

Listing history 15 events

1. 2026-06-21
   days on market $73,995 Active 51 DOM
2. 2026-06-18
   days on market $73,995 Active 48 DOM
3. 2026-06-17
   days on market $73,995 Active 47 DOM
4. 2026-06-16
   days on market $73,995 Active 46 DOM
5. 2026-06-15
   days on market $73,995 Active 45 DOM
6. 2026-06-13
   days on market $73,995 Active 43 DOM
7. 2026-06-10
   days on market $73,995 Active 39 DOM
8. 2026-06-08
   days on market $73,995 Active 38 DOM
9. 2026-06-07
   days on market $73,995 Active 37 DOM
10. 2026-06-04
    days on market $73,995 Active 34 DOM
11. 2026-06-03
    days on market $73,995 Active 33 DOM
12. 2026-06-02
    days on market $73,995 Active 32 DOM
13. 2026-06-01
    days on market $73,995 Active 31 DOM
14. 2026-05-31
    days on market $73,995 Active 30 DOM
15. 2026-05-01
    listed $73,995 Active 744-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $21,782
• − Mortgage interest: −$4,145
• − Property taxes: −$1,110
• − Insurance: −$370
• − Repairs & maintenance: −$1,743
• − Management: −$1,743
• − Depreciation: −$2,153
• Taxable income: $10,520
• Est. tax owed @ 24.0%: −$2,525
• After-tax cash flow: $8,547/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This modern, move-in-ready home offers a bright, open floor plan with a contemporary kitchen and bathrooms. The exterior is well-maintained, and the property is located in a new, maintenance-free neighborhood.

Value-add opportunities

• Both Painting the exterior — Fresh paint can enhance curb appeal and property value.
• Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract more potential buyers/renters.
• Both Add a smart home system — A smart home system can increase the home's appeal and value by offering convenience and energy efficiency.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting the exterior — Fresh paint can enhance curb appeal and property value. ↑
• Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract more potential buyers/renters. ↑
• Both Add a smart home system — A smart home system can increase the home's appeal and value by offering convenience and energy efficiency. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Lamar CISD
• NCES district ID: 4826580
• Math proficiency: 50% ▼ -12.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $75,213
• Composite: 46.43/100
• National rank: #2452
• State rank: #116 of 826 in TX

Livability — Rosenberg

• Score: 62/100
• State rank: #922
• US rank: #16414

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Rosenberg, TX
• County: Fort Bend County · 836,777 people
• City population: 115,151
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 45,325
• Household income: $73,186
• Rent vs Own: 41.7% rent · 58.3% own
• Severe rent burden: 1688.0

Population outlook (Fort Bend County) Hauer SSP2

• Today (2025): 1,004,526 people
• By 2030: 1,153,104 · +14.8%
• By 2040: 1,453,718 · +44.7%
• By 2050: 1,753,781 · +74.6%
• By 2075: 2,455,772 · +144.5%
• By 2100: 2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: Hispanic / Latino 56% White 23% Two or more races 21% Black 12% Asian 7%
• Hispanic origin (detail): Mexican 46%
• Common ancestry: Romanian 1% Lithuanian 1% Slovak 1%
• Foreign-born: 18% · Canada, China, Vietnam
• Languages at home: 57% English-only · Spanish 35% Tagalog/Filipino 2% Other Indo-European 1%

Political lean MEDSL · Fort Bend

• 2024 margin: Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
• 2008→2024 swing: +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
• All cycles: 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -74.06%
• Current HPI: 309.5425
• Rent YoY: ▼ -0.97%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B