1449 Juanita · Siesta Acres, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.9/30.0
- ARV discount +12.5/15.0
- DSCR +7.4/10.0
- 1% rule +5.1/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$149,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this cozy and well-maintained home located in a quiet neighborhood in Eagle Pass. With 3 comfortable bedrooms and 1 full bath, this property offers a functional layout ideal for families, first-time buyers, or anyone looking to downsize. Built in 1980, this home sits on a spacious 7,344 SqFt lot, providing plenty of outdoor space for gardening, entertaining, or future expansion. Inside, you'll find approximately 912 SqFt of living space, filled with natural light and a welcoming atmosphere. Don't miss this affordable opportunity to own a great home in a convenient location. Schedule your private showing today!; Original MLS#: 81709; Age Range: 41-50 Yrs; Appraisal District ID: 18
Key facts
- Fenced
- Natural light
- Spacious lot
Tags
Property features AI
Exterior
- Home design: Tile roof; Siding exterior; Slab foundation
- Construction: Tile roof; Siding exterior; Slab foundation
- Exterior features: Paved street
Interior
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Smoke alarm; Ceiling fans; Eat-in kitchen; Laundry room; 1 living area
- Laundry & utility: Laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $149k.
Deal economics
- At list price, monthly cash flow is $262 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $149k).
Location & tenants
- Location reads 61/100 on livability (#979 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety C-, schools F, amenities F.
- Eagle Pass ISD (town): math 15% / reading 28% proficiency, ranked #774 of 826 in TX (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 461 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 66 units permitted in Maverick County in 2024 (0 in 5+ unit buildings).
- This rent runs 36% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Maverick County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 8.40%
- Cash-on-cash
- 7.54%
- DSCR
- 1.34
- GRM
- 8.2
CMA / ARV
- ARV (on-the-fly)
- $167,808
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3345 Tina Dr | 0.17mi | 3/1.0 | 925 (+1%) | 4mo | $170,000 | $184 | 86 |
| 2978 Rodriguez St | 0.27mi | 3/2.0 | 930 (+2%) | 2mo | $195,000 | $210 | 78 |
| 3106 Siesta Dr | 0.23mi | 3/1.0 | 968 (+6%) | 17mo | $72,500 | $75 | 65 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -4.8%
- Equity multiple
- 0.82×
- Total profit
- $-7,496
- Equity at exit
- $22,216
- IRR
- 4.8%
- Equity multiple
- 1.35×
- Total profit
- $14,799
- Equity at exit
- $12,883
Cash invested: $41,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78852
- Home prices YoY
- -27.5%
- Active inventory
- 461
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $1,507 medium interval (Pro) →
- Mortgage (P&I)
- −$781
- Tax from tax record
- −$85 /mo · $1,017/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$316
- Net cashflow
- $262
Break-even live
Sensitivity live
| Price | -10% $346 | -5% $304 | +0% $262 | +5% $220 | +10% $178 |
|---|---|---|---|---|---|
| Rent | -10% $143 | -5% $202 | +0% $262 | +5% $322 | +10% $381 |
| Rate | -1.0pp $337 | -0.5pp $300 | base $262 | +0.5pp $223 | +1.0pp $184 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,250
- Closing costs
- $4,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 158 Valencia Dr Eagle Pass, TX | 3.0 | 1.0 | 759 | $1,200 | $1.58 | 44d | 1 | 0.35mi |
| 2873 Del Rio Blvd Unit 2 Eagle Pass, TX | 2.0 | 1.0 | 843 | $1,900 | $2.25 | 44d | 1 | 0.44mi |
Listing history 20 events
-
2026-06-19days on market $149,000 Active 10 DOM
-
2026-06-18days on market $149,000 Active 9 DOM
-
2026-06-17days on market $149,000 Active 8 DOM
-
2026-06-16days on market $149,000 Active 7 DOM
-
2026-06-15days on market $149,000 Active 6 DOM
-
2026-06-14days on market $149,000 Active 4 DOM
-
2026-06-13days on market $149,000 Active 3 DOM
-
2026-06-10remarks 699-char remark
-
2026-06-10days on market $149,000 Active 1 DOM
-
2026-06-09days on market $149,000 Active 248 DOM
-
2026-06-08days on market $149,000 Active 247 DOM
-
2026-06-07days on market $149,000 Active 246 DOM
-
2026-06-05days on market $149,000 Active 243 DOM
-
2026-06-02days on market $149,000 Active 241 DOM
-
2026-06-01days on market $149,000 Active 240 DOM
-
2026-05-31days on market $149,000 Active 239 DOM
-
2026-05-30days on market $149,000 Active 238 DOM
-
2026-05-05status Active 628-char remark
-
2025-10-01$149,000 Active 628-char remark
-
2002-11-18soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,017 · $85/mo
- Projected year-2 tax
- $2,727 · $227/mo
- Expected delta
- +$1,710/yr (+$142/mo · 168.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,079
- − Mortgage interest
- −$8,346
- − Property taxes
- −$1,017
- − Insurance
- −$745
- − Repairs & maintenance
- −$1,446
- − Management
- −$1,446
- − Depreciation
- −$4,335
- Taxable income
- $744
- Est. tax owed @ 24.0%
- −$178
- After-tax cash flow
- $2,966/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Eagle Pass ISD
- NCES district ID
- 4817730
- Math proficiency
- 15% ▼ -41.00%
- Reading proficiency
- 28% ▼ -18.00%
- Median HH income
- $32,967
- Composite
- 17.48/100
- National rank
- #9057
- State rank
- #774 of 826 in TX
Livability — Siesta Acres
- Score
- 61/100
- State rank
- #979
- US rank
- #17381
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Siesta Acres, TX
- County
- Maverick County · 57,434 people
- Metro
- Eagle Pass, TX
- Population (ZIP)
- 57,434
- Household income
- $49,954
- Rent vs Own
- Severe rent burden
- 822.0
Population outlook (Maverick County) Hauer SSP2
- Today (2025)
- 62,919 people
- By 2030
- 65,440 · +4.0%
- By 2040
- 70,229 · +11.6%
- By 2050
- 74,218 · +18.0%
- By 2075
- 80,765 · +28.4%
- By 2100
- 76,268 · +21.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (95%)
- Race & ethnicity
- Hispanic / Latino 95% Two or more races 53% White 3% Native American 2%
- Hispanic origin (detail)
- Mexican 91% Puerto Rican 1%
- Foreign-born
- 30% · Canada
- Languages at home
- 11% English-only · Spanish 88%
Political lean MEDSL · Maverick
- 2024 margin
- R (+18.5) · D 40.5% · R 59.0%
- 2008→2024 swing
- -75.5pp toward R · 2008: 57.0pp · 2024: -18.5pp
- All cycles
- 2024: R+18.5 2020: D+9.4 2016: D+55.8 2012: D+58.0 2008: D+57.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -65.62%
- Current HPI
- 172.9298
- Rent YoY
- —
- Metro
- Eagle Pass, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
2 events — show timeline
- 2025-10-01 Listed $149,000 LERA
- 2002-11-18 Sold (Public Records) — Public Records
Property tax history
+3.3%/yrLatest (2025): $1,017 · -1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…