712 Country View Ct · Center Point, AL 35215

$109,900

3 bd · 1.0 ba · 1,636 sqft · SingleFamily public records · 28 Days on market

Built 1971 0.27 ac lot Est $200k · 45% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.5/10.0
• Rent growth +3.3/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investors and handymen this house is for you. Located in a good area of Jefferson County. It would make a great rental property. Homeowners with a light sweat equity you could have a good home. The house is selling "as-is".

Key facts

• Bright kitchen
• Ample cabinetry
• 0.27 acre lot

Tags

• OPEN-CONCEPT LIVING AREA
• BRIGHT KITCHEN
• AMPLE CABINETRY
• PRIVATE LUSH BACKYARD
• EASY ACCESS TO INTERSTATE

Property features AI

Finance

• Other: Lot size approximately 0.27 acres; Subdivision: ARROWHEAD
• HOA & community: No association fee

Exterior

• Parking: Driveway parking
• Utilities: Public water; Gas water heater; Internet service availability unknown
• Home design: Brick over foundation with vinyl siding; Basement foundation; Existing home; Tri-level: no; Split level: no; Split foyer: no
• Construction: Basement present (both finished and unfinished, concrete block); Finished basement area and unfinished basement area
• Exterior features: Open deck; No pool; No patio; No garden/patio; Not waterfront

Interior

• Kitchen: Laminate countertops; Built-in dishwasher; Electric oven; Refrigerator
• Bedrooms: Three bedrooms on main level
• Flooring: Carpet; Hardwood laminate; Vinyl
• Bathrooms: One full bathroom with tub/shower combo; Master bathroom on main level
• Heating & cooling: Central heating; Central cooling
• Interior features: Handyman special; Ceilings: see remarks
• Laundry & utility: Washer hookup; Electric dryer hookup; Laundry located in basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $110k.

Deal economics

• At list price, monthly cash flow is $448 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $110k).
• Recommended offer: $108k (1.5% below list) — sets the bar for market timing.
• Cap rate 11.2% vs local median 7.3% in Center Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#193 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, commute A, housing A; Watch: crime D, amenities F, employment F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Chalkville Elementary School (math 6% / reading 16%, grade F, #560 of 627 statewide, top 90%, 854 students, 79% FRL); Claychalkville High School (math 6% / reading 9%, grade F, #261 of 305 statewide, top 87%, 1,361 students, 56% FRL) — zoned schools average 67% FRL vs 49% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+3.0%/yr); 333 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
• This rent runs 34% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $760 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 28 days — a 2% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $108,251 (1.5% below list)

Questions for the listing agent

1. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.35% ✓
• Cap rate: 11.19%
• Cash-on-cash: 17.48%
• DSCR: 1.78
• GRM: 6.2

CMA / ARV

• ARV (on-the-fly): $199,592
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
717 Country View Ter	0.05mi	3/2.0	1,644 (+0%)	5mo	$199,500	$121	89
2649 6th St	0.27mi	3/2.5	1,666 (+2%)	6mo	$195,000	$117	73
3105 3rd St NE	0.37mi	3/2.0	1,593 (-3%)	5mo	$169,500	$106	70
3009 Wood Cir	0.31mi	3/2.5	1,734 (+6%)	7mo	$195,000	$112	64
2532 5th St NE	0.54mi	3/2.0	1,560 (-5%)	3mo	$190,000	$122	61
700 Gable Dr	0.65mi	3/2.0	1,596 (-2%)	2mo	$245,000	$154	60
2903 Creek Ln NE	0.14mi	4/2.0 (+1)	1,420 (-13%)	4mo	$155,000	$109	59
317 26th Ave NE	0.57mi	3/1.5	1,500 (-8%)	7mo	$158,500	$106	52
4558 Cantebury Ln	0.51mi	3/2.0	1,470 (-10%)	4mo	$244,900	$167	52
2529 5th St	0.55mi	4/2.0 (+1)	1,766 (+8%)	4mo	$215,000	$122	48
4968 Kerri Ln	0.69mi	3/2.0	1,484 (-9%)	2mo	$257,000	$173	47
109 36th Ave NE	0.72mi	3/2.0	1,456 (-11%)	7mo	$219,900	$151	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.04% rent growth · sell at horizon

5-year hold

• IRR: 8.9%
• Equity multiple: 1.35×
• Total profit: $10,796
• Equity at exit: $16,386

10-year hold

• IRR: 18.1%
• Equity multiple: 2.51×
• Total profit: $46,408
• Equity at exit: $9,502

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35215

• Home prices YoY: -34.4%
• Rents YoY: 3.0%
• Active inventory: 333
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $1,486 high
• Mortgage (P&I): −$576
• Tax from tax record: −$104 /mo · $1,243/yr
• Insurance: −$46
• HOA: −$0
• Vacancy / Maint / Mgmt: −$312
• Net cashflow: $448

Break-even live

Break-even rent $919

Max offer price $109,900

Occupancy floor 65%

Sensitivity live

Price	-10% $510	-5% $479	+0% $448	+5% $417	+10% $386
Rent	-10% $331	-5% $389	+0% $448	+5% $507	+10% $566
Rate	-1.0pp $504	-0.5pp $476	base $448	+0.5pp $420	+1.0pp $391

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,475
• Closing costs: $3,297
• Reserves months: —
• Total cash needed: —

Rent comps 38 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
607 Country View Dr Birmingham, AL	4.0	2.0	1568	$1,550	$0.99	25d	1	0.23mi
605 Country View Dr Birmingham, AL	3.0	2.0	1698	$1,560	$0.92	45d	1	0.24mi
2655 6th St NE Center Point, AL	3.0	2.0	1600	$1,390	$0.87	4d	1	0.25mi
2708 7th St NE Center Point, AL	3.0	1.0	1451	$1,150	$0.79	45d	1	0.42mi
1104 Oak Creek Trl NE Birmingham, AL	3.0	2.0	1233	$1,543	$1.25	3d	1	0.49mi
4464 Winchester Hills Way Birmingham, AL	3.0	2.0	1178	$1,750	$1.49	45d	1	0.52mi
4464 Winchester Hills Ln Pinson, AL	3.0	2.0	1500	$1,750	$1.17	12d	1	0.53mi
3309 Chase Ln Unit 3309 Birmingham, AL	2.0	2.0	1068	$1,000	$0.94	45d	1	0.58mi
3073 Panorama E Birmingham, AL	1.0–3.0	1.0–2.0	975	$1,275	$1.31	3d	20	0.67mi
2629 Wood Dr NE Center Point, AL	3.0	1.0	1203	$1,250	$1.04	45d	1	0.70mi
340 40th Ave NE Center Point, AL	3.0	2.0	2007	$1,650	$0.82	17d	1	0.79mi
5010 Darlene Dr Pinson, AL	3.0	2.0	1914	$1,550	$0.81	25d	1	0.82mi
2415 Ormond Dr Center Point, AL	3.0	1.5	1194	$1,295	$1.08	45d	1	0.88mi
5140 Hickory Dr NE Pinson, AL	3.0	1.5	1518	$1,465	$0.97	22d	1	0.98mi
5240 Jean Dr Pinson, AL	4.0	2.0	1714	$1,695	$0.99	45d	1	0.99mi
3005 Sweeney Hollow Pl Birmingham, AL	3.0	2.0	2014	$1,325	$0.66	15d	1	1.01mi
149 Martin Dr Birmingham, AL	3.0	2.0	1164	$1,485	$1.28	25d	1	1.01mi
127 Fox Hill Ct Center Point, AL	3.0	2.0	1418	$1,545	$1.09	45d	1	1.01mi
2324 3rd St NE Center Point, AL	3.0	2.0	1329	$1,300	$0.98	25d	1	1.01mi
332 23rd Ave NE Center Point, AL	3.0	1.0	1100	$1,350	$1.23	4d	1	1.03mi
2249 4th Place Cir NE Center Point, AL	3.0	1.5	1400	$1,400	$1.00	45d	1	1.06mi
3104 Cobblestone Dr Birmingham, AL	3.0	1.5	1533	$1,516	$0.99	4d	1	1.07mi
2232 6th St NE Center Point, AL	3.0	1.0	1550	$1,150	$0.74	45d	1	1.10mi
202 Westchester Dr Birmingham, AL	4.0	2.0	1374	$1,300	$0.95	25d	1	1.15mi
4246 Centerwood Dr Birmingham, AL	3.0	2.0	1336	$1,450	$1.09	17d	1	1.15mi
2245 3rd St NE Center Point, AL	3.0	1.0	1150	$1,100	$0.96	25d	1	1.16mi
2229 3rd St NE Center Point, AL	3.0	1.0	1215	$1,125	$0.93	25d	1	1.24mi
5520 Desoto Cir Pinson, AL	3.0	2.0	1720	$1,823	$1.06	12d	1	1.25mi
5764 Desoto Dr Pinson, AL	3.0	1.5	1104	$1,225	$1.11	3d	1	1.27mi
600 20th Ct NE Center Point, AL	3.0	2.0	1878	$1,650	$0.88	25d	1	1.30mi
3814 Mars Ave Center Point, AL	4.0	2.0	2063	$1,890	$0.92	45d	1	1.32mi
212 Saint John Dr NW Birmingham, AL	2.0	2.0	1445	$1,423	$0.98	15d	1	1.33mi
5992 Princess Blvd Birmingham, AL	3.0	2.0	1454	$1,661	$1.14	45d	1	1.33mi
413 20th Ct NE Center Point, AL	3.0	1.5	1540	$1,375	$0.89	45d	1	1.33mi
856 Parkbrook Trl Birmingham, AL	1.0–3.0	1.0–2.0	925	$1,180	$1.28	3d	10	1.33mi
2504 Beechwood Trl Pinson, AL	3.0	2.0	1359	$1,435	$1.06	22d	1	1.37mi
345 Saint John Rd NW Birmingham, AL	3.0	2.0	2142	$1,731	$0.81	4d	1	1.46mi
5944 Tyler Loop Rd Pinson, AL	3.0	2.0	1247	$1,485	$1.19	25d	1	1.49mi

Listing history 22 events

1. 2026-06-18
   days on market $109,900 Active 28 DOM
2. 2026-06-17
   days on market $109,900 Active 27 DOM
3. 2026-06-16
   days on market $109,900 Active 26 DOM
4. 2026-06-15
   days on market $109,900 Active 25 DOM
5. 2026-06-13
   days on market $109,900 Active 23 DOM
6. 2026-06-10
   days on market $109,900 Active 20 DOM
7. 2026-06-09
   days on market $109,900 Active 19 DOM
8. 2026-06-08
   days on market $109,900 Active 18 DOM
9. 2026-06-07
   days on market $109,900 Active 17 DOM
10. 2026-06-03
    days on market $109,900 Active 13 DOM
11. 2026-06-02
    days on market $109,900 Active 12 DOM
12. 2026-06-01
    days on market $109,900 Active 11 DOM
13. 2026-05-31
    days on market $109,900 Active 10 DOM
14. 2026-05-21
    listed $109,900 Active
15. 2024-03-12
    soldstatus $549,000
16. 2024-03-12
    soldstatus $549,000
17. 2017-07-17
    soldstatus $52,000 Sold 233-char remark

    Show marketing remark (233 chars)

    Investors and handymen this house is for you. Located in a good area of Jefferson County. It would make a great rental property. Homeowners with a light sweat equity you could have a good home. The house is selling "as-is".

18. 2017-07-14
    soldstatus $52,500
19. 2017-06-23
    historical 233-char remark

    Show marketing remark (233 chars)

    Investors and handymen this house is for you. Located in a good area of Jefferson County. It would make a great rental property. Homeowners with a light sweat equity you could have a good home. The house is selling "as-is".

20. 2017-06-09
    listed $55,000 Active 233-char remark

    Show marketing remark (233 chars)

    Investors and handymen this house is for you. Located in a good area of Jefferson County. It would make a great rental property. Homeowners with a light sweat equity you could have a good home. The house is selling "as-is".

21. 1997-04-30
    soldstatus $65,500
22. 1995-03-03
    soldstatus $59,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,243 · $104/mo
• Projected year-2 tax: $1,243 · $104/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 11 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,831
• − Mortgage interest: −$6,156
• − Property taxes: −$1,243
• − Insurance: −$550
• − Repairs & maintenance: −$1,427
• − Management: −$1,427
• − Depreciation: −$3,197
• Taxable income: $3,832
• Est. tax owed @ 24.0%: −$920
• After-tax cash flow: $4,458/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Center Point

• Score: 63/100
• State rank: #193
• US rank: #15671

Category grades

Amenities F Commute A Cost of living A+ Crime D Employment F Housing A Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Jefferson County · 527,445 people
• City population: 43,903
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 43,903
• Household income: $52,793
• Rent vs Own: 43.4% rent · 56.6% own
• Severe rent burden: 1729.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (75%)
• Race & ethnicity: Black 75% White 15% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Lithuanian 1% Italian 1% Slovak 1%
• Foreign-born: 4% · Canada
• Languages at home: 92% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -112.97%
• Current HPI: 215.0607
• Rent YoY: ▲ 3.04%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+85.0% since first listed

9 events — show timeline

• 2026-05-21 Listed $109,900 Greater Alabama MLS
• 2024-03-12 Sold (Public Records) $549,000 Public Records
• 2024-03-12 Sold (Public Records) $549,000 Public Records
• 2017-07-17 Sold (MLS) $52,000 Greater Alabama MLS
• 2017-07-14 Sold (Public Records) $52,500 Public Records
• 2017-06-23 Delisted — Greater Alabama MLS
• 2017-06-09 Listed $55,000 Greater Alabama MLS
• 1997-04-30 Sold (Public Records) $65,500 Public Records
• 1995-03-03 Sold (Public Records) $59,400 Public Records

Property tax history

+12.6%/yr

Latest (2025): $1,243 · +0.0% YoY. Source: county tax records.