133 Colomba Rd · DeBary, FL 32713

$239,000

2 bd · 1.0 ba · 798 sqft · SingleFamily public records · 52 Days on market

Built 1984 0.26 ac lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.7/30.0
• ARV discount +7.5/15.0
• DSCR +4.1/10.0
• Schools +3.9/10.0
• Livability +3.7/5.0
• 1% rule +3.1/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

---BRAND NEW ROOF!---Come see this cute 2 bedroom, 1 bathroom home neatly packaged in Debary, Florida. This home comes with a newly installed AC unit for you and your family to enjoy. This home is freshly painted, with new laminate flooring throughout the living room and kitchen, and new carpets in the bedrooms. New roof was installed in 2020! The huge backyard will serve as a place for entertainment for you and your family. This home is great for first time home buyers or an excellent rental for investors. Buyer/Buyers Agent to verify room measurements.

Key facts

• 0.26 acre lot
• 2 parking spots
• Built 1984

Property features AI

Finance

• Other: Property type: Residential, single-family; Zoning: R1; Lot size approx. 0.26 acres (1/4 to less than 1/2 acre)
• HOA & community: No HOA; Development: Plantation Estates

Exterior

• Parking: Carport with 2 spaces
• Utilities: Well water; Septic tank; Electricity connected; Water connected; Cable available
• Home design: Single-family residence; One-story; Faces north; Homesteaded
• Construction: Frame construction; Shingle roof; Block foundation; Built as a single-story home
• Exterior features: Rear screened porch; Sliding doors; Storage; Private mailbox; Chain link fencing; Paved road access; Lot dimensions approx. 75 x 150

Interior

• Kitchen: Dishwasher; Range; Refrigerator
• Bedrooms: 2 bedrooms
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans
• Laundry & utility: Inside laundry; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $239k.

Deal economics

• At list price, monthly cash flow is $17 ($209/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $193k (19.3% below list).
• Recommended offer: $193k (19.3% below list) — sets the bar for 1% rule.
• Cap rate 6.4% vs local median 3.7% in DeBary — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#312 in FL) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: amenities F, commute F, health & safety D-.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Enterprise Elementary School (math 47% / reading 42%, grade F, #1,288 of 2,144 statewide, top 62%, 588 students, 66% FRL); River Springs Middle School (math 45% / reading 46%, grade D+, #305 of 571 statewide, top 54%, 1,249 students, 50% FRL); University High School (math 28% / reading 46%, grade F, #340 of 667 statewide, top 52%, 2,901 students, 49% FRL) — zoned schools at 55% FRL track the district average.
• Market conditions: Rents rising (+1.9%/yr); 276 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 52 days — a 3% lower offer ($232k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $135k; list at $239k implies a 77% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $192,863 (19.3% below list)

Questions for the listing agent

1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.38%
• Cash-on-cash: 0.31%
• DSCR: 1.01
• GRM: 10.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.89% rent growth · sell at horizon

5-year hold

• IRR: -17.0%
• Equity multiple: 0.41×
• Total profit: $-39,808
• Equity at exit: $35,636

10-year hold

• IRR: -10.9%
• Equity multiple: 0.37×
• Total profit: $-42,028
• Equity at exit: $20,664

Cash invested: $66,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32713

• Rents YoY: 1.9%
• Active inventory: 276
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $1,929 medium
• Mortgage (P&I): −$1,253
• Tax from tax record: −$153 /mo · $1,839/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$405
• Net cashflow: $17

Break-even live

Break-even rent $1,907

Max offer price $239,000

Occupancy floor 94%

Sensitivity live

Price	-10% $153	-5% $85	+0% $17	+5% $-50	+10% $-118
Rent	-10% $-135	-5% $-59	+0% $17	+5% $94	+10% $170
Rate	-1.0pp $138	-0.5pp $78	base $17	+0.5pp $-44	+1.0pp $-107

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $59,750
• Closing costs: $7,170
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
127 Debary Dr Debary, FL	3.0	2.0	1015	$2,295	$2.26	25d	1	0.25mi
313 Dirksen Dr Debary, FL	1.0	1.0	753	$1,197	$1.59	25d	2	1.25mi
121 Caribbean St Unit 8B Deltona, FL	2.0	1.0	804	$1,300	$1.62	16d	1	1.38mi
141 Hazelcrest St Unit B Deltona, FL	2.0	1.5	850	$1,600	$1.88	16d	1	1.42mi

Listing history 32 events

1. 2026-06-22
   days on market $239,000 Active 52 DOM
2. 2026-06-18
   days on market $239,000 Active 49 DOM
3. 2026-06-17
   days on market $239,000 Active 48 DOM
4. 2026-06-16
   days on market $239,000 Active 47 DOM
5. 2026-06-15
   days on market $239,000 Active 46 DOM
6. 2026-06-14
   days on market $239,000 Active 44 DOM
7. 2026-06-10
   days on market $239,000 Active 41 DOM
8. 2026-06-09
   days on market $239,000 Active 40 DOM
9. 2026-06-08
   days on market $239,000 Active 39 DOM
10. 2026-06-07
    days on market $239,000 Active 38 DOM
11. 2026-06-05
    days on market $239,000 Active 35 DOM
12. 2026-06-03
    days on market $239,000 Active 34 DOM
13. 2026-06-03
    days on market $239,000 Active 33 DOM
14. 2026-06-01
    days on market $239,000 Active 32 DOM
15. 2026-05-31
    days on market $239,000 Active 31 DOM
16. 2026-05-31
    days on market $239,000 Active 30 DOM
17. 2026-04-30
    listed $239,000 Active 1604-char remark
18. 2023-10-16
    historical
19. 2023-08-04
    price $265,000
20. 2023-06-23
    listed $275,000 Active
21. 2020-05-08
    soldstatus $135,000
22. 2020-05-05
    soldstatus $135,000 Sold

    Show marketing remark (560 chars)

    ---BRAND NEW ROOF!---Come see this cute 2 bedroom, 1 bathroom home neatly packaged in Debary, Florida. This home comes with a newly installed AC unit for you and your family to enjoy. This home is freshly painted, with new laminate flooring throughout the living room and kitchen, and new carpets in the bedrooms. New roof was installed in 2020! The huge backyard will serve as a place for entertainment for you and your family. This home is great for first time home buyers or an excellent rental for investors. Buyer/Buyers Agent to verify room measurements.

23. 2020-04-02
    status Pending

    Show marketing remark (560 chars)

    ---BRAND NEW ROOF!---Come see this cute 2 bedroom, 1 bathroom home neatly packaged in Debary, Florida. This home comes with a newly installed AC unit for you and your family to enjoy. This home is freshly painted, with new laminate flooring throughout the living room and kitchen, and new carpets in the bedrooms. New roof was installed in 2020! The huge backyard will serve as a place for entertainment for you and your family. This home is great for first time home buyers or an excellent rental for investors. Buyer/Buyers Agent to verify room measurements.

24. 2020-03-30
    price $139,900

    Show marketing remark (560 chars)

    ---BRAND NEW ROOF!---Come see this cute 2 bedroom, 1 bathroom home neatly packaged in Debary, Florida. This home comes with a newly installed AC unit for you and your family to enjoy. This home is freshly painted, with new laminate flooring throughout the living room and kitchen, and new carpets in the bedrooms. New roof was installed in 2020! The huge backyard will serve as a place for entertainment for you and your family. This home is great for first time home buyers or an excellent rental for investors. Buyer/Buyers Agent to verify room measurements.

25. 2020-03-07
    status Active

    Show marketing remark (560 chars)

    ---BRAND NEW ROOF!---Come see this cute 2 bedroom, 1 bathroom home neatly packaged in Debary, Florida. This home comes with a newly installed AC unit for you and your family to enjoy. This home is freshly painted, with new laminate flooring throughout the living room and kitchen, and new carpets in the bedrooms. New roof was installed in 2020! The huge backyard will serve as a place for entertainment for you and your family. This home is great for first time home buyers or an excellent rental for investors. Buyer/Buyers Agent to verify room measurements.

26. 2020-02-05
    historical

    Show marketing remark (560 chars)

    ---BRAND NEW ROOF!---Come see this cute 2 bedroom, 1 bathroom home neatly packaged in Debary, Florida. This home comes with a newly installed AC unit for you and your family to enjoy. This home is freshly painted, with new laminate flooring throughout the living room and kitchen, and new carpets in the bedrooms. New roof was installed in 2020! The huge backyard will serve as a place for entertainment for you and your family. This home is great for first time home buyers or an excellent rental for investors. Buyer/Buyers Agent to verify room measurements.

27. 2020-01-26
    price $144,900

    Show marketing remark (560 chars)

    ---BRAND NEW ROOF!---Come see this cute 2 bedroom, 1 bathroom home neatly packaged in Debary, Florida. This home comes with a newly installed AC unit for you and your family to enjoy. This home is freshly painted, with new laminate flooring throughout the living room and kitchen, and new carpets in the bedrooms. New roof was installed in 2020! The huge backyard will serve as a place for entertainment for you and your family. This home is great for first time home buyers or an excellent rental for investors. Buyer/Buyers Agent to verify room measurements.

28. 2019-12-10
    listed $146,900 Active

    Show marketing remark (560 chars)

    ---BRAND NEW ROOF!---Come see this cute 2 bedroom, 1 bathroom home neatly packaged in Debary, Florida. This home comes with a newly installed AC unit for you and your family to enjoy. This home is freshly painted, with new laminate flooring throughout the living room and kitchen, and new carpets in the bedrooms. New roof was installed in 2020! The huge backyard will serve as a place for entertainment for you and your family. This home is great for first time home buyers or an excellent rental for investors. Buyer/Buyers Agent to verify room measurements.

29. 2017-02-28
    soldstatus $60,500
30. 2017-02-27
    soldstatus $60,500 Sold
31. 2017-02-17
    status Pending
32. 2016-12-22
    listed $74,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,839 · $153/mo
• Projected year-2 tax: $1,984 · $165/mo
• Expected delta: +$145/yr (+$12/mo · 7.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,144
• − Mortgage interest: −$13,388
• − Property taxes: −$1,839
• − Insurance: −$1,195
• − Repairs & maintenance: −$1,851
• − Management: −$1,851
• − Depreciation: −$6,953
• Taxable loss: −$3,934
• Est. tax savings @ 24.0%: +$944
• After-tax cash flow: $1,153/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — DeBary

• Score: 73/100
• State rank: #312
• US rank: #5314

Category grades

Amenities F Commute F Cost of living A- Crime A- Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: DeBary, FL
• County: Volusia County · 556,871 people
• City population: 22,884
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 22,884
• Household income: $88,500
• Rent vs Own: 12.9% rent · 87.1% own
• Severe rent burden: 265.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Hispanic / Latino 17% Two or more races 6% Black 5% Asian 3%
• Hispanic origin (detail): Mexican 1% Puerto Rican 10% Cuban 1%
• Common ancestry: Lithuanian 2% Romanian 2% Serbian 2%
• Foreign-born: 8% · Canada, Vietnam, South Korea
• Languages at home: 87% English-only · Spanish 10% Vietnamese 2% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -247.35%
• Current HPI: 294.803
• Rent YoY: ▲ 1.89%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+219.1% since first listed

16 events — show timeline

• 2026-04-30 Listed $239,000 Stellar MLS as Distributed by MLS Grid
• 2023-10-16 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2023-08-04 Price Changed $265,000 Stellar MLS as Distributed by MLS Grid
• 2023-06-23 Listed $275,000 Stellar MLS as Distributed by MLS Grid
• 2020-05-08 Sold (Public Records) $135,000 Public Records
• 2020-05-05 Sold (MLS) $135,000 Stellar MLS as Distributed by MLS Grid
• 2020-04-02 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-03-30 Price Changed $139,900 Stellar MLS as Distributed by MLS Grid
• 2020-03-07 Relisted — Stellar MLS as Distributed by MLS Grid
• 2020-02-05 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2020-01-26 Price Changed $144,900 Stellar MLS as Distributed by MLS Grid
• 2019-12-10 Listed $146,900 Stellar MLS as Distributed by MLS Grid
• 2017-02-28 Sold (Public Records) $60,500 Public Records
• 2017-02-27 Sold (MLS) $60,500 Stellar MLS as Distributed by MLS Grid
• 2017-02-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-12-22 Listed $74,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+9.4%/yr

Latest (2025): $1,839 · +5.9% YoY. Source: county tax records.