331 W 1000 St · Taylor, AZ 85939

$125,000

3 bd · 2.0 ba · 1,734 sqft · SingleFamily public records · 11 Days on market

Built 1973 1.22 ac lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +8.6/10.0
• ARV discount +7.5/15.0
• Schools +4.6/10.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Fixer upper opportunity in Taylor Arizona. 3-bedroom 2-bathroom 1785 Sq Ft home on 1.22 acres! This property offers plenty of room for horses and animals with fenced areas for animals and multiple storage sheds. Connected to sewer, natural and water. Home does have serious foundation cracks and is being sold AS IS! House will be cleaned out by May 29th. Owner is a licensed real estate agent in Arizona

Key facts

• Room for horses
• Connected to sewer
• 1.22 acre lot

Tags

• ROOM FOR HORSES
• FENCED AREAS FOR ANIMALS
• MULTIPLE STORAGE SHEDS
• CONNECTED TO SEWER

Property features AI

Finance

• HOA & community: No HOA

Exterior

• Parking: Detached garage (1-car)
• Utilities: Town of Taylor metered water; Public sewer; APS electric available with individual meter; Natural gas available; Water, sewer, and power available
• Home design: Site-built property; Subdivision: Taylor Unsub; Directions: From Hwy 77 go west on Papermill Rd, turn right on 1000th St West; property on the east side
• Construction: Wood frame construction; Shingle roof; Slab foundation; Approximately 1.22 acres
• Exterior features: Property corners marked with recorded survey; Trees on property; Road maintained by city; Can raise horses

Interior

• Heating & cooling: Forced air heating; Natural gas heating
• Interior features: Fireplace

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $571 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $125k).
• Cap rate 11.8% vs local median 2.9% in Taylor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#71 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, crime B; Watch: schools D+, employment D, amenities F.
• Snowflake Unified District (4391) (town): math 55% / reading 53% proficiency, ranked #36 of 249 in AZ (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 48 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 485 units permitted in Navajo County in 2024 (11 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Navajo County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $100k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $125,000

Questions for the listing agent

1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.36% ✓
• Cap rate: 11.77%
• Cash-on-cash: 19.56%
• DSCR: 1.87
• GRM: 6.1

CMA / ARV

• ARV (on-the-fly): $404,022
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
284 N 700th St W	0.24mi	4/2.0 (+1)	1,805 (+4%)	16mo	$385,000	$213	64
179 Willis St	0.22mi	3/2.0	1,504 (-13%)	6mo	$358,230	$238	62
1009 W Sunrise Cir	0.38mi	3/2.0	1,570 (-10%)	8mo	$409,900	$261	60
159 Willis St	0.24mi	3/2.0	1,504 (-13%)	9mo	$350,000	$233	59
230 N Willis St	0.20mi	4/2.0 (+1)	1,601 (-8%)	17mo	$360,000	$225	58
239 N Willis St	0.18mi	3/2.0	1,504 (-13%)	14mo	$363,900	$242	58
220 N Willis St	0.22mi	4/2.0 (+1)	1,561 (-10%)	19mo	$375,000	$240	53
102 N 600 St W	0.40mi	3/2.0	1,562 (-10%)	15mo	$290,000	$186	53
1110 W Ranch Rd	0.39mi	4/2.0 (+1)	1,952 (+13%)	4mo	$310,000	$159	52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 11.6%
• Equity multiple: 1.46×
• Total profit: $16,050
• Equity at exit: $18,638

10-year hold

• IRR: 20.5%
• Equity multiple: 2.73×
• Total profit: $60,633
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85939

• Home prices YoY: -3.0%
• Active inventory: 48
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,695 medium
• Mortgage (P&I): −$656
• Tax from tax record: −$61 /mo · $731/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$356
• Net cashflow: $571

Break-even live

Break-even rent $973

Max offer price $125,000

Occupancy floor 61%

Sensitivity live

Price	-10% $641	-5% $606	+0% $571	+5% $535	+10% $500
Rent	-10% $437	-5% $504	+0% $571	+5% $637	+10% $704
Rate	-1.0pp $633	-0.5pp $602	base $571	+0.5pp $538	+1.0pp $505

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1851 S 8th West St Unit 2 Snowflake, AZ	3.0	2.0	1200	$1,695	$1.41	21d	1	1.09mi

Listing history 3 events

1. 2026-05-30
   days on market $125,000 Active 11 DOM
2. 2026-05-19
   listed $125,000 Active
3. 2026-02-10
   soldstatus $100,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $731 · $61/mo
• Projected year-2 tax: $825 · $69/mo
• Expected delta: +$94/yr (+$8/mo · 12.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥92°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,340
• − Mortgage interest: −$7,002
• − Property taxes: −$731
• − Insurance: −$625
• − Repairs & maintenance: −$1,627
• − Management: −$1,627
• − Depreciation: −$3,636
• Taxable income: $5,091
• Est. tax owed @ 24.0%: −$1,222
• After-tax cash flow: $5,625/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Snowflake Unified District (4391)
• NCES district ID: 0407820
• Math proficiency: 55% ▼ -9.00%
• Reading proficiency: 53% ▼ -2.00%
• Median HH income: $47,767
• Composite: 45.91/100
• National rank: #2545
• State rank: #36 of 249 in AZ

Livability — Taylor

• Score: 66/100
• State rank: #71
• US rank: #11662

Category grades

Amenities F Commute F Cost of living A Crime B Employment D Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Taylor, AZ
• City population: 3,729
• Population (ZIP): 3,729

Population outlook (Navajo County) Hauer SSP2

• Today (2025): 105,760 people
• By 2030: 103,301 · -2.3%
• By 2040: 97,070 · -8.2%
• By 2050: 88,850 · -16.0%
• By 2075: 65,180 · -38.4%
• By 2100: 37,281 · -64.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Hispanic / Latino 8% Two or more races 4% Native American 3%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Slovak 3% Portuguese 3% Italian 3%
• Foreign-born: 4% · Canada
• Languages at home: 89% English-only · Spanish 9%

Political lean MEDSL · Navajo

• 2024 margin: R (+17.2) · D 40.9% · R 58.1%
• 2008→2024 swing: -5.5pp toward R · 2008: -11.7pp · 2024: -17.2pp
• All cycles: 2024: R+17.2 2020: R+8.2 2016: R+7.9 2012: R+8.4 2008: R+11.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -13.79%
• Current HPI: 445.1522
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

+25.0% since first listed

2 events — show timeline

• 2026-05-19 Listed $125,000 WMMLS
• 2026-02-10 Sold (Public Records) $100,000 Public Records

Property tax history

+1.2%/yr

Latest (2025): $731 · +3.6% YoY. Source: county tax records.