3619 Hoover Ave · Dayton, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.9/30.0
- DSCR +10.0/10.0
- 1% rule +7.2/10.0
- Rent growth +3.5/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$99,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
All investors take a look. Currently a rental. Discover a charming Dayton residence, blending classic appeal with modern functionality. This delightful two-story single-family home offers comfortable living. Its welcoming facade leads to inviting living spaces. The living area flows into a functional kitchen, featuring a practical layout, essential amenities, elegant granite counters, a range, and a refrigerator. Three cozy bedrooms provide comfortable retreats with natural light and warm carpeting. The bright bathroom boasts sleek tile flooring, a modern vanity, and a shower-tub combination. Situated on a generous 0.14-acre lot, this property offers ample outdoor space. Located at 3619 Hoover Ave, this home provides access to Dayton's dynamic lifestyle, combining residential tranquility with urban accessibility.
Key facts
- Functional kitchen
- Ample outdoor space
- Sleek tile flooring
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $99k.
Deal economics
- At list price, monthly cash flow is $336 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $99k).
- Recommended offer: $93k (6.0% below list) — sets the bar for market timing.
- Cap rate 10.4% vs local median 7.4% in Dayton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#716 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools C-, amenities C-, crime F.
- Dayton City (urban): math 12% / reading 21% proficiency, ranked #641 of 656 in OH (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+4.0%/yr); 83 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 907 units permitted in Montgomery County in 2024 (416 in 5+ unit buildings).
- This rent runs 30% of the median local income ($48k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Montgomery County population projected at -10% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 4.0% rent growth), your $28k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 78 days — a 6% lower offer ($93k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 5y ago; this cycle's ask has dropped $11k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 78 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.22% ✓
- Cap rate
- 10.37%
- Cash-on-cash
- 14.56%
- DSCR
- 1.65
- GRM
- 6.8
CMA / ARV
- ARV (median comp)
- $73,630
- List price
- $99,000
- Delta
- 34.46%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 504 N Upland Ave | 0.29mi | 3/1.0 | 1,044 (-1%) | 1mo | $70,000 | $67 | 84 |
| 3819 Dandridge Ave | 0.32mi | 3/1.0 | 1,061 (+0%) | 2mo | $45,000 | $42 | 83 |
| 400 Burleigh Ave | 0.37mi | 3/1.0 | 1,064 (+1%) | 5mo | $31,790 | $30 | 77 |
| 528 Crestmore Ave | 0.19mi | 3/1.0 | 930 (-12%) | 3mo | $110,200 | $118 | 69 |
| 728 Leland Ave | 0.18mi | 3/1.0 | 1,210 (+15%) | 2mo | $130,900 | $108 | 66 |
| 924 Kammer Ave | 0.47mi | 2/1.0 (-1) | 1,008 (-4%) | 2mo | $30,000 | $30 | 64 |
| 419 Lindenwood Rd | 0.58mi | 3/1.5 | 1,008 (-4%) | 0mo | $88,000 | $87 | 63 |
| 3717 Dandridge Ave | 0.30mi | 3/1.5 | 1,200 (+14%) | 2mo | $132,000 | $110 | 59 |
| 321 Brooklyn Ave | 0.52mi | 2/1.0 (-1) | 974 (-8%) | 6mo | $60,000 | $62 | 53 |
| 552 Evergreen Ave | 0.67mi | 2/1.0 (-1) | 1,152 (+9%) | 2mo | $44,000 | $38 | 47 |
| 621 Kammer Ave | 0.65mi | 3/1.0 | 1,207 (+14%) | 2mo | $55,000 | $46 | 44 |
| 1335 Kingsley Ave | 0.71mi | 3/1.0 | 900 (-15%) | 4mo | $94,900 | $105 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.98% rent growth · sell at horizon
- IRR
- 6.0%
- Equity multiple
- 1.24×
- Total profit
- $6,567
- Equity at exit
- $14,761
- IRR
- 16.2%
- Equity multiple
- 2.38×
- Total profit
- $38,274
- Equity at exit
- $8,560
Cash invested: $27,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 45402
- Rents YoY
- 4.0%
- Active inventory
- 83
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $1,212 high interval (Pro) →
- Mortgage (P&I)
- −$519
- Tax from tax record
- −$61 /mo · $733/yr
- Insurance
- −$41
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$255
- Net cashflow
- $336
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,750
- Closing costs
- $2,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 863 N Upland Ave Dayton, OH | 3.0 | 1.0 | 1042 | $1,200 | $1.15 | 44d | 1 | 0.10mi |
| 3925 Hoover Ave Dayton, OH | 2.0 | 1.0 | 936 | $1,100 | $1.18 | 3d | 1 | 0.17mi |
| 828 Walton Ave Unit 832 Walton Dayton, OH | 2.0 | 1.0 | 750 | $795 | $1.06 | 23d | 1 | 0.26mi |
| 617 Westwood Ave Dayton, OH | 3.0 | 1.0 | 1304 | $1,050 | $0.81 | 44d | 1 | 0.34mi |
| 920 Huron Ave Dayton, OH | 2.0 | 1.0 | 950 | $995 | $1.05 | 3d | 1 | 0.41mi |
| 1816 N James H McGee Blvd Apt B Dayton, OH | 3.0 | 1.0 | 950 | $1,150 | $1.21 | 44d | 1 | 0.50mi |
| 1816 N James H McGee Blvd Apt A Dayton, OH | 3.0 | 1.0 | 950 | $1,200 | $1.26 | 3d | 1 | 0.50mi |
| 1816 N James H McGee Blvd Unit C Dayton, OH | 3.0 | 1.0 | 950 | $1,150 | $1.21 | 3d | 1 | 0.50mi |
| 660 Gramont Ave Dayton, OH | 3.0 | 1.0 | 1142 | $1,050 | $0.92 | 3d | 1 | 0.62mi |
| 635 Anna St Dayton, OH | 3.0 | 1.0 | 960 | $1,300 | $1.35 | 14d | 1 | 0.63mi |
| 137 Westwood Ave Dayton, OH | 2.0 | 1.0 | 784 | $900 | $1.15 | 3d | 1 | 0.67mi |
| 3222 Athens Ave Unit C Dayton, OH | 2.0 | 1.0 | 700 | $700 | $1.00 | 44d | 1 | 0.68mi |
| 437 Lorenz Ave Dayton, OH | 3.0 | 1.0 | 1322 | $1,200 | $0.91 | 23d | 1 | 0.68mi |
| 725 Maplehurst Ave Dayton, OH | 2.0 | 1.0 | 1104 | $895 | $0.81 | 44d | 1 | 0.77mi |
| 4109 Midway Ave Dayton, OH | 3.0 | 1.0 | 971 | $1,000 | $1.03 | 3d | 1 | 0.78mi |
| 1045 Shakespeare Ave Dayton, OH | 3.0 | 1.0 | 1435 | $1,275 | $0.89 | 44d | 1 | 0.79mi |
| 70 Gramont Ave Dayton, OH | 3.0 | 1.5 | 966 | $1,300 | $1.35 | 3d | 1 | 0.80mi |
| 3220 Princeton Dr Dayton, OH | 3.0 | 1.0 | 900 | $1,000 | $1.11 | 44d | 1 | 0.81mi |
| 216 N Ardmore Ave Dayton, OH | 3.0 | 1.0 | 1500 | $1,100 | $0.73 | 3d | 1 | 0.82mi |
| 1045 Philadelphia Dr Dayton, OH | 2.0 | 1.0 | 1290 | $1,150 | $0.89 | 3d | 1 | 0.83mi |
| 4625 Gardendale Ave Dayton, OH | 3.0 | 1.0 | 864 | $1,150 | $1.33 | 3d | 1 | 0.96mi |
| 4576 Live Oak Dr Dayton, OH | 3.0 | 1.0 | 864 | $1,400 | $1.62 | 44d | 1 | 1.04mi |
| 3552 Stanford Pl Dayton, OH | 2.0 | 1.0 | 800 | $800 | $1.00 | 23d | 1 | 1.05mi |
| 3552 Stanford Pl Unit 3552 Dayton, OH | 2.0 | 1.0 | 800 | $800 | $1.00 | 44d | 1 | 1.05mi |
| 3207 Cornell Dr Dayton, OH | 3.0 | 1.0 | 1168 | $1,000 | $0.86 | 3d | 1 | 1.07mi |
| 3672 Karwin Dr Unit 3672 Dayton, OH | 2.0 | 1.0 | 1500 | $995 | $0.66 | 44d | 1 | 1.09mi |
| 3668 Karwin Dr Unit 3672 Dayton, OH | 2.0 | 1.0 | 1500 | $995 | $0.66 | 23d | 1 | 1.09mi |
| 3007 Cornell Dr Dayton, OH | 2.0 | 1.0 | 827 | $1,000 | $1.21 | 3d | 1 | 1.12mi |
| 3652 Otterbein Ave Unit 3652 Dayton, OH | 2.0 | 1.0 | 700 | $800 | $1.14 | 3d | 1 | 1.19mi |
| 3650 Otterbein Ave Unit 3650 Dayton, OH | 2.0 | 1.0 | 900 | $800 | $0.89 | 3d | 1 | 1.20mi |
| 1732 Harold Dr Dayton, OH | 2.0 | 1.0 | 805 | $925 | $1.15 | 44d | 1 | 1.20mi |
| 4914 Gardendale Ave Dayton, OH | 4.0 | 1.0 | 960 | $1,125 | $1.17 | 44d | 1 | 1.23mi |
| 342 Lookout Ave Dayton, OH | 2.0 | 1.0 | 800 | $775 | $0.97 | 44d | 1 | 1.26mi |
| 342 Lookout Ave Dayton, OH | 2.0 | 1.0 | 800 | $750 | $0.94 | 3d | 1 | 1.26mi |
| 1498 Elaine St Dayton, OH | 3.0 | 1.0 | 864 | $1,025 | $1.19 | 3d | 1 | 1.28mi |
| 40 S Mathison St Dayton, OH | 3.0 | 1.0 | 1300 | $1,200 | $0.92 | 14d | 1 | 1.28mi |
| 42 S Mathison St Dayton, OH | 3.0 | 1.0 | 1300 | $1,220 | $0.94 | 3d | 1 | 1.28mi |
| 3537 Otterbein Ave Unit d Dayton, OH | 2.0 | 1.0 | 900 | $925 | $1.03 | 44d | 1 | 1.33mi |
| 1595 Elaine St Dayton, OH | 3.0 | 1.0 | 864 | $950 | $1.10 | 3d | 1 | 1.34mi |
| 500 Bowie Dr Unit 122 Dayton, OH | 2.0 | 1.0 | 850 | $910 | $1.07 | 44d | 1 | 1.37mi |
Listing history 33 events
-
2026-06-18days on market $99,000 Active 78 DOM
-
2026-06-17days on market $99,000 Active 77 DOM
-
2026-06-16days on market $99,000 Active 76 DOM
-
2026-06-15days on market $99,000 Active 75 DOM
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2026-06-14days on market $99,000 Active 73 DOM
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2026-06-13days on market $99,000 Active 72 DOM
-
2026-06-10days on market $99,000 Active 70 DOM
-
2026-06-09days on market $99,000 Active 69 DOM
-
2026-06-08days on market $99,000 Active 68 DOM
-
2026-06-07days on market $99,000 Active 67 DOM
-
2026-06-05days on market $99,000 Active 64 DOM
-
2026-06-03days on market $99,000 Active 63 DOM
-
2026-06-02days on market $99,000 Active 62 DOM
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2026-06-01days on market $99,000 Active 61 DOM
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2026-05-31days on market $99,000 Active 60 DOM
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2026-05-07status Active 824-char remark
Show marketing remark (824 chars)
All investors take a look. Currently a rental. Discover a charming Dayton residence, blending classic appeal with modern functionality. This delightful two-story single-family home offers comfortable living. Its welcoming facade leads to inviting living spaces. The living area flows into a functional kitchen, featuring a practical layout, essential amenities, elegant granite counters, a range, and a refrigerator. Three cozy bedrooms provide comfortable retreats with natural light and warm carpeting. The bright bathroom boasts sleek tile flooring, a modern vanity, and a shower-tub combination. Situated on a generous 0.14-acre lot, this property offers ample outdoor space. Located at 3619 Hoover Ave, this home provides access to Dayton's dynamic lifestyle, combining residential tranquility with urban accessibility.
-
2026-05-01status Pending 824-char remark
Show marketing remark (824 chars)
All investors take a look. Currently a rental. Discover a charming Dayton residence, blending classic appeal with modern functionality. This delightful two-story single-family home offers comfortable living. Its welcoming facade leads to inviting living spaces. The living area flows into a functional kitchen, featuring a practical layout, essential amenities, elegant granite counters, a range, and a refrigerator. Three cozy bedrooms provide comfortable retreats with natural light and warm carpeting. The bright bathroom boasts sleek tile flooring, a modern vanity, and a shower-tub combination. Situated on a generous 0.14-acre lot, this property offers ample outdoor space. Located at 3619 Hoover Ave, this home provides access to Dayton's dynamic lifestyle, combining residential tranquility with urban accessibility.
-
2026-04-13price $99,000 824-char remark
Show marketing remark (824 chars)
All investors take a look. Currently a rental. Discover a charming Dayton residence, blending classic appeal with modern functionality. This delightful two-story single-family home offers comfortable living. Its welcoming facade leads to inviting living spaces. The living area flows into a functional kitchen, featuring a practical layout, essential amenities, elegant granite counters, a range, and a refrigerator. Three cozy bedrooms provide comfortable retreats with natural light and warm carpeting. The bright bathroom boasts sleek tile flooring, a modern vanity, and a shower-tub combination. Situated on a generous 0.14-acre lot, this property offers ample outdoor space. Located at 3619 Hoover Ave, this home provides access to Dayton's dynamic lifestyle, combining residential tranquility with urban accessibility.
-
2026-04-08price $105,000 824-char remark
Show marketing remark (824 chars)
All investors take a look. Currently a rental. Discover a charming Dayton residence, blending classic appeal with modern functionality. This delightful two-story single-family home offers comfortable living. Its welcoming facade leads to inviting living spaces. The living area flows into a functional kitchen, featuring a practical layout, essential amenities, elegant granite counters, a range, and a refrigerator. Three cozy bedrooms provide comfortable retreats with natural light and warm carpeting. The bright bathroom boasts sleek tile flooring, a modern vanity, and a shower-tub combination. Situated on a generous 0.14-acre lot, this property offers ample outdoor space. Located at 3619 Hoover Ave, this home provides access to Dayton's dynamic lifestyle, combining residential tranquility with urban accessibility.
-
2026-03-26$110,000 Active 824-char remark
Show marketing remark (824 chars)
All investors take a look. Currently a rental. Discover a charming Dayton residence, blending classic appeal with modern functionality. This delightful two-story single-family home offers comfortable living. Its welcoming facade leads to inviting living spaces. The living area flows into a functional kitchen, featuring a practical layout, essential amenities, elegant granite counters, a range, and a refrigerator. Three cozy bedrooms provide comfortable retreats with natural light and warm carpeting. The bright bathroom boasts sleek tile flooring, a modern vanity, and a shower-tub combination. Situated on a generous 0.14-acre lot, this property offers ample outdoor space. Located at 3619 Hoover Ave, this home provides access to Dayton's dynamic lifestyle, combining residential tranquility with urban accessibility.
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2024-10-18historical $1,100
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2024-10-09soldstatus $94,000
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2024-10-05$1,100
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2024-09-30soldstatus $94,000 Closed 542-char remark
Show marketing remark (542 chars)
Come see this charming home where modern meets classic! Newly renovated with a new roof, new HVAC, new bathroom and kitchen, updated electric and more. Enjoy plenty of space inside and out. Lots of storage area in the full basement and plenty of relaxing space from the front porch to the large back yard. There's still some punch-out items happening, some contractor items that will be removed from the back porch, and it will be professionally cleaned, but take the opportunity to see how a modern update combines with an old world classic.
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2024-09-30soldstatus $94,000 Closed
Show marketing remark (542 chars)
Come see this charming home where modern meets classic! Newly renovated with a new roof, new HVAC, new bathroom and kitchen, updated electric and more. Enjoy plenty of space inside and out. Lots of storage area in the full basement and plenty of relaxing space from the front porch to the large back yard. There's still some punch-out items happening, some contractor items that will be removed from the back porch, and it will be professionally cleaned, but take the opportunity to see how a modern update combines with an old world classic.
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2024-09-30soldstatus $94,000 Sold
Show marketing remark (542 chars)
Come see this charming home where modern meets classic! Newly renovated with a new roof, new HVAC, new bathroom and kitchen, updated electric and more. Enjoy plenty of space inside and out. Lots of storage area in the full basement and plenty of relaxing space from the front porch to the large back yard. There's still some punch-out items happening, some contractor items that will be removed from the back porch, and it will be professionally cleaned, but take the opportunity to see how a modern update combines with an old world classic.
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2024-08-13status Pending
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2024-07-26$99,900 Active 542-char remark
Show marketing remark (542 chars)
Come see this charming home where modern meets classic! Newly renovated with a new roof, new HVAC, new bathroom and kitchen, updated electric and more. Enjoy plenty of space inside and out. Lots of storage area in the full basement and plenty of relaxing space from the front porch to the large back yard. There's still some punch-out items happening, some contractor items that will be removed from the back porch, and it will be professionally cleaned, but take the opportunity to see how a modern update combines with an old world classic.
-
2024-07-26$99,900 Active
Show marketing remark (542 chars)
Come see this charming home where modern meets classic! Newly renovated with a new roof, new HVAC, new bathroom and kitchen, updated electric and more. Enjoy plenty of space inside and out. Lots of storage area in the full basement and plenty of relaxing space from the front porch to the large back yard. There's still some punch-out items happening, some contractor items that will be removed from the back porch, and it will be professionally cleaned, but take the opportunity to see how a modern update combines with an old world classic.
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2021-09-21soldstatus $21,000 Closed
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2021-09-21soldstatus $21,000 Sold
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2021-08-28status Pending
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2021-08-22$25,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $733 · $61/mo
- Projected year-2 tax
- $1,139 · $95/mo
- Expected delta
- +$406/yr (+$34/mo · 55.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,549
- − Mortgage interest
- −$5,546
- − Property taxes
- −$733
- − Insurance
- −$495
- − Repairs & maintenance
- −$1,164
- − Management
- −$1,164
- − Depreciation
- −$2,880
- Taxable income
- $2,568
- Est. tax owed @ 24.0%
- −$616
- After-tax cash flow
- $3,420/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dayton City
- NCES district ID
- 3904384
- Math proficiency
- 12% ▼ -12.00%
- Reading proficiency
- 21% ▼ -11.00%
- Median HH income
- $28,688
- Composite
- 12.94/100
- National rank
- #9579
- State rank
- #641 of 656 in OH
Livability — Dayton
- Score
- 65/100
- State rank
- #716
- US rank
- #12895
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dayton, OH
- County
- Montgomery County · 459,541 people
- City population
- 164,387
- Metro
- Dayton-Kettering, OH
- Population (ZIP)
- 9,407
- Household income
- $48,401
- Rent vs Own
- Severe rent burden
- 404.0
Population outlook (Montgomery County) Hauer SSP2
- Today (2025)
- 523,241 people
- By 2030
- 514,948 · -1.6%
- By 2040
- 493,378 · -5.7%
- By 2050
- 469,639 · -10.2%
- By 2075
- 418,360 · -20.0%
- By 2100
- 353,315 · -32.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- Black 57% White 32% Two or more races 7% Hispanic / Latino 5%
- Hispanic origin (detail)
- Mexican 1%
- Common ancestry
- Italian 2% Serbian 2% Slovak 1%
- Foreign-born
- 5% · Canada, Vietnam, Jamaica
- Languages at home
- 94% English-only · Spanish 4% Other Asian/Pacific 1% Arabic 1%
Political lean MEDSL · Montgomery
- 2024 margin
- Toss-up / Even · D 49.8% · R 49.3%
- 2008→2024 swing
- -5.8pp toward R · 2008: 6.2pp · 2024: 0.5pp
- All cycles
- 2024: D+0.5 2020: D+2.2 2016: R+1.2 2012: D+3.1 2008: D+6.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -81.89%
- Current HPI
- 149.7909
- Rent YoY
- ▲ 3.98%
- Metro
- Dayton-Kettering, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
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| Industrial Machinery | 3 | $49B |
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| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
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| Aerospace / Defense | 2 | $47B |
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| Utilities | 2 | $33B |
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Price history
+296.0% since first listed18 events — show timeline
- 2026-05-07 Relisted — Dayton MLS
- 2026-05-01 Pending — Dayton MLS
- 2026-04-13 Price Changed $99,000 Dayton MLS
- 2026-04-08 Price Changed $105,000 Dayton MLS
- 2026-03-26 Listed $110,000 Dayton MLS
- 2024-10-18 Rental Removed $1,100 BUILDIUM
- 2024-10-09 Sold (Public Records) $94,000 Public Records
- 2024-10-05 Listed for Rent $1,100 BUILDIUM
- 2024-09-30 Sold (MLS) $94,000 Dayton MLS
- 2024-09-30 Sold (MLS) $94,000 Dayton MLS
- 2024-09-30 Sold (MLS) $94,000 CBRMLS
- 2024-08-13 Pending — Dayton MLS
- 2024-07-26 Listed $99,900 Dayton MLS
- 2024-07-26 Listed $99,900 CBRMLS
- 2021-09-21 Sold (MLS) $21,000 Dayton MLS
- 2021-09-21 Sold (MLS) $21,000 Dayton MLS
- 2021-08-28 Pending — Dayton MLS
- 2021-08-22 Listed $25,000 Dayton MLS
Property tax history
+6.2%/yrLatest (2025): $733 · -0.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…