Elm Plan · Wilmington, OH 45177

$309,900

5 bd · 3.0 ba · 2,415 sqft · SingleFamily · 704 Days on market

Excellent condition ↓ 9% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.3/10.0
• ARV discount +7.5/15.0
• Condition / age +5.0/5.0
• Schools +3.9/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

Key facts

• Large center island
• Private bath
• Walk-in closets

Tags

• CONCRETE PATIO
• LARGE CENTER ISLAND
• PRIVATE BATH
• WALK-IN CLOSETS

🏗️ New construction. The $309,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $314,762.

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $310k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $1k ($17k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $310k).
• Recommended offer: $273k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.6% vs local median 6.2% in Wilmington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#202 in OH, #3,127 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, amenities D, commute F.
• Wilmington City (town): math 42% / reading 51% proficiency, ranked #492 of 656 in OH (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 107 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 119 units permitted in Clinton County in 2024 (0 in 5+ unit buildings).
• At $4,500/mo this rent would consume 77% of the median local household income ($70k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Clinton County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $88k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 704 days — a 12% lower offer ($273k) is reasonable based on typical stale-listing flexibility.

Recommended offer $272,712 (12.0% below list)

Questions for the listing agent

1. It's been on market 704 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.43% ✓
• Cap rate: 11.55%
• Cash-on-cash: 18.79%
• DSCR: 1.84
• GRM: 5.8

CMA / ARV

• ARV (median comp): $314,762
• List price: $309,900
• Delta: -1.54%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
977 N South St	0.22mi	5/3.0	2,415 (0%)	3mo	$324,900	$135	88
42 E Kentucky Ave	0.24mi	5/3.0	2,415 (0%)	11mo	$348,110	$144	79
15 E Kentucky Ave	0.24mi	5/3.0	2,415 (0%)	12mo	$353,375	$146	79
375 Curtis Dr	0.23mi	4/2.5 (-1)	2,330 (-4%)	3mo	$295,000	$127	74
96 S Kentucky Ave	0.31mi	5/3.0	2,415 (0%)	16mo	$340,866	$141	72
987 N South St	0.22mi	4/2.5 (-1)	2,156 (-11%)	4mo	$270,000	$125	61
988 N South St	0.22mi	4/2.5 (-1)	2,156 (-11%)	4mo	$335,063	$155	61
69 E Kentucky Ave	0.16mi	4/2.5 (-1)	2,156 (-11%)	9mo	$344,900	$160	60
988 N South St	0.22mi	4/2.5 (-1)	2,156 (-11%)	6mo	$335,063	$155	60
34 E Kentucky Ave	0.24mi	4/2.5 (-1)	2,156 (-11%)	9mo	$282,000	$131	57
5 W Kentucky Ave	0.24mi	4/2.5 (-1)	2,156 (-11%)	11mo	$340,750	$158	55
357 High St	0.66mi	5/2.5	2,775 (+15%)	12mo	$261,310	$94	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 10.6%
• Equity multiple: 1.42×
• Total profit: $36,940
• Equity at exit: $46,932

10-year hold

• IRR: 19.7%
• Equity multiple: 2.65×
• Total profit: $145,598
• Equity at exit: $27,215

Cash invested: $88,133 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 45177

• Active inventory: 107
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $4,500 medium
• Mortgage (P&I): −$1,651
• Tax est. 1.5%: −$393 /mo · $4,721/yr
• Insurance: −$131
• HOA: −$0
• Vacancy / Maint / Mgmt: −$945
• Net cashflow: $1,380

Break-even live

Break-even rent $2,753

Max offer price $314,762

Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $78,690
• Closing costs: $9,443
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
160 Columbus St Wilmington, OH	4.0	1.5	2962	$4,500	$1.52	2d	1	0.87mi

Listing history 31 events

1. 2026-06-18
   days on market $309,900 Active 704 DOM
2. 2026-06-17
   days on market $309,900 Active 703 DOM
3. 2026-06-16
   days on market $309,900 Active 702 DOM
4. 2026-06-15
   days on market $309,900 Active 701 DOM
5. 2026-06-14
   days on market $309,900 Active 699 DOM
6. 2026-06-10
   days on market $309,900 Active 696 DOM
7. 2026-06-09
   days on market $309,900 Active 695 DOM
8. 2026-06-08
   days on market $309,900 Active 694 DOM
9. 2026-06-07
   days on market $309,900 Active 693 DOM
10. 2026-06-05
    days on market $309,900 Active 690 DOM
11. 2026-06-03
    days on market $309,900 Active 689 DOM
12. 2026-06-02
    days on market $309,900 Active 688 DOM
13. 2026-06-01
    days on market $309,900 Active 687 DOM
14. 2026-05-31
    days on market $309,900 Active 686 DOM
15. 2026-05-31
    days on market $309,900 Active 685 DOM
16. 2026-02-18
    price $309,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

17. 2026-02-17
    price $310,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

18. 2026-02-11
    price $309,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

19. 2026-02-10
    price $319,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

20. 2025-12-17
    price $353,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

21. 2025-12-16
    price $352,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

22. 2025-12-16
    price $353,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

23. 2025-11-11
    price $352,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

24. 2025-10-21
    price $351,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

25. 2025-09-09
    price $350,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

26. 2025-08-06
    price $349,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

27. 2025-07-03
    price $319,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

28. 2025-07-02
    price $348,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

29. 2025-06-04
    price $347,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

30. 2025-01-03
    price $344,900 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

31. 2024-07-14
    listed $341,900 Active 1434-char remark

    Show marketing remark (1434 chars)

    Come see the gorgeous Elm Floorplan at Creekview, a new home community in Wilmington, OH! This 5 bedroom and 3 bath two-story home is ideal home for you. As you enter the home from the covered front porch you will be greeted by a modern layout where the foyer leads to the dining room or optional flex space. The Elm offers an open environment that allows for easy flow from the kitchen, dining nook, the great room, and backyard. The kitchen provides storage space, an expansive eat-in island, and stainless-steel appliances. For your convenience, the kitchen offers direct access to the garage, a full bathroom, and a bedroom. Upstairs provides ample space with wide hallways, a loft, and walk-in laundry room. Four spacious bedrooms await you upstairs, each with spacious closets for your family's storage needs. The third bathroom is centrally located with double vanity sinks and low-maintenance vinyl flooring. The spacious primary bedroom features two built-in windows providing natural light, a deluxe 4-piece bathroom, and a walk-in closet for additional storage. Located in the beautiful Creekview Community in Wilmington, OH, the Elm offers not just a home, but a community with amenities that cater to a vibrant lifestyle. Schedule a visit today and discover why the Elm is the perfect place to call home. We can't wait to welcome you to the neighborhood! Please note that the images are representative of the plan only.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $54,000
• − Mortgage interest: −$17,632
• − Property taxes: −$4,721
• − Insurance: −$1,574
• − Repairs & maintenance: −$4,320
• − Management: −$4,320
• − Depreciation: −$9,157
• Taxable income: $12,277
• Est. tax owed @ 24.0%: −$2,946
• After-tax cash flow: $13,611/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 100/100 None rehab

This move-in-ready home in Wilmington, OH, offers a modern floorplan with excellent curb appeal and no visible repairs or maintenance needed.

Value-add opportunities

• Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics.
• Both Landscaping improvements — Enhances curb appeal and adds value to the property.
• Resale Kitchen appliances upgrade — Modernizes the kitchen and appeals to potential buyers.
• Resale Bathroom updates — Modernizes bathrooms and enhances the overall appeal of the home.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics. ↑
• Both Landscaping improvements — Enhances curb appeal and adds value to the property. ↑
• Resale Kitchen appliances upgrade — Modernizes the kitchen and appeals to potential buyers. ↑
• Resale Bathroom updates — Modernizes bathrooms and enhances the overall appeal of the home. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Wilmington City
• NCES district ID: 3904511
• Math proficiency: 42% ▼ -16.00%
• Reading proficiency: 51% ▼ -6.00%
• Median HH income: $43,201
• Composite: 39.2/100
• National rank: #4020
• State rank: #492 of 656 in OH

Livability — Wilmington

• Score: 77/100
• State rank: #202
• US rank: #3127

Category grades

Amenities D Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wilmington, OH
• County: Clinton · 46,911 people
• Population (ZIP): 22,442
• Household income: $70,483
• Rent vs Own: 30.6% rent · 69.4% own
• Severe rent burden: 9.5

Population outlook (Clinton County) Hauer SSP2

• Today (2025): 41,352 people
• By 2030: 40,831 · -1.3%
• By 2040: 39,049 · -5.6%
• By 2050: 36,408 · -12.0%
• By 2075: 29,652 · -28.3%
• By 2100: 20,736 · -49.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Two or more races 3% Black 3% Hispanic / Latino 2% Asian 1%
• Common ancestry: Lithuanian 2% Slovak 2% Romanian 2%
• Foreign-born: 3% · Canada, Jamaica
• Languages at home: 97% English-only · Spanish 1% Other Asian/Pacific 1%

Political lean MEDSL · Clinton

• 2024 margin: Solid R (+54.6) · D 22.3% · R 76.9%
• 2008→2024 swing: -24.3pp toward R · 2008: -30.3pp · 2024: -54.6pp
• All cycles: 2024: R+54.6 2020: R+52.6 2016: R+52.6 2012: R+35.2 2008: R+30.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -150.35%
• Current HPI: 238.9182
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

-9.4% since first listed

16 events — show timeline

• 2026-02-18 Price Changed $309,900 Zillow
• 2026-02-17 Price Changed $310,900 Zillow
• 2026-02-11 Price Changed $309,900 Zillow
• 2026-02-10 Price Changed $319,900 Zillow
• 2025-12-17 Price Changed $353,900 Zillow
• 2025-12-16 Price Changed $352,900 Zillow
• 2025-12-16 Price Changed $353,900 Zillow
• 2025-11-11 Price Changed $352,900 Zillow
• 2025-10-21 Price Changed $351,900 Zillow
• 2025-09-09 Price Changed $350,900 Zillow
• 2025-08-06 Price Changed $349,900 Zillow
• 2025-07-03 Price Changed $319,900 Zillow
• 2025-07-02 Price Changed $348,900 Zillow
• 2025-06-04 Price Changed $347,900 Zillow
• 2025-01-03 Price Changed $344,900 Zillow
• 2024-07-14 Listed $341,900 Zillow