275 Janets Ct · Marlboro Meadows, MD 20711

$169,900

3 bd · 2.0 ba · 1,900 sqft · SingleFamily · 12 Days on market

Built 2001 Est $139k · 22% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.4/30.0
• DSCR +9.0/10.0
• 1% rule +7.1/10.0
• Livability +3.1/5.0
• Schools +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Over 1800 sq ft in spacious triple wide. Large & bright rooms w/ lots of natural light. Kitchen appliances less than 1 yr old. 3 bedrooms/2 full baths. Soaking tub & sep shower in master bath. Great outdoor space too - deck, covered front porch, patio. Picturesque lot in woodland setting. Plenty of offstreet parking. Comm pool, b-ball ct, tennis, tot lots. New dog park on it's way. Lot rent $660/mo

Key facts

• Quartz counters
• Large family room
• New cabinets

Tags

• HUGE KITCHEN
• NEW CABINETS
• QUARTZ COUNTERS
• STAINLESS STEEL APPLIANCES
• CERAMIC TILE FLOORING
• LARGE FAMILY ROOM

Property features AI

Finance

• Other: Pets allowed with size/weight and breed restrictions; Land lease years remaining: 100
• HOA & community: Community pool; Land lease monthly payment applies (amount provided separately)

Exterior

• Parking: Concrete driveway; Driveway parking with 3 spaces (plus total of 3 garage/parking spaces)
• Utilities: Community water; Community septic tank; Electric hot water; Central A/C (electric); Propane heat (leased)
• Home design: Manufactured triple-wide home; Estimated effective remodel year 2025; Land lease ownership (land lease monthly); Facing/entry level information not provided
• Construction: Vinyl siding; Architectural shingle roof; Above-grade structures; Width approximately 24 ft, length approximately 60 ft; Make: CFCH
• Exterior features: Deck(s); Porch(es); Secure storage; Sidewalks; Property backs to trees; Located on a cul-de-sac; Community pool; Shed

Interior

• Kitchen: Refrigerator; Gas range/oven; Dishwasher; Built-in microwave; Upgraded countertops
• Bedrooms: 3 bedrooms on the main level
• Flooring: Ceramic tile; Luxury vinyl plank; Carpet
• Bathrooms: 2 full bathrooms on the main level; 2 full bathrooms total
• Heating & cooling: Forced air heating; Propane (leased) heating fuel; Central air conditioning (electric)
• Interior features: Soaking tub; Stall shower; Tub/shower combination; Ceiling fans; Crown moldings; Family room adjacent to the kitchen; Traditional floor plan; Formal dining room; Country-style kitchen; Bay-front master bedroom; Skylights; Upgraded countertops; Cathedral ceilings; Mantel on fireplace
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $170k.

Deal economics

• At list price, monthly cash flow is $443 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $170k).

Location & tenants

• Location reads 62/100 on livability (#327 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: amenities F, commute F, cost of living D-.
• Anne Arundel County Public Schools (suburban): math 20% / reading 37% proficiency, ranked #10 of 24 in MD (top 42%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Traceys Elementary (math 13% / reading 15%, grade F, #513 of 860 statewide, top 60%, 437 students, 60% FRL); Southern Middle (math 8% / reading 39%, grade F, #118 of 225 statewide, top 54%, 755 students, 45% FRL); Southern High (math 52% / reading 73%, grade B-, #62 of 222 statewide, top 29%, 1,066 students, 40% FRL) — zoned schools average 48% FRL vs 25% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 50 active listings in the ZIP; 1,303 units permitted in Anne Arundel County in 2024 (299 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Anne Arundel County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $48k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $65k; list at $170k implies a 161% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $169,900

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.21% ✓
• Cap rate: 9.42%
• Cash-on-cash: 11.19%
• DSCR: 1.50
• GRM: 6.9

CMA / ARV

• ARV (on-the-fly): $138,700
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
460 Sarah Anne Dr	0.20mi	3/2.0	1,920 (+1%)	3mo	$160,000	$83	86
308 Berts Dr	0.09mi	4/2.0 (+1)	1,900 (0%)	9mo	$138,000	$73	83
255 Rips Dr	0.04mi	4/2.0 (+1)	1,900 (0%)	18mo	$127,500	$67	78
448 Sarah Anne Dr	0.15mi	4/2.0 (+1)	1,960 (+3%)	7mo	$155,000	$79	77
474 Sarah Anne Dr	0.17mi	3/2.0	1,848 (-3%)	19mo	$135,000	$73	72
442 Sarah Anne Dr	0.19mi	4/2.0 (+1)	1,900 (0%)	21mo	$148,000	$78	69
88 Edward Ln	0.14mi	3/2.0	1,750 (-8%)	14mo	$94,000	$54	69
302 Berts Dr	0.12mi	3/2.0	1,620 (-15%)	8mo	$165,000	$102	63
91 Berts Dr	0.12mi	3/2.0	1,660 (-13%)	13mo	$160,000	$96	62
222 Ella Welch Way	0.08mi	4/2.0 (+1)	1,700 (-10%)	17mo	$120,000	$71	60
324 Boones Dr	0.38mi	3/2.0	1,780 (-6%)	17mo	$130,400	$73	58
95 Mary Lou Dr	0.14mi	3/2.0	2,100 (+10%)	23mo	$130,000	$62	56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 0.4%
• Equity multiple: 1.02×
• Total profit: $743
• Equity at exit: $25,333

10-year hold

• IRR: 10.1%
• Equity multiple: 1.78×
• Total profit: $37,141
• Equity at exit: $14,690

Cash invested: $47,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20711

• Active inventory: 50
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $2,048 medium
• Mortgage (P&I): −$891
• Tax est. 1.5%: −$212 /mo · $2,548/yr
• Insurance: −$71
• HOA: −$0
• Vacancy / Maint / Mgmt: −$430
• Net cashflow: $443

Break-even live

Break-even rent $1,486

Max offer price $169,900

Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,475
• Closing costs: $5,097
• Reserves months: —
• Total cash needed: —

Listing history 9 events

1. 2026-06-18
   days on market $169,900 Active 12 DOM
2. 2026-06-17
   days on market $169,900 Active 11 DOM
3. 2026-06-16
   days on market $169,900 Active 10 DOM
4. 2026-06-15
   days on market $169,900 Active 9 DOM
5. 2026-06-13
   days on market $169,900 Active 7 DOM
6. 2026-06-09
   days on market $169,900 Active 3 DOM
7. 2026-06-08
   days on market $169,900 Active 2 DOM
8. 2026-06-07
   remarks 699-char remark
9. 2026-06-07
   listed $169,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥103°F today · 17 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,571
• − Mortgage interest: −$9,517
• − Property taxes: −$2,548
• − Insurance: −$850
• − Repairs & maintenance: −$1,966
• − Management: −$1,966
• − Depreciation: −$4,943
• Taxable income: $2,782
• Est. tax owed @ 24.0%: −$668
• After-tax cash flow: $4,654/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Anne Arundel County Public Schools
• NCES district ID: 2400060
• Math proficiency: 20% ▼ -21.00%
• Reading proficiency: 37% ▼ -13.00%
• Median HH income: $87,880
• Composite: 28.52/100
• National rank: #6733
• State rank: #10 of 24 in MD

Livability — Marlboro Meadows

• Score: 62/100
• State rank: #327
• US rank: #17129

Category grades

Amenities F Commute F Cost of living D- Crime A- Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 7,629

Population outlook (Anne Arundel County) Hauer SSP2

• Today (2025): 617,384 people
• By 2030: 642,094 · +4.0%
• By 2040: 686,621 · +11.2%
• By 2050: 723,031 · +17.1%
• By 2075: 809,346 · +31.1%
• By 2100: 837,658 · +35.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 60% Hispanic / Latino 24% Two or more races 12% Black 11%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Portuguese 3% Scotch-Irish 2% Italian 1%
• Foreign-born: 10% · Canada
• Languages at home: 86% English-only · Spanish 10% Other Asian/Pacific 2%

Political lean MEDSL · Anne Arundel

• 2024 margin: D (+13.9) · D 55.7% · R 41.7% · Other 2.6%
• 2008→2024 swing: +15.7pp toward D · 2008: -1.8pp · 2024: 13.9pp
• All cycles: 2024: D+13.9 2020: D+14.5 2016: D+0.7 2012: R+0.9 2008: R+1.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -131.12%
• Current HPI: 232.1067
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+150.2% since first listed

16 events — show timeline

• 2026-06-06 Listed $169,900 BRIGHT MLS
• 2020-10-31 Listing Removed — BRIGHT MLS
• 2020-08-16 Listed $94,500 BRIGHT MLS
• 2014-10-20 Sold (MLS) $65,000 BRIGHT MLS
• 2014-10-20 Sold (MLS) $65,000 MRIS
• 2014-09-03 Pending — MRIS
• 2014-09-03 Delisted — MRIS
• 2014-09-03 Listing Removed — BRIGHT MLS
• 2014-08-11 Listed $67,500 MRIS
• 2014-08-11 Listed $67,500 BRIGHT MLS
• 2013-08-23 Sold (MLS) $65,000 MRIS
• 2013-08-23 Sold (MLS) $65,000 BRIGHT MLS
• 2013-07-09 Pending — MRIS
• 2013-07-09 Listing Removed — BRIGHT MLS
• 2013-05-21 Listed $67,900 MRIS
• 2013-05-20 Listed $67,900 BRIGHT MLS