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11339 Fleetwood Rd
B Composite 70.79
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.6/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.7/10.0
  • 1% rule +7.5/10.0
  • Livability +3.0/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$129,900

11339 Fleetwood Rd · Brookwood, AL 35453
3 bd · 1.0 ba · 1,750 sqft · SingleFamily public records · 118 Days on market
Built 1963 1.00 ac lot $74/sqft · 36% below area Est $204k · 36% under ↓ 4% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investors!! This 3-bedroom, 2 full bath home sits on a spacious 1-acre lot and has already received several key updates, including new flooring in some areas, new countertops, remodeled bathrooms and fresh paint inside and out and new garage doors. This property would be a great choice for an INVESTORS looking to add a solid property to their portfolio or for a buyer wanting to complete the remaining touches and make it their own. Home is being sold AS-IS, offering a great opportunity to build equity quickly.

Key facts

  • Spacious 1-acre lot
  • New garage doors
  • Fresh paint

Tags

SPACIOUS 1-ACRE LOTNEW FLOORINGNEW COUNTERTOPSFRESH PAINTNEW GARAGE DOORS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $390 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $118k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 60/100 on livability (#290 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: crime C-, health & safety D, schools F.
  • Tuscaloosa County (suburban): math 21% / reading 45% proficiency, ranked #47 of 129 in AL (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 66 active listings in the ZIP; 622 units permitted in Tuscaloosa County in 2024 (69 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Tuscaloosa County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 118 days — a 9% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $72k; list at $130k implies a 82% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 57% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $118,209 (9.0% below list)

Questions for the listing agent

  1. It's been on market 118 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.25%
Cap rate
9.89%
Cash-on-cash
12.86%
DSCR
1.57
GRM
6.6

CMA / ARV

ARV (median comp)
$203,606
List price
$129,900
Delta
-36.20%
Verdict
UNDERPRICED
Comps
3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11339 Fleetwood Rd 0.00mi 3/2.0 1,750 (0%) 0mo $105,000 $60 96

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
2.7%
Equity multiple
1.10×
Total profit
$3,792
Equity at exit
$19,369
10-year hold
IRR
12.3%
Equity multiple
1.97×
Total profit
$35,358
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35453

Home prices YoY
-18.6%
Active inventory
66
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,630 medium interval (Pro) →
Mortgage (P&I)
$681
Tax est. 1.5%
$162 /mo · $1,948/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$342
Net cashflow
$390

Break-even live

Break-even rent $1,136
Max offer price $129,900
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-06-01
    statusdays on market $129,900 Pending 118 DOM
  2. 2026-05-31
    days on market $129,900 Active 117 DOM
  3. 2026-05-30
    days on market $129,900 Active 116 DOM
  4. 2026-03-23
    status Active 514-char remark
    Show marketing remark (514 chars)

    Investors!! This 3-bedroom, 2 full bath home sits on a spacious 1-acre lot and has already received several key updates, including new flooring in some areas, new countertops, remodeled bathrooms and fresh paint inside and out and new garage doors. This property would be a great choice for an INVESTORS looking to add a solid property to their portfolio or for a buyer wanting to complete the remaining touches and make it their own. Home is being sold AS-IS, offering a great opportunity to build equity quickly.

  5. 2026-01-23
    status Pending 514-char remark
    Show marketing remark (514 chars)

    Investors!! This 3-bedroom, 2 full bath home sits on a spacious 1-acre lot and has already received several key updates, including new flooring in some areas, new countertops, remodeled bathrooms and fresh paint inside and out and new garage doors. This property would be a great choice for an INVESTORS looking to add a solid property to their portfolio or for a buyer wanting to complete the remaining touches and make it their own. Home is being sold AS-IS, offering a great opportunity to build equity quickly.

  6. 2025-12-05
    listed $129,900 Active 514-char remark
    Show marketing remark (514 chars)

    Investors!! This 3-bedroom, 2 full bath home sits on a spacious 1-acre lot and has already received several key updates, including new flooring in some areas, new countertops, remodeled bathrooms and fresh paint inside and out and new garage doors. This property would be a great choice for an INVESTORS looking to add a solid property to their portfolio or for a buyer wanting to complete the remaining touches and make it their own. Home is being sold AS-IS, offering a great opportunity to build equity quickly.

  7. 2025-06-18
    soldstatus $71,500
  8. 2025-06-11
    soldstatus $71,500 Closed 204-char remark
    Show marketing remark (204 chars)

    Investors or someone wanting to put your personal touch on a home, this is an opportunity for you! This home features 3 bedroom, 2 bath with large 1 acre yard. Hardwood floors, block build and metal roof.

  9. 2025-05-30
    status Pending 204-char remark
    Show marketing remark (204 chars)

    Investors or someone wanting to put your personal touch on a home, this is an opportunity for you! This home features 3 bedroom, 2 bath with large 1 acre yard. Hardwood floors, block build and metal roof.

  10. 2025-05-15
    listed $100,000 Active 204-char remark
    Show marketing remark (204 chars)

    Investors or someone wanting to put your personal touch on a home, this is an opportunity for you! This home features 3 bedroom, 2 bath with large 1 acre yard. Hardwood floors, block build and metal roof.

  11. 2024-07-29
    status Active
  12. 2024-05-01
    price $147,500
  13. 2024-05-01
    listed $135,000 Active
  14. 2024-03-12
    listed $134,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 6 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 57% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,555
− Mortgage interest
−$7,276
− Property taxes
−$1,948
− Insurance
−$650
− Repairs & maintenance
−$1,564
− Management
−$1,564
− Depreciation
−$3,779
Taxable income
$2,773
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$665
After-tax cash flow
$4,010/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tuscaloosa County
NCES district ID
0103390
Math proficiency
21% ▼ -24.00%
Reading proficiency
45% ▲ 2.00%
Median HH income
$53,000
Composite
28.88/100
National rank
#6641
State rank
#47 of 129 in AL

Livability — Brookwood

Score
60/100
State rank
#290
US rank
#18765

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment B+ Housing A+ Health & safety D User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
12,522

Population outlook (Tuscaloosa County) Hauer SSP2

Today (2025)
228,293 people
By 2030
240,551 · +5.4%
By 2040
263,856 · +15.6%
By 2050
286,491 · +25.5%
By 2075
335,783 · +47.1%
By 2100
370,520 · +62.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Black 20% Hispanic / Latino 9% Two or more races 5% Native American 2%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 2% Italian 2% Serbian 1%
Foreign-born
3% · Canada, China
Languages at home
93% English-only · Spanish 6%

Political lean MEDSL · Tuscaloosa

2024 margin
Strong R (+20.4) · D 39.4% · R 59.8%
2008→2024 swing
-4.4pp toward R · 2008: -16.0pp · 2024: -20.4pp
All cycles
2024: R+20.4 2020: R+14.8 2016: R+19.5 2012: R+17.4 2008: R+16.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -42.62%
Current HPI
186.9504
Rent YoY
Metro
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

-3.7% since first listed
11 events — show timeline
  • 2026-03-23 Relisted WAMLS
  • 2026-01-23 Pending WAMLS
  • 2025-12-05 Listed $129,900 WAMLS
  • 2025-06-18 Sold (Public Records) $71,500 Public Records
  • 2025-06-11 Sold (MLS) $71,500 WAMLS
  • 2025-05-30 Pending WAMLS
  • 2025-05-15 Listed $100,000 WAMLS
  • 2024-07-29 Relisted WAMLS
  • 2024-05-01 Price Changed $147,500 WAMLS
  • 2024-05-01 Listed $135,000 WAMLS
  • 2024-03-12 Listed $134,900 WAMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…