2219 Maple Leaf Ct · Pocono Pines, PA 18347

$199,899

3 bd · 2.0 ba · 1,176 sqft · SingleFamily public records · 41 Days on market

Built 1988 1.01 ac lot $170/sqft · 27% below area Est $272k · 27% under $50/mo HOA · 2% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.5/30.0
• ARV discount +15.0/15.0
• DSCR +7.2/10.0
• 1% rule +5.9/10.0
• Appreciation +4.3/10.0
• Schools +4.0/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Unlock the door to significant sweat equity and mountain-modern living with this authentic Pocono retreat in the highly desirable Riverside Estates. Nestled on a sprawling 1.01 Acre lot, this property is the ultimate canvas for a savvy investor or an owner occupant ready to design a custom sanctuary. Situated on a quiet cul-de-sac and enveloped by a lush forest of mature hardwoods, the property offers a level of seclusion and natural beauty that is increasingly rare in the current market. For the outdoor enthusiast, this property directly backs to state game lands, providing immediate access for hunting and exploring right from your own backyard. The journey begins as you pull up the long gravel driveway to a home with distinct contemporary architecture that blends seamlessly with the surrounding landscape. Stepping inside, you are greeted by a functional Mud Room and Foyer equipped with built-in storage to keep your hiking boots and outdoor gear organized. The heart of the residence is the Open Concept Main Level, designed for natural flow and social interaction. The Great Room immediately commands attention with soaring Vaulted Ceilings and large Skylights that drench the space in sunlight. A classic Wood Stove set against a brick Fireplace with a wooden mantel serves as the rustic focal point of the living area. This central space flows effortlessly into the Dining Area and the Kitchen, which features a breakfast bar and ample counter space for meal preparation. Just off the Kitchen, the convenience of a dedicated Main Floor Laundry room adds to the functional layout. The Main Level continues with a well-sized Bedroom and a Full Bathroom, providing the flexibility of single-level living. One of the standout features of this floor is the enclosed Sun Room. This bonus space provides peaceful nature views and serves as a versatile sanctuary for a home office, a quiet reading nook, or a morning coffee lounge.

Key facts

• Quiet cul-de-sac
• Functional mud room
• Long gravel driveway

Tags

• SPRAWLING 1.01 ACRE LOT
• QUIET CUL-DE-SAC
• BACKS TO STATE GAME LANDS
• LONG GRAVEL DRIVEWAY
• FUNCTIONAL MUD ROOM
• OPEN CONCEPT MAIN LEVEL

Property features AI

Finance

• HOA & community: Association fee $600 annually

Exterior

• Parking: Driveway
• Utilities: Well water; Septic tank
• Home design: 2-story home; Entry/areas above grade finished
• Construction: T1-11 siding; Asphalt and fiberglass roof; Slab foundation; Built with two stories
• Exterior features: Deck; Lot approximately 1.01 acres; Zoned R-2

Interior

• Bedrooms: Total rooms: 8
• Flooring: Laminate flooring; Resilient flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Baseboard heating; Electric heating; Wood stove; Ceiling fans
• Interior features: Cathedral ceilings; Vaulted ceilings; High ceilings; Loft; Dining area; Skylights
• Laundry & utility: Washer hookup on main level; Dryer hookup on main level; Electric water heater; Wood water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $338 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $200k).
• Recommended offer: $194k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.3% vs local median 4.1% in Pocono Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#532 in PA, #4,925 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, crime A; Watch: health & safety D, amenities F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 251 active listings in the ZIP; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.5%/yr); year-one equity from $1k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-1.5% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 41 days — a 3% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $127k; list at $200k implies a 57% gain — meaningful room to come down on a strong offer.

Recommended offer $193,902 (3.0% below list)

Questions for the listing agent

1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 8.32%
• Cash-on-cash: 7.24%
• DSCR: 1.32
• GRM: 7.6

CMA / ARV

• ARV (median comp): $272,475
• List price: $199,899
• Delta: -26.64%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
117 Shawnee Dr	0.69mi	3/1.5	1,222 (+4%)	6mo	$250,000	$205	54
15 Locust Ridge Rd	0.71mi	3/2.5	1,284 (+9%)	4mo	$315,000	$245	47
326 Tammany Dr	0.71mi	3/1.5	1,270 (+8%)	8mo	$300,000	$236	45
5173 Autumn Ln	0.24mi	2/2.0 (-1)	1,344 (+14%)	18mo	$325,000	$242	45
125 Fly Rod Ct	0.45mi	2/2.0 (-1)	1,294 (+10%)	18mo	$210,000	$162	42
227 Muskwink Dr	0.70mi	3/2.0	1,352 (+15%)	12mo	$290,000	$214	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.47% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 0.9%
• Equity multiple: 1.04×
• Total profit: $2,265
• Equity at exit: $43,762

10-year hold

• IRR: 8.2%
• Equity multiple: 1.75×
• Total profit: $41,836
• Equity at exit: $42,227

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18347

• Home prices YoY: -0.7%
• Active inventory: 251
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $2,188 medium
• Mortgage (P&I): −$1,048
• Tax from tax record: −$209 /mo · $2,511/yr
• Insurance: −$83
• HOA: −$50
• Vacancy / Maint / Mgmt: −$459
• Net cashflow: $338

Break-even live

Break-even rent $1,761

Max offer price $199,899

Occupancy floor 80%

Sensitivity live

Price	-10% $451	-5% $394	+0% $338	+5% $281	+10% $224
Rent	-10% $165	-5% $251	+0% $338	+5% $424	+10% $510
Rate	-1.0pp $438	-0.5pp $388	base $338	+0.5pp $286	+1.0pp $233

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,975
• Closing costs: $5,997
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $50 · $600/yr

Listing history 26 events

1. 2026-06-21
   days on market $199,899 Active 41 DOM
2. 2026-06-19
   days on market $199,899 Active 39 DOM
3. 2026-06-18
   days on market $199,899 Active 38 DOM
4. 2026-06-17
   days on market $199,899 Active 37 DOM
5. 2026-06-16
   days on market $199,899 Active 36 DOM
6. 2026-06-15
   days on market $199,899 Active 35 DOM
7. 2026-06-14
   days on market $199,899 Active 33 DOM
8. 2026-06-13
   days on market $199,899 Active 32 DOM
9. 2026-06-10
   days on market $199,899 Active 30 DOM
10. 2026-06-09
    days on market $199,899 Active 29 DOM
11. 2026-06-08
    days on market $199,899 Active 28 DOM
12. 2026-06-07
    pricedays on market $199,899 Active 27 DOM

    Show marketing remark (1941 chars)

    Unlock the door to significant sweat equity and mountain-modern living with this authentic Pocono retreat in the highly desirable Riverside Estates. Nestled on a sprawling 1.01 Acre lot, this property is the ultimate canvas for a savvy investor or an owner occupant ready to design a custom sanctuary. Situated on a quiet cul-de-sac and enveloped by a lush forest of mature hardwoods, the property offers a level of seclusion and natural beauty that is increasingly rare in the current market. For the outdoor enthusiast, this property directly backs to state game lands, providing immediate access for hunting and exploring right from your own backyard. The journey begins as you pull up the long gravel driveway to a home with distinct contemporary architecture that blends seamlessly with the surrounding landscape. Stepping inside, you are greeted by a functional Mud Room and Foyer equipped with built-in storage to keep your hiking boots and outdoor gear organized. The heart of the residence is the Open Concept Main Level, designed for natural flow and social interaction. The Great Room immediately commands attention with soaring Vaulted Ceilings and large Skylights that drench the space in sunlight. A classic Wood Stove set against a brick Fireplace with a wooden mantel serves as the rustic focal point of the living area. This central space flows effortlessly into the Dining Area and the Kitchen, which features a breakfast bar and ample counter space for meal preparation. Just off the Kitchen, the convenience of a dedicated Main Floor Laundry room adds to the functional layout. The Main Level continues with a well-sized Bedroom and a Full Bathroom, providing the flexibility of single-level living. One of the standout features of this floor is the enclosed Sun Room. This bonus space provides peaceful nature views and serves as a versatile sanctuary for a home office, a quiet reading nook, or a morning coffee lounge.

13. 2026-06-02
    days on market $199,900 Active 22 DOM
14. 2026-06-01
    days on market $199,900 Active 21 DOM
15. 2026-05-31
    days on market $199,900 Active 20 DOM
16. 2026-05-30
    days on market $199,900 Active 19 DOM
17. 2026-05-11
    listed $210,000 Active 1941-char remark

    Show marketing remark (1941 chars)

    Unlock the door to significant sweat equity and mountain-modern living with this authentic Pocono retreat in the highly desirable Riverside Estates. Nestled on a sprawling 1.01 Acre lot, this property is the ultimate canvas for a savvy investor or an owner occupant ready to design a custom sanctuary. Situated on a quiet cul-de-sac and enveloped by a lush forest of mature hardwoods, the property offers a level of seclusion and natural beauty that is increasingly rare in the current market. For the outdoor enthusiast, this property directly backs to state game lands, providing immediate access for hunting and exploring right from your own backyard. The journey begins as you pull up the long gravel driveway to a home with distinct contemporary architecture that blends seamlessly with the surrounding landscape. Stepping inside, you are greeted by a functional Mud Room and Foyer equipped with built-in storage to keep your hiking boots and outdoor gear organized. The heart of the residence is the Open Concept Main Level, designed for natural flow and social interaction. The Great Room immediately commands attention with soaring Vaulted Ceilings and large Skylights that drench the space in sunlight. A classic Wood Stove set against a brick Fireplace with a wooden mantel serves as the rustic focal point of the living area. This central space flows effortlessly into the Dining Area and the Kitchen, which features a breakfast bar and ample counter space for meal preparation. Just off the Kitchen, the convenience of a dedicated Main Floor Laundry room adds to the functional layout. The Main Level continues with a well-sized Bedroom and a Full Bathroom, providing the flexibility of single-level living. One of the standout features of this floor is the enclosed Sun Room. This bonus space provides peaceful nature views and serves as a versatile sanctuary for a home office, a quiet reading nook, or a morning coffee lounge.

18. 2026-05-11
    listed $210,000 Active 3431-char remark

    Show marketing remark (1941 chars)

    Unlock the door to significant sweat equity and mountain-modern living with this authentic Pocono retreat in the highly desirable Riverside Estates. Nestled on a sprawling 1.01 Acre lot, this property is the ultimate canvas for a savvy investor or an owner occupant ready to design a custom sanctuary. Situated on a quiet cul-de-sac and enveloped by a lush forest of mature hardwoods, the property offers a level of seclusion and natural beauty that is increasingly rare in the current market. For the outdoor enthusiast, this property directly backs to state game lands, providing immediate access for hunting and exploring right from your own backyard. The journey begins as you pull up the long gravel driveway to a home with distinct contemporary architecture that blends seamlessly with the surrounding landscape. Stepping inside, you are greeted by a functional Mud Room and Foyer equipped with built-in storage to keep your hiking boots and outdoor gear organized. The heart of the residence is the Open Concept Main Level, designed for natural flow and social interaction. The Great Room immediately commands attention with soaring Vaulted Ceilings and large Skylights that drench the space in sunlight. A classic Wood Stove set against a brick Fireplace with a wooden mantel serves as the rustic focal point of the living area. This central space flows effortlessly into the Dining Area and the Kitchen, which features a breakfast bar and ample counter space for meal preparation. Just off the Kitchen, the convenience of a dedicated Main Floor Laundry room adds to the functional layout. The Main Level continues with a well-sized Bedroom and a Full Bathroom, providing the flexibility of single-level living. One of the standout features of this floor is the enclosed Sun Room. This bonus space provides peaceful nature views and serves as a versatile sanctuary for a home office, a quiet reading nook, or a morning coffee lounge.

19. 2026-02-27
    status Pending
20. 2026-01-14
    price $230,000
21. 2025-11-17
    listed $260,000 Active
22. 2020-08-31
    soldstatus $127,000
23. 2020-08-28
    soldstatus $127,000
24. 2020-06-01
    listed $125,000
25. 2013-05-06
    listed $107,500
26. 2003-05-16
    soldstatus $95,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,511 · $209/mo
• Projected year-2 tax: $2,835 · $236/mo
• Expected delta: +$324/yr (+$27/mo · 12.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥89°F today · 16 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,254
• − Mortgage interest: −$11,197
• − Property taxes: −$2,511
• − Insurance: −$999
• − Repairs & maintenance: −$2,100
• − Management: −$2,100
• − HOA: −$600
• − Depreciation: −$5,815
• Taxable income: $930
• Est. tax owed @ 24.0%: −$223
• After-tax cash flow: $3,827/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Pocono Pines

• Score: 74/100
• State rank: #532
• US rank: #4925

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A+ Housing A Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 595
• Population (ZIP): 3,535

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 10% Black 2% Two or more races 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 5%
• Common ancestry: Romanian 16% Lithuanian 2% Slovak 2%
• Foreign-born: 3% · Canada, Jamaica
• Languages at home: 88% English-only · Spanish 6% Other Indo-European 3% French/Haitian/Cajun 1%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.47%
• Current HPI: 202.3693
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+110.4% since first listed

14 events — show timeline

• 2026-06-07 Price Changed $199,899 PMAR
• 2026-06-07 Price Changed $199,899 GLVRMLS
• 2026-05-28 Price Changed $199,900 PMAR
• 2026-05-28 Price Changed $199,900 GLVRMLS
• 2026-05-11 Listed $210,000 PMAR
• 2026-05-11 Listed $210,000 GLVRMLS
• 2026-02-27 Pending — PMAR
• 2026-01-14 Price Changed $230,000 PMAR
• 2025-11-17 Listed $260,000 PMAR
• 2020-08-31 Sold (Public Records) $127,000 Public Records
• 2020-08-28 Sold (MLS) $127,000 PMAR
• 2020-06-01 Listed $125,000 PMAR
• 2013-05-06 Listed $107,500 PMAR
• 2003-05-16 Sold (Public Records) $95,000 Public Records

Property tax history

-1.7%/yr

Latest (2026): $2,511 · +3.2% YoY. Source: county tax records.